Islamic Economics Research Articles

Menganalisis Ekonomi Dalam Islam Yang Berkaitan Dengan Aspek Hukum Dalam Bisnis

Islamic economics is a scientific discipline that integrates economic principles with Islamic teachings. In the Islamic economic framework, business activities are not only viewed from a profit perspective, but also from an ethical and social responsibility perspective. The Islamic economic approach to business rejects the practices of riba (interest), gharar (uncertainty), and maysir (speculation), and requires the implementation of a system based on profit sharing such as mudharabah and musyarakah. In addition, in carrying out business, it must always be ensured that the goods and services traded are halal and good, in accordance with the principles of halal and thayyib. The principles of economic growth in Islam include tawhid, rubiyyah, caliphate, and tazkiyah. It is hoped that by complying with sharia business ethics, a Muslim entrepreneur can maintain his business because he will always receive the blessings of Allah SWT both in this world and in the hereafter.

Islamic economics: Intertemporal prices, interest rates and discount rates

Islamic economics: Intertemporal prices, interest rates and discount rates

Citation trends in islamic economics, finance, and business journals indexed by doaj and sinta

Citation trends in islamic economics, finance, and business journals indexed by doaj and sinta

Islamic Economic Review of The Concept of Employee Wages (Case in Jakarta)

Research indicates that the concept of remuneration in Islamic economics emphasizes alignment with its principles. Workers are expected to maintain professionalism and avoid fraud. The primary aim of this remuneration concept is to enhance workers' well-being, reflecting a focus on community welfare and humanity rather than just profit. Entrepreneurs are encouraged to treat workers like family, fulfilling all their needs, and embodying the spirit of cooperation (ta'awun), ensuring no harm comes to any party. This ethos promotes collective responsibility in meeting the basic needs of the less fortunate. In the context of Place in Jakarta City, the remuneration model aligns with Islamic economic principles. Employee pay is based on customer percentage, encouraging each worker to contribute to the business's success. Salaries are adjusted according to the employees' skills and the number of customers they serve, resulting in variable wages rather than a fixed amount. This model ensures that remuneration is fair and reflects the employees' contributions, fostering a cooperative and supportive work environment consistent with Islamic values.

The Digital Economy: Opportunities and Difficulties Isamic Economy's Future

The advent of technical innovation and economic digitalization via social media platforms and shopping applications has an impact on community social and economic activity. The manual, traditional economic system has been replaced by a modern one. A basic definition of a digital economy is any economic output that uses multifunctional internet-based technologies applied in a variety of digital business models for products or services. The expansion of the Islamic economy's involvement in e-commerce must be promoted in order to support the rise of financing via the digital economy and the empowerment that comes with it. One approach that can be used to create halal product innovations that are popular on the digital economy platform is principle-based regulation. With this technology, one would anticipate that. The results of this study demonstrate that initiatives to support innovation, entrepreneurship, and economic expansion may present a chance to increase access, particularly to Islamic economic inclusion. The digital economy is also anticipated to serve as a platform for the exchange of knowledge about how to better public services, finance, or social services, as well as new technologies that could offer all societal levels first-rate, quick, and reasonably priced Islamic economic services while also enhancing the effectiveness and efficiency of economic activity.

The Effects of Islamic Economy and Islamic Finance on Social Life

Living together comes with both advantages and disadvantages. On the positive side, people benefit from each other by fulfilling mutual needs, such as buying goods and services that they cannot produce themselves. However, living together can also lead to conflicts, with individuals sometimes infringing on each other's rights. Islam brought significant changes to ensure justice in social life, introducing rules and innovations in economy and finance. When these Islamic principles are followed, justice and social welfare improve. This study will explore Islamic economy and finance and their effects on social life.

Analysis of Land Tax in The Plantation Sector Viewed from Islamic Economic Leaders

This research is concerned with how land and building taxes affect the plantation sector in Indonesia by following one of the economic thought leaders Abu Yusuf in achieving justice. The researchers applied literature research or content analysis. Land and Building Tax for the Plantation Sector in Indonesia is seen from the point of view of Abu Yusuf because the idea will create justice for taxpayers, even though the tax must be paid 0.5% based on the Sales Value of the Tax Object (NJOP). The muqasamah system presented by Abu Yusuf pays more attention to details, starting from the type of land, soil fertility, irrigation, seasons, and price fluctuations at harvest, to ensure fairness in tax collection. If the muqasamah system is implemented in Indonesia, which has the character of an agrarian country, then state revenue from the plantation sector tax will have great potential. The concept put forward by Abu Yusuf is still very relevant to Indonesia, particularly in land and building taxes in the plantation sector. Therefore, the concept of Abu Yusuf can be considered by the Indonesian government in establishing policies related to land and building taxes in the plantation sector nationally

Perspective of Islamic Economics: Consumptive Behavior of Online Shopping and The Paylater System

Perspective of Islamic Economics: Consumptive Behavior of Online Shopping and The Paylater System

KEDUDUKAN FATWA ULAMA DALAM SISITEM HUKUM NASIONAL DI INDONESIA

Islamic economics was born simultaneously with the birth of the teachings of Islam itself starting from the Prophet Muhammad SAW became an apostle. Economic activity in Islam is also considered as an activity that aims to serve oneself to Allah SWT. Therefore, its principles and characteristics are in line with the main guidelines of Muslims, namely the Qur'an and Hadith. The principles and characteristics of Islamic economics are formulated in such a way that the realization of happiness, peace, comfort and justice for economic actors without neglecting the right to develop themselves. The main goal of Islamic economics is to achieve Falah or the fulfillment of needs and the creation of prosperity so as to give birth to happiness in the world and happiness in the Hereafter.

The Role Of Islamic Banking In The Development Of Islamic Economic Progress In Indonesia

Economic activities that lead to Islamic Economics or Sharia Economics are increasingly spreading throughout the world, including Indonesia. Sharia economics is an economic system based on sharia values ​​and principles originating from the teachings of the Islamic religion. Experts also define sharia economics. The sharia economy has its own characteristics that differentiate it from other economies. Sharia economics originates from the Koran, hadith or sunnah, ijmak and qiyas. The goal of sharia economics is to achieve happiness in this world and the hereafter through a good and honorable way of life. There are many activities in the sharia economy, one of which is sharia banking. Where sharia economics and sharia banking are closely related to each other. Sharia banking is an example of Sharia Economics. This research uses qualitative research methodology. This research uses descriptive analysis to describe and analyze the data obtained. The results of this research can be used as a basis for policy development, service improvements, or a better understanding of sharia economics in general

Pengaruh Lingkungan Pergaulan Terhadap Keinginan Berbisnis Mahasiswa Ekonomi Syariah UIN K.H Abdurrahman Wahid Pekalongan

This research aims to explore the influence of the social environment on the entrepreneurial intentions among Islamic Economics students. The social environment encompasses aspects such as family support, peer influence, academic community, mentors, and access to business information and opportunities. This study employs a descriptive qualitative method with data collection techniques through surveys and literature reviews. The results show that family support significantly impacts students' motivation, both in the form of moral support and financial assistance. The campus environment also plays a crucial role, where relationships with like-minded peers and business seminars can encourage entrepreneurial interest. Peer influence is found to be more dominant than faculty influence in shaping entrepreneurial interest due to the ease of sharing practical experiences. Additionally, media and information provide further motivation, although personal motivation remains the primary factor. Overall, this research emphasizes the importance of social support and environment in fostering entrepreneurial intentions among Islamic Economics students but also highlights that individual motivation is the key factor in the decision to start a business.

PRICING SYSTEM IN LAND LEASING IN REVIEW OF IJĀRAH 'ALA AL-MANĀFI' CONTRACT

In the fiqh context of land leasing, there are variations in scholarly opinion regarding the legality and conditions of leasing. Some scholars argue that the leased land must provide direct benefits to the tenant, such as for agriculture, while others allow leasing for commercial activities. Rental pricing is a major concern as factors such as location, economic potential and land condition affect the rental value. This study aims to determine the system of determining land rental prices for business premises in the perspective of the ijarah 'ala al manafi' contract. Qualitative methods are used with observation and interview techniques to understand the practice of leasing in the perspective of Islamic economics. From this research, the results obtained in the practice of leasing land in Krueng Barona Jaya District, the principles of Islamic law, especially in the ijârah 'ala al-manâfi' contract, have generally been followed, including clarity of object, price, and time period. However, there is a discrepancy in terms of land benefits that cannot be obtained directly, which according to the view of the Shafi'iyah scholars, states that the benefits of the lease must be used immediately. Therefore, there needs to be more attention in ensuring the agreement is in accordance with the provisions of fiqh so that all parties get fair rights and obligations, and to achieve blessings in every transaction.

Sistem Cash on Delivery (COD) dalam Jual Beli Online Menurut Perspektif Ekonomi Islam

Online buying and selling are transactions carried out by parties using the internet network. The payment method that is often used today is the COD system. The aim of this research is to find out and explain the mechanism of the Cash On Delivery (COD) system in online buying and selling according to an Islamic economic perspective. In this research the researcher used a library research method with descriptive qualitative analysis using a deductive method regarding the cash on delivery (COD) system and analyzed using an Islamic economics approach. The results of this research include the following: 1) the online buying and selling mechanism with the COD system in the marketplace can be implemented by selecting the goods first and then payment is made in cash when the goods arrive. To purchase products, you can order them via the website or application. 2) (2) Based on the analysis of online buying and selling using the COD system carried out by the marketplace, it is in accordance with Islamic economic principles, such as aspects of justice, transparency and compliance. So online buying and selling using the COD system is permitted from a Sharia Economic perspective.

Pandangan Yusuf Qardawi dalam Kitab Daurul Qiyam Wal Akhlaq Fil Iqtishadil Islami Mengenai Etika Produksi, Konsumsi dan Distribusi dalam Upaya Membangun Kesadaran Bisnis Beretika

The term Islamic economics has existed since the religion of Islam emerged in the world. Yusuf alQardhawi described Islamic Economics as an economic system rooted in religious principles. According to him, this is a system inspired and regulated by Allah SWT, with goals and laws originating from His teachings. All economic activities, such as production, distribution, consumption, and international trade, are directed by divine principles and aim to gain God's approval. In an era of globalization that tends to ignore morals and ethics, Yusuf al-Qardhawi emphasizes the importance of Economic Ethics, which he considers to be the guardian of economic sustainability. This research uses a qualitative approach to explore and explain qualities and social aspects that cannot be measured quantitatively. The scientific method used is library research, which relies on data and information from various sources in the literature. From a production perspective, Islamic Economics encourages everyone to work diligently and compete to find work, because this is considered an obligation and honor, as well as the right of every individual. In the consumption aspect, the wise use of wealth is emphasized, remembering that ownership of wealth is not the main goal, but rather a means to enjoy God's gifts. In distribution, the main principles are freedom and justice. Freedom in this case rejects oppression that hampers the lives of ordinary people and controls their sources of sustenance. Justice is defined as appropriate placement in the position that it should be.

The Influence of Motivation, Religiosity and Work Environment on The Productivity of SME Actors In Islamic Economics Review

This study aims to determine the influence of motivation, religiosity, and work environment on the productivity of micro, small, and medium enterprises (MSMEs) in Gayo Lues Regency from the perspective of Islamic Economics. The research method used was quantitative research, utilizing primary data collected through questionnaire distribution to respondents, and secondary data sourced from the Ministry of Cooperatives and SMEs and literature studies from relevant books and research journals. Data analysis employed validity test, reliability test, classical assumption test, and hypothesis testing. The findings indicate that motivation does not significantly influence the productivity of MSMEs in Gayo Lues Regency. However, religiosity and work environment significantly influence MSMEs' productivity in Gayo Lues Regency. Simultaneously, motivation, religiosity, and work environment jointly affect productivity.

DO SALES VOLUME AND COST OF GOOD SOLD INCREASE GROSS PROFIT MARGIN

This study, conducted in the context of Islamic Economics, examines PT's Gross Profit Margin (GPM). Unilever Indonesia Tbk. from 2013 to 2022, focusing on the effects of sales volume and Cost of Goods Sold (COGS). The research aims to identify how these factors influence GPM, a key metric in Islamic Economics. A quantitative descriptive method was used to analyze secondary data from financial statements. The population in this study includes all nominal sales data, cost of goods sold, and gross profit margin ratios of PT. Unilever Indonesia Tbk. Unilever Indonesia Tbk. Unilever Indonesia Tbk. Unilever Indonesia Tbk. Classical assumption tests, determination coefficient tests, F-tests, and t-tests were conducted. Results indicate that sales volume positively impacts GPM, while COGS negatively affects it. Effective sales volume and COGS management are crucial for optimizing gross profit margins, suggesting businesses should focus on these areas to enhance profitability. These findings have practical implications, as they imply that businesses should prioritize strategies that increase sales volume and efficiently manage COGS to enhance profitability. By understanding the critical relationship between these variables and GPM, companies can make informed decisions that contribute to their financial health and competitiveness in the market.

The Sustainability of Home Industry Businesses in Enhancing Family Welfare From The Perspective of Islamic Economics, Focusing on Case Study of Tent Business

The purpose of this study is to analyze the home industrial enterprises maintain, starting by examining the institutional, social, and economic aspects. Methodology used in pene; This is qualitative with the Multi Dimensional Scaling (MDS) approach used in field research to create a more nuanced picture of real-world situations. The research was conducted in Tanjung Pasir Village, South Kualuh District, North Labuhanbatu Regency, North Sumatra Province. The primary source of data in this study is consumers. Meanwhile, secondary data was collected by watching interviews with business people in the home industry. The results of the study show that: 1) The sustainability of Pak Ajay Ahmad's tempe business in Tanjung Pasir Village is proven: the institutional dimension for the sustainability of household industry business management has an index of 7.14%; The average value of this sustainability index is 7.25 or in the range of 50.00 – 74.00 (quite sustainable); The social dimension of status is quite sustainable at 6.33%. 2) The economic dimension is the dimension with the highest level of sustainability, while the social dimension has the lowest level. The tempeh business sector in Tanjung Pasir Village has twenty-one characteristics. 3) Unstable and operational raw material prices (economic dimension), lack of support for MSMEs from local and village governments (social dimension), air pollution in tempe boiling, and waste management (institutional dimension) have the highest attribute sensitivity values.

Pengenalan Dasar Ekonomi Syariah Bagi Siswa SMA Nurul Hasanah

This Community Service aims to introduce the basic concepts of sharia economics to students at Nurul Hasanah High School. The background to this Community Service is the importance of understanding an economic system that is in accordance with sharia principles among the younger generation, especially in the school environment. Sharia economics, which is based on Islamic values such as justice, transparency and social responsibility, offers an ethical and sustainable alternative in economic management. This Community Service uses an educational approach through counseling, discussions and simulations to provide a comprehensive understanding of concepts such as usury, zakat, mudharabah and profit sharing.Community Service shows that before this program, many students had a limited understanding of sharia economics and often equated these concepts with conventional economics. After participating in the program, there was a significant increase in their understanding of the basic principles of sharia economics, as well as awareness of the importance of applying ethics and moral values in economic activities. In addition, students also show a high interest in learning more and applying these concepts in everyday life, including in personal financial management and business activities.This program is expected to be sustainable and further developed to cover other relevant topics, such as Islamic banking and halal investment, in order to equip students with in-depth knowledge and practical skills in the field of Islamic economics. Thus, this program not only contributes to increasing Islamic financial literacy among students, but also to the formation of character based on the values of justice and social welfare

SISTEM BAGI HASIL DALAM AKAD MUZARA’AH PADA PETANI TEMBAKAU DI SUMBER MALANG SITUBONDO

Plalangan Village is one of the villages where the majority of the livelihood is farming and in which there are many methods used to manage the land owned, ranging from managing it yourself to managing it by other people, one of the contracts used is the muzara'ah contract. The muzara'ah contract is a cooperative agreement between the land owner and the cultivator where the seeds to be planted come from the land owner. The agreement in this contract is usually done verbally without any written agreement with the distribution of the results agreed at the beginning of the agreement, however, in this distribution of results the cultivator is still waiting because the land owner is still looking for buyers who will buy tobacco, so this is the background for this research. . The type of research used is field research, that is, researchers go directly into the field to conduct research so they can see and understand the objects to be discussed. The results of this research show that the profit sharing system in the muzara'ah contract for tobacco farmers in Plalangan Village is that the distribution of the results is agreed upon by both parties at the beginning of the contract. What usually happens is that half is divided for the land owner and the other half for the cultivator, after deducting costs. -cost incurred. Meanwhile, the muzara'ah contract carried out by the people of Plalangan Village, Sumber Malang District, Situbondo Regency is valid because it has fulfilled the pillars and requirements of the muzara'ah contract and is in accordance with the principles of Islamic economics, namely the principle of monotheism, the principle of representation, the principle of justice, the principle of tazkiyah, and the principle of al-falah.

Peran Industri Rumah Pada Usaha Catering Kurnia Jaya Terhadap Pendapatan Karyawan Menurut Presfektif Ekonomi Islam di Kecamatan Medang Kampai Kota Dumai

The research aims to analyze the role of the home industry Catering Kurnia Jaya on employee income and welfare from the perspective of Islamic economics. The research method used is qualitative, involving a population of 10 employees. The subject of the study is the owner of Catering Kurnia Jaya, located in Medang Kampai District, Dumai City. The analysis used in this study includes reduction analysis and triangulation analysis. Data collection techniques include observation and interviews. The results show that Catering Kurnia Jaya significantly contributes to increasing the income and economic well-being of employees' families. This business operates according to Islamic economic principles, emphasizing justice, sustainability, and fair redistribution. Employee income fluctuations occur due to seasonal factors and market competition. This study highlights the importance of household industries in alleviating poverty and enhancing the local economy, with Catering Kurnia Jaya serving as an example of significant contribution to employee income and welfare.