Internet Business Research Articles

The Impact of Internet Finance on the Profit Efficiency of Commercial Banks: Theory and Evidence From China

According to the reality of China, we divide Internet finance into four parts as Internet payment services, Internet financing services, Internet financial management services, and online banking business of traditional commercial banks, to discuss the impact of Internet finance on the profit efficiency of commercial banks. Our theoretical analysis shows that the external impact of Internet finance will reduce the profit of commercial banks, but Internet financing and Internet financial management have less influence, and the financial Internet business can improve the profit efficiency of commercial banks to some extent. An empirical test of Chinese data provides support for these predictions, it suggests that the estimated impact is significant and robust. Furthermore, differences in ownerships and profit efficiency of commercial banks will be at work.

Prospects for the development of internet business in the domestic transport industry

Information technology and digital economy present new opportunities for all sectors of the economy, including transport. Today, transport economics is undergoing fundamental changes as a result of the rapid development of information technology and its use is also very fast. Especially the dynamics of the development of informatics and its products and transport business development opportunities based on the use of Internet technology have enabled the growth of the role and importance of using information technology in business processes in terms of the new economy or digital economy. The world economy has changed due to the great development and application of this technology. Transport enterprises are forced to survive in a modern economy where the global market is characterized by competition, diversity of products and services and short cycle life of the product. In terms of the digital economy, information technology creates opportunities for specialization and cooperation between transport companies from different regions by reducing transaction costs, creating ease of access to foreign markets and facilitating the development of new models of electronic business. The purpose of this paper is to present the importance of information technology in economy of transport industry, computerization trends and the opportunities offered by this technology where consumers have quick and easy access on the global market of transport service, as well as in information about goods and services. In the condition of digital economy, the usage of information technology provide businesses with new opportunities to access global markets and also develop business activities on-line. The full realization of these potentials is essential for new transport enterprises and companies which can compete and create competitive advantage globally.

ПЕРСПЕКТИВИ РОЗВИТКУ УКРАЇНСЬКИХ ІНТЕРНЕТ-МАГАЗИНІВ НА ЄВРОПЕЙСЬКОМУ РИНКУ

The main problems of e-commerce and the drivers of its prospective development at the current stage of the Ukrainian economy are identified. An analysis of scientific literature and relevant publications related to e-business in Ukraine was carried out. It is shown that in modern conditions, the main reference point for the formation and implementation of integration processes in the digital economy of Ukraine is the EU Digital Single Market Strategy. A research of modern trends in the development of e-commerce in Ukraine in modern conditions was carried out. The potential for Ukrainian business development and its promotion abroad was determined. The advantages of the European e-commerce market for the Ukrainian entrepreneur in the context of Ukraine's integration into the Digital Single Market are revealed. Trends in the development of e-commerce in Ukraine during the war were studied. The main problems and difficulties of exporting Ukrainian goods abroad were identified. The peculiarities of the entry of Ukrainian Internet stores into European markets are analyzed. Practical cases of successful Ukrainian online stores, which today operate on European markets, in particular, Poland, Romania, and Moldova, have been studied. The main problems and prospects for the further promotion of Ukrainian Internet business on European markets are revealed. The main factors affecting the success of Ukrainian online stores entering foreign markets have been determined, in particular, adaptation of the web-site for the local consumer, transparency of pricing, convenience of placing an order, paying for goods on the web-site, and convenient delivery. The directions for the introduction of the innovative technologies and marketing digital tools, which contribute to the growth of business competitiveness and consumer loyalty, are substantiated. It is shown that Ukrainian Internet stores should not only be adapted to European legal norms of doing business when entering international markets, but also use Internet marketing and demonstrate their competitive advantages. It has been proven that the entry of Ukrainian enterprises into foreign markets requires effective measures to analyze the market and target audience, take into account regional specifics, implement technological innovations, and also use Internet marketing tools.

Decision-Making & Data Science: How Large Businesses Can Use Analytics to Shape Decisions

Although big data will bring worth for business throughout the entire worth chain, the integration of details analytics about the decision-making procedure is nevertheless a battle. This specific study, based on an ordered literature review, thematic evaluation and qualitative interview findings, proposes 6 steps to create every relevance and rigor in the technique of analytics driven choice generating. Our findings illuminate the main key phases in this specific option procedure, for example matter characterization, evaluation of earlier outcomes, model development, data collection, information analysis, along with techniques on insights within the context of program strategies. Although outcomes are assessed in a sequence of steps, the analysis identifies them interdependent and iterative as. The suggested 6 phase analytics driven choice making process, pragmatic evidence from service techniques, and later scientific studies agenda, source the groundwork for upcoming scholarly research, and can work as a step smart guidebook for internet business professionals.

How business value can be increased with analytics in the financial services industry

Background/ Objectives: Big Data is a tremendously large data set that has been analyzed, managed, managed and validated through a regular info management application. Banks are of all financial services industries, that handle overwhelming quantities of transaction info managed, scrutinized, in addition to employed for the gain of banks and definitely the customers. Thus, this specific analysis paper examined how BDA is handled in Malay/Indian/Indonesian manufacturing banks. The elements which have a larger impact on banks in handling large data were analyzed, in addition to how analytics generates worth for the business. Method/Statistical Analysis: Secondary data was collected from several sources, such as articles, journals and websites. The elements including great data management, consumer segmentation, risk management, fraud detection, in addition to business value of banking industries are studied. A conceptual framework was produced to spotlight the components that have a much better impact on big data management in the banking business. Findings: From the analysis, it's examined that big data analytics has pushed a noticeable change in the business worth of banks, as well as the components that influence the organization. Application/Improvements: Banks must revamp their software architecture for dealing with key information, and stick to the brand new technologies which boost the internet business worth of the company.

Computer network design and implementation using load balancing technique with per connection classifier (PCC) method based on MikroTik router

A computer network system in a company or agency generally uses more than one Internet Service Provider (ISP) to maintain the quality of its internet services. When one of the ISP's services that are used is interrupted and the internet connection is lost, then the techniques that can be used are load balancing and failover. This study aims to establish a network of two ISPs using load balancing methods and failover techniques with MikroTik. Load balancing to equalize traffic loads and stabilize internet connections for each client and apply failover techniques with 2 ISPs. The method used is the Network Development Life Cycle which redesignates the new network topology by analyzing Quality of Service (QoS) based on the THIPON standard. Based on the test results, the QoS value obtained is 3.75 during busy internet usage hours and the QoS value is 4 at normal hours. Overall, the implementation of computer networks using load balancing techniques with the PCC method showed good changes, this was concluded based on the results of distributing questionnaires before and after implementation from the previous score of 0.4 rising to 0.89.

Means of the Expressing Sentiment in the Conditions of Modern Business Internet Correspondence in Russian, English and Chinese Languages

This research is devoted to the analysis of the means of expressing sentiment in business internet correspondence. The purpose of the study: review and study of the means of expressing tonality in an official business style; determination of the tone of business texts using various means on the material of business internet correspondence in Russian, English, Chinese. The objective of the study: to supplement the classification of means in three languages (taking into account their specifics) to determine the tone of the text and to distinguish the means of expressing the tone for business internet correspondence.

Malware victimisation and organisational survival: A multi-method exploration of emerging market

The internet has gained widespread acceptance globally since its inception. However, the escalating threats associated with this acceptance are alarming, as cyber fraudsters continually imitate and execute grievous attacks on corporate entities. While much is known about the various dimensions of malware attacks and defense (Sharmeen et al., 2019), little attention has been given to how malware affects the socio-economic survival of organizations in Nigeria, particularly in Cross River State. This article aims to bridge this knowledge gap by presenting empirical evidence on how malware victimization impacts organizational survival in the study area. Through the use of questionnaires and in-depth interviews, a sample of 1,074 research participants, including bank staff, industrial workers, and telecommunication staff, was selected from Cross River State using a multi-stage sampling technique. The findings reveal a significant increase in malware victimization among corporate organizations in Cross River State, resulting in severe consequences for their socio-economic development. To mitigate these risks, the study recommends that organizations strengthen their network security, implement comprehensive cybersecurity awareness training programs for employees, adopt advanced detection and response technologies, and employ mobile security solutions or business internet traffic security measures to ensure their safety.

Product recommendation in internet business: an integrated approach of fuzzy sets and multiple attribute decision making

Product recommendation in internet business: an integrated approach of fuzzy sets and multiple attribute decision making

Analysis and Strategies on the Internet Wealth Management Scenario-based Planning

In the Internet era, financial institutions are gradually paying attention to the promotion of Internet business services. Financial institutions are aware of the difficulty of scenario-based financial applications to achieve close integration with consumers. The expansion of Internet finance business in financial institutions will be used as an opportunity in this paper to analyze the scenario-based finance and propose ideas and methods that will solve the problem.

The political power of internet business: A comprehensive dataset of Telecommunications Ownership and Control (TOSCO)

The ‘internet’—familiar shorthand for information and communication technologies (ICT)—is built on a physical infrastructure owned by a variety of state and private actors, foreign and domestic, with multiple interests. It has not only driven change on a global scale; its spread also had a profound impact on the social sciences. However, our understanding of how its architecture, and especially its owners, influence its political and economic impact is still in its infancy. This paper presents the Telecommunications Ownership and Control (TOSCO) dataset on ownership of internet service providers (ISPs) that allows to recognize the internet as strategically built and used by governments and corporations. Along with a thorough discussion of the conceptualization and operationalization of ownership as a variable, the TOSCO dataset enables comparative large-N analysis of the determinants and effects of varying ownership structures and identities in the transforming context of 49 African countries, 2000–2019. We demonstrate its usefulness with descriptive statistics and regression analyses using replication data from research on the internet’s democratizing and corruption-reducing effects. In allowing for a more realistic account, TOSCO supports scholars and practitioners concerned with the determinants and effects of internet service provision, use and control in Africa and beyond.

E-Women in E-Business: Probing into State-led and Individual-based Finance-Gathering Initiatives of Filipinas during the Economic Pandemic Struggle

The paper seeks to investigate how the state, specifically the Department of Trade and Industry's Bayanihan COVID-19 Assistance to Restart Enterprises (CARES) program, responds to women's economic struggle and how Filipina entrepreneurs make use of the internet for ICT-based business as a solution for income-generating means and sales during the COVID-19 economic struggle. The research locale covers the experiences of online Filipina Entrepreneurs during this pandemic in the Philippines' Region VII, Central Visayas. The research is a qualitative and descriptive case study that uses a purposive sampling technique for data collection utilizing a researcher-made questionnaire and their experiences are analyzed using Colaizzi’s method. In our investigation, we found out that the pandemic has a detrimental effect on women’s businesses, from causing large losses in income and necessitating other sources of income to cover these losses. In solution, these women have entered into an online-operated business employing various marketing strategies to keep their businesses running. Fortunately, there is a consensus that entering in the online business has been a great economic opportunity and helped foster feelings of independence and financial freedom. However, despite this, challenges with internet connectivity in transacting with the government and customers have been a great obstacle and disadvantages such as; increased competition, the possibility of fraudulent transactions, and lack of transportation services experienced- all of which necessitate a systematic solution from the government. As a recommendation, the research's output is an innovative strategic governance framework integrating two vital aspects: Information and Communications Technology (ICT) and Gender and Development (GAD). Finally, the Philippines' new governance framework combines ICT-GAD to strengthen digital technologies and gender equality in addressing economic challenges. This breakthrough framework marries stale-led finance and individual-based gathering initiatives championed by one of the most vulnerable sectors in society — women. 
 Keywords: E-women, E-business, E-commerce, entrepreneur, COVID-19 pandemic, digital entrepreneurship, state-led finance-gathering initiatives, individual-led finance-gathering initiatives

A Novel Protocol-Free Bandage-Cover Cryptographer

Cyber security has become an important problem nowadays as almost everyone is often linked to the Internet for business and entertainment. Conventional cryptographers fail to address timely issues regarding cyber-attacks, such as cyber identity theft. In this work, we propose a novel idea, namely, a bandage-cover cryptographer (BCC), which is completely software-defined and protocol-free. Besides, this new cryptographic approach can enable camouflages to confuse data-mining robots, which are often encountered in the cyber world nowadays. Because all of the existing cryptographers aim to protect the entire data (document and file) altogether, they cannot have camouflagibility to mislead data-mining robots. Conversely, by our proposed novel BCC, one can select arbitrary contexts or parts of the data (related to individual identify and/or private confidential information) under protection. To evaluate such a first-ever cryptographer capable of misleading data-mining robots, we define two new metrics, namely: 1) vulnerability and 2) camouflage rates. The theoretical analyses of vulnerability rate and camouflage rate for our proposed new BCC are also presented in this article to demonstrate the corresponding effectiveness.

CORR Insights®: Do Americans Lacking a Local Orthopaedic Surgeon Have Adequate Broadband for Telehealth?

CORR Insights®: Do Americans Lacking a Local Orthopaedic Surgeon Have Adequate Broadband for Telehealth?

Pelatihan Dan Pemanfaatan E-Commerce Sebagai Media Pemasaran Produk Umkm Di Desa Donowati

Mechanical advancements lead society towards effectiveness in exchanging exchange exercises. In its elemental, innovation assumes a part and turns into an option for society to go through with exchanges. This innovation is adjusted rapidly believing capacity to be a mechanism for exchanges should be possible anyplace and whenever. In accordance with mechanical turns of events, online business has turned into an additional coordinated method for exchanges among purchasers and venders. The common sense and variety of installment systems are the qualities of online business so that an ever increasing number of individuals are utilizing the stage. Be that as it may, there are additionally numerous MSME entertainers who don't grasp the ongoing improvement of exchange innovation, particularly the MSME entertainers in Donowati town. Most MSME entertainers in Donowati town don't figure out the activity of online business. The presence of this local area administration movement plans to clarify how the method involved with presenting the local area for internet business and its varieties. The technique completed during administration exercises utilizes distinct subjective exploration strategies through socialization and appraisal of the improvement of the utilization of web based business to SME entertainers in Donowati town.

Research on Optimization of Cross-Border e-Commerce Logistics Distribution Network in the Context of Artificial Intelligence

The continuous innovation of artificial intelligence technology has led to industrial upgrading and industry transformation in various industries, and e-commerce logistics has borne the brunt. Artificial intelligence relies on the intelligence of a large number of operations and decisions in the process of logistics operations, as well as the integration of transport, storage, distribution, packaging, loading and unloading, and other aspects of the production process and the hierarchy of the system, which has become an important engine to promote the upgrading of logistics equipment and technology, the innovation of production links and processes, the change in the structure of supply and demand of traditional logistics jobs, and the renewal of the traditional form of logistics. The application of artificial intelligence and the development of a new generation of information technology, including big data, has opened the era of intelligent logistics. And the continuous deepening of China’s foreign trade makes the demand for cross-border e-commerce logistics surge, and the importance of cross-border e-commerce logistics has been rapidly highlighted. Hence, it becomes urgent to construct a cross-line Internet business coordinated operations improvement model by consolidating man-made consciousness innovation. In view of investigating the activity techniques of cross-line online business coordinated factors, this paper advances the improvement methodology of cross-line web-based business operations advancement way with regard to man-made reasoning. By concentrating on the ongoing circumstance and issues of cross-line web-based business coordinated factor circulation module and consolidating the idea of wise strategies, the appropriation stage, the way transportation stage, and freight conveyance phase of Internet business coordinated factor dissemination activity are advanced, in order to accomplish the motivation behind lessening the expense of end dispersion, working on the effectiveness of dissemination, and expanding consumer loyalty.

Discursive construction of corporate identity through websites: An intercultural perspective on the commercial banks of the United States and China.

With the assistance of the corpus analysis tool Wmatrix 4.0, this paper analyzes the semantic categories of the top 10 commercial banks of China and the United States to figure out their social-cultural behavior in the Internet business context. It is discovered that both common and distinctive identities were constructed: the common identities include the professional financial service provider, responsible corporation for employees, and relevant communities with environmental and social consciousness, while the distinctive identities are manifested in the communication strategy, style, and persuasion mode: (1) The Chinese Commercial Banks adopted the proactive strategy for corporate identity construction, are prone to take hierarchical and impersonal communication style, and more focused on the “credibility appeal” and “rational appeal” in persuasion mode; (2) the commercial banks of the United States are more reactive in the communication strategy, position themselves in short distance with the putative audience in communication style, and conform to the typical “affective appeal” regarding the persuasion mode. From the intercultural perspective, the distinctions are the representation of the peculiar high-context culture and low-context culture based on Hofstede's cultural dimensions theory. Chinese banks should try to shorten the cultural gap by adopting communication strategy in conformity with the local cultural when going global rather than sticking to the domestic communication strategy.

A Practical Anonymous Voting Scheme Based on Blockchain for Internet of Energy

E-voting allows us to build a democratic business in most Internet of things (IoT) systems. For example, we may vote to choose a proper energy broker in a smart grid system. In this study, we focus on e-voting services in an Internet of energy (IoE) system, which is a new-style smart grid. A practical e-voting in IoE may focus on the properties of fairness, decentralization, eligibility, anonymity, compatibility, verifiability, and coercion resistance. It is difficult to fulfil all these properties simultaneously. Traditional voting schemes often use a public bulletin board or administrator in the voting process, which makes them become centralized. Services that offer e-voting via blockchain can make the voting schemes decentralized. However, many of them ignore the complexity of organizing the data of the transactions, which should be confirmed by the miners. Moreover, to the best of the authors’ knowledge, no works have tested the performance in the blockchain while considering practical use cases and constraints. Concerning all the challenges, we propose a practical anonymous voting scheme for IoE called IoEPAV. The proposed scheme fulfils all the mentioned design goals simultaneously. We tested IoEPAV both in different test networks of the Ethereum blockchain to give an overall evaluation. The practical evaluation can show that the proposed scheme is easy to be integrated into a real system like IoE. We also gave a comparison analysis with the state-of-the-art blockchain-based e-voting. All the results show that IoEPAV is decentralized, verifiable, anonymous, and highly efficient.

Mobile Edge Computing to Assist the Online Ideological and Political Education

With the rapid development of mobile Internet technology, mobile network data traffic presents an explosive growth trend. Especially, the proportion of mobile video business has become a large proportion in mobile Internet business. Mobile video business is considered as a typical business in the 5G network, such as in online education. The growth of video traffic poses a great challenge to mobile network. In order to provide users with better quality of experience (QoE), it requires mobile network to provide higher data transmission rate and lower network delay. This paper adopts a combined optimization to minimize total cost and maximize QoE simultaneously. The optimization problem is solved by ant colony algorithm. The effectiveness is verified on experiment.

Analysis of Vulnerabilities in System by Penetration Testing

Internet usage has been increase drastically in past decades or we can say it has become a sensation now days as internet business has built up its strong and vast network so their must need of security of the websites as well which has become a big challenge due rising in the use of internet. Vulnerability assessment and Penetration testing (VAPT) are two different techniques of assessing to analyze the vulnerability if a website these two programs two distinct results with in the same area of application.