Aerosol–cloud–precipitation interactions (ACI) are a known major cause of uncertainties in simulations of the future climate. An improved understanding of the in-cloud processes accompanying ACI could help in advancing their implementation in global climate models. This is especially the case for marine stratocumulus clouds, which constitute the most common cloud type globally. In this work, a dataset composed of satellite observations and reanalysis data is used in explainable machine learning models to analyze the relationship between the cloud droplet number concentration (Nd), cloud liquid water path (LWP), and the fraction of precipitating clouds (PF) in five distinct marine stratocumulus regions. This framework makes use of Shapley additive explanation (SHAP) values, allowing to isolate the impact of Nd from other confounding factors, which proved to be very difficult in previous satellite-based studies. All regions display a decrease of PF and an increase in LWP with increasing Nd, despite marked inter-regional differences in the distribution of Nd. Polluted (high Nd) conditions are characterized by an increase of 12 gm−2 in LWP and a decrease of 0.13 in PF on average when compared to pristine (low Nd) conditions. The negative Nd–PF relationship is stronger in high LWP conditions, while the positive Nd–LWP relationship is amplified in precipitating clouds. These findings indicate that precipitation suppression plays an important role in MSC adjusting to aerosol-driven perturbations in Nd.