Huge Section Research Articles

Superapps as Enterprise-wide Applications & Services in E-governance: Cases for UAE

Title: The title of this paper is superapps Enterprise-wide applications & services in e-governance organizations. The research project will highlight the popularity of the super app and its importance in recent times. Purpose: The purpose of this is to understand the effectiveness of super app in the government sector and the ways it is utilised by the users. It also states the ways by which super app within the government firms can usefully accomplish a wider range of services. As a result of the implementation of super apps, government firms can present their services to a huge section of their target people. Therefore, the satisfaction rate of the customers of the services or the products enhances to a considerable rate. Problem: Along with benefits, super app also comprises of wide range of issues as it needs high-ended WIFI network services. However, such types of services are not available all times in the day and this creates an issue within the users. Moreover, the sites are sometimes hanged due to high user’s accessibility and this also creates a problem within the mind-set of the customers using the application. H0: Hypothesis: the use of super apps effectively contributes to e governance by accomplishing wider range of services and reach wider range of customers. H1: Super app services availability depends on serval factors which affects it such as WIFI availability and customer mindset Approach: Despite of the negative aspects, the super applications are widely accepted by the users and are also utilised effectively. This is because the users can reach wide range of activities with the super app. Therefore, the trust and reliability of the customers over these application increases day by day in the recent era. Analysis: It can be mentioned that super apps are extremely useful for the customers in achieving their services in a very short period of time.

Exploring the Traces of Humanism: An Investigation into Doris Lessing’s The Golden Notebook

This research article dwells upon the exploration of the various colours of humanism as reflected most impressively in Doris Lessing’s most famous novel, The Golden Notebook. During her long-spanning literary career, she did receive a very deep impression and motivation from her contemporary female-writers such as Mary Wollstone Craft, Kate Millet, Elain Showalter, Simone de Beauvoir and Virginia Woolf and some others. Like all these feminist-writers, she too was very deeply concerned with the mental harassment, rape-violence and the sexual exploitation of the females in the existing phallocentric society. She too accelerated the movement of feminism even in the contemporary period. Being a woman, she could understand much better the issues and the problems of the females. Thus, through her novels, she has very strongly advocated for the equality, liberty and fraternity to the females without any kind of gender-discrimination. She is not an object of sexual gratification, confined to the domestic activities, but rather she has her oven self-esteem, love and honour. She cannot lose her self-esteem at any cost. By dint of her novels, she very strongly raised her voices against gender-discrimination, social injustice, sexual exploitation, mental torture and misconduct being committed to the females. In her most famous novel, The Golden Notebook, she happens to introduce the two lady characters– Anna and Molly, living together in a London flat in 1957 in their free and independent life-style. These intermittent narrative frames four huge sections dedicated to Anna’s notebooks of the 1950’s,’ a black notebook dealing with the African experience, out of which, she has written her only novel; the red for politics – the decline and fall of the communist myth; blue a record of free relations with men, and of rosy dreams and sessions with her analyst; yellow in which she takes up stories; mostly drafts of a novel in which ‘Ella’ re-enacts a large part of Anna’s experience. In all this, what it means to be ‘free women’ is very thoroughly articulated and worked out. The question of living “lives like men” poses an illusion within the narrative. Despite Anna’s engagement in a sexual relationship with the same liberty as a man, it inevitably culminates in an undesirable dependency. This aspect alongside the overwhelming freedom of choice that stifles her literary endeavors, the unchecked freedom permitted by the world’s irresponsible state, and the paradoxical liberty of a woman obsessed with the notion of integrity, who is fatefully bound to navigate randomly to discern the significance of her actions, collectively construct the novel’s intricate framework. Despite the evident complexity, the novel’s most remarkable attribute does not lie in its profound or original difficulty. Contrarily, it resonates a compelling conviction of closely mirroring actual experiences. Within this realistic depiction, the anticipated concerns of a mid-twentieth-century writer organically find their respective positions, enhancing the authenticity and relatability of the narrative. It is simply an exceptional documentation of the experience of female autonomy and responsibility in connection to men and other women. It illustrates the endeavor to achieve self-reconciliation regarding these relationships, as well as issues of writing and politics. The document’s distinctiveness is highlighted by its unwavering honesty and extensive scope, providing a unique exploration of these multifaceted dimensions. It has got a very wide range of interest among the readers. Thus, it remains as a sort of the book that determines the way people think about themselves.

ICap: A Low-Cost Cap for Visually Impaired

Abstract: The boom in science and technology has significantly contributed towards the welfare, comfort and ease of movement of mankind, more so for the specially-abled sections of society. Though smart canes are considered to be the cutting-edge technology in terms of improving the lifestyle of visually impaired persons, there are still a few core issues which need to be keenly addressed such as detection of hanging objects, providing hands-free environment, prevention of accidental damage to surroundings, etc. Obstacles like hanging tree branches, open windows, hanging objects or boards on the roads, are few of the hurdles which still pose a problem for the blind. Smart canes do not provide a solution to such problems, although detection of potholes and obstacles lying on the ground have successfully been achieved. Furthermore, with a huge section of the visually impaired being uneducated and financially weak, most smart devices available in the market remain unaffordable and unusable. In this paper, we propose a solution for such obstacles in the form of the “iCap”. The iCap is a light weight and low-cost embedded system; an intelligent cap capable of detecting potholes, obstacles lying on the ground as well as hanging obstacles using a pair of ultrasonic sensors (HC-SR04). It enables the wearer (the visually impaired person) to navigate independently without the fear of being hit by random obstacles. Additionally, experiments were carried out to find the actual area within which an object would be detected by the iCap, and also the thresholds of size and shape of objects beyond which the objects would remain undetected

Financial Inclusion in India

Inclusive development had been one of the prime agendas of government ever since it was first mentioned in the eleventh five-year plan. Amongst its many segments, one of the core is financial inclusion. Hence discussion and research on this issue become inevitable in contemporary domain where major concern of all the diverse sections of Indian society remains expediting inclusive development as prime targets. Emanating from here our attention gets directed towards the current scenario of financial inclusion in India, wherein huge section of population is being deprived of accessibility to financial services or financial inclusion which makes it an important developmental concern. Financial Inclusion in India dates back to pre- independence times but were quite rare due to less interest of British Government in this and was majorly carried by big banks run by Indians. Post-Independence the process of provisioning financial services to the larger sects of masses was enthusiastically taken forward by RBI and later on supported by government policies aimed at financial inclusion. Ever since then India remained one of the front runners in expanding and disbursing financial services to the poor. Not only formal banking sector expanded but other institutions like Micro finance Institutions, Cooperatives, non-banking financial institutions etc. were set up to provision financial services and products to the masses. Even successive governments in India have kept this issue of financial inclusion as one of the primary targets in their manifestos and later on as part of government policies or agendas to reach larger goal of inclusive development. To achieve this large-scale target of financial inclusion, various schemes and programmes were initiated in past as well as at present so as to bring financial services closer to the masses as well as enthuse the citizens to further access and integrate themselves with formal financial system. Thus, the following research study is based upon secondary data analysis from RBI and prior research on the topic. The study captures the issue from multiple dimensions including its current scenario initiatives taken in this direction and from there reflecting upon the need of future endeavours. In a nutshell the research will try to analyse financial inclusion as one of the crucial mechanism of realising larger aim of inclusive development from all dimensions and hence reach out at more informed analysis.

Analysis of the impact of financial subsidies on R&D investment of new energy vehicle enterprises based on threshold regression

According to the news, a huge section of the current profit of NEV enterprises is attributed to state subsidies, while the state's financial subsidies for new energy vehicles have been decreasing year by year, showing a continuous downward trend. To remove the dependence of new energy companies on financial subsidies and make them more competitive in the future, their innovation and technological progress are particularly important. This paper investigates the impact of fiscal subsidies on NEV companies’ R&D investment intensity of different scales through threshold regression and concludes that as the scale of enterprises expands, the motivating impact of fiscal subsidies on the R&D investment intensity of companies will achieve a qualitative leap at a certain point, and puts forward relevant suggestions for fiscal policy designation, refines the implementation methods and targets of fiscal subsidies, and offers some recommendations for the new energy vehicle industry's future sustainable growth. Additionally, it clarifies the objectives and implementation strategies for financial subsidies and offers some support for the future sustainable growth of the new energy vehicle sector.

Cryptocurrency and Bitcoin: Future Works, Opportunities, and Challenges

Rapid expansion of the world's population has been facilitated by technology, which has made knowledge and business readily available to its users at the touch of a button. New technologies like the internet have disrupted the traditional methods of communication and information exchange for ideas, money, or commerce. As a result, the internet is seen as a disruptive technology that has shook the world to its core. Using e-commerce platforms, we can order meals, groceries, and other necessities without leaving our homes or offices. Aside from using our debit or credit cards, we also use alternative wallets like PayTM. Additionally, a huge section of the globe transacts money using virtual currencies, often known as cryptocurrencies. As a safety measure, these tokens and coins have been encrypted for usage on the internet. They're a means of exchange that relies on encryption to verify the legitimacy of new currencies. These virtual currencies are kept in E-Wallets and sent safely and anonymously via the internet on a peer-to-peer basis within seconds. This article performs an analytical study of various cryptocurrencies. It also discusses opportunities and challenges in the vibrant field of cryptocurrencies.

Analysis of general functional bearing model in a single-span bridge to identify structure response and suitable friction coefficient under near- and far-fault earthquakes

ABSTRACT Analysis of a single-span bridge with rubber bearing as the isolation system is performed under earthquakes. The conventional bridge seismic design requires the whole structure to be perfectly connected to avoid interrupting the transfer of earthquake energy from the ground through the bridge. A bridge with this typical design requires a high-cost construction due to the need for a huge section of the bridge to resist the earthquake force demand. Thus, many bridges in Taiwan are designed with a rubber bearing only put in between the column and girder without an anchor system. Thus, the bridge movement by rubber displacement is permissible, but the sliding displacement must be accommodated to limit the movement. The sliding displacement is the method to exploit the friction force provided by the sliding on the top and bottom interface of the rubber with the girder and column to dissipate the earthquake input energy transmitted to the structure. By involving the role of surface friction, the shear force transmitted to the structure can be reduced and the bridge performance optimized. General Functional Bearing Model (GFBM) analysis is a rubber bearing analysis which unmerges the function of friction and restoring force. In contrast with the conventional method, the rubber bearing designed with GFBM analysis may reduce the bridge stiffness and deck acceleration, and it is more convenient because only sliding displacement needs to be controlled. This research proposed GFBM analysis to simulate the rubber bearing that is reflected in the real conditions of bridges in Taiwan.

A Transformer-Based Model for Evaluation of Information Relevance in Online Social-Media: A Case Study of Covid-19 Media Posts.

Online social media has become a major source of information gathering for a huge section of society. As the amount of information flows in online social media is enormous but on the other hand, the fact-checking sources are limited. This shortfall of fact-checking gives birth to the problem of misinformation and disinformation in the case of the truthfulness of facts on online social media which can have serious effects on the wellbeing of society. This problem of misconception becomes more rapid and critical when some events like the recent outbreak of Covid-19 happen when there is no or very little information is available anywhere. In this scenario, the identification of the content available online which is mostly propagated from person to person and not by any governing authority is very needed at the hour. To solve this problem, the information available online should be verified properly before being conceived by any individual. We propose a scheme to classify the online social media posts (Tweets) with the help of the BERT (Bidirectional Encoder Representations from Transformers)-based model. Also, we compared the performance of the proposed approach with the other machine learning techniques and other State of the art techniques available. The proposed model not only classifies the tweets as relevant or irrelevant, but also creates a set of topics by which one can identify a text as relevant or irrelevant to his/her need just by just matching the keywords of the topic. To accomplish this task, after the classification of the tweets, we apply a possible topic modelling approach based on latent semantic analysis and latent Dirichlet allocation methods to identify which of the topics are mostly propagated as false information.

Западноевропейские издания в усадебной библиотеке уральского промышленника XVIII в. А.Ф. Турчанинова

Personal libraries occupy a special place in the structure of the cultural heritage of the past. The study of one of them - currently the largest noble library of the Urals of the 18th century - should be recognized as a serious research objective. The study became possible thanks to the discovery of a rare source - the Property Inventory, compiled in 1789 after the death of the Ural industrialist Alexei Turchaninov. A huge section of the Inventory is reserved for the library, almost a quarter of which (about a thousand volumes) is occupied by Western European publications, and the article aims to analyze the latter. The difficulty, and often impossibility, of identifying foreign books according to the Inventory is due to the fact that they are described not in the original language, but in Russian, with no imprint, briefly, with inaccurate reproduction of authors’ names and surnames. Therefore, it was possible to more or less reliably identify only a part of the books, while all of them were distributed according to linguistic characteristics and branches of knowledge. In total, 16 thematic sections are specified, each presented separately and in a summarizing table. The European publications on astronomy, physics and mechanics, mathematics, chemistry and mineralogy, natural science and medicine, which are not so typical for the noble library, are consistently considered, especially since among the books on this topic there was a lot of scientific and special literature. The maximum number of titles among foreign books was made up of books on chemistry and mineralogy, which speaks of the industrial interests of the library owner and his priorities in choosing foreign publications. The variety of literature on metallurgy, construction, mining, and industrial architecture is quite expected as part of the book collection of the Ural manufacturer. The humanitarian part of the library is rich in books on philosophy, politics and law; a historical section stands out: it ranks third in the number of titles and volumes. Modest in comparison with others, the section of literature of religious content still testifies to Turchaninov’s spiritual quest, his interest in the origin of Christianity and the history of religion. In general, the analysis of foreign books by the degree of reflection of their titles and by the number of volumes in thematic sections showed that books of two sections - on art and pedagogy - dominate in the library, which indicates a serious influence of the family and the owner’s enthusiasm for collecting (paintings, etc.) on completing his book collection. A general conclusion is made that, in terms of the composition of its foreign part, Turchaninov’s library is completely universal, that is, characteristic of the era, but at the same time not typical of the noble book collections of that time; it shows a noticeable trend towards natural science and industrial literature. During the period defined by the term “Gallomania” and the predominance of French literature in the noble libraries, 85.7% of foreign books in Turchaninov’s library were in German, the language of science and scientific knowledge of the time.

О СВЯЗЯХ АСТРОИССЛЕДОВАНИЙ НА САЯНО-АЛТАЕ С ДРУГИМИ НАУЧНЫМИ НАПРАВЛЕНИЯМИ

This article briefly examines the results of astroarchaeological research conducted by the Sayano-Altai archaeological expedition of The State Hermitage Expedition on astroobjects in Tuva (since 1987), Altai (since 1991), Khakassia (since 1992) and Kazakhstan (since 1997). Astroarchaeology is a new scientific trend in Russia, which began to be developed only since in the 1980s. Synthesis of ancient astro-knowledge is mainly represented on elite and cult objects in different regions of the world. Huge sections of ancient knowledge - astronomy, mathematics, geography, which are often interrelated with each other, still remain poorly studied in modern archaeological research. This significantly impoverishes our understanding of the early stages of development of practical, sacred and scientific achievements of past eras.

Digital Financial Services and Financial Performance of Savings and Credit Cooperative Societies in Kakamega County, Kenya

Savings and Credit Co-operative Societies (Saccos) in Kenya have realised a tremendous growth in the subsector and are investing huge amount of their scarce financial resources in digital technology to enhance services delivery and offer a wide variety of products and services range, increased membership mobilisation and size, ensure better structure and effective financial performance. Digital financial Services as used in the Saccos industry is as a result of Information Communication Technology revolution commonly referred to as digital commerce. Many Saccos are steadily changing from manual banking system of operations to providing digital Financial (e-banking) services that include internet banking, M-banking and Automated Teller machine support. The adoption of digital financial Services by the Saccos is a strategic attempt to deal with increased cut throat competition from traditional banking institutions and non-banking financial institutions, to cut costs and add value to their services in order to optimise benefits to the shareholders. Despite the fact that Saccos have rapidly adopted digital financial services to provide services, and that they drive a huge section of the financial sector savings of the economy, they have experienced various challenges such as uncertainty and risk due to digital financial services. The study sought to establish the influence of digital financial services on the financial performance of SACCOs in Kakamega County, Kenya. The specific objectives was to determine the effect of the mobile banking, internet banking, use of credit cards and digital funds transfer on the financial performance of SACCOs in Kakamega County, Kenya. The research was guided by three theories of innovation and technology: Diffusion of Innovation Theory, The Theory of Task-Technology Fit Theory and the Technological context, Organisational context and Environmental context Theory.The study used a descriptive research design. The population of study were staff at the three SACCOs operating in Kakamega County. This consisted of 162 respondents who are the staff of the SACCOs. A sample of 49 respondents was taken which forms 30% of the target population which shall be evenly spread across the three SACCOs. The primary data was collected by use of self-administered semi-structured questionnaire.Collected data was analysed through descriptive and inferential statistics by the use of SPSS. Findings were presented by use of tables, frequencies, percentages, means and standard deviation.The study found that the financial performance of the SACCOs was significantly influenced by the digital financial services instituted by the SACCO managements. They demonstrated to have reliable mobile banking system where most of their customers had enrolled on the mobile banking platform and most of customer queries and updates were sorted via the mobile platform.Given the limitations and findings of this study, the researcher recommends that since there exists a positive relationship between digital financial services and bank performance and that e-banking has brought services closer to bank customer’s hence improving banking industry performance, SACCOs must also enhance the dynamics of the sector and embrace digital banking fully and extensively. Mobile banking faces various challenges among them being, system delays by the mobile money transfer service providers, slow processing of transactions, high transactions costs, limit on the amount of money that can be withdrawn in a day and fraud.

Learning by Doing : A Systematic Review on Second Language Acquisition Corresponding to Personality Traits

INTRODUCTION:Considering the significant amount of world population, there is a huge section of people who are bilingual or multilingual. On the other hand, many people do not have the knowledge or understanding of second language. Personality traits and along with individual differences play a huge role in second language acquisition. Every individual is unique and hence their way of learning or developing a completely new skill varies significantly.OBJECTIVES:The objectives of this paper were to explore how Second Language Acquisition (SLA) is related to various personality traits and to explore this relationship in terms of bi-directional link between the two.METHOD:The method of literature review was employed.FINDINGS:The findings of the present study indicate personality traits, motivation levels and perception of one’s self, other native speakers and of the language have a bi-directional relationship with SLA. Every individual approaches the SLA process differently and has a different success rate with it. It has also been hypothesised that music aids in understanding sound structure and in turn facilitates SLA. We further discuss how socio-cultural factors may play a role here.CONCLUSION:One of the main points that can be drawn from the present study is that SLA is mainly a matter of perception i.e., it is dependent on how an individual choses to view it. According to the demands of the 21stcentury, more language-oriented activities should be incorporated to make second language learning (SLL) an intellectually stimulating process. Additionally, we believe that there exists a bi-directional relationship between personality traits and SLA. Future directions for future researches are also suggested.

Knowledge, Attitude, and Practices of Jimma Teacher Training College Students Toward Risky Sexual Behaviors, Jimma, Ethiopia.

BackgroundCollege students represent the huge section of teenagers in Ethiopia, and a growing number of them practice unsafe sex and hence face unwanted sexual health outcomes. Despite this, little has been explored about the college students' knowledge, attitude, and practice toward risky sexual behaviors (RSBs) in the study area. Therefore, this study aimed to assess the knowledge, attitude, and the practice of Jimma teacher training college students toward RSBs, Jimma town, southwest Ethiopia, in 2018.MethodsAn institution-based quantitative cross-sectional study was conducted. Data were collected through a pretested, structured, and self-administered questionnaire. A total of 395 respondents were selected using a simple random sampling technique. The collected data were checked manually for completeness and consistency, entered into Epi-data, version 3.1, data entry software, and exported to SPSS, version 20, statistical software for analysis. Descriptive statistics were used to summarize the outcome and explanatory variables.ResultsAmong the total 360 respondents, 140 (38.9%) had poor knowledge of RSBs. The majority 78 (36.6%) of the respondents described radio as their main source of information about RSBs. More than three-quarters, 163 (76.6%) respondents define practicing oral and/or anal sex as RSBs and 194 (91%) reported sexually transmitted infections including HIV/AIDS as the main consequence of RSBs. This study also revealed 156 (43.4%) participants had an unfavorable attitude toward RSBs. 60 (16.7%) participants disagree with the idea that condoms prevent HIV/AIDS and nearly all respondents (340 [94.5%]) agreed homosexuality brings sexual risks. Among those who had sexual experience, 83 (32.4%) had 2 or more sexual partners, more than two-third (176 [68.8%]) had sexual practice after drinking alcohol, and 90 (35.1%) participants reported they did not use a condom when they had sex.ConclusionA significant percentage of the students have poor knowledge, attitude, and practice toward RSBs.Tesfaye Y, Agenagnew L. Knowledge, Attitude, and Practices of Jimma Teacher Training College Students Toward Risky Sexual Behaviors, Jimma, Ethiopia. Sex Med 2020;8:554–564.

Identifying Pre-ictal Period of Seizure and Better Brain Lobes for Seizure Detection using EEG Biomarkers

Seizures are one of the serious neuropsychiatric disorders that affect 50 million people across the world, and 80% of them live in the developing countries like India. In such kind of critical care, delays in the diagnosis of neurological conditions can have a significant impact on patients with seizure. To address this treatment gap, we propose an early identificationof pre-ictal period of seizure and brain lobes for seizure detection by using electroencephalogram (EEG) biomarkers. Five subjects were voluntarily involved in this study. The raw EEG signals were filtered and decomposed using wavelet techniques and the features such as relative delta energy, relative theta energy, total beta energy, heart rate, and neuronal activity were extracted for analysis. The results showed that the relative theta activity and the neuronal activity are found to be the better features in early predicting of period of pre-ictal seizures, as both the features can be seen with significant differences among the three different time periods in all the electrode positions, which are taken into consideration. It is also evident that the occipital lobe is better in indicating the pre-ictal period earlier, as the observed data shows expected outcome from the electrode positions O1 and O2 (occipital lobe). On national level, this study will enable the primary health centres to fulfil its dream of providing basic medical facilities to serve huge sections of population with seizure.

Anti-diabetic Activity of Few India Indigenous Medicinal Plants

The traditional system of medicine is so ingrained in our culture that, about 75% of the Indian population depends on this indigenous system for relief. With such a huge section of an ever increasing population relying on herbal remedies, it is imperative that the plant products which have been in use for such a long time be scientifically supported for their efficacy. Diabetes a metabolic disorders is most frequent occurring disease in India. The present paper reports with the investigation of antidiabetic potential of Eugenia jambolana (Bark), Phyllanthus niruri (Whole plant), Momordica charantia Linn. (Seeds) and Nyctanthes arbor-tristis (Leaves). Keywords:

Online Social Networks to Foster Long-Term Welfare

The rise of Online Social Networks (OSNs) and their growing complexities have had dramatic effects in real life: due to their popularity and ubiquitous coverage, they are a major tool today to spread crucial news and vital information across remote areas of the world. Such increasing availability has unearthed a large volume of usergenerated content, consisting of user opinion as well as factual content that often does not appear in mainstream media, but captures the persistent attention of a huge section of the population.

How Does the Largely Unregulated Private Health Sector Impact the Indian Mass?

Private hospitals in India are least monitored by the government, which leads to violation of the roles and responsibility they have to offer for the community. Indeed, it is a more serious issue in a country like India where people are forced below poverty line (BPL) after every hospitalization. Of the four different models of health expenditure, India and, in fact, many developing countries follow the out-of-pocket (OOP) expenditure model rampantly. This is very evident from the recent working article (2015) published by NITI Aayog-Health Division, which reveals that OOP expenditures are high in India accounting for 69.5 per cent of total health expenditure. These are catastrophic economic damages for the poor and push an estimated 37 million into poverty each year. Furthermore, 66.4 per cent of the total expenditure is on medicines. A major part of these expenditures are invariably the money spent by a huge section of the community, both rich–poor and rural–urban, on healthcare services availed from the privately run corporate hospitals in India. The sector needs to be sensitive for an inclusive healthcare. However, the situation appears to be the opposite in India and the private health sector creates a divide in the society by virtue of which the rich get medical care and the poor stay sick or die. This article discusses various ethical concerns and remedial measures relating to the functionality of private hospitals which poses serious pressure on the community and marginalized sections of the society.

The Grunge Effect: Music, Fashion, and the Media During the Rise of Grunge Culture In the Early 1990s

The Grunge Effect: Music, Fashion, and the Media During the Rise of Grunge Culture In the Early 1990s

SAR analysis of the Larsen-C A-68 iceberg displacements

ABSTRACTThe fracture of the Larsen C ice shelf, which has been continuously monitored since the final months of 2016, started to grow rapidly in 2017 and, in February 2017, only a 20 km ice strip kept a huge section of the shelf attached to the Antarctic Peninsula. The final collapse, expected in 2017, occurred indeed between July 10 and July 12, with a loss of an area of some 6,000 km2, corresponding to about 9–12% of the entire shelf. Following US National Ice Center (NIC) criteria, the calved iceberg was named ‘A-68’. Responding to the ASI ‘COSMO-SkyMed Open Call for Science Initiative’, this paper presents a study of the initial phase of iceberg A-68 melting process and drifting trajectory. The analysis covers a period of six months and makes use of a set of COSMO-SkyMed ScanSAR Huge images.

Evaluating and Implementing Strategies: Technogoly Based Financial Inclusion

Now a day, Financial Inclusion is delivering the banking services to the people at an reasonable price to all the huge sections for low revenue group. For achieving social benefits and objectives and also to obtain a desired economic development, RBI puts continues efforts for fulfilling the financial inclusion programme. In this direction several new initiatives were undertaken by the Government of India and it has given approval on financial inclusion plans (FIPs) for sustainable development of an economy. These are including opening bank branches, Overdraft facility for eligible accounts, transaction in Kisan Credit Cards, General Credit Card Accounts and transactions through the BC-Information Communication Technology (ICT) channel. The main objective of this research paper to know the strategy based financial inclusion and to find out the implementation and achievement of financial inclusion in India during the period of 2012-17.