Housing For Low-income People Research Articles

Determining Factors in the Rusunawa Policy as a Liveable House for Low-Income Communities

Rental flats policy is a government policy in providing decent housing for low income people in the form of simple rental flats. However, problems in the Rental flats policy are still found, such as the limited budget resources and limited human resources. This study aims to analyze and describe factor in the Rental flats policy as a liveable house for low income people. The research method used is descriptive qualitative. Collecting data through observation, interviews, documentation and literature study. The results of the study show that resources as a determining factor in the Rental flats policy as habitable housing for low income people based on human resources and budgetary resources continue to be pursued by the Department of Housing and Settlements Cipta Karya and Spatial Planning of Sidoarjo Regency in providing services to residents of Ngelom Rental flats with the availability of human resources and budgetary resources.

Social housing development policy in HCMC - advantages and difficulties

Ho Chi Minh City is considered as one of the most developed economic and financial centers of Viet Nam. In addition to the achievements, the city's development has also put considerable pressure on addressing housing needs for the residents. In recent years, the demand for social housing for low-income people in developed cities has accounted for a high proportion, up to 60% of the total. Although the city government has been had many policies to encourage investers to participate in social housing projects and provide financial support for home buyers, the results are still quite limited. Currently, real estate projects are generally focused on commercial housing projects due to high profitability and fast capital recovery time; together with the house prices in urban areas are constantly increasing and many times higher than the average income of the residents. The above factors have put great pressure on urban housing development to ensure basic rights to accommodation of the people. The article summarizes the current situation of social housing development policies in Ho Chi Minh City from 2006 to present; assess achievements and shortcomings; thereby proposing solutions to help improve the effectiveness of social housing development policies in urban areas.

As Parcerias Público-Privadas no âmbito dos programas de habitação social

Resumo Diante do déficit habitacional, a gestão pública de diversos países procura atender a demanda por moradia a partir de parcerias com a iniciativa privada. Neste contexto, o artigo tem como objetivo compreender e comparar a aplicabilidade das Parcerias Público-Privadas (PPPs) no Brasil e Estados Unidos, através de estudos de caso do Programa Parceria Público-Privada Habitacional em São Paulo e do Section 8 Housing Choice Voucher Program em Nova York. Utiliza-se o Método Arquitetura Dialógica, que relaciona o objeto de estudo com seu contexto. Para a análise comparativa de ambos os programas foram utilizados os seguintes parâmetros: a) legislação e normativa; b) agentes envolvidos; c) beneficiários; d) financiamento ou auxílio para locação da unidade de habitação; e) localização dos empreendimentos ou da oferta das unidades; f) tipologias de habitação. Os resultados mostram que ambos os programas apresentam potencialidades e restrições quanto ao emprego das PPPs para a oferta de habitação à população de baixa renda. A pesquisa contribui com os estudos sobre habitação social através das PPPs.

Sustainability constrains of Social Housing Projects in Egypt

Egypt -as many developing countries- is facing environmental, economic and social constrains. Also facing the negative impact of population growth. And the need to Provide safe and adequate housing for low income people to create an environment of social justice. Lack of affordable housing is recognized as one of the fundamental problems in urban areas in developed and developing countries alike. Egypt should adapt sustainable solutions to curb population growth and its negative impact on the environment such as the increasing demands made on natural resources, man-made and urban expansion over agricultural land. The Main Objective of this paper is to: examine the potential of adopting sustainable social housing projects in Egypt to overcome the country’s short-term future challenges. Where we could rely on as a nucleus for the new urban communities facing environmental, economic and social challenges. The research select affordable housing projects which present the three Axis of the national housing project (2005-2012) which are: Othman Housing (first care housing), Graduate Villages in Burullus (rural housing) and Harm city (private sector initiative) to study their issues and how they achieved the program objectives. To identify Constrains, opportunities and potentials that Egypt should widely discuss to determine the most appropriate during the construction of the current social housing project (The million units project).

Housing Design for Urban Poor in Kuala Lumpur: A Literature Review

Adequate comfortable shelter is a significant human rights and needs. In Kuala Lumpur, high demand of affordable quality housing for urban poor has yet to be fulfilled. In order to meet demand for adequate affordable housing for low-income households, the government has introduced numerous housing programs. However, anecdotal evidences suggest that most of this typical type of affordable housing may have design deficiency that could affect occupants’ housing satisfaction. This paper critically reviews on housing policy, typology and design issues for low-income housing in the context of Kuala Lumpur, Malaysia. This paper argues that there is a direct relationship between housing design and occupants’ satisfaction. Based on the review, it can be recommended that housing design for low-income people should consider factors such as safety, local climate, privacy, sufficient space, layout planning, culture and social integration. Implications for the design of future housing for low income people are raised and the need for the improvement of the ongoing research is identified.

EFISIENSI SEBAGAI BASIS KEBIJAKAN PENYELENGGARAAN PERUMAHAN RAKYAT

Compared to other countries, housing financing in Indonesia is relatively left behind. In Indonesia, housing financing is dominantly by banking’s mortgage loan. Furthermore, the ratio of home loan to GDP of the country is still insignificant. If we compare to other countries’ banking sector, Indonesia’s banking sector is less efficient. This could be observed from the interest rate spread of the banking sector. This article argues that, housing policy in Indonesia should focus on improving housing financing efficiency through: efficient primary housing financing, liquid and stable bond market, and supporting regulation based on cost and benefit analysis; in order to provide affordable housing for low income people in Indonesia. Keywords: housing financing; housing policy; banking sector efficiency; Indonesia

Determining rent price of Kasnariansyah flat using ability to pay analisys

Kasnariansyah rental flat is one of the goverment programs to providing affordable housing for low income people. They have economic limitations so that the rental price must be set in accordance with their ability to pay. Late rent payment to be an indication of non-conformity of ability to pay and the rental price. The purpose of this research is to determine the ability to pay of rent to residents of kasnariansyah rental flat based on ability to pay. This research is a quantitative analytic research. The results of the analysis show that ATP value owned by resident is 7,84% -16,29% from monthly income. Groups with incomes under IDR 2,000,000 have an ATP of IDR 143,125. Groups with income of IDR 2,000,000 - Rp 2,500,000 have an ATP of IDR 217,170. Group income greater than the UMR (IDR 2,500,000) has an ATP of IDR 515,833.

OPTIMALIZATION OF SOCIAL SECURITY ADMINISTRATION (BPJS KETENAGAKERJAAN) TO ACCELARATE THE ACCESSABILITY OF HOUSING FACILITIES FOR LOW-INCOME PEOPLE ACCELERATING HOUSING FOR LOW INCOME PEOPLE (MBR)

Housing for low-income people has become a problem that until now cannot be solved completely. Various programs have been launched but the number of backlog of housing continues to grow. One of the parties who take in-charge in this problem settlement is the BPJS Ketenagakerjaan program that launches additional programs related to the housing. The results of this study show the role of BPJS Ketenagakerjaan in Accelerating the Accessibility of Housing Facilities for Low-Income People with several programs such as down-payment facilities (PUMP), home renovation loans (PRP) and real estate construction loans. These programs will assist the government to settle this housing deficit although there has not been any prevailing rule and regulation which also has not reached entire nation of Indonesia due to it is limited to the members of BPJS Ketenagakerjaan. Therefore it is required to optimize the role of BPJS Ketenagakaerjaan to settle such housing deficit by understanding the prevailing rules and regulation and some related facilities including the application of leasing. The obstacle which inhibited by the BI Checking that can be solved by set up the new scheme to the potential debtors that so that they can as soon as possible live in their dream houses though still own difficulties in credit rate/BI-Checking. Then, as they change their credit rate they may purchase the house in the form of mortgage based on their capacity of income. To execute this, strong rules and regulation from the government as basis of the role of BPJS Ketenagakerjaan or “other LKNB”can also be active in this housing deficit problem with leasing scheme.

PROVIDING AFFORDABLE HOUSING FOR LOW-INCOME PEOPLE IN INDONESIA (DEVELOPMENT OF MODEL ON HOUSING LAW)

The long term goal of this research is to establish a new legal system that is the law of the buildings by releasing it from dependence on the legal regime of the land by addressing the housing backlog, realizing the concept of welfare state to provide housing for Low-Income People (LIP), and a legal and political framework law housing for the people. Furthermore, the specific targets of this study are: to identify the needs of low-income housing technically, economically and socially appropriate, and to design a development model low-income housing legal system is technically, socially and economically adjusted. Methodology of research was social judicial approach, which is the data sources explored through literature studies, interviews, and questionnaires. The actual data collected from LIP in West Java and Jakarta of Indonesia were selected purposefully; The government as the main responsible in the construction of houses for the people's business; such as business agents, public housing developers, and private agencies, those are stakeholders housing and implementation has a considerable role in the construction of houses for the people. Finally, the research has some findings: (1) The development of the legal system of housing up to this research still requires a paradigm shift, both the housing and settlement, as well as the ownership of homes and buildings. The paradigm change shall include the link between home ownership and buildings according to the government, legislation, and society as a user. It was not easy to introduce new life patterns for Indonesian people who are communal and still requiring an understanding in the form of socialization decent standard of low-income housing in terms of technical, economic and social. (2) In a legal perspective, the signal separation of ownership of houses and buildings already exist in the Housing Act, Building Law, Agrarian Law, and Law on Housing and Settlement Region. For a government that will come very important paradigm shift in the Development of housing for LIP. (3) Model development of the construction of houses for the LIP which has been caused by the government's failure who does not have a blueprint for the construction of housing for the LIP, the Development low-income housing cannot be done solely by the technical approach, it also has to do with legal approach to the application of the principle of horizontal separation which can be a way out in the house construction of low-income people. (4) The provision of housing for the LIP should be considered the feasibility of residential house technically, economically and socially.

低所得層の住まい保障の課題 : 賃貸住宅へのアクセス阻害要因の観点から( 住宅における最低生活保障)

低所得層の住まい保障の課題 : 賃貸住宅へのアクセス阻害要因の観点から( 住宅における最低生活保障)

Towards eco-social housing in Vietnam: challenges and opportunities

Since Doi Moi (Reform) policy in 1986, Vietnam has experienced rapid urbanization and economic growth. Urbanization has resulted in increasingly high housing demand in the urban areas but this has largely unmet, especially housing for low-income people. Development of social housing for low-income and under-privileged people in cities has been seen as an urgent and important task of the government to pursue stable social and economic development. Low-income people are most vulnerable to environmental impacts and in need of energy-efficient houses to reduce their cost of living. Eco-social housing is seen as a solution to protect the natural environment as well as to boost local economy, improve living conditions particularly for low income people. Through preliminary assessments of three social buildings at three distinct regions of Vietnam, this paper found that despite many challenges, eco-social housing is a solution to Vietnam's needs in providing houses with adequate living conditions to low-income people while protecting the environment and achieving sustainable eco-social development in the long run.

City-hubs for smarter cities. The case of Lille \u201cEuraFlandres\u201d interchange

City-hubs for smarter cities. The case of Lille \u201cEuraFlandres\u201d interchange

The Implication of Small Scale Land Sub-division for Formal Housing Towards Sustainable Living and Environment

Research on Indonesian housing market in 1990 showed that at least 85% of the housing stock, was produced independently. This includes the procurement of resources and construction. Small scale land sub-division for informal urban housing usually happen when the price of agricultural products could not cope with the production cost. The narrow plots of agricultural land available for conversion are usually yielding only 20 – 45 housing units. The procurement patterns of this kind is to provide low-cost housing for low income people. However, some important facets were not given enough attention or not widely known. As a result there are no policies or interventions to reduce problems for future residents from such a housing procurement pattern. In terms of orderly urban development, there are problems associated with this kind of housing procurement. Street patterns do not always support the existing roads system, the unavailability of adequate public infrastructure, and the safety and comfort of occupants are neglected factors. This study challenges that a pattern of land acquisition for self-help housing is inevitable. If such patterns are recognized, accommodated and united with the development of general urban housing patterns, it will undoubtedly contribute to the benefit of all parties, especially those who need homes but faces financial limitations. This research is particularly relevant in the context of sustainable development. The pattern of self-help housing land acquisition will support effective spatial planning to minimize the problem, especially in terms of access to services and housing infrastructure, as well as the comfort and safety of the occupants.

공공건설사업 직할시공제 적용의 문제점 및 효율적 적용 방안

보금자리주택 건설에서 분양가 인하의 하나의 방안으로 직할시공제가 도입되었다. 특정 발주방식을 대규모 공공건설사업에 적용 할 경우 본격적인 적용이전에 해당 발주방식에 대한 각계의 논의를 수렴하고 해당 발주방식이 사업성과에 미치는 영향을 다각도로 분석할 필요가 있다. 이에 본 연구에서는 공공건설사업에의 직할시공제 적용에 따른 공사비, 공사기간, 품질, 리스크 등 사업성과에 미치는 영향을 전문가 면담과 해외사례 조사를 통해 분석하고, 이러한 문제점들을 해결하고 공공건설사업에의 직할시공제의 효율적 적용을 위한 방안을 제시하였다. 먼저 직할시공제하에서는 발주자의 업무가 대폭적으로 증가하므로 해당 공공발주자 조직에서 증가된 업무 수행이 가능한지를 점검해야 하고, 이에 따른 발주자 조직과 업무절차의 변화가 필요하다. 아울러 직할시공제의 효율적 적용을 위해 다중시공기반 CM방식 등 다양한 수행방식을 적용 할 필요가 있으며, 공사관리 절차 및 시스템 구축, 협력업체 강화 등이 필요하다. Multi-trade Contract Method was introduced as a means of cutting down construction cost of public housing for low income people. Before a specific project delivery method is applied to large public construction project, it is necessary to discuss all the issues raised up from all the parties in construction industry and all the issues which can impact project performance. Thus the interviews were conducted with industrial professionals from diverse organizations and previous studies were investigated to figure out how this newly introduced project delivery method may impact owner's role and responsibility and project performance in terms of cost, schedule, quality and risk. Under the Multi-trade Contract Method, project owner's management tasks will be highly increased, so it should be checked out if the owner can do its role and responsibility. Public owner's organization also needs to be changed and proper project management procedure and system need to be established. In addition, for efficient application of Multi-trade Contract Method, public owner should consider diverse management approach to deliver the project, and how to select and maintain qualified specialty trades.

High Density High Rise Vertical Living for Low Income People in Colombo, Sri Lanka: Learning from Pruitt-Igoe

The Colo mbo Master Plan (2008) reveals that there are 66,000 households within the City of Colo mbo living in squalid slu ms and shanties unfit for hu man habitation. They represent 51 per cent of the total city population, and live in 1,506 pockets of human concentration identified as Under Served Settlements (USS) encu mbering on state owned lands with no title. About 390 hectares of valuable prime lands in the City have succumbed to the encroachment process during the past five decades. Moreover they have engulfed all the environ mentally sensitive low lying areas, canal banks and flood retention areas as well as roads, railway reservations and other open spaces. Since gaining independence in 1948, the Sri Lankan government has devoted much attention to finding a solution for this situation and has successively introduced policies, programs and projects to overcome poor housing in Colo mbo. However, most of these programs have proven to be only temporary fixes, and have not made any significant long-term impact to the housing sector overall. Th is research paper discusses the Sri Lan kan government's policy move towards high-rise high-density low income public housing as an appropriate solution for slums and shanties in Colombo City. It is noted that high-rise housing for low income people is not a universally accepted solution for housing for low inco me people and some countries have totally rejected h igh-rise for lo w income housing due to significant failures in the past. At the same time, som e other countries claim success in high-rise housing for low inco me people including uplifting low income people to a midd le income status through high rise housing. Therefore high-rise low inco me housing remains a controversial topic in many developed and developing countries. This paper revisits the literature on Pruitt-Igoe in order to identify lessons that may assist Sri Lankan authorities to avoid similar failures.

Affordable Housing Solutions: Affordable Housing Providers’ Perspective

Accessibility to housing for low to moderate income groups in Australia has experienced a severe decline since 2002. On the supply side, the public sector has been reducing its commitment to the direct provision of public housing. Despite strong demand for affordable housing, limited supply has been generated by nongovernment housing providers. This paper identifies and discusses some current affordable housing solutions which have been developed by non-government housing providers to ameliorate the problem.This study utilises case studies generated from nineteen housing providers during in-depth interviews in South East Queensland in 2007–2008. The case studies are classified into four categories which relate to the nature of their product: affordable rental housing, mixed housing, affordable housing for people with special needs and low cost home ownership. Each category is discussed on the basis of the characteristics typical of that organisation of housing provider, their partnership arrangements and main target market. In addition, the special design and facilities required for people with special needs which include high care accommodation and aged care are highlighted. Finally, this study recommends offering a continuum of solutions to affordable housing for low income people by means of a rent-to-buy scheme.

Housing for Low Income People: A Preliminary Comparison of Existing and Potential Supply Strategies

Although there is a general agreement among housing analysts that affordability has gotten worse and that overall quality has gotten better, there is some debate on whether the supply of low cost h...