Funding Platform Research Articles

ShEO: Empowering Women Entrepreneurs

The rise of digital technologies has revolutionized the business landscape, particularly in terms of accessibility and scalability for entrepreneurs. In India, the entrepreneurial ecosystem has historically been male-dominated, but recent trends indicate a significant increase in women-led startups. ShEO, a Flutter-based application, is designed to support and empower women entrepreneurs by providing a comprehensive platform for mentorship, funding, and resource access. The platform leverages matchmaking algorithms to offer a personalized feed, allowing users to connect directly with mentors and investors through short video pitches. This innovative approach not only bridges the gap between entrepreneurs and financial backers but also fosters a more inclusive and supportive ecosystem for women to scale their businesses. The app includes additional features such as a resource library, messaging system, and a dedicated section for funding opportunities, creating a holistic environment for business growth. This paper explores the impact of digital tools like ShEO in empowering women entrepreneurs, reducing barriers to entry, and promoting gender equity in the startup ecosystem.

EXPRESS: Crowdfunding Success for Female versus Male Entrepreneurs Depends on Whether a Consumer versus Investor Decision Frame Is Salient

Ensuring equal access to entrepreneurship and startup funding for both female and male entrepreneurs is crucial for societal perceptions of justice and long-term prosperity. Previous research presents contrasting findings, with some studies indicating a male advantage and others suggesting a female advantage. This research reconciles these inconsistencies by identifying decision frame as a moderator. Specifically, in crowdfunding contexts, a consumer decision frame leads to stronger reliance on communal evaluation norms, resulting in favoring female entrepreneurs who are perceived as more disadvantaged. Conversely, an investor decision frame leads to stronger reliance on exchange evaluation norms, resulting in favoring male entrepreneurs who are perceived as more determined/passionate. Based on this, the authors propose that the strategic use of an entrepreneur’s profile, activating a specific evaluation norm, or showing crowdfunding dependence, attenuates the differential support for female versus male entrepreneurs, resulting in equal support for both. Results from six studies using a multimethod design provide converging support for this framework. This research is the first to differentiate and directly compare consumer versus investor decision frames, advancing the related literature and offering valuable guidelines for entrepreneurs, funding platforms, and public policymakers.

Financial Technology Revolution in India: An Appraisal

Role of artificial intelligence has increased tremendously in the field of finance. Traditional banking and financial players are challenged by technological start-ups with the help of services like international money transfer, online portfolio management, crowd funding platforms, and mobile payment solutions. To promote digital financial services in India main foundation stones are Unified Payment Interface (UPI), JAM trinity i.e. JAN-Dhan, Adhar and Mobile. So, to study FinTech revolution in Indian context this research article has been planned. Further, this paper has been divided into three parts to achieve two objectives. First objective is to study the evolution of FinTech worldwide, and its relationship with data science and artificial intelligence. Secondly, to analyse FinTech revolution, trends, problems and prospects in Indian Context. A descriptive research approach is adopted to examine FinTech Industry status in India. Various sources like research articles, papers, government reports, and websites have been considered to gather various data for this work. Further, chart and table has been used to explain data. For more precise explanation, a comparison has also been done with global trends. The study revealed some of the gap areas in Financial Inclusion in financially underserved India and these are low insurance penetration, lack of strong telecom network, lack of access to formal credit, lack of collateral for loans, building a cashless economy, low financial literacy, lack of acceptable identification, high brokerage cost and low penetration. Finally, the research article also highlighted the regulatory framework for FinTech industry in India.

Fair funding for pupils with special educational needs and disability in England?

AbstractSchool funding formulas have been applied across a number of countries for at least the last 50 years. A national funding formula (NFF) was introduced in England in 2018 and aims to provide a platform for fair funding across the country. This study explores the variations in the NFF's high needs block (HNB) funding and examines links with the use of specialist provision by English local authorities (LAs) for children with special educational needs and disability. The findings demonstrate significant and continuing differences in HNB funding between demographically similar LAs, notwithstanding a £3.5 billion (75%) HNB increase in real terms in the decade since 2013, which could have supported a shift towards a more equitable position. Published HNB funding for 2023–24 now varies by up to £49m in comparator LAs. Differences are largely the result of the persistent use of a historical factor in the formula and a ceiling on levels of income growth for lower funded LAs. The research also shows a significant link between HNB funding and the use of specialist provision. The discussion investigates how far the UK government's policy commitment to a more equitable system of HNB funding is matched by the reality, and the degree to which funding is based on need rather than demand or history.

Implementation of Human Resources Planning for Crowdfunding Platform Company at PT. Esa Dana Unggul

PT Esa Dana Unggul (EsaDana) is a company that meets the needs and wants of every consumer in investment needs through the Securities Crowd Funding platform. Analysis of products and services offered to consumers is the Esa Dana Platform as a crowdfunding platform that brings together investors and companies that need financing in a cheap and easy way to invest and minimize the risk of loss. Esa Dana's human capital planning refers to the knowledge, skills and competencies possessed by individuals in the organization. By conducting proper planning to manage and develop human capital, companies ensure that they have a competent, committed and highly competitive team. Through human capital planning strategies, companies can maximize employee potential, increase productivity, and respond more effectively to market changes. In carrying out the strategy, Human Resources Planning at EsaDana Company will focus on the Market Penetration Strategy in the form of optimizing online channels. This strategy was taken as a solution in introducing the brand and product as well as running a new company engaged in crowdfunding services in Indonesia. PT Esa Dana Unggul (EsaDana) implements Human Resources strategies in accordance with applicable regulations in Indonesia, such as payroll systems, employee welfare, pensions, health insurance, overtime pay, and holiday allowances. In the first year, Esa Dana will employ as many as .... employees.

The Red Sea Regional Security Complex: The Implications of the Red Sea Forum for Ethiopian National Security

The Red Sea Forum (RSF), since its foundation in December 2018, has attracted the attention of politicians and scholars near and far. The exclusion of Ethiopia from the forum disappointed the government, though the country is the most populous and anchor state in the Horn of Africa. Many of the objectives set by RSF are apparently unattainable without the direct or indirect participation of Ethiopia. The aim of this study, therefore, is to examine the implications of the Red Sea Forum for the national security of Ethiopia. The study employed a qualitative research method. In doing so, both primary and secondary sources were consulted. Beyond reviewing published and unpublished materials, key informant interviews were conducted with purposively selected experts from the Ethiopian Navy Force, the Maritime Institute of Ethiopia, and the Ministry of Foreign Affairs. The study asserted that the Red Sea Region has a complex security terrain where security alignment and realignment with regional and non-regional powers are persistent mechanisms of survival. This is caused by asymmetrical power distribution and security dilemmas among regional states. Among others, neutralising the subversive activities of Egypt, serving as a platform for potential funding and access to energy resources, helping to mitigate the tragic deaths of Ethiopian immigrants crossing the sea, and serving as a source of naval technical know-how and maritime information are some of the potential benefits of being a member of the RSF. Port shutdowns, naval blockades, suffocation of alternative port access, and damage to underwater internet cables in the Red Sea are some of the perceived threats from RSF identified in the study. To enhance the potential benefits and mitigate the perceived threats from RSF, Ethiopia should adopt multilateral diplomacy and military deterrence as a counter strategies.

Retracted: The Construction and Realization of the Precise Funding Platform for Impoverished Students in Colleges and Universities Driven by Computer Intelligence Technology

Retracted: The Construction and Realization of the Precise Funding Platform for Impoverished Students in Colleges and Universities Driven by Computer Intelligence Technology

Анализ на комуникация във виртуална среда за финансиране на изкуство

Abstract: This paper presents the results of an analysis of public online communication related to art funding during the COVID-19 pandemic in Spain. The topic is current and of social relevance; it has been the subject of research, including from the perspective of communication and virtual communication in particular. Crowdfunding is a relatively new practice that is entering and establishing itself, especially in the field of arts. Communication in crowdfunding campaigns is complex and requires knowledge and skills in finance, media, communications, public relations, marketing, etc. It is hypothesised that awareness campaigns and communicating the benefits of this type of arts funding campaign requires a complex approach involving collaboration at the level of institutions, business organisations, citizens, etc. The specificity of the subject matter requires an interdisciplinary approach and the methodology includes the methods of cyberethnographic observation and communication analysis. Conclusions are presented based on the analysis of best practices related to planning, organizing, implementing and reporting crowdfunding campaigns. Parameters for improvement of the promotion of this type of activities oriented towards entrepreneurship and charity in communication terms are outlined. Keywords: crowdfunding campaigns, art, public relations, online communication, funding platforms, civic participation.

The influence of government policies on the nurse practitioner and physician assistant workforce in the Netherlands, 2000–2022: a multimethod approach study

BackgroundMany countries are looking for ways to increase nurse practitioner (NP) and physician assistant/associate (PA) deployment. Countries are seeking to tackle the pressing issues of increasing healthcare demand, healthcare costs, and medical doctor shortages. This article provides insights into the potential impact of various policy measures on NP/PA workforce development in the Netherlands.MethodsWe applied a multimethod approach study using three methods: 1) a review of government policies, 2) surveys on NP/PA workforce characteristics, and 3) surveys on intake in NP/PA training programs.ResultsUntil 2012, the annual intake into NP and PA training programs was comparable to the number of subsidized training places. In 2012, a 131% increase in intake coincided with extending the legal scope of practice of NPs and PAs and substantially increasing subsidized NP/PA training places. However, in 2013, the intake of NP and PA trainees decreased by 23% and 24%, respectively. The intake decreased in hospitals, (nursing) home care, and mental healthcare, coinciding with fiscal austerity in these sectors. We found that other policies, such as legal acknowledgment, reimbursement, and funding platforms and research, do not consistently coincide with NP/PA training and employment trends. The ratios of NPs and PAs to medical doctors increased substantially in all healthcare sectors from 3.5 and 1.0 per 100 full-time equivalents in medical doctors in 2012 to 11.0 and 3.9 in 2022, respectively. For NPs, the ratios vary between 2.5 per 100 full-time equivalents in medical doctors in primary care and 41.9 in mental healthcare. PA-medical doctor ratios range from 1.6 per 100 full-time equivalents in medical doctors in primary care to 5.8 in hospital care.ConclusionsThis study reveals that specific policies coincided with NP and PA workforce growth. Sudden and severe fiscal austerity coincided with declining NP/PA training intake. Furthermore, governmental training subsidies coincided and were likely associated with NP/PA workforce growth. Other policy measures did not consistently coincide with trends in intake in NP/PA training or employment. The role of extending the scope of practice remains to be determined. The skill mix is shifting toward an increasing share of medical care provided by NPs and PAs in all healthcare sectors.

Blockchain-Based Crowd funding Platform

Blockchain-Based Crowd funding Platform

The Construction and Realization of the Precise Funding Platform for Impoverished Students in Colleges and Universities Driven by Computer Intelligence Technology

At present, the state’s financial aid for students from financially disadvantaged families is increasing, and the number of students receiving financial aid is also increasing substantially. Poor students have to run back and forth to submit various materials while busy with their own studies, which causes a lot of inconvenience to students and teachers. The development of the poverty-stricken student precision funding platform frees teachers from tedious and low-end work and engages in core affairs, which improves the overall efficiency of school affairs and the controllability of information. In this context, this paper uses computer intelligence technology to realize the construction of the precise funding platform for impoverished students in colleges and universities (CAU) and completes the following tasks: (1) the research status of precise funding for impoverished students in CAU at home and abroad is introduced. (2) The SSI frame structure diagram of the funding information management platform is designed and the specific function description and detailed design of the relevant modules are given. (3) The module function test and system function test of the platform designed in this paper are completed through experiments. The results show that the system is very stable, and the functions are perfectly realized.

Design and integration challenge of effective HCI-prototypes for Traditional Funding Platforms

Charity organizations struggle to attract donors due to poor UI and varying donor perspectives, resulting in them investing resources in marketing rather than addressing people's needs. Existing funding platforms lack HCI-based solutions, making it difficult for donors to effectively interact with recipient organizations. This donor-recipient relationship is crucial in modern times with advanced technology, but donors often face obstacles while donating or lack options based on demographics, audience insight. The research proposes a new prototype model, called charity360 onwards, that enhances the UI/UX and HCI approach for all existing charity platforms. The model is scalable and applicable to various funding platforms, and visualizes the donor-recipient relationship effectively. The charity360 model utilizes demographic data to establish a trust-based relationship between donors and recipients. Its unique synaptic mapping feature allows for global recipients, giving donors unprecedented control over their charitable contributions. The model includes audience and demographic insights that have not been previously available, providing an easier donation process for both tech-savvy and non-tech-savvy donors. The charity360 model has the potential to amplify donation processes in any society and strengthen integrated welfare efforts among global organizations, making it a valuable addition to the field of charity.

Abstract Number ‐ 180: A Novel Internet Platform for Neurovascular Research Collaboration and Funding

Introduction The current neurovascular research funding environment is highly competitive, stifling collaboration and hindering progress. Further, specific groups of researchers/research topics are disproportionately affected, resulting in inequity in the funding process. These include early‐career researchers, women, and researchers from low‐middle income countries. Certain conditions, e.g., rare, stroke‐related diseases are due to their low prevalence not suitable for clinical trials, and therefore even less likely to receive funding. Currently, there is no easy way for people working on such topics to come together and collaborate. To address this problem, a novel internet‐based platform, Collavidence (www.collavidence.com), was designed. The idea is to complement current systems of neurovascular research collaboration and funding for more inclusive, efficient, and impactful research results. The aim of this study is to present the initial performance of the platform in achieving this goal. Methods Analytics on pre‐defined user‐, project‐, and interaction‐based metrics will be performed to describe the level of platform engagement in the initial months following launch. These include the number of users and projects posted, the amount of funding accumulated, the proportion of successfully funded projects, and the iterative improvement of the proposals. Further, the relative engagement of early‐career, female researchers, and researchers from low‐middle‐income countries will be assessed. Results A qualitative assessment of the value of the overall platform, the process of iterative review, and possibilities for collaboration will be presented. Further, trends in platform engagement during the initial 3 months, including the relative distribution of specific user demographics to assess the platform’s success in encouraging equity, diversity, and inclusion, will be presented. Conclusions This study will assess the feasibility and initial success of Collavidence as a unique platform for neurovascular research collaboration and funding.

Collective entrepreneurship makes strange bedfellows: Examining framing activity in construction of the equity crowdfunding market

ABSTRACT The digital revolution paved the way for changes in the field of entrepreneurial finance, with platform-based funding mechanisms being viewed as a mode for democratizing equity investing. Despite this belief, equity funding platforms were not available to the public for a while, owing to existing regulations that made them illegal. Based on the analysis of a unique longitudinal dataset, the results of our study suggest that the formation of new markets may be successful when multiple actors, including the government, collectively utilize strategic framing that promotes public interest and engages incumbents in a nonthreatening manner. These dynamics highlight the key role that collective entrepreneurship plays in the emergence of new market spaces.

A Study of Donation-Based Crowd Funding Platforms

A Study of Donation-Based Crowd Funding Platforms

A Study of Donation-Based Crowd Funding Platforms

Persuasion is the process of communication in which a person wants to create an influence to induce certain behaviour sends a persuasive message to the other individual with the aim of generating an impact on the recipient's attitude. The power of decision making, however, is at the disposal of the recipient. Various technologies are used by the donation based crowd funding platforms to persuade the website visitors to make donations for certain causes. The main objective of the study was to focus on the specific factors that are used by the donation based crowd funding platforms to persuade the prospective donors to make donations to specific campaigns. Exploration methods were used to obtain the necessary data through online questionnaires. The questionnaire mainly included close ended questions where most of the questions were designed for the people who have donated using crowd funding platforms to react on a Likert scale of 5 (Strongly Agree to Strongly Disagree). Total sample size was 230. Simple Random Sampling method was used to collect the data. The researcher has explained a model where building a new concept in the set of factors that are specifically applicable for the donors who contribute for donation based crowd funding campaigns. The model shows that using technology in persuasion and having a higher social networking presence can affect the donation intention of the website visitors to a considerable extent. The model also shows that various privacy issues, trust and overall website quality also have a major impact on the donation intention of the donors. In the end, the study also shows that the donation intention of the donors is highly positively correlated with the donation behaviour.

Spillovers of funding dry-ups

We uncover a new channel for spillovers of funding dry-ups. The US money market fund (MMF) reform led to an exogenous reduction in unsecured MMF funding for some banks. We use novel data to trace those banks to a corporate deposit funding platform. As they sought to replace the lost dollar funding, the funding squeeze spilled over to other banks with no MMF exposure. The latter paid more for corporate dollar deposits, and their pool of funding providers deteriorated. Their dollar lending volumes and margins declined. Our results suggest banks’ competitiveness in funding markets affect their competitiveness in lending markets.

PUBLIC VENTURE IN PRIVATE COMPANIES THROUGH CROWDFUNDING METHOD OF PEER-TO-PEER LENDING IN MALAYSIA

Digital funding platforms have been contemporaneously developed and utilised as a medium to enable businesses and companies to seek funds and to raise capital for any kind of commercial purposes, at any time or place. Such technology allows the service providers to invite the public to participate in generating funds for the businesses and companies in need. Through this mechanism, it is factual that funds are contributed by the public, while the law clearly provides the restriction of the public to invest or deposit or hold equity in private companies. Allowing the public to directly invest in private companies would be considered as illegal considering the legal restriction imposed on the private companies under the statute. Therefore, this article aims to study the legality of venturing this public money into the business investment of private companies. The focus of this study is the governing law in Malaysia in respect of the legality of funding private companies through online social lending namely peer-to-peer lending (P2P lending). This study is conducted by way of contents analysis of various provisions of relevant legislations. The outcomes of this study show that digital social lending such as P2P lending, has grown and been accepted by various natures of enterprises and private companies in order to start-up their business operation in Malaysia, as it compliments the limitation for private companies to invite the public to venture into their business.

Does Gender Really Matter in Crowdfunding Campaigns?

The research aims to understand whether gender can or not influence the success of crowdfunding (CF) campaigns. To attain this objective, entrepreneurs that launch a CF campaign in the PPL platform are surveyed in order to examine if gender influences the characteristics of the projects, the motivations and satisfaction with the campaigns, and the use of social media. The paper uses a quantitative approach, based on an online survey sent to the entrepreneurs who have used the Portuguese CF platform (PPL) for funding. The results indicate that there are no major significant gender differences in the use of CF through the Portuguese platform, the motivations for using CF or the success achieved. In both cases, social media play an essential role in CF campaigns. Only culture-related projects exhibit an association with gender. The results show that CF is a tool that can contribute to reducing the gender gap in entrepreneurship. The design of CF operations and capacity building programs for women could either be improved in accordance with the new insights of the study.

Research on Promote Global Fairness of a New Business Model - Assuming Asteroid Mining

Most wealth is now in the hands of a very small number of people, which greatly exacer-bates today's social inequality. At the same time, with the continuous consumption of earth resources, people gradually focus on the mining of asteroids. When such new resources as asteroids are devel-oped, whether a new trade model can be established to promote global equity becomes the research issue of this paper. Firstly, putting forward the concept of global equity: Obtain benefits commensu-rate with the country's overall strength, with greater emphasis on promoting the interests of its most pressing aspects--each takes what they need. Then defining an indicator to measure global equity: the relative profitability of countries. The indicator is positively correlated with country strength. Then, the influencing factors of national profit are analyzed, the correlation coefficient is obtained by the least square method, and the model equation is established. Finally, the reliability of the model is verified by the F-Validation. Secondly, establish Asteroid Mining Alliance--Antitrust trade model: countries can cooperate through technical funding platforms and sales platforms. Then, the support coefficient o that reflects the strength of cooperation between countries is defined, and the model planning is established based on Model I, and the optimal value is 0.57. The final comparison finds that after the introduction of high-level country support, the global Gini coefficient drops from 0.6943 to 0.57978. So the reduction in the gap between the rich and the poor shows the necessity of this support method. According to the model, all countries in the alliance can be guaranteed a cer-tain amount of ore. This effectively avoids the inequality caused by some countries owning the major-ity of ores. While maximizing global total income, countries with strong comprehensive national strength will maximize income from ecology and people's happiness, while countries with weak com-prehensive national strength will maximize income from industry, science, and technology.