Fraud Crimes Research Articles

Abnormal User Detection via Multiview Graph Clustering in the Mobile e-Commerce Network

In recent years, Internet of Things has not only promoted the continuous development of e-commerce transaction but also brought loop-hole to the fraud gangs who always utilize mobile devices to commit fraud crimes. For example, fraud gangs are usually organized to purchase commodities at low prices in e-commerce promotions. They benefit from the price spread by reselling commodities at high prices. In the past few years, the transaction fraud caused serious financial losses to merchants in e-commerce platform. To detect the fraudulent user and behavior effectively, a multiview graph clustering-based abnormal detection model is developed in this paper. In the proposed model, two fraudulent behavior patterns are proposed by abstracting the e-commerce network as a heterogeneous information graph. On this basis, two user-similarity graphs are reorganized from the heterogeneous graph with the help of different metapaths. Subsequently, in order to capture the corresponding fraudulent behavior patterns, the above two graphs are encoded into user embeddings and assigned to specific clusters in respective views. Finally, the consensus detection result is produced by fusing the complementary information of different views in a joint multiview learning framework. As we know, our work is the first one that uses multiview graph clustering in e-commerce fraud detection, which will provide a new research perspective for fraud detection in e-commerce platform. Extensive experiments are conducted on real and semisynthetic datasets, and the results demonstrate the effectiveness and superiority of the proposed model.

Prediction of Telecommunication Network Fraud Crime Based on Regression-LSTM Model

Telecommunication network fraud crimes frequently occur in China. Predicting the number and trend of telecommunication network fraud will be of great significance to combating crimes and protecting the legal property of citizens. This paper proposes a combined model of predicting telecommunication network fraud crimes based on the Regression-LSTM model. First, we find that there is a strong correlation between privacy data illegally sold on the dark web and telecommunication network fraud data. Hence, this paper constructs a Linear Regression model using the privacy data illegally sold on the dark web to predict the number of telecommunication network fraud crimes. Second, an LSTM prediction model is constructed using the data of telecommunication network fraud cases on China Judgments Online based on the time-series feature of telecommunication network fraud crimes. Third, this paper uses the error reciprocal method to combine the two models for prediction. In addition, this paper selects the monthly data set of telecommunication network fraud occurring in 2021 for experimental evaluation. The experimental results show that the accuracy of the Regression-LSTM model constructed in this paper is 86.80%, and the RMSE is 0.149. Compared with the ARIMA, Linear Regression, LSTM, Additive-ARIMA-LSTM, and Multiplicative-ARIMA-LSTM models, the Regression-LSTM model proposed has the highest prediction accuracy.

Investigation and Research on the Use of the App of the National Anti Fraud Center

China's telecommunications fraud crime continues to occur at a high rate, coupled with the changing means of fraud, and an increasing number of people are being defrauded. In the face of such oppression, the Ministry of Public Security launched the national anti fraud center App in June 2021, which aims to help users maintain the security of telecommunications networks, establish channels for users to report cases related to telecommunications networks, and enhance the purpose of prevention and publicity. However, with the strong support of the state for anti fraud Apps and the requirement of all people to download them, a series of problems came one after another. Different voices were transmitted on major platforms, which also proved that there were some defects in Apps. The project studies the problems existing in the anti fraud App since its launch, such as the imprecise mode setting, the lack of in-depth publicity and education, and the low download rate, and puts forward corresponding solutions to these problems, so as to help the App serve people better.

BANK KARTALARIDAN FOYDALANISH BILAN BOGʻLIQ FIRIBGARLIK JINOYATLARINING KRIMINALISTIK TAHLILI

This article describes the general concept and forensic analysis of the crime of fraud associated with the use of bank cards. It contains elements of forensic description of the crime of fraud associated with the use of bank cards, the subject of the crime, methods of committing a crime, traces of the crime, personal information of the offender, and the circumstances of crime. At the same time, the process of working with digital footprints in the investigation of bank card fraud, the problems that arise in national legislation and law enforcement practices, have all been critically examined. Scientifically based ways and criteria for their elimination have been developed. In addition, the similarities of Internet fraud, a type of Internet crime, with bank card fraud were discussed. The article is based on scientific and practical research in the field of working with digital traces, the views of theoretical scientists and practitioners, as well as technical research. The article analyzes the problems in the field from a systematic, legal, scientific, and practical point of view, which from the authorʻs conclusions are formed. Evidence-based proposals and recommendations for legislators and law enforcement agencies have been developed.

Analisis Yuridis Proses Penyelesaian Tindak Pidana Terhadap Pelaku Penipuan Melalui Pembayaran Elektronik Untuk Mewujudkan Perlindungan Hukum

Abstract: Article 45A paragraph (1) of Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 states that any person who intentionally and without rights spreads false and misleading news that results in consumer losses in Electronic Transactions shall be punished with imprisonment and/or or fines. The fraud that occurred at One Mall Batam carried out through fake or fictitious electronic transactions cost the victim a total of 30 million rupiah. Purpose: The purpose of this study is to determine the regulation of criminal law against perpetrators of fraud through electronic payments in order to realize legal protection. And to find out the implementation, constraint factors and solutions in preventing and overcoming the rise of fraud in electronic payments. This research method is empirical juridical. Methodology: This research consists of literature study and is also supported by field studies through interviews with respondents. Results: The results of the study indicate that the regulation of criminal law against criminals through electronic payments in realizing legal protection, namely Article 378 of the Criminal Code which regulates special crimes, is also specifically regulated in Article 28 paragraph (1) in conjunction with Article 45A paragraph (1) of Law Number 19 of 2016 concerning Amendments to Law Number 11 of 2008 concerning Information and Electronic Transactions which regulates criminal acts of fraud committed through electronic transactions and is subject to a maximum criminal penalty of 6 (six) years and/or a maximum fine of Rp. 1,000,000,000 ,00 (one billion rupiah). Implementation in preventing and overcoming the rise of fraud in electronic payments is carried out by optimally criminalizing the perpetrators of crimes committed through electronic transactions. Limitations: The constraint factor faced is that there are many types of electronic transactions that cannot be reported directly, making it easier to ensure the results of daily reports. Contribution: The solution is that the victim must be more careful in accepting every payment through an electronic transaction, the victim must have the equipment to verify the proof of the electronic payment. It is recommended for law enforcement officers to optimize the performance of law enforcement for electronic transactions and dismantle tricks or methods applied by perpetrators to prevent other victims, victims to be more careful and thorough in accepting electronic transactions and must ensure first in advance of any payments made. Keywords: 1. Juridical Analysis 2. Fraud Crime 3. Electronic Transaction

Investigation Process of Criminal Action Fraud Acceptance of Civil Servants

The purpose of this study is to find out and analyze the process of investigating criminal acts of fraud in the recruitment of civil servants at the Pacitan Police Resort. To find out and analyze the factors causing the occurrence of criminal acts of fraud against the acceptance of Candidates for Civil Servants at the Pacitan Resort Police. This study used an empirical juridical approach, with descriptive analysis research specifications. The data used in this research was secondary data. The method of data collection is obtained from literature study, then analyzed qualitatively. The results of this study are the process of investigating the fraudulent recruitment of civil servants has been running according to the procedures for the police to summon witnesses, summon suspects and confiscate in accordance with the Investigation Order. The factors that cause the occurrence of the crime of fraud against the acceptance of prospective civil servants or the PNS recruitment system, legislation and law enforcement. External factors are in a forced condition, there is an opportunity to do evil, in a certain party pressure and it is the nature of a person.

ANALISA TINDAK PIDANA PEMALSUAN IDENTITAS DALAM PERKAWINAN YANG DILAKUKAN OLEH PASANGAN SESAMA JENIS

The crime of identity fraud in marriage has occurred in Jember Regency. The identity falsification was carried out because the perpetrator wanted to manipulate his gender in order to carry out same-sex marriage. This happens because the law in Indonesia does not provide legality for same-sex people to be able to get married. Thus, in this study, two formulations of problems that should be investigated are related to the causes of the motive for committing the crime of identity fraud in marriages committed by same-sex couples; as well as regarding law enforcement against the crime of identity fraud in marriage. From the two formulations of the problem, the results obtained are that the cause of the motive for the criminal act of forging identity in same-sex marriages is the feeling of wanting to live together with same-sex partners and the coercion of will because Indonesia does not provide space for same-sex marriage. Second, law enforcement in cases of identity falsification in same-sex marriages is carried out through the Court as law enforcers. The crime of identity fraud can be prosecuted under Article 263 paragraph (1) (2) of the Criminal Code in conjunction with Article 55 paragraph (1) of the 1st Criminal Code and Article 266 paragraph (1) of the Criminal Code in conjunction with Article 55 paragraph (1) of the 1st Criminal Code.

자동차 경성 사기 방지방안에 관한 연구

The main culprit of car hard fraud is using social media to recruit people through a legal method of recruiting part-time jobs and engaging them in crimes. Through this, criminals intentionally cause traffic accidents targeting vehicles that violate the law and acquire insurance and settlement money from the victim driver or insurance company. As a result, the purpose of the study is to present measures to prevent insurance leakage and increase insurance premiums for auto insurance subscribers. The method of research is to identify the status and trend of insurance fraud by the Financial Supervisory Service, identify cases of auto-hard fraud based on Internet and domestic and foreign research data, and identify what measures insurers are taking to prevent damage to insurance fraud. As a result of the study, car-hard fraud is causing an accident by intentionally colliding a vehicle that violates traffic laws. Through this, the high proportion of the victim drivers' negligence and the fact that the perpetrator claims to be a negligence accident are exploited by the insurance company. Insurance companies are responding by establishing a system that can detect habitual criminals, but it is less efficient in crime prediction and detection, and it seems that there is a limit for insurance companies to respond to and detect first-time criminals. Therefore, it was derived that it is possible to prevent insurance fraud only by preparing countermeasures through a more scientific and detailed approach. In conclusion, car-hard fraud are becoming increasingly intelligent, and as a result, it is difficult to arrest criminals, so crimes are on a continuous increase. In order to eradicate such crimes, a control tower should be created under the Financial Supervisory Service to predict and arrest insurance fraud crimes. The first offender of a fraudulent crime using a car has a limit that cannot be arrested. Therefore, a detective system should be established to approach from the recruitment stage through social media, participate in crime execution, secure evidence, and request an investigation to an investigative agency. Car fraud criminals target vehicles that violate traffic laws, so if an accident occurs in violation of traffic laws, the driver is obligated to receive compliance education from the Korea Transportation Safety Authority, and The punishment regulations should be revised so that criminals can be reasonably punished.

Making the most of cybercrime and fraud crime report data: a case study of UK Action Fraud.

IntroductionResearchers and public authorities are increasingly exploring the potential of administrative data to generate new insights. This includes recent work leveraging the opportunities of the crime report data collected by the UK’s national reporting centre Action Fraud (AF). However, the quality of these data and its implications for data users have not been systematically analysed.ObjectivesThis paper outlines challenges and opportunities of using AF data in cybercrime and fraud victimisation research and practice and makes recommendations to improve the quality of this dataset.MethodsThe author has undertaken two studies using samples of AF data pertaining to crime reports within the Welsh police forces, between 2014 and 2020. Quality diagnostic checks, reflections and methodological decisions were considered across each study. These were reviewed, key themes were identified and discussed with data users and a broader group of researchers to finalise the recommendations presented.ResultsThe strengths and limitations of AF data are discussed and grouped into themes, closely aligned with four quality dimensions widely used by statistical authorities. This includes an assessment of 1) the impact of under-reporting and 2) the purpose and rules of crime recording, on the relevance of the data to its users; 3) the accuracy and reliability of the data; 4) the consistency of recording and its impact on coherence and comparability; and 5) the accessibility and timeliness of the data.ConclusionsRecommendations are made to improve AF data to generate better quality insights across the dimensions of relevance, accuracy & reliability, coherence & comparability and the accessibility & timeliness of this dataset. Additionally, a data catalogue would enable frontline officers and researchers to make the most of this dataset, harnessing it to produce key insights for crime prevention, investigation, and victim support.

Perlindungan Hukum bagi Korban Kejahatan Penipuan

The arrangement on victims in the Kuhap is only stipulated in Article 98 to Article 101, the articles relate to the right of victims in demanding compensation. The mechanism taken is the merger of lawsuit cases in exchange for criminal cases. The purpose of this study is to explain the underlying importance of legal protection against victims of fraud crimes and forms of legal protection for victims of fraud crimes in the provisions of the Kuhap and RKUHAP. The research methods used in this study are: Normative type of juridical research. With a legal approach, and a conceptual approach. The victim is a party who is harmed in the occurrence of a crime so that it must get attention and service in providing protection against it. The importance of protection to create a just and peaceful society without any crime or violence. Article 133 RKUHAP is regulated on compensation for victims who state if the defendant is criminally convicted and there are victims who suffer material losses. For law enforcement officials to pay attention and prioritize justice in providing protection to victims because victims have suffered losses and mental disorders and the rule of law that has been made must be carried out and given in accordance with what has been determined.

Core Family Values as Correlate of Juvenile Involvement in Internet Fraud in Delta State, Nigeria

The study examined core family values as correlate of juvenile involvement in internet fraud in Delta state, Nigeria. A comprehensive background of the study amongst others was examined that discussed the problem of the study. Several related literature was reviewed in line with the sub-themes of the study that examined the family values in Nigeria, Family Factors Influencing Juvenile Involvement in Crime, internet fraud and types of internet fraud and Causes of Internet Fraud among Juvenile. The research design adopted for the study was the correlational survey design. This was applied through the use of the questionnaire and in-depth interview; the research instrument used for data collection. The questionnaire was administered to sample of 591 respondents and 24 respondents for in-depth interview through the use of multi-stage sampling method that was employed to randomly select respondents. The descriptive statistics and Pearson correlation technique were used to analyze the data obtained from the study. Descriptive statistics was used to analyze the descriptive data comprising the bio-data in frequencies and percentages while the hypotheses were tested using Pearson Product-Moment Correlation (PPMC). The study concluded that the lower the level of core family values, the higher the juvenile involvement in internet fraud and vice versa. This was the basis upon which contribution to knowledge and recommendations were put forward for further studies.

Juridical Analysis of the Crime of Online Store Fraud in Indonesia

The growth of technology has increased the buying and selling of commodities virtually. However, the lack of physical stores makes it impossible for potential buyers to evaluate the quality of their commodities or facilities. This in turn encourages the emergence of virtual shopping scams by perpetrators. This paper mainly tries to evaluate the extent of online shopping fraud in Online Store Fraud Crimes in Indonesia by using a normative juridical approach, which uses secondary data. Fraud in cybercrime requires the victim to develop a statement of the actuality of the crime to police officers. The report must be accompanied by primary evidence in electrical information or methods of publication of electronic information and data. From there, to verify the actuality of a particular type of fraud, an investigation is carried out. The procedural law related to the ITE Law in Indonesia is regulated in article 42 which states that investigations into cybercrimes are carried out against the criminal procedure provisions in the ITE Law. Finally the essay finds that the Criminal Code of virtual fraud is regulated on Electronic Data and Transactions in Law number 19 of 2016.

A study on prevention and countermeasures through cyber fraud crime clue sharing

본 논문에서는 직거래 사기 범죄를 예방하기 위해 중고거래 업체에서 자체적으로 확보한 사이버사기 판매의심 범죄단서 정보 중 개인정보보호법으로 공개할 수 없는 것을 가명처리 후 공유하는 플랫폼을 제안한다. 정보통신망 이용 범죄 중 사이버사기가 74%를 차지하고 있으며, 이중 70% 정도가 직거래 사기이다. 직거래 사기는 인터넷 중고거래 플랫폼에서 주로 발생하기 때문에 이를 예방하기 위한 대책 수립이 절실히 필요하다. 최근 사이버사기 피해사례를 분석하여 범죄단서 중 계좌번호와 전화번호를 가명정보화하고 다른 거래정보들과 결합하여 중고거래 업체 간 공유한다면 상호 중복되는 사기 판매자 및 물품에 대해 차단 · 주의 · 알림 등을 통해 피해확산을 방지할 수 있으며 또한 계좌번호와 전화번호에 대한 피해신고 이력조회를 통해 거래 상대방의 사기 위험을 알려줄 수 있음을 입증하였다. 사이버사기 범죄에 대한 중고거래 업체간 범죄단서 정보와 사이버사기 피해신고 이력조회 정보을 중고거래 업체와 중고거래 대상자들이 플랫폼을 통해서 공유하고 적극적으로 활용한다면 사이버사기 범죄를 효과적으로 예방할 수 있을 것으로 판단된다.

Can investigative audit and whistleblowing systems prevent fraud?

This study aims to analyze the effect of investigative audits and the implementation of a whistleblowing system on fraud prevention. The data collection method is done by sending a research questionnaire contained in the google form link. The population in this study was 90 auditors at the Deputy for Investigation at the Central Office of the Financial and Development Supervisory Agency (BPKP) of the Special Capital Region of Jakarta. The sampling technique uses saturated samples so that the total sample is 90 auditors. This research method uses descriptive statistics, which are processed with the help of PLS. The study results found that the investigative audit has no significant effect on fraud prevention while implementing the Whistleblowing System significantly impacts fraud prevention. The investigative audit cannot prevent the possibility of abuse early on. This is because investigative audits are conducted after indications of abuse are found or a systematic investigation of evidence is ongoing. Investigative audits conducted by auditors at BPKP DKI Jakarta can now be reactive, meaning that the auditors conduct audits after receiving or obtaining information from other parties regarding the possibility of fraud and fraud crime. Implementing a sound whistleblowing system must also have a whistleblower protection policy. This policy was formed to avoid detrimental actions to the whistleblower so that the whistleblower will feel that his security is maintained.

Contact-Fraud Victimization among Urban Seniors: An Analysis of Multilevel Influencing Factors

Fraud crime against seniors has become a serious social problem both at home and abroad. While most of the relevant research focuses on non-contact fraud against seniors, a few studies attend to contact fraud targeted at seniors. By constructing a theoretical framework of “environment–activity–fraud victimization” based on the integration of multiple theories, this study conducts a multilevel logit analysis of contact-fraud victimization among urban seniors in the downtown area of Guangzhou at the individual and neighborhood levels. The results show that contact-fraud victimization among urban seniors is influenced by individual-level factors and neighborhood-level factors, and that individual-level factors play a more significant role. More specifically, seniors with higher education levels and lower levels of self-control are more likely to experience contact-fraud victimization, while seniors who are older and healthier, and have higher household income are significantly less likely to experience contact-fraud victimization. Further, higher levels of collective efficacy and better living environments in the neighborhood significantly reduce the probability of contact-fraud victimization among urban seniors, while the percentage of the migrant population, the percentage of the aging population, and developed traffic environments significantly increase the probability of seniors experiencing contact fraud. This study confirms the feasibility of examining contact-fraud victimization among urban seniors based on the integration of theories, and enriches the research results of crime geography in terms of contact-fraud victimization among urban seniors.

Creative Accounting: A Fact or Illusion in Indian Corporate Sector Financial reports are prepared to ensure timely availability of reliable information regarding companies’ state of affairs to its users (ICAI, 2000)

The goal of the present study is “to investigate the concept and techniques of creative accounting, as well as how it is implemented and how it can result in financial crimes”. The procedures that are followed, as well as the individuals who are involved in and victims of such crimes. The means employed to carry out the action and how it is carried out. This study also investigates the workings of “accounting policies” and how “loopholes” in them might be exploited, resulting in a set of games that can be played around them in order to get the desired results in the “preparation of financial statements”. The outcomes of the study show that “creative accounting though legal and acceptable around the world. It provides door to loopholes provided by the acts and laws governing the preparation of financial accounts, resulting in financial crimes and hampered economic growth”. “Creative accounting though not illegal but the excess use of the same has given daunting effects on the financial statements and as a result have resulted into financial frauds and looting of people’s money throughout the world”. The Institute of Chartered Accountants of India (ICAI) along with its members have always played a vital role in ensuring transparency in accounting, still there are many organizations which are try to manipulate the financials. Although creative accounting is not prohibited, its widespread use has had alarming implications on financial accounts, resulting in financial fraud and the looting of people’s money around the world. Investors’ “hard-earned money” is stolen, and there is no way to stop it because the mechanisms and legal bodies are still working to solve the problem, so it is critical to understand about “creative accounting”. Earlier AS were applied in preparation and presentation of financial statements which are shifted to Ind AS for all large companies. Ind AS provides more focus on fair valuation of various items which includes application of judgement and principles. Hence, it becomes more imperative to understand the concept of creative accounting. This research contributes to a better understanding of the rise of “creative accounting” and how it has led to “accounting fraud and financial crimes” in the economy.

Research on the Detection Countermeasures of Telecommunication Network Fraud Based on Big Data for Killing Pigs and Plates

This paper uses big data analysis to conduct in-depth analysis and research on the investigation countermeasures of the pig-killing dish telecommunication network fraud. This paper takes the case of “piggy bank” as a perspective, starting from analyzing the concept and characteristics of “piggy bank” type network fraud, analyzing the current phenomenon of this type of network fraud crime, and analyzing the current situation of the relevant laws, to explore the judicial situation regarding this type of network fraud crime, and to explore the problems and dilemmas in the judicial determination of such network fraud crimes, the determination of evidence, the determination of principal and accessory in joint crimes, the determination of crime amount, the determination of attempt and attempt form, and the determination of related crimes. Based on the analysis of the problems, the judicial determination process of “piggyback” network fraud is improved in terms of perfecting the evidence determination process, combining the facts of the whole case to determine the joint crime, accurately characterizing the associated criminal acts, regulating the judicial determination rules of the crime amount, and strictly applying the criteria of the circumstances of attempt and completion. This paper explores the forward shift of investigation work, anticipating telecommunication network fraud crimes in advance or the middle of the matter through active investigation, taking technical countermeasures, especially early warning and dissuasion to avoid the occurrence of telecommunication network fraud crimes, and reversing the unfavorable situation of passive investigation in the past. Finally, it focuses on the strategy and innovation points of the use of network investigation methods in telecom fraud crimes and proposes the investigation method of tracing the money chain and information chain along the line and cross-complementing the two lines at the same time according to the characteristics contained in telecom fraud crimes, relying on multiple groups such as public security, hackers, and network volunteers to jointly combat in a variety of network environments.

Legal Consequences of Using Other People's Identity in Online Loans

Online loans that are part of Financial Technology create a new mode of crime, in which perpetrators can use other people's personal data to find the online loans. This action causes losses to the online loan service providers and people whose personal identities are used by the perpetrators to make online loans. For this reason, the problems discussed in this paper are: 1) How is the formulation of fintech based on online loans? 2) How is the protection of personal data in online loans? 3) What are the criminal sanctions for using other people's identities in online loans? To answer these problems, a normative juridical research method is used by using the literature sources as the primary source of legal material. Based on research originating from literature sources, criminal sanctions that can be imposed on perpetrators can be charged with Article 27 paragraph (1), (2), (3) or paragraph (4) of the Law on Information and Electronic Transactions, with a criminal penalty regulated in Article 45 of the Law on Information and Electronic Transactions with a maximum imprisonment of 4 (four) years and/or a maximum fine of Rp. 750,000,000 (seven hundred and fifty million rupiah). Judging from the elements in the criminal act of using false identities in making online loans, the criminal sanctions for using false identities on online loans can be suspected by Article 263 paragraph (1) of the Criminal Code regarding the crime of identity fraud, Article 378 of the Criminal Code on fraud, Article 311 paragraph (1) KUHP on slander/defamation.

The Formation and Prevention Path of Telecommunication Fraud Crime

At present, telecommunications fraud cases show an increase in the intelligence of the means of committing crimes; Fraud gangs have obvious characteristics of organization, collectivization and professionalism; Regional characteristics are more significant; There are various forms of fraud, and the methods are constantly being refurbished; Cross-border features are obvious. In view of the current problems, such as difficulty in applying the law, difficulty in investigation and evidence collection, difficulty in cooperation in investigation and difficulty in recovering stolen money, this paper puts forward the improvement of laws and regulations; Strengthen industry cooperation and industry supervision; Pay attention to information and intelligence; Optimize the investigation process; Strengthen cooperation and mutual assistance and other paths.

Medicolegal Sidebar: Are Implant Sales Reps in the Operating Room Legally Untouchable?

Medicolegal Sidebar: Are Implant Sales Reps in the Operating Room Legally Untouchable?