We examine the mechanisms responsible for the onset of the three-dimensional mode B instability in the wake behind a circular cylinder. We show that it is possible to explicitly account for the stabilising effect of spanwise viscous diffusion and then demonstrate that the remaining mechanisms involved in this short-wavelength instability are preserved in the limit of zero wavelength. Using the resulting simplified equations, we show that perturbations in different fluid particles interact only through the in-plane viscous diffusion which turns out to have a destabilising effect. We also show that in the presence of viscous diffusion, the closed trajectories which had been conjectured to play a crucial role in the onset of the mode B instability are not actually a prerequisite for the growth of mode B type perturbations. We combine these observations to identify the three essential ingredients for the development of the mode B instability: (i) the amplification of perturbations in the braid regions due to the stretching mechanism; and the spreading of perturbations through (ii) viscous diffusion, and (iii) cross-flow advection which transports fluid between the two braid regions on either side of the cylinder. Finally, we develop a simple criterion that allows the prediction of the regions where three-dimensional short-wavelength perturbations are amplified by the stretching mechanism. The approach used in our study is general and has the potential to give insights into the onset of three-dimensionality via short-wavelength instabilities in other flows.