Herein, oxygen-deficient NH4V4O10 micro-flowers with loaded Ag quantum dots and pre-intercalated Ag+ (NVO-Ag) for aqueous zinc ion battery (AZIB) cathode materials were successfully synthesized by a one-step hydrothermal method. The reversible redox reaction between Ag+ and Ag quantum dots, and the abundant Zn2+ storage sites from oxygen vacancies provided capacity contributions for NVO-Ag. Meanwhile, the loaded Ag quantum dots, pre-intercalated Ag+ and introduced oxygen vacancies synergistically optimized the electronic structure and distribution of NVO-Ag, promoting the transport of electrons in NVO-Ag. The pre-intercalated Ag+ could also replace the NH4+ in the interlayer of NH4V4O10, weakening the repulsion between the interlayer NH4+ and Zn2+, which achieved rapid Zn2+ diffusion kinetics. Moreover, the abundant oxygen vacancies in NVO-Ag could alleviate the strong electrostatic interaction between Zn2+ and V-O framework, boosting the transmission of Zn2+ in NVO-Ag. Finally, the structural stability of NH4V4O10 micro-flowers was improved due to the high bonding strength between Ag+ and V-O layers. Benefiting from the above effects, NVO-Ag-100 achieved excellent capacity performance (387.2 mAh g−1 at 0.5 A g−1), rate performance (178.9 mAh g−1 at 12 A g−1) and cycle stability (91.7 % capacity retention after 1700 cycles at 8 A g−1). This work provided effective ideas to achieve high-performance AZIB cathode materials.