This work elucidates the comprehensive exploration of the stability, electronic aspects, and photovoltaic response and ability to utilize thermal energy of Na2AgGa(Cl/Br)6. The cubic phase and thermal stability are evaluated based on the depicted tolerance factor and formation enthalpy. The depicted electronic attributes comprehensively clarified the p-type nature of materials. The value of the obtained direct energy gap is reduced from 1.85 eV to 1.13 eV by replacing Na2AgGaCl6 with Na2AgGaBr6. The scrutiny of distributed states across bands is also explained by analyzing states’ partial and total density. Furthermore, the assessed optical properties indicate that these compounds exhibit considerable absorption values across the visible-ultraviolet spectrum. The optical characteristics suggest that these perovskites exhibit minimal loss of power and have an increased ability to capture light, making them well-suited for use in solar power generation. Using the BoltzTraP code, thermoelectric parameters have been scrutinized, uncovering a significant relationship between increased electrical conductivity and decreased heat transfer. The elastic properties are examined to ascertain the ductile characteristics, symmetry or asymmetry, and stability under applied stress. The combination of a higher absorption and ZT value indicates that these compounds have significant potential for generating power using light and dissipated heat.