Given the urgency of organic pollutant removal and the low efficiency of advanced oxidation processes (AOPs), a novel Bi-ZFO/BMO-Vo photocatalyst was fabricated via the solvothermal method. A coupling system was constructed to combine photocatalysis with peroxymonosulfate (PMS) oxidation processes, which synergistically degrade organic pollutants. Bi-ZFO/BMO-Vo exhibited excellent photocatalytic performance, which could remove 100 % RhB in 110 min and degrade 100 % MG in 70 min, and 88 % H-TC in 50 min. The excellent catalytic performance of Bi-ZFO/BMO-Vo was not only attributed to the synergistic effect of PMS activation and photocatalysis, but also attributed to the SPR effect of Bi nanoparticles, electron capture of oxygen vacancies, and intense contact of Bi-ZFO/BMO-Vo heterojunctions. The active species capture experiments and EPR tests indicated that 1O2, SO4–·, ·OH, and O2–· worked together for the RhB removal. The degradation intermediates of RhB were identified by LC-MS. Based on the experimental results, the band structure and Z-scheme charge transfer mechanism were proposed. Toxicity evaluation indicated that Bi-ZFO/BMO-Vo-Vis/PMS could significantly reduce RhB toxicity. This efficient and stable catalyst is expected to be used in organic wastewater degradation and practical applications.