Economics Study Program Research Articles

Pengaruh Literasi Keuangan dan Sikap Keuangan Terhadap Pengelolaan Keuangan Ibu Rumah Tangga Dengan Self Efficacy Sebagai Variabel Intermediasi

Abstract The objective of this research is to examine how financial literacy and financial attitudes impact the management of household finances, with self-efficacy serving as a mediating factor. Using a quantitative approach and SmartPLS4 analysis, data were collected through questionnaires from 70 housewives who are students of the Islamic economics study program. The results show that financial literacy has a significant impact on household financial management and also significantly affects self-efficacy. Self-efficacy was also found to significantly influence household financial management. However, financial attitudes do not show a significant impact on household financial management, although they do have a significant effect on self-efficacy.

The Impact of Social Media Influencers On Personal Finance And Investment Decisions

This research aims to explore the impact of social media influencers on the personal financial behavior and investment decisions of Sharia Economics Study Program students at IAI Uluwiyah Mojokerto. The focus of this research is to understand motivations for following financial influencers, changes in financial behavior after following influencers, and reasons for choosing sharia-based investments. This research uses a phenomenological method with a case study approach. Data was collected through in-depth interviews with students who follow financial influencers on social media. Data analysis was carried out using coding techniques to identify the main themes that emerged from participants' experiences. The research results show that students are motivated to follow financial influencers because they are looking for information and education, inspiration, and the influencer's credibility. After following influencers, students show increased savings discipline, reduced consumer spending, and wiser investment decisions. Students choose sharia investments because of adherence to religious principles, transparency and fairness, as well as the potential for competitive profits.

The Accuracy of the Online-Based Independent Study Method in Developing University Students' Entrepreneurship Skills

This study aims to analyze the impact of online-based independent learning methods on developing entrepreneurial skills among students at Private Universities in Kediri. The research focuses on 1) the types of entrepreneurial skills that students are keen on enhancing, 2) the strategies employed by tutors/lecturers to help students strengthen their entrepreneurial skills through online independent study, and 3) the effectiveness of online independent study methods on students' entrepreneurial skills with the guidance of lecturers. The study utilizes a research and development (R&D) approach. The research sample comprises 1) two classes of students from the Islamic Broadcasting Communication Study Program at the Faculty of Da'wah, UIT Lirboyo Kediri, and 2) two classes of students from the Management and Economics Study Program at UNP Kediri. The findings reveal that online-based independent study significantly influences the development of students' entrepreneurial skills. The entrepreneurial skills of interest include online stores, resellers, drop-shippers, and affiliate marketers. The tutor's strategy for fostering students' entrepreneurial skills involves generating new ideas, conducting idea feasibility tests, drafting business proposals, developing business products, creating online advertisements, practicing sales techniques in the field, and preparing sales reports. This tutoring approach contributes to the cultivation of innovative entrepreneurial skills that yield positive outcomes for students.

Pengaruh Trend Fashion dan Gaya Hidup terhadap Perilaku Konsumtif pada Mahasiswa Fakultas Ekonomi dan Bisnis Islam IAIN Kerinci

The aim of this research is to determine the consumptive behavior of IAIN Kerinci Islamic Economics and Business students as consumers in relation to fashion trends and lifestyle choices. The quantitative data collection procedure for this research is in the form of a questionnaire. Participants in this research were students from the class of 2020 from the 2020 sharia economics study program. The analysis method used traditional hypotheses, t tests, coefficients of determination, and the use of multiple linear regression analysis. The results of this research show that simultaneously and partially there is a significant influence between fashion trend and lifestyle variables on the consumptive behavior of students at the Faculty of Economics and Islamic Business, IAIN Kerinci, amounting to 80.3%.

Use of Akulaku Paylater in Islamic Economics (Study on Students of Sharia Economics Study Program, Faculty of Islamic Economics and Business, Sulthan Thaha Saifuddin State Islamic University, Jambi)

This research aims to explore how people in the Islamic economy feel about the Akulaku app's PayLater feature. And to get a breakdown of how Akulaku PayLater is being utilised. The methodology of this study is qualitative. This research uses observation, interviews, and documentation to gather information. While data visualisation and reduction are used for analysis. According to the findings of this research, Akulaku users can benefit from the convenience of Akulaku PayLater's on-time payment options by taking advantage of the company's bailout funds. Akulaku PayLater continues to impose unnecessary costs on its customers by charging interest on past due balances and other fees with every purchase. The Qardh and Prohibition of Transactions in the Islamic economy state that akulaku PayLater is not permitted because it contains elements that are detrimental to the user, so the app's use is prohibited if it is banned in the Islamic economy.

Analysis of Factors Influencing Colleger Motivation to Become Entrepreneurs

This research aims to analyze the factors that influence students' motivation to become entrepreneurs. The research method used is descriptive with a quantitative approach and uses analytical techniques, namely factor analysis. The object of the research was students of the Sharia Economics Study Program at STIES Al-Mujaddid, by taking samples from several students at the university. The data collection technique uses a questionnaire distribution technique. The results of this research show that the main factors influencing students' motivation to become entrepreneurs are attitude, entrepreneurial training, and practice.

Analysis of the Influence of Product Price and Quality on Consumer Purchasing Decisions (Case study: Economics Study Program Students, Faculty of Economics, Medan State University)

Competition in the industry is getting tougher, so companies must offer more value to attract consumer purchasing power. Consumer purchasing decisions are influenced by various factors, including price and product quality. This research aims to analyze the influence of price and product quality on consumer purchasing decisions. The research methods used include observation, literature study, and questionnaires. The research objects were 41 students of the Economics Study Program, Faculty of Economics, Medan State University who filled out a questionnaire. The research results showed that 53.7% of respondents stated that product price had a big influence on purchasing decisions. As many as 53.7% of respondents tend to choose cheaper products, and 56.1% consider discount promotions to be very important. In addition, 58.3% of respondents compared product prices with online shopping platforms to get the cheapest price. Meanwhile, 58.5% of respondents stated that product quality greatly influenced their purchasing decisions. As many as 63.4% of respondents were willing to pay more for quality products, and 87.8% of respondents preferred products with higher prices but better quality. Based on the results of this research, it can be concluded that product price and quality have a significant influence on consumer purchasing decisions.

Analisis Pengaruh Label Halal Terhadap Pemilihan Porduk Kosmetik (Make Up): Studi Kasus Mahasiswi Ekonomi Syariah Uin Sultan Maulana Hasanuddin Banten

The purpose of this research is to see how much influence the halal label has on the choice of cosmetic products (make up) among Islamic Economics students at UIN Sultan Maulana Hasanuddin Banten. This research uses quantitative methods and descriptive verification methods. This research information was collected through a survey distributed to 30 students of the Sharia Economics Study Program at UIN Sultan Maulana Hasanuddin Banten. The data in this research were analyzed using the IBM SPSS Statistics version 25 program. According to the research results, the halal label variable has a very large and beneficial influence on the choice of cosmetics. These results are viewed from the results of hypothesis testing on the accepted variables, which show that there is a strong positive influence of the halal label variable on the assessment of cosmetic selection.

Pengaruh Literasi Keuangan Syariah Terhadap Keputusan Memilih Asuransi Syariah

This research examines and discusses how sharia financial literacy influences the decision to choose sharia insurance. In today’s modern era, the level of understanding of sharia finance is very important in determining the insurance you want to use and reducing risks that affect financial losses. A good understanding of finances can improve the quality of decision making to achieve prosperity. The aim of this research is to analyze the influenceof sharia financial literacy on the choice of sharia insurance. This research involved a sampel of 48 stundents of the sharia economics study program at the Bengkalis State Islamic College. The results of this research show that, with sharia financia literacy, students feel able to understand sharia insurance as financial protection. Students also feel that sharia financial literacy provides a level of understanding of sharia insurance. Based on this, it can be seen that sharia financial literacy has a significant impact on the choice of sharia insurance and fosters confidence in the use of sharia financial product for better risk management.

Pengaruh Pengetahuan Investasi dan Return Saham Terhadap Minat Mahasiswa Dalam Berinvestasi di Galeri Investasi Syariah

The capital market is a meeting place for investors and issuers where one of the parties included as an investor is a student at the Faculty of Islamic Economics and Business who is expected to become an expert investor in the field of sharia capital markets. Students' investment interest is influenced by several factors, including investment literacy and stock returns. One of the capital market instruments is investment, namely capital investment carried out by a person or legal entity with the aim of increasing the value of capital. Based on the factors found, researchers are interested in researching students' interest in investing. Researchers want to know the results of the influence of the two factors, namely investment knowledge and stock returns on students' interest in investing so that it can become a benchmark for institutions, especially the Sharia Investment Gallery, in attracting investor interest, especially students of the Sharia Economics Study Program, Faculty of Islamic Economics and Business. The factors that will be used by researchers are the quality of investment knowledge and stock returns. Thus the title of this research is "The Influence of Investment Knowledge and Stock Returns on Students' Interest in Investing in the Sharia Investment Gallery". This research uses a quantitative approach with hypothetical visitors using multiple linear regression analysis methods and classical assumption testing. The sampling technique uses purposive sampling. Where the results of this research show that investment literacy influences the investment interest of students at the Islamic Economics and Business Faculty of UIN Fatmawati Sukarno, Bengkulu. Stock returns influence the investment interest of students at the Islamic Economics and Business Faculty of UIN Fatmawati Sukarno Bengkulu. Simultaneously both influence the investment interest of students at UIN Fatmawati Sukarno Bengkulu. Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu, where the results of this research are expected to be a reference for the capital market in attracting investor interest or for students themselves in carrying out research.

Spirit of Entrepreneurship in Islamic Higher Education

Purpose: This research aims to analyze the meaning, management, impact of implementation, and formulate ideas for developing entrepreneurship in the Sharia Economics Study Program at IAIN Curup.Design/Method/Approach: This field research uses a qualitative descriptive approach. The primary data sources in this research are the chairman, secretary, Sharia Economics Study Program staff, and HMPS Sharia Economics students. The data collection techniques used is observation, interviews and documentation. Meanwhile, data analysis techniques go through the stages of reading all the data, compiling data, knowing general patterns of data, grouping data, conclusions, and triangulation.Findings: The research results show that students see entrepreneurship as creating, developing and managing businesses for profit. Preparation for business, characteristics of entrepreneurs and ICT are also important. Meanwhile, success can be seen from profits, achieved goals, business development, customer satisfaction and product consistency. Students run the Nurulillah Shop entrepreneurial business with facilities and funding from the study program and HMPS, integrating ICT in promotions, and managing time and business management with group strategies. The application of entrepreneurship has an impact on increasing knowledge and skills, motivation, benchmarks for facing business challenges, financial independence, and developing relationships that support the development of entrepreneurship. The development idea formulated is called Entrepreneurial Prosperity, namely to achieve success in entrepreneurship through product development, science and technology, partners, support, awards and mentorship.Originality/Values: contribution to this research is to see the spirit of Sharia Economics students in entrepreneurship in the IAIN Curup environment

Pengaruh Promosi Cashback Pada Shopee Dan Harga Terhadap Perilaku Konsumen

This article aims to understand whether cashback and price promotions can influence consumer behavior centered on students of the Sharia Economics Study Program, Faculty of Economics and Islamic Business, UIN Siber Syekh Nurjati Cirebon. This issue is focused on whether there is a change in the behavior of consumers who make purchases using Shopee. The cashback referred to in this study is a form of Shopee coins which can then be used to repurchase clothing products, household appliances, order food and other needs. The form of research used is associative quantitative research. The sample in this study were students of the Faculty of Economics and Islamic Business UIN Sheikh Nurjati Cirebon Sharia Economics Study Program. The sample in this study amounted to 70 respondents. The data was collected through distributing questionnaires which were then processed with multiple regression analysis techniques using the IBM SPSS Statictics 25 application. This study concludes that based on the results of the hypothesis test, the Cashback promotion variable has a positive and significant effect at a value of 3.535 on consumer behavior and the Price variable has a positive and significant effect at a value of 6.515 on consumer behavior. The simultaneous test shows that cashback promotion and price have a positive and significant effect with an fcount value of 45.569 and the test value of the coefficient of determination on the independent variable of 57.7% on the dependent variable. With the regression equation obtained 5.451 + 0.268X1 + 0.461X2.

Analisis Faktor-Faktor Yang Mempengaruhi Lama Mencari Kerja Perempuan Lulusan S1 Prodi Ekonomi Pembangunan FEB Universitas Riau

There are various factors that cause women to experience difficulties in getting work, even though they already have a bachelor's degree. Some of them are influenced by age, salary, work experience and GPA. Therefore, researchers conducted an analysis of the factors that influence the length of time looking for work for women graduates of the Development Economics Study Program, FEB, Riau University, which aims to determine the influence of age, wages and work experience on the length of looking for work for educated female workers who graduated from the FEB Development Economics Study Program. Riau University. The analytical model used in this research is multiple linear regression data. The sample used was 78 students from a total population of 781 female students who graduated from the S1 Development Economics Study Program, Riau University from 2013 to 2018. The results of this research show that the most influential thing is the length of time looking for work for women who graduated from the Development Economics Study Program, FEB Riau University. is choosing too many jobs with the desired wage standard. Meanwhile, the factors of age, work experience and GPA have a significant influence.

Pengaruh Celebrity Endorser Dan Word Of Mouth Terhadap Keputusan Pembelian Produk Scarlett Whitening Pada Mahasiswa UIN Sulthan Thaha Saifuddin Jambi

The thesis with the title "The Influence of Celebrity Endorsers and Word of Mouth on the Decision to Purchase Scarlett Whitening Products among UIN Sulthan Thaha Saifuddin Jambi Students" was written by Jumianti with NIM 501190273, Sharia Economics Study Program, Sulthan Thaha Saifuddin Jambi State Islamic University 2023. This research aims to determine: (1) the influence of celebrity endorsers on purchasing decisions for Scarlett Whitening products, (2) the influence of word of mouth on purchasing decisions for Scarlett Whitening products, and (3) the influence of celebrity endorsers and word of mouth on purchasing decisions for Scarlett Whitening products.This research uses quantitative research methods by collecting data or survey methods. The sample in this research was 100 students at UIN Sulthan Thaha Saifuddin Jambi. The data collection technique uses a questionnaire whose validity and reliability have been tested. The data analysis technique used to answer the hypothesis is multiple regression. The results of this research show that: (1) Celebrity Endorser has no influence on purchasing decisions, as evidenced by the calculated t value of 0.191 with a significance value of 0.849 which is greater than 0.01. (2) word of mouth has a positive and significant effect on purchasing decisions, as evidenced by the calculated t value of 9.189 with a significance value of 0.000 which is smaller than 0.01. (3) celebrity endorsers and word of mouth simultaneously influence purchasing decisions, as evidenced by the calculated F value of 80.672 with a significance value of 0.000 which is smaller than 0.01. The adjusted R square value of 0.585 shows that the ability of the independent variable to influence the dependent variable is 58.5% and the remaining 41.5% is influenced by other variables outside this research

Rendahnya Minat Wirausaha Mahasiswa Program Studi Ekonomi Syariah STAI Al-Ittihad Cianjur

The phenomenon of low entrepreneurial interest among students of the Sharia Economics Study Program at STAI Al-Ittihad Cianjur can be seen from the fact that many of them prefer to work as employees or even laborers rather than becoming entrepreneurs because of their prestige and lack of self-confidence. The purpose of writing this scientific work is to determine the factors causing the low entrepreneurial interest of students in the Sharia Economics Study Program at STAI Al-Ittihad Cianjur. This scientific work research uses descriptive qualitative research with a phenomenological approach with data collection techniques in the form of interviews and literature studies. The results of this scientific work research show that the factors that cause students' low interest in entrepreneurship come from themselves (internal factors) and the causes that come from outside themselves (external factors). Internal factors include prestige, lack of self-confidence, feeling unable to attract consumers, choosing to become an employee, fear of competition and fear of taking risks. Meanwhile, the external factor is not having capital.

Survei Kepuasan Dosen Terhadap Layanan Program Studi S1 Ekonomi Pembangunan

The aim of this research was to determine the level of lecturers' satisfaction with the quality of the Undergraduate Development Economics Study service program, Faculty of Economics, Trisakti University, and to look for the determining factors of lecturer satisfaction, so that they can find out the dominant factors in the quality of the Undergraduate Development Economics Study service program, Faculty of Economics, University. Trisakti. Research data was obtained by distributing a lecturer questionnaire with 32 questions via online media (Google Form). The results show that the service satisfaction of the study program for Lecturers and Education Personnel of the Development Economics Undergraduate Study Program, Faculty of Economics and Business, Trisakti University is on average good and very good from these aspects: (1) competency development, (2) career development, ( 3) development of research and scientific work, (4) development of community service, (5) additional development and welfare. The implications of these results indicate that lecturers within the scope of the Development Economics Study Program are satisfied with the services provided by the study program, however, because the level of satisfaction is not all very good, the study program in the future needs to improve services.

Pengaruh Harga, Trust, Kemudahan dan Keamanan Menggunakan E-Commerce Terhadap Keputusan Pembelian (Studi pada Pengguna Shopee Mahasiswa Program Studi Ekonomi Syariah Fakultas Ekonomi dan Bisnis Islam UIN Fatmawati Sukarno Bengkulu)

Purchasing decisions are a long process that buyers must go through before they buy a product and continue afterwards. The purpose of this study is to see whether variables such as price, trust, security and convenience variables have an effect on purchasing decisions. object of research for students of class 2020, 20221, and 2023 of the Sharia Economics study program. The object of this research is in the Sharia Economics study program of FEBI UIN Fas Bengkulu. The type of research approach is quantitative associative. Then purposive sampling is used to collect data as many as 100 people who are users of the shopee application. Multiple Linear Regression Analysis is used in the data analysis method. Based on the tests that have been carried out, it is revealed that partially price (X1) has a negative effect and (sig) on purchasing decisions. Then partially the variables of trust (X2), convenience (X3) and security (X4) in using e-commerce have a positive influence (sig) on purchasing decisions.

Analisis Minat Penggunaan Aplikasi PLN Mobile Pada Generasi Milenial

PT PLN (Persero) has developed and adopted a digital application platform which aims to make things easier for the public through the synergy of PLN services to customers through digital-based applications. This research aims to find out how much influence or positive impact is provided by BUMN through the PLN mobile application to the community, especially the millennial generation. This research explains the usability level of the PLN mobile application through a quantitative approach using descriptive analysis. Obtained data Using systematic random sampling data collection techniques from 100 respondents and 60% of respondents who knew the PLN Mobile application, the results showed that KPI and Economics study program students were the ones who knew the most about the PLN Mobile application and 40 people (40%) answered " don't know about the PLN mobile application.

Increase the Understanding of University Students on Quadruple Helix and Mosque-Based Economic Empowerment to Boost Potential in Solving Economic Problems

This activity was organized by the "ZISWAF Laboratory" of the Indonesian Islamic University (UII) in collaboration with Amil Zakat Institution "Dompet Dhuafa". The aim of implementing the activity is to provide insight into the synergy of the Quadruple Helix in mosque-based economic empowerment. The participants are new Islamic Economics study program students at Universitas Islam Indonesia. This community service was planned offline but was done online because of funding constraints. A total of 99 participants joins the program on the Zoom platform. The speakers suggest that students can be involved in mosque-based economic empowerment by turning mosques around campus into living laboratories, and academics can play a role in research to test the financial & social impact of empowerment programs. Participants stated that this activity was very beneficial, and their knowledge of the topic increased after the activity.

Perilaku Halal Lifestyle dalam Meningkatkan Minat terhadap Pembelian Produk Halal

This study aims to describe the halal lifestyle behavior and purchasing intention in halal products among students of the Sharia Economics Study Program at Universitas Siliwangi. The research employs a descriptive statistical approach with primary data collection techniques complemented by a literature review. The findings of this research indicate that a halal lifestyle can enhance purchasing intention in halal products, as it has become a necessity for Muslims. Based on this study, it is evident that 95% of the sampled students from the Sharia Economics Study Program at Universitas Siliwangi have adopted a halal lifestyle. Consequently, this will increase the students' intention in purchasing halal products.