Economic Empowerment Research Articles

Case Analysis of Women Experienced Abuse: with Special Reference to Beneficiaries of Parihar, Bangalore

Abstract Case Analysis in this article presents a consolidated analysis of five case studies of women who have experienced abuse, exploring the varying types of abuse, challenges faced, and systemic responses. The cases have been chosen from the individuals i.e women who especially approach the institution “Parihar” Bangalore seeking help or emotional support. span different cultural and socioeconomic contexts, highlighting the pervasive nature of abuse across the globe. Through detailed comparison, the article examines the role of economic dependency, legal protections, and social stigma in perpetuating abuse, as well as the importance of community and psychological support in recovery. The analysis underscores the need for stronger legal frameworks, community education, and economic empowerment to help women break free from abusive environments. “Parihar” is a charitable institution registered under the Karnataka Societies Registration act 1960, exempted under 80(G) of Income Tax Act. It is an initiative of Bengaluru City Police, and is managed by a dedicated, committed and successful team of professional counsellors, and police staff with vast experience in counselling and social work. Parihar undertakes charitable, philanthropic and socio–economic programs for the welfare of Women, Children and Family as a whole. Parihar’s implementation structure consists of mainly four important people, its Ex-officio President being the Commissioner of Police, Bengaluru City, Vice President and Nodal officer, is the Jt. Commissioner of Police (Crime) & Secretary is the Deputy Commissioner of Police(Admin) and Treasurer is the Deputy Commissioner of Police (Crime) “Parihar” stands out for its ‘vision’ and ‘mission’ to work for the upliftment of women and children in today’s society with various challenges and positive attitude to redress the issues in a holistic manner.

The relationship government, community, companions and economic empowerment of coastal women in Sampang Regency – Indonesia

The purpose of the research to study the role of stakeholders in empowerment economy Woman the coast in Sampang Regency Indonesia. Stakeholder involvement in empowerment programs economy Woman Coast is a very important role in the success of the program. This study uses a qualitative method with a descriptive research type. The location used in this study is in the coastal area of Sampang Regency. Data collection techniques are carried out using observation, interviews and documentation. While the data analysis technique uses a model Creswell. The results of the study state from the three stakeholders are government, community and companions Still not optimal. This is seen from the role of government in empowering coastal women's economy, both in organizing and implementing programs, has been quite good, but women's response Coast as program targets are still less. Besides less response is also very lacking in program sustainability so that the program that has been implemented not enough give optimal results. In addition, the activities of the assistants are only limited to the implementation of program activities. The role of assistants in understanding the success of empowerment programs and creating new entrepreneurs is still lacking.

Evaluation of the Impact of Economic Empowerment Initiatives on Poverty Alleviation among Youth and Women's Groups: A Case Study of the Arusha Region, Tanzania

Globally, the Women and Youth Development Fund, channeled through women's groups, has played a crucial role in fostering economic empowerment for women and youth. In Tanzania, population growth has introduced both opportunities and challenges, with a significant issue being the rise in unemployment and poverty, particularly among women and youth. To address these challenges, the Women, Youth, and People with Disabilities Revolving Fund (WYDF) was established within Local Government Authorities (LGAs) to provide accessible loans to the poor, who are often excluded from conventional financial institutions. This study investigates the effectiveness of economic empowerment initiatives in alleviating poverty among youth and women's groups in the Arusha Region, Tanzania. Specifically, it examines the impact of start-up capital provision, financial literacy training, and business capacity-building on poverty reduction. The study employed a survey research design with a quantitative approach, collecting data from 95 respondents through questionnaires. Purposive sampling was used to select the sample. The data were analyzed using descriptive statistics and SPSS software, with regression analysis employed to explore the relationships between variables influencing poverty reduction among the targeted groups. The findings reveal that start-up capital provision, financial literacy training, and business capacity-building significantly contribute to poverty reduction among youth and women's groups. The study recommends enhanced financial literacy programs to enable entrepreneurs to save and accumulate sufficient capital for business investments. Additionally, the government, through youth and women empowerment programs, should continue providing training, particularly to those without technical skills, focusing on new production techniques, efficient fund allocation, and marketing strategies to ensure sustainable impacts.

Education and Economic Empowerment: How Political Policies Shape the Future of Youth Employment

This article examines the complex interactions that exist between political policy, economic empowerment, and education, with a particular emphasis on how these interactions may affect young employment in the future. Education is essential in today’s dynamic global economy because it gives young people the skills they need to succeed in the workforce. However, the political climate frequently affects how well educational programs promote economic empowerment. Through an analysis of labour market regulations, youth employment initiatives, and national education reforms, this research illustrates how political frameworks impact access to high-quality education and chances for economic success. The article highlights the main obstacles to and prospects for achieving employment requirements alignment between educational achievements and case studies from industrialized and developing countries via a critical examination. To encourage youth-centric policies that support inclusive, egalitarian, and sustainable economic growth, the study ends with recommendations for policymakers.

Implementasi Strategi Marketing Mix Syariah pada Produk Obu Jamu di CV. Dua Laba Batam dan Manfaatnya

This study aims to investigate the implementation of the sharia marketing mix strategy on CV. Two Profits in Batam City for OBU Jamu products and their benefits for the surrounding community. Using a qualitative approach and case studies, this study involves an in-depth analysis of the sharia marketing strategy implemented by CV. Two Profits, including in the aspects of product, price, distribution, and promotion. The basic concept of sharia marketing and the characteristics of OBU Jamu products are also the focus of this research. Through interviews, observations, and document analysis, this study found that CV. Dua Laba has successfully implemented a sharia marketing strategy on their OBU Jamu products well. Packaging that is in accordance with sharia principles, fair and transparent pricing, distribution through channels that are in accordance with sharia principles, and promotions that prioritize sharia values are integral parts of their marketing strategy. The impact of this implementation is also felt by the surrounding community, including increased awareness of sharia products, local economic empowerment, and positive social and cultural impacts. The results of this study contribute to the understanding of sharia marketing in the context of the herbal medicine industry in Indonesia, as well as provide insights for other companies that want to implement sharia marketing strategies. Practical recommendations are also recommended for CVs. Dua Laba and other stakeholders in optimizing the implementation of sharia marketing strategies on their OBU Jamu products.

Towards sustainable development: financial inclusion and women’s economic empowerment in India

Purpose This study aims to examine the relationship between financial inclusion and economic empowerment of women, recognising that empowering women is not just an issue of equity and fairness but also an essential prerequisite for achieving sustainable development. Design/methodology/approach This research used a survey method to gather data from the female population in northern India. The quantitative analysis was conducted using structural equation modelling with Smart PLS 4 software, based on the theoretical framework of economic empowerment theory. Findings The results demonstrated a notable association between financial inclusion and women’s economic empowerment. The presence of active participation in financial services appears to contribute significantly to variations in women’s earnings, savings and accumulation of assets. Originality/value This study contributes to guiding development agencies and policymakers by highlighting the importance of expanding financial services tailored to women and advocating inclusive banking.

AI-Powered customer experience optimization: Enhancing financial inclusion in underserved communities

The integration of Artificial Intelligence (AI) into customer experience optimization holds transformative potential for advancing financial inclusion in underserved communities. This review explores how AI-driven tools can enhance personalized banking services, streamline customer engagement, and improve access to financial products for individuals who are often marginalized by traditional banking systems. By leveraging AI algorithms, financial institutions can analyze vast amounts of customer data to identify unique needs, preferences, and behaviors, enabling the delivery of tailored financial solutions. These AI-powered systems can also automate routine tasks, such as account management and customer support, ensuring that banking services are more accessible, efficient, and cost-effective. A key benefit of AI in this context is its ability to overcome barriers such as geographic isolation and lack of financial literacy, which often hinder financial inclusion. AI-driven chatbots, for instance, can provide 24/7 support in local languages, guiding users through complex financial processes. Moreover, AI enables the creation of personalized financial literacy programs, tailored to the specific needs of underserved populations, fostering a deeper understanding of financial products and encouraging greater participation in the financial system. Additionally, AI-powered fraud detection systems enhance trust and security in financial transactions, a critical factor in encouraging participation from communities traditionally skeptical of formal banking systems. The use of predictive analytics further supports the development of micro-loans and credit products suited to the financial realities of low-income individuals, reducing default rates and improving access to capital. In conclusion, AI-powered customer experience optimization offers a powerful strategy for financial institutions seeking to expand their reach into underserved communities. By providing personalized, efficient, and secure banking experiences, AI can significantly contribute to financial inclusion efforts, driving economic empowerment and reducing inequalities. This study highlights the critical role of AI in reshaping financial services and creating inclusive opportunities for underserved populations. Keywords: Artificial Intelligence, Financial Inclusion, Customer Experience Optimization, Underserved Communities, Personalized Banking, AI-Powered Tools, Financial Literacy, Fraud Detection, Predictive Analytics, Economic Empowerment.

Customer-Centric digital transformation framework: Enhancing service delivery in SMES for underserved populations

This paper introduces a customer-centric digital transformation framework designed to enhance service delivery in Small and Medium Enterprises (SMEs) catering to underserved populations. As digital technology becomes increasingly essential in today’s economy, SMEs face the challenge of integrating these tools effectively to serve marginalized communities. This review explores how a customer-centric approach can enable SMEs to create inclusive digital solutions that meet the specific needs of underserved populations, ultimately driving economic empowerment and social equity. The proposed framework encompasses three core components: accessibility, personalization, and engagement. Accessibility ensures that digital platforms are designed with user-friendly interfaces that accommodate individuals with varying levels of digital literacy. By prioritizing mobile optimization and providing resources in local languages, SMEs can eliminate barriers to entry and facilitate greater participation among underserved customers. Personalization is a key element that allows SMEs to tailor their offerings based on customer insights and preferences. Utilizing data analytics and feedback loops, businesses can gain a deeper understanding of their customers' needs, enabling them to deliver customized products and services that resonate with underserved populations. This tailored approach not only enhances customer satisfaction but also fosters loyalty and trust within these communities. Engagement emphasizes the importance of fostering meaningful relationships between SMEs and underserved populations. By leveraging digital channels such as social media, mobile applications, and community forums, SMEs can create platforms for two-way communication and collaboration. This engagement empowers communities, allowing them to voice their needs and influence the development of products and services. In conclusion, the customer-centric digital transformation framework presented in this paper serves as a strategic guide for SMEs seeking to enhance service delivery for underserved populations. By focusing on accessibility, personalization, and engagement, SMEs can drive economic inclusion, promote social equity, and contribute to sustainable community development. This approach not only benefits the businesses involved but also creates lasting positive impacts within underserved communities.. Keywords: Customer-Centric, Digital Transformation, Smes, Underserved Populations, Accessibility, Personalization, Engagement, Economic Empowerment, Social Equity.

Experiences of social burden amongst survivors of breast cancer in Gaza: A qualitative study

PurposeThis qualitative study explores how social-cultural factors can either amplify or attenuate prospects for social support following a breast cancer diagnosis. The aim of the study is to analyse narratives of individuals diagnosed with breast cancer to examine how the illness influences social support and hence their post-illness experiences. MethodsForty semi-structured interviews, including thirty-eight with breast cancer survivors, are analysed using a grounded theory approach. Data were collected between September 2020 and April 2021. ResultsParticipants' perceptions indicate that three main factors influenced experiences and the level of social support received. The first involves stigmatised cancer-related discourses and practices affecting women's social interactions and roles. The second is specific to (ex)married participants. It reveals how the foundation of marriage prior to the illness is a determining and influencing factor in the experience of women after illness. The third demonstrates how specific social identities enable coping, negotiation, and challenging cancer-related stigma, turning their experiences toward positivity. ConclusionsThe study concludes that breast cancer acts as a figurative magnifying glass, illuminating latent social practices in the community. This highlights the need to nurture existing social bonds or address the fragility of ties within distinct social categories. The research suggests implementing customised support interventions aligned with each group of survivors' unique needs. Furthermore, enhancing awareness within patients' social networks regarding the illness and how to provide support, along with enhancing survivors' financial security through economic empowerment, may contribute to more effective coping with the social consequences of the illness.

Effects of Table Banking on Socio-Economic Empowerment of Households in Turkana County, Kenya.

Table banking is a concept that has gained popularity in the recent past in Kenya. The aim of this type of informal banking is to enhance the socio-economic status of citizens, particularly those from poor areas of the country. However, measuring and tracking changes in the levels of socio-economic empowerment of households through table banking is not well documented, although it is becoming popular, especially among women groups in Kenya. The main objective of this study was to investigate the effects of table banking on the socio-economic empowerment of households in Turkana County, Kenya. The specific objectives were: to establish the effect of table banking financial accessibility, table banking awareness, table banking group participation, table banking group credit risks management strategies on socio-economic empowerment in Turkana County. The study is guided by the theory of change by Loiseau and Walsh 2015, vulnerable group theory of financial inclusion and public good theory of financial inclusion. The study adopted descriptive survey design where questionnaires were used to get primary data. Secondary data was used to validate the primary data collection. The study involved a sample of 398 members drawn using simple random sampling method from a population of 60,500 Table banking members from Kalobeyei ward, Kakuma ward in Turkana West Subcounty in Turkana County. A total of 398 questionnaires were administered with a return rate of 97.0%. The data collected was analysed using descriptive statistics. The study relied on Pearson’s correlation, linear regression and factor analysis to draw inferences from the responses. Statistical analysis was done with the aid of statistical package of social sciences (SPSS) software version 24. The findings of the study revealed a strong, positive and statistically significant relationship between access to finance and socio-economic empowerment of households. The findings of the study also showed a fairly, strong, positive and statistically significant relationship between table banking awareness on socio-economic of households. Besides, the findings revealed a very strong, positive and statistically significant relationship between Table banking and active group participation on socio-economic empowerment of women. The results of the study also revealed a very strong, positive and statistically significant relationship between table banking credit risk management strategies and socio-economic empowerment of women. According to the findings, this study recommends continuous, operative and thorough training of all groups involved in table banking to enhance their capacity in leading the groups and enhancing financial management capability and performance. Additionally, the study recommends creating a functional system for financial access through the use of several financial products at affordable prices, this focuses on government considering increasing the avenues and mechanisms for socioeconomic empowerment of women and special interest groups, especially in the rural areas. As shown in this study, findings provide evidence of active participating of women in the table banking compared to men involvement, based on this it will also be pivotal to further research the basis of men’s involvement in table banking and how affects their contribution to socio -economic empowerment at the household level.

Challenges and Opportunities in Empowering Leadership: An Emerging Trend in Musikot, Rukum West

Indigenous communities in Nepal have historically faced marginalization, with limited access to resources and decision-making roles. However, recent years have seen a notable change, particularly in Musikot, Rukum West, where indigenous women are increasingly assuming leadership roles across various sectors. This study delves into the rise of indigenous women's leadership examining the patterns of its emergence, the factors promoting their political engagement, and the primary challenges they encounter. Despite the increasing presence of indigenous women in leadership, they continue to face significant obstacles rooted in deep-seated patriarchal norms and structures, particularly in political and governmental arenas. These impediments include discouraging organizational dynamics, societal biases, familial obligations, and cultural stereotypes that perpetuate their underrepresentation. Challenges specific to political parties, such as limited opportunities for advancement and insufficient support mechanisms, further complicate these issues. To foster indigenous women’s leadership, which is vital for social inclusion and democratic governance, comprehensive strategies are necessary. These include promoting equal opportunities, economic empowerment, enhancing access to education and healthcare, and adhering to international norms. Implementing targeted policy interventions is essential to ensure the sustainable political involvement and leadership of indigenous women in Musikot, Rukum West.

Factors Influencing Participation in County Budget Making Process and Economic Empowerment among The Youth in West Pokot County, Kenya

The study aimed to explore the factors influencing youth participation in the county budget-making process and its impact on economic empowerment in West Pokot County, Kenya. It identified a significant gap in understanding how participatory budgeting linked to budget implementation affected youth involvement, despite its legislative support. The research noted low participation rates, indicating a symbolic rather than a substantive engagement in the process. To address these gaps, the study focused on several key objectives: examining the effects of access to information, assessing the knowledge and skills of youth regarding budget participation, exploring their attitudes toward the process, and evaluating the impact of meeting locations on participation. Conducted between January and March 2023, the study employed a descriptive research design, targeting a sample of 120 youths aged 18-35 from four constituencies in West Pokot County. Through purposive sampling, data were collected using questionnaires that incorporated both closed and open-ended questions. The research found that access to information significantly influenced youth participation. Many respondents indicated that while some information was available, it was often inadequate or poorly communicated. Additionally, the study revealed that knowledge and skills directly impacted the youth’s confidence and ability to engage in the budgeting process. Attitudes towards participation were mixed, with some youths believing their involvement could lead to better economic outcomes, while others expressed skepticism about the value of their contributions. Furthermore, the study examined the location of budget meetings, determining that accessibility played a crucial role in youth attendance. When meetings were held closer to their residences, participation rates increased. The results suggested that improving access to information, enhancing training programs, fostering positive attitudes, and strategically selecting meeting locations could collectively empower youth economically. Overall, the findings underscored the need for targeted strategies to improve participatory budgeting and economic outcomes for youths in West Pokot County.

GIS and Bhuvan Data as Tools for Agricultural Development and Economic Empowerment in Pune District

This paper examines the use of Geographic Information Systems (GIS) and Bhuvan data to enhance agricultural development and drive economic empowerment in Pune District, Maharashtra, India. GIS technology has been instrumental in optimizing water management, land utilization, and crop management. Likewise, Bhuvan data plays a critical role in monitoring crop growth, identifying diseases, and evaluating land use patterns. These advancements contribute to improved crop yields and increased profits for farmers. The paper highlights the significant impact of GIS and Bhuvan data in promoting agricultural progress in Pune district and suggests that these tools could be effectively implemented in other regions to achieve similar benefits.

Firms' gender composition, loan collateral, and sustainable finance

This study evaluates gender gaps in the collateral requirements of bank loans using a sample of firms in Latin America. We measure firm-level gender composition through ownership and workforce, both of which are directly related to women's economic empowerment. Additionally, we evaluate the differences in the impacts of firms' gender composition on collateral borrowing between banks that adopt sustainable finance codes of conduct and those that do not. Our empirical findings indicate that female-dominant firms are less likely to be required to provide collateral for their bank loans, and when collateral is required, its value is relatively lower. However, banks adopting sustainable finance codes are not less likely to grant collateral loans to female-dominant firms; in fact, these banks even require greater collateral values from these firms. The implications derived from our empirical findings concern gender inequality in accessing financial credit in developing countries and underscore the need for designing sustainable finance codes that specifically consider and rectify the challenges faced by female-owned firms, especially by firms with a majority female workforce.

Priorities and challenges in social and healthcare policies for older people living in the Mediterranean basin: A Delphi panel study

BackgroundRecently, the countries in the Mediterranean basin (which share cultural ties) have been showing a common trend of declining social support for the elderly, with deficiencies in social care models for this demographic. Thus, this Delphi panel study analyzed the gaps in social and integrated care among the participating countries in a European research project.MethodsThis three-round Delphi panel study focused on the European countries of Greece and Spain and the non-European countries of Egypt, Lebanon, and Tunisia. In this project, experts were identified according to their level of expertise in the subject matter, their gender, and their membership in different social groups. Subsequently, they were asked to identify the current situation of social care, set future goals, and locate the gaps regarding the social and healthcare models for older people in the participating countries. The median score (Mdn) and interquartile range (IQR) were calculated to assess the degree of consensus on the different priorities.ResultsAmong the participating countries, there was a lack of state agreements to maintain social care models, a lack of coordination between public and private institutions to provide social care services, territorial inequalities in terms of access and coverage of rights, and job insecurity for professionals. The desired situation was to integrate social and healthcare services with a person-centered social care model, thus promoting autonomy and empowering users and families in participation and decision-making.ConclusionsThis Delphi study reveals significant disparities in social and healthcare policies for older adults across Mediterranean countries, highlighting shared challenges and specific national needs. European nations like Greece and Spain face fragmented systems, while non-European countries such as Lebanon, Egypt, and Tunisia lack specialized geriatric services and social security. All countries urgently need better professional training, social and economic empowerment of older adults, and integrated national strategies. These findings offer key insights for policymakers to develop equitable, sustainable solutions for aging populations.

The Cryptocurrencies in Emerging Markets: Enhancing Financial Inclusion and Economic Empowerment

The Cryptocurrencies in Emerging Markets: Enhancing Financial Inclusion and Economic Empowerment

Distribution and determinants of early marriage and motherhood: a multilevel and geospatial analysis of 707 districts in India

BackgroundEarly marriage and motherhood have long been prevalent in India, with 44.5% of women aged 20–24 reporting marriage before 18 in NFHS 3 (2005–2006), dropping to 26.8% in NFHS 4 (2015–2016). Early motherhood has also seen a significant decline, with first births by age 18 decreasing from 34.3% in NFHS I to 8.2% in NFHS V. Despite these improvements, significant regional disparities persist due to social, normative, and legal factors. This study investigates the spatial heterogeneity of early marriage and motherhood across Indian districts, offering a multilevel analysis that reveals critical local variations often obscured at broader levels. Understanding these patterns is crucial for targeted policy interventions and addressing the root causes of early marriage and motherhood.MethodsUtilizing data from the fifth round of National Family Health Survey, this study employs multilevel logistic regression and geospatial analysis to assess the determinants and spatial distribution of early marriage and early motherhood among ever-married women in India. The analysis incorporates individual, household, and community-level variables, complemented by spatial analysis techniques, including Empirical Bayes Bivariate Moran’s I values and LISA cluster maps, to identify regional patterns and hotspots.ResultsThis study revealed that educational attainment emerged as a critical determinant, with uneducated women significantly more likely to marry early. Socioeconomic factors, such as poverty and limited mass media exposure, also heightened the risk of early marriage and motherhood. Caste and religion were significantly associated with these events, with marginalized groups facing higher prevalence. Spatial analysis revealed significant geographic disparities, with central and eastern regions showing higher concentrations of early marriage and motherhood. District-level characteristics and the influence of neighboring districts were also significant, highlighting the importance of localized interventions.ConclusionsThe findings underscore the critical role of education, economic empowerment, and media literacy in mitigating early marriage and motherhood risks. The study calls for multi-sectoral interventions in geographical hotspots to break the cycle of early family formation and promote reproductive health. Policies enhancing educational opportunities, addressing economic disadvantages, and considering district-specific factors are essential. Comprehensive strategies are necessary to empower women, foster reproductive health, and address the multifaceted nature of early marriage and motherhood in India.

Humanitarian Architecture in Service of a Vulnerable Community: Design of an Empowerment Center for Refugee Women in the Minawao Camp in the Far North of Cameroon

This article presents the design of an empowerment center for refugee women in the Minawao camp, located in a Sudano-Sahelian region. The study identifies opportunities to improve living conditions through vocational training and economic empowerment programs. The architectural design, using local materials such as earth, addresses the specific needs of women while respecting cultural norms. The project, involving community participation, emphasizes flexibility, sustainability, and cost-efficiency in a humanitarian context.

Determinants of rural women economic empowerment: the Case of Bahir Dar Zuria Woreda in Amhara Region, Ethiopia

The issue of women's empowerment has been a topic of ongoing discussion in developing countries, considering the complex socio-demographic and cultural factors at play. Women tend to face disadvantages compared to men across various human development indicators. Therefore, it is crucial to thoroughly examine the different factors that influence women's economic empowerment within the specific context of Ethiopia. This study examines the factors that contribute to the economic empowerment of women in rural areas of Bahir Dar Zuria Woreda in the Amhara Region of Ethiopia. The research employed multi-stage probability sampling techniques to achieve its objectives, resulting in a sample of 382 rural women randomly selected from seven selected kebeles. Descriptive statistics and binary logistic regression were used to analyze the collected data. The study found that more than half of the women achieved a medium level of economic empowerment. The results revealed that age, educational status, income contribution, and ownership of property positively influenced rural women's economic empowerment. In addition, opening a savings account, information access, mobile phone accessibility, and membership of women's associations positively and significantly affect women's economic empowerment in the study area. Conversely, marital status, hours spent on unpaid work, and early age at marriage negatively.

Philanthropy of Pesantren Towards Socio-Economic Welfare (Study At Markaz Bayt Al-Musaadah Social Institution, Mambaus Sholihin Gresik Islamic Boarding School)

Cases of misuse of social funds have slowed down welfare programs for the poor and dhuafa'. The establishment of Markaz Bayt Al-Musa'adah under Pesantren Mambaus Sholihin provides a breath of fresh air, with pesantren now required not only to produce a generation that understands religion, but also as a pillar of Islamic sharia economics. This research uses a qualitative method with a case study approach to explore the economic empowerment and management of philanthropic funds by Markaz Bayt Al-Musa'adah of Pesantren Mambaus Sholihin Gresik. This method involves in-depth data collection and various sources of information as well as participation in the field. The results show that Markaz Bayt Al-Musa'adah has implemented community economic empowerment through skills training programs and assistance to underprivileged students. The management of social funds is carried out transparently and accountably based on the principles of Islamic philanthropy, with managers working without taking profits, solely for the sake of Allah and the intention of khidmah to the caregiver.