Development Of Small Enterprises Research Articles

The Role of Corporate Social Responsibility of PT. Antam, Tbk to Small and Medium Enterprises in Improving the Socio-Economy of the Community in Pomalaa District, Kolaka Regency

The purpose of this study is to find out the role of PT Antam, Tbk's Corporate Social Responsibility on Small and Medium Enterprises in improving the socio-economy of the community in Pomaala District, Kolaka Regency and the impact of PT Antam's Corporate Social Responsibility on Small and Medium Enterprises in improving the community's socio-economy. Stakeholder Theory also known as "Stakeholder Theory" is used in this study. In this study, stakeholders are individuals, groups, and/or institutions that have the ability to influence and/or be influenced by the actions of certain organizations. This research method is qualitative research, and the researcher uses a descriptive approach. The informants in this study were determined by purposive sampling, the data in this study were obtained through interviews, observations and documentation studies, the data obtained was then analyzed qualitatively with an interactive model consisting of data reduction, data presentation and conclusion drawn. The results of the study show that PT Antam, Tbk has carried out the role of Corporate Social Responsibility well in Pomalaa District, especially in partnership and nature conservation programs. The development of Small and Medium Enterprises in the region also showed positive results, with increased partner capabilities in packaging, product photography, and digital marketing. This allows the expansion of the Small and Medium Enterprises market outside of Pomalaa. PT Antam, Tbk's CSR activities not only improve the community's economy, but also have a positive impact on the company's image. By effectively managing productivity and costs, PT Antam, Tbk can maximize profits, fulfill economic responsibilities to shareholders, and increase the value of its shares as well as PT. Antam, Tbk accelerates community welfare through the provision of capital, training, and job creation for Small and Medium Enterprises

Systematic Literature Review: Digital Financial and MSME Performance in Indonesia

The aim of this study is to examine trends and developments in research related to digital financials and the performance of small and medium-sized microenterprises in an effort to improve the economy of small and medium-sized enterprises in Indonesia. Digital Financial research bibliometric data is taken from secondary data via the Publish or Perish application search engine version 8 with the search engine option feature of the Google Scholar application menu. The study finds information about how many research articles and keywords are used, the number of publishers, as well as the reputation rankings of any journal that publishes digital financial and micro and medium enterprises. Performance themes; the year trend begins to emerge and the majority of queries on digital financial and micro enterprises performance; the implications generated by previous investigations related to Digital Financial, and the performance of micro and small enterprises; the impact of digital financial withdrawal by micro and medium enterprises can face uncertain global economic challenges; the role of Digital Financial can enhance financial inclusion; the government has an important and vital role in formulating policies related to the development of the digital financial ecosystem Micro Small Medium Enterprises (MSME) ; the implementation of Digital Finance is well implemented by the Micro Finance Institutions to accelerate the positive performance of MSME.

Analisis Sumber Daya Manusia Dalam Usaha Kecil Pertanian

This study aims to analyze human resources in small agricultural enterprises, focusing on identifying factors that influence productivity and business sustainability. The research subjects are small-scale farmers in the Garuda 12 Women's Farming Group in Cipayung, Ciputat, South Tangerang, who own less than 200 m² of agricultural land. The research method used is a qualitative approach involving in-depth interviews and participatory observations. Data were collected from 30 members of the Garuda 12 Women's Farming Group in Cipayung, Ciputat, South Tangerang, using purposive sampling to ensure the selected respondents have high relevance to the research topic. The collected data were analyzed using thematic analysis to identify main themes related to human resources. The results indicate that technical skills, access to training, and time management are key factors influencing the productivity of small-scale farmers. Additionally, support from government and non-governmental organizations in the form of extension services and technical assistance also plays a significant role in improving human resource quality. However, limited capital and access to modern technology remain major challenges. The implications of this research suggest that enhancing human resource quality can be achieved through continuous training programs and better access to resources and technology. This study contributes to the understanding of the importance of human resource development in small agricultural enterprises and can serve as a basis for designing more effective policies to support small-scale farmers

The Effect of Multipurpose Murabahah Financing on The Development of Micro, Small and Medium Enterprises

Micro, small and medium enterprises are one of the spearheads of the country's economic development that require special attention to continue to develop them. This research aims to determine the effect of multipurpose murabahah financing on the development of micro, small and medium enterprises in Kota Baru Marelan with a case study at Bank SUMUT Syariah KCP Kota Baru Marelan. This research uses quantitative methods with a sample of 30 respondents. Sampling is done using techniquerandom sampling. The analysis used in this research is simple linear regression analysis, which is used to find out how much influence the independent variable has on the dependent variable. The results of the research on the t test obtained a significance value of 0.000, valueUnstandardized Coefficients as much as 0.675, Standardized Coefficients as much as 0.669, on the coefficient of determination (R2) the R-Square value obtained is 0.448 or 44.8%. So it can be concluded that the multipurpose murabahah financing carried out by Bank SUMUT Syariah KCP has a significant influence on the development of micro, small and medium enterprises in Kota Baru Marelan in a positive direction. The murabahah financing variable influences the development of MSMEs by 44,8%, then the remaining 55,2% is influenced by other variables outside this research.

A DNA-Like blockchain model: implementing decentralized management, dynamic scheme adjustment, and data security for optimal service composition

ABSTRACT Cloud manufacturing (CM) promotes the development of small and medium-sized manufacturing enterprises (SMMEs) by integrating resources and collaboratively providing users with diversified services. However, the implementation of CM for SMMEs faces several challenges, such as the excessive centralization of enterprise management, poor dynamic adaptability of service composition, and insecurity of data information. To address these issues, this paper proposes a DNA-like blockchain model (DNABM) based on blockchain technology. The DNABM consists of a service information chain (SIC) and a manufacturing process chain (MPC). The SIC nodes (SIblocks) are formed based on the corresponding subtasks to record information about all manufacturing services that can complete the subtasks. The MPC nodes (MPblocks) are formed by selecting the most suitable services from the SIblocks. The DNABM has advantages of flexible service management, dynamically adaptable service compositions, and securely managed manufacturing enterprise data across various levels. Finally, taking the foundry industry as an example, demonstrating how the DNABM can promote the collaboration of SMMEs in CM. However, the actual implementation of the DNABM is still limited by the large number of heterogeneous tasks and services, the low utilization rate of process data, and the lack of coordination compatibility between services.

How Does Inclusive Finance Serve the Innovation and Development of Small and Micro Enterprises with High Quality in The Post-Epidemic Era -- Taking Zhenjiang as An Example

How Does Inclusive Finance Serve the Innovation and Development of Small and Micro Enterprises with High Quality in The Post-Epidemic Era -- Taking Zhenjiang as An Example

Role of Stakeholder Engagement in Sustainable Development in Estonian Small and Medium-Sized Enterprises

As the world becomes increasingly aware of the negative impacts of human activity on the environment, there is an urgent need for sustainability. Small and medium-sized enterprises (SMEs) are essential contributors to the economy and their role in promoting sustainability cannot be overstated. This study examines the role of stakeholders in promoting the sustainable development of SMEs, with focusing on environmental sustainability and innovation. Specifically, it investigates the role of customers, local governments, competitors, and non-governmental organizations (NGOs). This study employs a qualitative approach using 10 semi-structured interviews to collect data from SMEs operating in Estonia. These findings suggest that stakeholder engagement is crucial for promoting the sustainable development of SMEs. While the government may not play an active role in promoting sustainability, NGOs, consumers, and competitors can all play an important role in supporting SMEs' sustainability efforts. These findings provide insights into the various stakeholders that SMEs should consider in their sustainability strategies and highlight the importance of collaboration and engagement with stakeholders to achieve sustainable development goals. The study contributes to the understanding of the role of stakeholders in promoting sustainable development in SMEs, specifically in the context of Estonia.

Analyzing transformational role of black women entrepreneurs in Brazilian beauty sector

Purpose This study aims to explore the concept of transformational entrepreneurship (TE), which is relevant in emerging economies such as Brazil with its elevated level of unemployment, taxes and interest rates along with elevated levels of institutional voids, and how firms are including purpose as part of their goals and strategies. Design/methodology/approach The study is based on a multiple case study of six Afro-entrepreneurs, participants of a consulting project from Sebrae, the Brazilian Micro and Small Business Support Service, a private entity that promotes the competitiveness and sustainable development of micro and small business enterprises (Sebrae, 2022). Findings This work studied the transformational power of entrepreneurship and how six beauty salons led by black women have the ability to not only generate income but also contribute to social and cultural aspects. Practical implications This work demonstrates how TE has the potential to improve the lives of a population that has historically been marginalized and faces the lived consequences of socioeconomic discrimination. Originality/value This paper provides valuable contributions through a case study of transformational, ethnic and women’s entrepreneurship, not very explored in the literature.

Problems and Prospects for the Development of Cluster Structuring in the Economy of Kazakhstan’s Agricultural Sector: Theory and Practice

This article discusses the issues of cluster policy formation in the Republic of Kazakhstan on the basis of studying the experience of leading countries. The research aim is to find new effective tools and institutions for the development of the cluster structuring of the agro-industrial complex economy of Kazakhstan. Cluster policy in the field of supporting regional clusters starts with the identification of already existing clusters in the region, because by viewing the regional economy through the prism of various local industries and innovative enterprises, regional authorities can identify measures of effective impact and support for their clusters. This research examines the possibilities of using clusters and cluster policy as one of the most important components of the policy for the development and support of small and medium-sized enterprises in Kazakhstan’s agro-industrial complex. The research methodology includes qualitative and quantitative data analysis methods, comparative analysis, and mathematical processing (the Pearson correlation coefficient), as well as the modeling of possible development scenarios. The obtained results show that there are significant opportunities for a wider involvement of small and medium-sized enterprises in the formation of cluster structures of the agro-industrial sector through joint efforts by the government and regional centers in the conditions of innovative development of the country’s economy.

Digital infrastructure expansion and carbon intensity of small enterprises: Evidence from China

While the growth of digital infrastructure theoretically offers increased opportunities for enterprises, the policy implications may vary depending on the firm size. We utilize the pilot policy of the Broadband China Strategy as an exogenous shock for firms and adopt a unique dataset from the National Tax Survey to investigate the impact of digital infrastructure expansion on the carbon intensity of small enterprises. The results indicate that digital infrastructure expansion leads to a notable increase of 9.04% in small firm's carbon intensity. These results exhibit resilience, withstanding rigorous testing through various robustness checks. This increase is primarily attributed to two channels: the competition effect, which results in a decline in small firm's output, and the change in energy structure, which leads to an increase in small firm's carbon emissions. Heterogeneity analysis reveals a more pronounced increase for small enterprises located in regions with less stringent environmental regulations and in industries with higher degree of market concentration. Our conclusion suggests that the government should pay attention to the survival and development of small enterprises. This entails ensuring fair market competition on digital platforms and preventing the dominant enterprises from abusing their information advantages to jeopardize the interests of small enterprises.

Distribution of aid and outreach as an effort to develop snack food MSME in Galengdowo village, Wonosalam, Jombang

The development of micro, small and medium enterprises (MSMEs) in the snack food sector is an important strategy to improve the local economy and empower rural communities. This research explores the effectiveness of aid distribution and outreach as an effort to develop snack food MSMEs in Galengdowo Village, Wonosalam, Jombang. Using a qualitative approach, a case study was conducted to examine the impact of capital assistance, training, and the introduction of digital technology on increasing production capacity, product quality, and market access for MSMEs. The study results show that the assistance provided has had a significant positive impact, including improvements in business management, online marketing, and development of partnership networks. Socialization regarding marketplaces and digital marketing strategies has also proven effective in increasing product visibility and creating added value for MSMEs. However, challenges such as limited information technology infrastructure remain obstacles that need to be overscome to support the sustainable growth of MSMEs in the future.

HOW DOES THE GOVERNMENT PLAY A ROLE IN THE DEVELOPMENT OF THE BIG DATA INDUSTRY? BASED ON THE fsQCA RESEARCH OF 31 PROVINCES AND CITIES IN CHINA

This study employs fuzzy set qualitative comparative analysis to explore factors influencing the development of the big data industry in 31 provinces and municipalities in China. By analyzing eight representative variables across four dimensions—new infrastructure construction, data resources and applications, government services, and resource input—the study aims to uncover configurations and pathways that affect industry growth. The results reveal four effective strategies: combining infrastructure with data application, integrating government services with data application, coupling infrastructure with resource investment, and focusing solely on government services. Core variables such as optical cable length, policy environment, and service environment require governmental intervention to foster development. Therefore, continuous enhancement of new infrastructure construction, supporting the development of small and medium-sized Enterprises in big data, strengthening the big data industry and government service environment, and increasing investments in talent and capital are recommended to drive industry progression.

The mediating effect of entrepreneurial action learning on the relationship between entrepreneurial orientation and entrepreneurial performance: A case study based on Chinese SMEs

Entrepreneurial Orientation (EO) emphasizes the identification and exploitation of business opportunities, while entrepreneurial action learning (EAL) underscores the acquisition of knowledge through practical experience and continuous improvement. Breakthroughs in both aspects contribute to maintaining flexibility, adapting to changes, and enabling success in competitive markets. The key to the development of small and medium-sized enterprises (SMEs) lies in a clear Entrepreneurial Orientation, a focus on Entrepreneurial Action Learning, and the cultivation of innovation spirit through continuous practice and experience accumulation, thereby enhancing entrepreneurial performance (EP). This study aims to explore the impact of Entrepreneurial Orientation on the Entrepreneurial Performance of SMEs, clarify the mediating role of Entrepreneurial Action Learning between Entrepreneurial Orientation and Entrepreneurial Performance, and investigate the variability of Entrepreneurial Performance among different industries. By means of data collection from 598 SMEs, data analysis was conducted using Structural Equation Modeling (SEM) and Analysis of Variance (ANOVA). The analysis results indicate that entrepreneurial orientation has a positive impact on entrepreneurial action learning and entrepreneurial performance, and entrepreneurial action learning has a positive impact on entrepreneurial performance. The study also found that entrepreneurial action learning partially mediates the relationship between entrepreneurial orientation and entrepreneurial performance. There are certain differences in entrepreneurial performance among different industries. This study enriches the relevant literature in the field of entrepreneurship. Additionally, research on entrepreneurial orientation, entrepreneurial action learning, and entrepreneurial performance in specific regional contexts is very limited, making this study valuable for subsequent research in related areas.

Pengembangan dan Pemasaran UMKM Untuk Membangun Perekonomian Di Desa Mlorah Kabupaten Nganjuk

The development of Micro, Small and Medium Enterprises (MSMEs) is an effort carried out by KKN-T MBKM UPNVJT students from group 5 of Mlorah Village. Those who are trying to hold an MSME Bazaar are "KURMAH" which stands for Culinary Ramadhan Mlorah. This activity aims to empower the capabilities and competitiveness of MSMEs. The MSME Bazaar is also an instrument in realizing SDGs indicators. This activity was carried out to provide opportunities for MSME players to make their products better known to the wider community, thereby increasing the number of sales and helping improve the economy of MSME players in Mlorah Village. This activity uses the Participatory Action Research (PAR) method, an approach method that actively involves the community directly to find out where the problem is. From this activity we can observe directly and obtain results for the community such as; (1) insight and understanding regarding MSMEs, (2) improving the community's economy, (3) Creating an entrepreneurial spirit and high competitiveness, (4) Facilitating smooth communication between citizens and between MSME actors.

Peran Brand Management Terhadap Loyalitas Konsumen Untuk Perkembangan Usaha Mikro Kecil Menengah (UMKM) : Suatu Kajian Literatur

The role of brand management on consumer loyalty for the development of micro, small and medium enterprises is that brands build a good image among the public. The process is the goal of developing brand identity. This shows that the product offered is a unique product. In addition, it also talks about what kind of identity a brand wants to display. The identity that is displayed will later be attached as the personality of a brand. If the brand has been well received, MSME business actors automatically get the opportunity to improve the quality of their products. This must be done with flexible, effective, efficient, and sustainable planning. Thus, the products produced are guaranteed quality. With guaranteed product quality, consumer loyalty will also increase. After achieving customer satisfaction, the brand must continue to guarantee the improvement and improvement of product quality. The goal is to maintain customer satisfaction. Small businesses get the opportunity to make closer observations and research. This means that MSME business actors get easier and wider access to information. Finally, MSME players are able to produce quality products in accordance with consumer expectations.

Pengembangan UMKM di Sentra Wisata Kuliner Karah Melalui Program Revitalisasi

Indonesia has currently provided more jobs to reduce the number of unemployed. To reduce the increasing unemployment rate, it is necessary to improve the quality of human resources, especially through empowerment. The city of Surabaya supports underprivileged street vendors by opening a culinary tourism center. The aim of this research is to describe the development of micro, small and medium enterprises (MSMEs) through the Karah Culinary Tourism Center revitalization program. The method used is qualitative with a descriptive approach to study the development of MSMEs through revitalization programs. The survey results show that the Government has implemented a policy to build and provide space for street vendors at the Karah Culinary Tourism Center. Keywords: MSMEs, Development, Revitalization

Analysis of Social and Economic Inequality in Access to Health Services: A Case Study in an Urban Area

This research highlights the importance of research into socio-economic inequality in Indonesia, particularly in Maluku Province, with a focus on Buru Village. This research uses qualitative methods, namely observation and interviews, to explore the impact of economic equalization policies on socio-economic inequality at the local level. From September 2022 to March 2023, there was a decrease in the Gini Ratio, which shows a positive indication of economic equalization efforts. However, the impact of this decline was unevenly distributed between urban and rural areas. The results of this study show that although Maluku Province is classified as low in economic inequality by World Bank standards, there are significant challenges that need to be addressed to prevent a potential increase in inequality in the future. The analysis highlights that factors such as access to resources, economic opportunities, and infrastructure differences between urban and rural areas are key elements affecting economic distribution in Maluku. The research provides policy recommendations to improve inclusiveness in economic growth, with the aim of achieving more equitable and sustainable development across the province. Recommendations include improved access to education and training, better economic infrastructure in rural areas, as well as policies that support the development of micro, small and medium enterprises (MSMEs) as a key driver of local economic growth. As such, this research not only provides a deeper understanding of the dynamics of socio-economic inequality in Maluku but also offers concrete solutions to redress existing economic disparities and promote inclusive growth for all communities in the region

FINANCIAL INCLUSION AND POVERTY IN NIGERIA

This study examined the effect of financial inclusion on poverty alleviation in Nigeria from 1982 to 2020. It highlights the importance of financial inclusion as a tool to combat poverty, emphasizing the significant impact of poor financial inclusion on the inability of the poor to access financial services, thereby exacerbating poverty levels. The study utilized data from the Central Bank of Nigeria (CBN, 2022) statistical bulletin and the World Development Indicators (World Bank, 2022). The study employed descriptive statistics, correlation analysis, unit root tests (Augmented Dickey Fuller and Phillips-perron tests), and the Auto Regressive Distributed Lag (ARDL) model to analyze the data and assess the relationship between financial inclusion and poverty. The findings revealed both short-term and long-term negative relationships between financial inclusion and poverty in Nigeria. Specifically, variables such as the number of commercial bank branches, loans by rural bank branches, and credits to the private sector were found to have a negative association with poverty. Conversely, lending rates were positively correlated with poverty levels. Additionally, while credits to the private sector and loans by rural bank branches were statistically insignificant, the number of commercial bank branches showed significance at a 5% level. Based on the findings, the study recommended several policy measures to enhance financial inclusion and alleviate poverty in Nigeria. These recommendations include expanding the Small and Medium Enterprises Development Fund (MSMEDF), reducing lending rates, and lowering the cost of delivering financial services to improve access to financial services for the poor. Keywords: Credits, Credits to private sector, Financial inclusion, lending rates, per capita income, poverty.

Empirical Study on the Influencing Factors of Small and Medium Enterprises' Willingness to Adopt Digital Technologies under the Context of New-Quality Productive Forces

Under the development of new-quality productive forces, small and medium enterprises (SMEs) have encountered unprecedented challenges, and digital transformation has become the path to break through. Based on the TOE (Technology-Organization-Environment) analytical framework, this study explores the influencing factors of SMEs' willingness to adopt digital technologies in Guangdong Province. The findings indicate that at the technological level, perceived usefulness and perceived ease of use have significant positive impacts on SMEs' willingness to adopt digital technologies. At the organizational level, top management involvement has a significant positive effect on SMEs' willingness to adopt digital technologies, while the influence of top management attitudes is not significant. At the environmental level, mimetic pressure and normative pressure have significant positive impacts on SMEs' willingness to adopt digital technologies, but the impact of coercive pressure is not significant. Based on these findings, suggestions are put forward from the three levels mentioned above to assist SMEs in achieving digital transformation and upgrading.

საქართველოს მცირე ბიზნეს სექტორის რეგიონული სტრუქტურის ანალიზი

After gaining independence, deepening and promoting business relations based on private property became the main priority of the country. In this regard, for a country of the size and economic potential of Georgia, one of the main vectors is aimed at the development of small enterprises. Over the past three decades, the development of this business sector has not been uniform and has been full of contradictions. The problem is real, therefore the presented article is devoted to the analysis of the regional structure of the small business sector in Georgia. In particular, along with the main indicators of the small business sector, the article discusses the related regional specificities, such as data analysis of the turnover of production in small enterprises, output of products, added value, fixed capital, distributed profit and employment, which are also considered in terms of types of economic activity. All of the above above-mentioned factors lend relevance to the presented paper. Economic reforms since gaining independence have always implied the promotion of small business development. Accordingly, the scale of small business development was changing, and at one or another stage of economic development, the specificities of the regional development of this sector were identified. Small enterprises play an important role in employment and, therefore, in solving socio-economic problems. Almost 40% of those engaged in business are employed in this sector. The research revealed that: The average monthly wage of employees in small business is still low, and is 74% of the national average. Asymmetry in the average monthly wage of employees is observed between the capital and regions. The indicator of the regions is only 46-60% of the data of Tbilisi; We believe that the asymmetric development of the regions and the inequality are due to the asymmetry of the development of small businesses in the regions, which is manifested in specific indicators; According to the types of economic activity, enterprises of the small business sector in different regions are characterized by different workloads. Small enterprises in the capital have a relatively low specific share of the turnover of production in the business sector, while in small regions this indicator is 4-5 times higher; It is noteworthy that small businesses are an important segment of employment (310.4 thousand people), which employs as many people as large businesses in the country. The fixed capital of small enterprises is only one fifth of the total capital involved in the business, which causes a low rate of added value produced in this sector. In this regard, more support from the state is needed in the direction of fostering innovation.