Deploying higher-capacity offshore wind turbines to meet the growing energy demand poses a significant challenge in designing their foundations. Monopiles currently constitute 80% of the foundation installations for these turbines. This study utilizes a nonlinear three-dimensional (3D) finite element model to explore the behavior of monopiles underpinning a five megawatt wind turbine under horizontal loads. The findings reveal that the performance of monopiles is influenced by the strength of the soil and the ratio of pile depth of embedment to diameter (L/D). Examination of flexural bending profiles at/close to failure loads demonstrates the flexible behavior of monopiles, even with a low L/D ratio. The L/D ratio exhibits varying degrees of impact on the normalized ultimate lateral capacity of monopiles, with a notable effect observed in soft clays, resulting in an increase of up to five times for L/D ratios ranging from 3.33 to 13.33. Stiff clays show comparatively lesser effects. Under serviceability loading, an increase in the L/D ratio leads to a 3–6% rise in the maximum flexural moment of monopiles, while the maximum shear force experiences a decrease of 20–30%. Furthermore, a significant reduction, up to five-fold, in the maximum tower tip displacements and rotations at the mudline is observed with an increasing L/D ratio. However, this reduction is more pronounced for higher foundation rigidity.