Delay In Payments Research Articles

Implementation Of Online Annual Motor Vehicle Tax Payment Services In The Cibadak Samsat Area, Sukabumi Regency

The purpose of this study was to determine the implementation of the annual online motor vehicle tax payment service in the Cibadak Samsat area, Sukabumi Regency. This study uses a descriptive method with a qualitative approach. The research focus is based on the implementation theory of based on two dimensions, namely the dimensions of standards and policy objectives and the dimensions of communication between organizations. The respondents of this research are motor vehicle taxpayers and employees related to the researcher. The main instrument in data collection is in the form of questionnaires, and interviews and also assisted with observations and documentation/libraries. Data analysis used the Weight Mean Score formula to use the average score. The results of the study show that the implementation of the annual online PKB payment service has been going well. This can be seen from the application of online PKB payment services through the J'Bret Samsat program that is in accordance with policy standards and targets which can make taxpayers feel easy, fast, safe, transparent, and timely in making annual PKB payments so that taxpayers do not need to worry about delays in annual PKB payments when the taxpayer is in a different city. However, it was found that there are still not so many taxpayers who use online PKB payment services because there are still obstacles to its implementation.

Factors Affecting Construction Productivity for Steel Rebar Work in Hot Climate Country

Introduction: Construction industry is increasingly emphasizing productivity due to its effect on key performance indicators such as schedule, budget, and quality of work. This study aims to identify and rank the factors affecting the productivity of steel rebar work in construction projects in a hot climate. Among the activities involved in structural reinforced concrete work, fabricating and placing reinforced steel on a construction site is considered the most labor-intensive, outdoor, and time-consuming. Methods: In this paper, an intensive qualitative literature review is conducted to identify the factors affecting the productivity of steel rebar work in concrete construction. Initially, forty factors were identified from the literature affecting the productivity of steel rebar work in Saudi Arabia. Final list of thirty-seven factors was used in the questionnaire survey. The identical nature and core content of these factors are clustered and grouped into five categories: technical, labor, management, external, and financial. As part of this study, fifty contractors working in the Saudi Arabian construction industry are recruited to participate and complete a structured pilot study questionnaire. Results: The results of the questionnaire are weighted using the pairwise comparison method and then ranked based on the Analytic Hierarchy Process technique. The analysis of the thirty-seven factors results in a top ten list of the leading factors that directly impact the productivity of steel rebar work in concrete construction projects in Saudi Arabia. These factors are (1) humidity, (2) delay of salary, (3) sandstorms, (4) payment delay by client, (5) labor's low wage, (6) lack of financial incentives, (7) labor work experience and skills, (8) completeness of drawings, (9) poor labor relations, and (10) labor absenteeism. The general trend in these studies is that the factors tend to vary from jurisdiction to jurisdiction, from one construction project to another, and are directly related to the zone or country of construction. Conclusion: These findings benefit stakeholders working in the concrete construction industry in Saudi Arabia, particularly project managers, project planners, cost estimators, and civil design and site engineers working on construction projects.

Economic Order Quantity Inventory Considering Perishable Factor in Product, Delay in Payment, All-Unit Discount, and Product Return

The inventory existence of the company is a waste but still needed to maintain service level. For drug industry companies, especially pharmaceutical installations, the expiration factor is a factor that needs to be considered because drugs have an expiration date. Previous research has an inventory model that considers product expiration factors, permissible payment delays, and price discounts. The developed study provides a solution to the loss of expiry costs by adding a return factor. This research aims to create an inventory model that considers expiration factors, permissible payment delays, discounts, and product returns. The result of the developed model can minimize the total cost of inventory by 3.37% with the predefined parameters compared to the previous model, which has not considered the return factor.

Assessment Of N-Power Programme On Beneficiaries’ Economic Life In Gombe, Nigeria

The purpose of the study was to assess the contribution of N-Power programme to beneficiaries’ economic life in Gombe, Nigeria. Precisely, the objectives of the study were to identify the categories of N-Power beneficiaries, the extent of influence on their economic life and the impediments of the N-power programme in Gombe. This study utilized the survey design. Yamane’s formula for determining sample size was used to select 400 persons for the study. Stratified random sampling technique was adopted, where the entire target population was grouped into strata to reflect the beneficiaries of N-teach, beneficiary schools and the government officials. Questionnaires were used to collect data, while key informant interview was used to complement the questionnaire. Furthermore, the study used tables, figures and percentages for analysis of data. The study discovered that the beneficiaries of N-Power programme were mostly composed of non-graduates which comprised secondary school leavers and other skill acquisition aspects followed by the N-Teach, Health strand, N-Agro and Voluntary Assets and Income Declaration Scheme (VAIDS) strands respectively. The study also found that N-Power has improved the standard of economic life of the beneficiaries through poverty reduction, proficiency skills in ICT, financial empowerment, on-the-job experience and investment in small scale businesses. However, there were impediments confronted by the programme which included delay in payment of allowance, unpaid allowances, distance to working places and lack of supervision. The study therefore, recommended prompt and timely payment of the stipends to beneficiaries of the programme by federal government, timely sorting of problems of unpaid allowances, posting nearest to place of residence and teacher education for N-Teach categories as well as proper supervision.

Praktik Pengalihan Pembayaran Dalam Jual Beli Barang Kredit Kepada Pihak Lain Perspektif Hukum Islam

The purpose of this study is to discuss diverting payments to other parties in terms of buying and selling credit goods. These cases have recently rampant occurred in the midst of modern society. Therefore, we tried to find out how Islamic law views such practice. The method used in this study is library research, conducted by collecting library materials such as journals, books, and archives of literature documents. We review them with various theories that have a relationship with the problem being investigated. As for sources for primary legal theory in our research, we used the Quran, Hadith, Laws, and Regulations. The result of our study concludes that the practice of diverting payments to other parties in the sale and purchase of credit goods today, in fact, only involves the first and second buyers unbeknownst to the leasing company - which is supposedly the legal owner of the credit goods being traded. Originated from such a problem transaction that ignores the procedural and regulatory aspects of the leasing company, it causes a default in the form of delays in payment of installments and embezzlement credit objects. Even though this is a common issue, however, in the view of Islamic law, diverting payments to other parties in buying and selling credit goods is allowed as long as it meets the requirements and pillars and is based on the correct procedure by involving the leasing party.Keywords: Diverting of Payments, Credit Goods, Islamic Law.

LIVELIHOOD STATUS OF RICE CONTRACT FARMERS IN BENUE STATE OF NIGERIA

The inability of farmers to access inputs at the right time coupled with high exorbitant prices of farm inputs and incentives has created good atmosphere for the sustainability of contract farming in Nigeria. This study analysed Livelihood Status of Rice Contract Farmers in Benue State of Nigeria. Sample sizes of 137 rice farmers were selected using multi-stage sampling method. Structured questionnaire was used for data collection. Data collected were analyzed using descriptive statistics such as (frequency, percentages and mean), livelihood status index and factor analysis. The findings revealed that 83.9% of contract rice farmers were male with mean age of 45 years. The mean size of farm land under contract farming and farming experience were 1.3 hectares and 25.5 years respectively. The most perceived benefits accruable from contract farming were contract farming help farmers in diversification of agricultural enterprise ( =4.92) and also improved farmers well-being/livelihood status ( =4.88). Further findings showed that majority of the respondents 79.6% had highly improved livelihood status. The major constraints faced by rice farmers were unforeseen future problem (0.9141), breach of contract by the farmers (0.9038) and delay in payment by the contracting firms (0.9030). It is recommended that more lands should be allocated for contract farming in the study area. Also, contracting firms should speed up the delivery of inputs to rice farmers.

Assets holding and financial performance of pension fund administrators in Nigeria

Pension funds are founded to ensure contributors benefit from regular or lump sum income uponretirement. The financial performance of pension funds in Nigeria seems fraught with uncertainties, riskand delay in payment of benefits thus raising doubts whether they can be able to achieve their primaryobjective. This study was carried out to evaluate the relationship between assets holding and financialperformance of Pension Fund Administrators (PFAs) in Nigeria. 21 PFAs were examined under this studythrough judgmental sampling. The study sourced secondary data from PFAs. The data collected relates toinvestment in classes of asset and the investment reports on dividend income, interest income and rentalincome. The data was analyzed using correlational statistics to determine if there is a significant statisticaldifference in the asset classes and component of investment income. Assessments of association betweencomposition of the various pension fund portfolio and the amount of the various asset classes vis a vis theinvestment income earned were also made to find out if diversification of the portfolio affects the financialperformance of the pension funds. The research revealed that the collection of assets by the PFAs affectthe financial performance of the pension funds. From the analysis it is clear that assets holding is positivelyand statistically significant with the financial performance of PFAs. Therefore, it is very critical for PFAs toconsider the assets mix in the fund management without over-exposure to a particular asset.Key words: assets holding, financial performance, pension fund administrators.

Delay Factors of Construction Projects in Oman

The construction industry is the second largest economic sector of the Sultanate of Oman. The construction industry plays important role in infrastructural development both for the public and private sectors. The delays in construction projects impact directly the economic development of the country. The present study aimed to analyze the delays in a construction project by conducting a survey based on a questionnaire. The questionnaire survey is answered by 74 respondents and the quantitative data is further subjected to statistical analysis. The results are further tested through the Pearson chi-square test of independence and Cramer’s V tests. The results show that several factors contribute to the project delays in Oman including cultural differences, design changes, poor project management, and changes in project scope at the time of project execution. The managerial issues involved payment delays to contractors and authoritarian delays. The clients faced poor planning and execution of the project by the contractor and sub-contracting of the critical project phases.

Teachers' Job Satisfaction: A Study of Private Schools in Kanakai Municipality

The main purpose of the present study was to investigate the determinants that affect private schoolteachers' job satisfaction. This study was conducted at three private schools of Surunga in Kanakai Municipality. The instrument used for data collection was a questionnaire and unstructured interviews of private schools' teachers. The findings of the study revealed that some participant teachers in Surunga perceived teaching as their ideal profession but most of them were engaged in the teaching profession because of the prevalence of private schools in their neighborhoods and lack of employment alternatives. Also, teachers report dissatisfaction about delays in salary payment and most of the teachers are also dissatisfied with available job benefits and security in their chosen profession. The findings suggest that school administrators need to address these important issues, especially regarding equitable payment, on-time salary payment, improved workplace conditions, job security, fair reward system to enhance job satisfaction amongst their employees and increase their physical and mental attachment to the workplace.

Neutrosophic Cost Pattern of Inventory System with Novel Demand Incorporating Deterioration and Discount on Defective Items Using Particle Swarm Algorithm.

The potential to obtain defective or damaged items with non-defective commodities is common to experience at the production unit or when shipping products from one layer to another. This research focuses on the faulty things that retailers receive from suppliers. The retailer has set a restriction on the percentage of defective things, and the retailer receives a discount on the cost of purchasing defective items. The proposed inventory system handles the uncertainty in inventory costs and also considers the demand and deterioration of items with prioritized maximum product life. This work minimizes total inventory cost when demand rate as a function of reliability and power pattern of time under a crisp and triangular neutrosophic environment. The inventory system for degrading items considers the predictability and power pattern of time with a reasonable payment delay. The interest charges are applied only after a specific permissible time limit in the proposed inventory system. The neutrosophic number that defines three different kinds of membership functions representing the truth, hesitation, and falseness is applied in the inventory model in handling the uncertainty of the cost pattern. The proposed inventory model is investigated using a particle swarm optimization algorithm, and the results are validated using a numerical example and a sensitivity analysis for various parameters.

Implementasi Metode SMART (Simple Multi Attribute Rating Technique) Pada Sistem Pendukung Keputusan Pemberian Kredit Pinjaman

Koperasi Simpan Pinjam (KSP) Tamanmartani Sejahtera is an operational savings and loan cooperative that utilizes funds from members in the form of savings and then flows back to members in the form of credit or loans. KSP Tamanmartani Sejahtera's main problem is arrears or customer credit payment delays. If it is allowed to continue, it will make it difficult for cooperatives to develop. One way to reduce delays in credit payments is to select prospective customers selectively. When choosing prospective customers, managers often experience difficulty making credit request decisions. Managers must consider and analyze the background of the credit application. The provision of credit to prospective customers must meet the standard criteria the cooperative sets. Based on these problems, to provide maximum recognition, it is necessary to have a system to help managers determine customer credit decisions. A Decision Support System (DSS) is a system that can provide information and manipulation data to assist decision-makers. One can use many choices, one of which is the Simple Multi-Attribute Rating Technique (SMART). The SMART method can help solve complex problems based on the difficulties encountered in KSP Tamanmartani Sejahtera. The results of this study are The SMART method was successfully implemented into a website-based system and displayed the ranking of customers who deserved to be given a loan. The test results with Black Box testing show the system can run according to a predetermined design.

Estimation of the Resource Use Efficiency and Constraints Faced by the Farmers in Sugarcane Cultivation in Balrampur District of Uttar Pradesh

To study the resource use efficiency and constraints faced by the farmers in Balrampur district of Uttar Pradesh was conducted in agriculture year 2020-21. Multistage sampling technique was used. The study pertains and data gathered was analyzed and it was found that the return to scale in marginal farm was 0.93, in small size farm it was about 0.92 and in medium size farm the return to scale was found to be 0.96. The major constraints faced by the farmers in production of Sugarcane are High cost of Input, High Interest on Loans, High Labor Cost, High Incidence of Disease, Lack of Irrigation water supply, Inadequate Credit, Delay in Sanction of crop loan, Uncertain Weather, Lack of knowledge and important Technology and Poor Soil Fertility and the constraint faced by the farmers in Marketing of Sugarcane are Delay in Cash Payment, High Commission Charges, Malpractices in weighing, Price Fluctuation, High cost of transportation, Lack of storage facility, Market is far from production, Lack of information about government schemes and subsidies, Illegal deduction and Lack of skilled labor.

Challenges of Health Care Delivery at a Municipal Health Facility under Ghana’s National Health Insurance Scheme

Introduction: Empirical evidence on challenges to health care delivery at district/municipal level under the National Health Insurance Scheme (NHIS) in Ghana is limited. This study determined challenges to optimal health care delivery at a municipal hospital underGhana’s NHIS.Method: A cross-sectional study was undertaken between January-March 2010 at the Winneba Municipal Hospital (WHM) in Ghana to review out-patients (OPD) records from 2005- 2008. A structured questionnaire was used to collect data from 345 outpatients(170 insured and 175 uninsured), and from their folders. Eleven key informants from the WMH were interviewed.Results: The NHIS was introduced at the WMH in 2006, resulting in an increased OPD attendance of 77.3% in 2007. Insured clients visited the OPD many times and at shorter intervals than uninsured clients. Disease patterns at the OPD were however similarbefore and after the introduction of NHIS at the Hospital. Key health providers at the WMH admitted to increasing OPD numbers and prolonged client waiting times. Over 40% of insured clients spent three hours or more to receive OPD services. Financial support fromthe Government to the WMH has reduced since the introduction of NHIS. In 2008, over 70% of total hospital revenue was from the NHIS; delays in payment by District/Municipal Mutual Health Insurance Schemes (DMHIS) significantly strained hospital financesand provision of drugs and supplies.Conclusions: Increased OPD numbers, prolonged client waiting times, consumer moral hazard, limited Government financial support and delayed NHIS funds were critical challenges at the WMH. Innovative measures to limit moral hazard (i.e. reward mechanismsfor non-frequent visits, and introduction of copayments for multiple visits) are recommended. Means to improve the skills of hospital staff dealing with NHIS and staff of the DMHIS are policies worth pursuing.

Impact of the COVID-19 pandemic on risk factors in residential projects

ABSTRACT The global economy was affected by the COVID-19 pandemic. This paper estimates the impact of the COVID-19 pandemic on the overall risk of construction projects in Egypt and identifies risk factors affected by the pandemic. A structured questionnaire was designed to collect data. One hundred thirty-two cases before the COVID-19 pandemic and 68 cases after the pandemic were managed. The outliers were excluded using Mahalanobis distance. The distribution of the samples before and after the COVID-19 pandemic was studied using the Kolmogorov-Smirnov test and the difference in medians using the Mann-Whitney U test. The delay in payment and the fluctuation in material prices are the most critical risk factors after the epidemic spread in residential projects in Egypt. Suspension of projects has been the most significant consequence of the COVID-19 pandemic, and the pandemic increased the overall risk by 17%. This research helps to identify the main risk factors after the pandemic, and then the project manager can prepare an appropriate risk response plan.

ANALISIS PERBEDAAN KODE DIAGNOSIS ICD-10 ANTARA RUMAH SAKIT DENGAN VERIFIKATOR BPJS KESEHATAN

The accuracy of the diagnosis code is important as a determinant in the financing of health services. The delay in payment of BPJS Health claims can occur if there is a difference in the diagnosis code. This study aims to describe the differences in the ICD 10 diagnosis code between hospitals and BPJS Health Verifiers and the factors that influence them. Qualitative research with data collection techniques through in-depth interviews and documentation studies. The research informants consisted of the main informants as many as 3 Doctors in Charge of Service (DPJP) and the triangulation informants as many as 3 people, namely the Internal Verifier, Coder, and Head of the Medical Record Section. Processing and analyzing data using the content analysis method. The results of the study were 187 claim files experienced delays in payment due to differences in diagnosis codes, no quality audit of diagnosis coding was carried out, no clinical protocol, lack of cooperation between DPJP, coder, and internal verifier, lack of understanding of DPJP, lack of hospital management role involving DPJP in writing the code diagnosis, the absence of hospital policies/SOPs related to writing the ICD 10 diagnosis code, not providing diagnostic coding training. The conclusion of the study is that there are differences in the ICD 10 diagnosis code due to the absence of quality audits for diagnosis coding, clinical protocols, and the role of hospital management which is lacking in preparing policies and training on diagnosis coding causing delays in claim payments.

Value chain analysis of chilli in Kurnool district of Andhra Pradesh

Aim: This study aimed to find out the price spread among the marketing channels as well as marketing efficiency of various marketing channels involved in the chilli crop and the problems faced by the farmers in the study area. Study design: Stratified random sampling method was adopted for the current study where the primary data has been collected from 120 chilli growers and 5 each of market intermediaries. Place and Duration of study: The research was carried out in Kurnool district of Andhra Pradesh and the primary data was collected from April to July 2022. Methodology: Price spread and marketing efficiency of chilli was estimated and constraints were ranked using Garette Ranking technique in the study area. Results: Among the five marketing channels, farmers share in consumer rupee was relatively higher in channel II with 82.98 Percent. Marketing efficiency of channel 2 was found to be more efficient. Conclusion: Better post-harvest practices like drying, cleaning, grading and packaging are lacking from farmers rendering the loss in quality of chillies and due to this price is not attractive. Delay in payment after sale and low price received are the constraints faced by farmers.

PELAKSANAAN JUAL BELI KARET DAN KELAPA SAWIT PARA PETANI OLEH TOKE DI DESA KARANG TENGAH BENGKULU UTARA MENURUT ISLAM

Rubber and oil palm plantations are the backbone of the people's economy in Karang Tengah village. The development of the rubber and oil palm plantation sectors has a positive impact on the economic growth of a region. The community in fulfilling the necessities of life is always buying and selling. Because, buying and selling is an effort of the people of Karang Tengah village in meeting their daily needs. Basically buying and selling is made lawful by Allah SWT. 
 Toke plays an active role in helping the continuity of the sale and purchase of farmers in Karang Tengah Village in accordance with the initial agreement that was agreed between Toke and Farmers in Karang Tengah Village with the principle of kinship and is happy and happy without anyone feeling disadvantaged by the agreement, the factors - The factors inhibiting buying and selling are: transportation and traffic facilities, distant factory locations, payment delays, and prices that tend to fluctuate. Buying and selling in Karang Tengah Village is in accordance with the Sharia Agreement because it has followed the applicable rules in accordance with the sharia contract, but farmers and toke do not know this.

Determinants of Approval Claims at Hospital Among COVID-19 Patients

The COVID-19 pandemic is an issue that is being faced by Indonesia and even most countries in the world. The impact due to the COVID-19 pandemic is disruption of hospital with cash flow. It was caused by the delay in hospital payment of claims which are not approved by Badan Penyelenggara Jaminan Sosial (BPJS Kesehatan). Siloam Sentosa Hospital Bekasi provides services for COVID-19 patients. However, out 81 claims of COVID-19 patients in August-October 2020, there were 65 claims (80.25%) not approved by BPJS Kesehatan. The purpose of this study was to analyze the factors that affect the approval claims among patients with COVID-19 at Siloam Sentosa Hospital Bekasi. This type of research was descriptive analysis with a quantitative approach. The research population was 108 claims and the sample used the total population. A Logistic regression test was used to analyze the data. The results of the study explained the completeness of claims, the quality of the medical resume, the completeness of filling out the epidemiological investigation form, and the quality of clinical coding that affected the approval claims. The study showed 21.5% of other factors that are not examined can affect the approval claims. Socialization of policies related to payment of claims to hospitals as well as monitor and evaluate from both hospitals and BPJS Kesehatan need to be improved to prevent claims that are not approved.

Impact of Payment Delay on Public Building Projects in Edo State, Nigeria

Impact of Payment Delay on Public Building Projects in Edo State, Nigeria

Inventory optimization model of deteriorating items with nonlinear ramped type demand function

Inventory models for deteriorating items of a supply chain is of critical essence to the maritime industry. This study proposes a real and economically efficient multicriteria inventory policy of inventory models for deteriorating items of a supply chain with nonlinear ramp functions and permissible delay in payment under inflation, two conditions Shortages Followed by Inventory (SFI) and Inventory Followed by Shortages (IFS) have been considered for the formulation of models. Both the models consist of ordering cost, unit cost, deterioration cost, shortage cost and holding cost with replenishment where delay in payments is allowed. The development of these models is to minimize the total average cost per unit time. In order to validate the models, numerical examples have been considered and the sensitivity of several major parameters of exponential and quadratic functions is analyzed. From the numerical result, it is clear that the cost per unit time of IFS model decreases with the increment of the values of parameters of the quadratic function and holding cost whereas, with the increment of the values of parameters of the exponential function as well as holding cost per unite time, the cost per unit time of SFI model decreases. However, if the values of the parameters of the exponential functions as well as ordering cost and shortage cost increase, the cost per unit time of IFS model increases. On the other hand, it will also increase considering SFI condition, if the values of parameters of the quadratic function as well as ordering cost and shortage cost increase. Finally, it is observed that the model considering IFS case works better than SFI model up to a certain level.