Research Data Research Articles

The Influence of Financial Literacy and Digital Literacy on Mobile Banking Adoption

This research examines the influence of Financial Literacy and Digital Literacy on Mobile Banking Adoption in Jabodetabek. This research data was obtained using a questionnaire in the form of a Google form and distributed via the WhatsApp friendship network and other social media such as TikTok and Instagram. The respondent criteria for this research are bank customers who are over 20 years old, have a mobile banking application, and actively use the mobile banking application for daily transactions. A total of 210 answers have been filled in and all answers have met the requirements for processing. This research observes that there is a significant influence of Financial Literacy and Digital Literacy on Mobile Banking Adoption. The dependent variables, namely Perceived Ease of Use, Perceived Usefulness, and Relative Advantage, have high explanatory power of the model. The independent variables Financial Literacy and Digital Literacy have a strong influence on the three dependent variables of this research, showing that Financial Literacy and Digital Literacy have a direct or positive influence on the use of Mobile Banking.

Combining Multi-Source Satellite Data with a Microclimate Model to Analyze the Microclimate of an Urban Park

Cities concentrate many people, and studies have shown that resultant urban heat islands can be intense. Urban parks can function as “cool islands” that mitigate heat island effects. This study used the microclimate model ENVI-met 5.1 to assess the cooling effect of Panyu Park in the center of Shanghai, China. The primary objectives were to increase the diversity of data sources and to conduct a microclimate analysis. Two scenarios were examined: the actual park and no park. The results indicated that (1) the integration of satellite technology enhanced the data sources for ENVI-met and thereby increased the efficiency of urban modeling and (2) the simulated results for the park correlated well with the actual data observed at weather stations. The presence of the park resulted in a decrease in the maximum air temperature by 0.1 °C at 1.4 m above ground, a decrease in the wind speed by 1.67 m/s, a maximum increase of 0.2% in relative humidity, and a reduction of 1.94 in the Predicted Mean Vote. The results demonstrated the applicability of multi-source satellite data in microclimate research, saved time on data collection, and provided valuable information for studies undertaken in areas where the collection of field data is challenging and/or historical data are unavailable.

How Cloud Computing is Facilitating Interoperability in Banking and Finance

This comprehensive article examines the transformative role of cloud computing in enabling interoperability within the banking and financial services sector. The article explores how cloud technologies revolutionize banking by facilitating unprecedented integration, efficiency, and innovation across systems. Through analysis of recent industry research and empirical data, the article investigates key aspects, including implementation benefits, operational improvements, and critical challenges. The findings demonstrate that cloud-enabled interoperability has become a strategic imperative for financial institutions, driving enhanced customer experiences, operational efficiencies, and innovative capabilities. The article also addresses significant security, compliance, and legacy system integration considerations, providing insights into how financial institutions can navigate these challenges while leveraging cloud technologies for competitive advantage in an increasingly digital banking ecosystem.

Khazanah Leksikon Perayaan Asyura Kota Serang

Ashura celebrations not only reflect spiritual aspects, but also represent the cultural entity of society as a whole. Ashura celebrations involve local religious and cultural values that interact and adapt to each other. This research aims to determine the lexicon of names and cultural meanings of Ashura celebrations in Serang City, Banten Province. The research technique used is descriptive qualitative with ethnographic interview methods, participant observation, and literature review which also includes an examination of the Kitab Kuning. The source of research data comes from the Ashura celebration in Serang City. Research findings show 18 Ashura celebration lexicon data that can be classified into three Ashura celebration times: 9 Muharram, 10 Muharram, and 11 Muharram. The Ashura celebration lexicon is grouped into (1) monomorphemic word-form lexicon, (2) polymorphemic word-form lexicon, and (3) phrase-form lexicon. Each lexicon has noun and verb categories. Keywords: lexicon, Ashura, ritual, religious

Influence of Tropical Cyclones and Cold Waves on the Eastern Guangdong Coastal Hydrodynamics: Processes and Mechanisms

Influence of Tropical Cyclones and Cold Waves on the Eastern Guangdong Coastal Hydrodynamics: Processes and Mechanisms

On account of “double carbon” targeted regional public buildings in Beijing—Research on carbon emission measurement

Energy conservation and carbon reduction in the construction field is an important part of China’s dual-carbon strategy. And construction operation Carbon emissions during the period. It is also the stage where carbon emissions account for the largest proportion of the whole life cycle of buildings, among which. The carbon emissions per unit area of public buildings are twice that of civil buildings. This study takes the sub-center of Beijing City as an example, focusing on “double carbon”. Under the goal, the research on the measurement of carbon emissions of public buildings within a radius of about 812 square kilometers in the sub-center, from the perspective of urban construction development and the overall carbon emissions of regional-level buildings, on the basis of the research on the actual operation data of urban buildings, the bottom-up carbon emission measurement method of the sub-center has been established, combined with research data analysis, during the operation period, the carbon emissions per unit area of public buildings are twice that of civil buildings. This finding highlights the key role of public buildings in the stage with the largest carbon emissions in the entire life cycle of buildings. In addition, our study also puts forward the characteristics and suggestions of carbon emission reduction of public buildings in the sub-center area, which are instructive for formulating targeted work suggestions on the “dual carbon” goals of urban development. This study not only focuses on the carbon emission measurement of individual buildings, but also expands the perspective to urban construction development and regional levels, filling the gap in the overall research on regional building carbon emission measurement in existing research. It also combines the latest building energy-saving design standards and green building ratings to conduct detailed measurement and analysis of the carbon emission levels of buildings with different energy-saving design standards.

The Impact of Transformational Leadership Communication on Personal Leadership of Administrative Staff in Higher Education: A Case Study

Purpose – The aim of this study is to investigate how communication styles of transformational leaders affect the personal leadership of administrative employees. Aim – The paper aims to identify aspects of transformational leader communication that enhance personal leadership among administrative employees in higher education. Methodology – Research data was collected by a survey. The study sample consists of administrative staff from state University operating in Lithuania (N=115). Statistical data analysis, including the chi-square (χ2) test, Student's t-test, ANOVA, Smirnov-Kolmogorov test, Shapiro-Wilk test, and Spearman correlation (r) was conducted using SPSS Statistics 20. Findings – The study findings indicate that communication characteristic of transformational leadership promotes personal leadership, loyalty, job satisfaction, and positively impact organizational climate. Some aspects of transformational leadership differ by demographic factors such as gender, age and position Limitations of the study – The study acknowledges certain limitations, including the subjective nature of survey responses and the focus on a single organization's administrative staff, which may limit the generalizability of the results. Originality/value – This study is among the few exploring the impact of transformational leader communication on administrative employees' personal leadership, particularly within the context of Lithuanian organizations, and by analyzing demographic differences in this regard. It provides new insights into the importance of transformational leadership and its practical benefits in organizations. The research outcomes can assist organizational leaders in understanding how their communication can influence employees' personal leadership qualities. This understanding may lead to practical outcomes such as improved organizational structure, enhanced teamwork, and increased productivity.

АНАЛІЗ ОСОБЛИВОСТЕЙ ФОРМУВАННЯ ІНДИВІДУАЛЬНОГО СТИЛЮ ДІЯЛЬНОСТІ СПОРТСМЕНІВ У СПОРТИВНИХ ІГРАХ

The main task of the research is a general analysis of the peculiarities of the formation of the individual style of sportsmenєs activity in sports games. The research data on the problem of individualization of training of athletes are summarized. The main shortcomings and limitations of experimental studies related to the formation of an individual style of activity are analyzed. It was determined that the existing experimental and methodical works mainly solve the problems of sports training and the problems of the individual style of activity in sports games in isolation. It is proved that among the general features of game activity that are inherent in all sports games (operational nature and non-stationary conditions of activity, high mental tension, dynamism, dependence of the result on the collective actions of partners) there are also distinctive ones, primarily due to the rules of a particular game (size of playing fields, method of achieving the result, number of players). These differences determine the peculiarity of technical and tactical actions of players in different sports games and provide for the need to apply different approaches to the problems of forming an individual style of playing activity.

Persepsi Mahasiswa Teknologi Rekayasa Konstruksi Bangunan Air dalam Penggunaan Teknologi Finansial

Quantitative research with a descriptive approach was conducted to determine students' perceptions of the Water Construction Engineering Technology study program at Samarinda State Polytechnic in using Financial Technology services in this modern digital era. In this study, the researcher used purposive sampling: all Water Construction Engineering Technology Study Program students in semesters 1, 3, and 5. The research data was obtained by filling out a Google Forms questionnaire online and distributing it through the Line application. The three main aspects of the questionnaire that were distributed included the elements of Usefulness, Ease, and Trust. For the aspect of the usefulness of using financial technology, the highest positive attitude was 3.79, followed by the element of ease of use of financial technology with a positive attitude score of 3.56, and the lowest score for a positive attitude of 3.51 was given by respondents to the trust in using financial technology. Overall, the respondents had a positive attitude towards the financial technology they were currently using. The millennial generation on campus already understands financial technology as a digital financial transaction tool. It is well aware of its benefits, demonstrating a high level of knowledge and confidence in their understanding.

Identifikasi Gaya Belajar Mahasiswa Akuntansi Manajerial

Quantitative research with a descriptive approach was conducted to identify students' learning styles in the Managerial Accounting study program at Samarinda State Polytechnic. The researchers used purposive sampling, namely all fifth semester (5) students of the Managerial Accounting Study Program. The research data were obtained by filling out a Google Forms questionnaire online and distributed through the Line application. The questionnaire distributed to the respondents consisted of 8 statements for each visual, auditory, and kinesthetic learning style. The results of the questionnaire from 81 respondents showed that 26 students had a tendency towards a visual learning style, 15 students had a tendency towards an auditory learning style, six (6) students had a tendency towards a kinesthetic learning style, and 34 students had a tendency towards a mixed learning style between the three learning styles. The students' ability to remember well when writing the material explained by the lecturer (266 points/visual learning style) is a reassuring indication of the effectiveness of the visual learning style.

Understanding the University Students’ Outcome Expectations by Using a Professional Networking Site: The Theory of Social Cognitive

Recently, many university students have utilized LinkedIn to their advantage and launched their professional careers. This research attempts to ascertain the relationship between university students’ attitudes, intentions, self-efficacy (independent variables), and outcome expectation (dependent variable). There were 157 respondents in the sample, but only 144 replies were valid. An online survey was used to obtain the data for this cross-sectional research. The survey data were calculated and analyzed using the Statistical Package for Social Science (SPSS). Results show that self-efficacy and intention significantly influence outcome expectations. Specifically, self-efficacy had a strong positive effect (β = 0.503, p < 0.001), while intention also positively impacted outcome expectations (β = 0.316, p < 0.001). However, students' attitudes toward LinkedIn did not significantly affect outcome expectations (β = 0.141, p > 0.05), leading to the rejection of the hypothesis regarding attitude. These findings indicate that students' confidence in their abilities and their purposeful engagement with LinkedIn are more influential in shaping positive outcomes than their general attitudes toward the platform. To improve student outcomes, universities, and career services should focus on developing students' self-efficacy and LinkedIn skills

Leading Causes of US Deaths in the 2022

Background and Objective: Obtaining reliable and up-to-date information on mortality causes is essential for the planning and implementation of effective preventive interventions. We present here an analysis of the leading causes of death in the US in 2022. Material and Methods: We conducted an electronic search of the US Centers for Control and Prevention (CDC) Web-based Injury Statistics Query and Reporting System (WISQARS) and Wide-Ranging, Online Data for Epidemiologic Research (WONDER) to obtain information on the leading causes of death in the US for the most recent searchable year with definitive data (i.e., 2022), stratified by age and sex. Results: Overall, heart disease was the leading cause of death (26.2% of all deaths), followed by malignant neoplasms (22.7%), unintentional injuries (8.5%) and coronavirus disease 2019 (COVID-19; 6.9%). Although heart disease and malignant neoplasms remained the leading causes of death in both sexes, unintentional injuries were the third cause for men (10.5%), while strokes were the third cause in women (7.5%). COVID-19 remained the fourth most common cause of death in both sexes (7.1% in men and 6.8% in women). The ten most common causes of death showed an increasing mortality tendency in parallel with the aging of population, with similar trends for both sexes. The only exception was unintentional injury, which was the most common cause of death in both sexes between the ages of 15-44 years, then reached a plateau, before increasing again in people aged 65 years or older. Conclusions: Greater efforts should be put into prevention and education, as heart disease, cancer, and even unintentional injuries are preventable diseases.

Pengaruh Efikasi Diri dan Motivasi Usaha terhadap Keberhasilan Usaha pada Usaha Mikro Kecil Menengah (UMKM) di Wilayah Kecamatan Gunung Anyar Surabaya

This study aims to determine the effect of self-efficacy and business motivation on business success in micro, small, and medium enterprises (MSMEs) in the Gunung Anyar District of Surabaya. This comprehensive study was conducted on micro, small, and medium enterprises (MSMEs) in the Gunung Anyar District of Surabaya, utilizing various research methods, including observation, interviews, and the distribution of questionnaires to respondents as primary research data. The study population was micro, small, and medium enterprises (MSMEs). The population of MSMEs in the Gunung Anyar District of Surabaya recorded at the Surabaya City Cooperatives, Small and Medium Enterprises, and Trade Service is 318 MSME actors. The results of the study obtained were that partially, the variables of self-efficacy and business motivation had a significant effect on business success, and simultaneously or together, the variables of self-efficacy and business motivation had a significant effect on business success. No one has researched human resource management, self-efficacy, business motivation, and business success in micro, small, and medium enterprises in the Gunung Anyar District of Surabaya. Thus, this study is different from previous research studies.

Decentring the West in the International Baccalaureate Diploma Programme: towards a framework for critical reflection on curriculum and teaching

ABSTRACT The International Baccalaureate (IB) has attracted criticism for its Eurocentricity and Western-centricity (Bunnell et al., 2017; Walker, 2010). This article explores international mindedness, questioning whether the IB perpetuates culturally hegemonic, colonial, and Westernised ideas. The paper draws on research data collected in two International Baccalaureate Diploma Programme (IBDP) international schools in the Hong Kong SAR. We observed IBDP lessons and interviewed teachers about their uses of local and global culture and content in their teaching, considering whether the adaptation of curriculum based on cultural significance and perspectives functions to shift the Western-centric discourses for which the IB is commonly criticised. Our analysis suggests that attempts to decentre the West in the curriculum are challenging, resulting from factors including a lack of critical understanding among teachers, demands and expectations regarding assessment, the aspirations of students and their parents, and a lack of time and space within the timetable and curriculum. Drawing on literature and teacher practices, we propose considerations to move beyond recognitive politics to a more critical set of practices unsettling hierarchies of knowledge and power. The task of de-centering the IBDP’s “Western” epistemology requires further consideration and research. In this paper, we contribute to this ongoing inquiry through providing an analysis of a particular set of circumstances in Hong Kong and providing a framework to enable critical reflection of curriculum and teaching practices that could be considered across IB programmes.

Suitability of the OMOP Common Data Model for Mapping Datasets of Medical Research Studies Using the Example of a Multicenter Registry.

Common Data Models (CDM) are developed to solve integration problems that arise in the secondary use of health data. The OMOP CDM is such a model that is mainly used for healthcare data, so this paper examines whether it is also suitable for mapping research data. An exemplary research dataset is mapped to the model and the model is tested for suitability. For this purpose, an ETL process is first designed with the OHDSI tools and finally implemented with Talend Open Studio for Data Integration. The data quality is checked, and the mapping and the model, together with the tools, are evaluated. Overall, all but three data fields from the source dataset could be mapped to the OMOP model, so that the model's suitability for research data can be confirmed.

Develop Reusable Carbon Sub-Micrometer Composites with Record-High Cd(II) Removal Capacity.

Cd(II)-induced pollution across diverse water bodies severely threatens ecosystems and human health. Nevertheless, achieving ultra-efficient and cost-effective treatment of trace amounts of heavy metals remains a major challenge. Herein, the novel carbon sub-micrometer composites (CSMCs) supported Fe0@γ-Fe2O3 core-shell clusters nanostructures are designed and synthesized through a series of universally applicable methods. Research data on adsorption behavior clearly revealed that resorcinol/formaldehyde 1.25-basic ferric acetate (RF-1.25BFA) and RF-1.25BFA-540 have surprising adsorption capacities. Employing the adsorbent dosage of 0.025gL-1, the adsorption capacities for 10mgL-1 Cd(II) reached 400.00mgg-1 with ultrafast adsorption kinetics, alongside theoretical maximum adsorption capacities for Cd(II) of 1108.87 and 1065.06mgg-1 using 0.025gL-1 adsorbent, respectively, setting a new record-high level. Additionally, they demonstrated exceptional stability and reusability, maintaining Cd(II) removal efficiency above 95% even after 15 adsorption-desorption cycles. Importantly, this study is the first to unveil a new ultrafast successive two-step enrichment-hydrolysis adsorption mechanism for Cd(II) removal, emphasizing the critical role played by iron clusters nanostructures in constructing a high-alkalinity adsorption microenvironment on the surface of the materials. The findings reported pioneered a new avenue for the rational design of high-performance environmental remediation materials, aiming to overcome the limitations of traditional mine drainage treatment.

Green Purchase Behavior Gen Z: Menguak Peran Strategies Green Marketing

Generation Z, a generation deeply concerned about environmental issues, is actively seeking to make responsible choices, even in their purchasing decisions. The rise of green marketing, a strategy that resonates with these environmental values, is proving to be a powerful tool in attracting consumers, particularly Generation Z. This study, which investigates the influence of green marketing on green purchase behavior, uses a survey method to collect data from 100 Generation Z respondents who purchase McDonald's products in Palu City. The research data is analyzed using the Partial Least Square (PLS) analysis tool, and the results are promising-green marketing is shown to have a positive influence on green purchase behavior.

Bermanfaatkan Informasi Profitabilitas, Strukture Modal dan Deviden bagi Investor?

This study examines the effect of profitability and capital structure on stock prices with the dividend payout ratio as an intervening variable. The study was conducted for non-financial companies. The sampling method used purposive sampling. The research data year is 2018-1022. The test was performed using path analysis. The test results show that capital structure has a negative effect on the dividend payout ratio but does not affect stock prices. Profitability has a positive impact on the dividend payout ratio and stock prices. The dividend payout ratio has a positive effect on stock prices. The dividend payout ratio is proven to be intervening in profitability affecting stock prices, but not in capital structure affecting stock prices. It is concluded that investors need to pay attention to profitability information and dividend payout ratio information. Investors can rest assured that they can ignore capital structure because it does not affect stock prices.

Federated learning as a smart tool for research on infectious diseases

BackgroundThe use of real-world data has become increasingly popular, also in the field of infectious disease (ID), particularly since the COVID-19 pandemic emerged. While much useful data for research is being collected, these data are generally stored across different sources. Privacy concerns limit the possibility to store the data centrally, thereby also limiting the possibility of fully leveraging the potential power of combined data. Federated learning (FL) has been suggested to overcome privacy issues by making it possible to perform research on data from various sources without those data leaving local servers. In this review, we discuss existing applications of FL in ID research, as well as the most relevant opportunities and challenges of this method.MethodsReferences for this review were identified through searches of MEDLINE/PubMed, Google Scholar, Embase and Scopus until July 2023. We searched for studies using FL in different applications related to ID.ResultsThirty references were included and divided into four sub-topics: disease screening, prediction of clinical outcomes, infection epidemiology, and vaccine research. Most research was related to COVID-19. In all studies, FL achieved good accuracy when predicting diseases and outcomes, also in comparison to non-federated methods. However, most studies did not make use of real-world federated data, but rather showed the potential of FL by using data that was manually partitioned.ConclusionsFL is a promising methodology which allows using data from several sources, potentially generating stronger and more generalisable results. However, further exploration of FL application possibilities in ID research is needed.

Kesantunan Berbahasa dalam Media Sosial : Kajian Pragmatik terhadap Komentar Online

This research aims to analyze politeness strategies in online comments on social media, with a focus on the application of Brown and Levinson's politeness theory. Social media as a virtual public space presents challenges in maintaining communication ethics, especially regarding user anonymity and spontaneity. Research data is obtained from online comments on platforms such as Instagram, Twitter, and YouTube, which are relevant to certain public topics. A qualitative approach with pragmatic discourse analysis is used to identify forms of positive politeness, negative politeness and politeness violations. The research results show that positive politeness strategies are more dominant than negative politeness, especially on emotional topics. Speech act patterns that are often found include illocutionary acts in the form of support or praise, as well as perlocutionary acts that create an emotional response. Cultural factors, discussion topic, level of anonymity, and age of the user influence the application of politeness. The findings also revealed that politeness violations occurred more frequently in controversial discussions. This research provides practical implications in increasing social media users' awareness of communicating politely. In addition, digital platforms are expected to strengthen moderation features to create a healthier communication space. Further research is recommended to explore the relationship between language politeness and digital conflict in various cultural contexts.