Rammed-earth dwellings have a long history in the construction field. It is a natural material that is both green and environmentally friendly. In recent years, the advantages of rammed earth, such as environmental protection, low cost, and recyclability, have attracted considerable attention. In this study, the thermal and humidity physical properties of rammed-earth materials in the northwest Sichuan region, the variation laws of thermal physical parameters, such as the thermal conductivity of rammed-earth under different moisture content conditions, and isothermal moisture absorption and desorption curves were investigated. The results indicated that the thermal physical parameters of the rammed earth measured in the experiment increased with an increase in moisture content, and its moisture absorption performance was better than the moisture release performance in the range of 11.31-97.3% relative humidity. The experimental site, Mianyang City, Sichuan Province, is a subtropical monsoon humid climate zone characterized by warm winters and hot summers with four distinct seasons. In this study, we investigated the hygrothermal coupling transfer of walls, as well as the indoor temperature and humidity changes in new rammed-earth buildings during summer and winter climates. During the test period, the maximum indoor temperature in summer was 35.08 °C, the minimum temperature was 33.76 °C, and the average daily temperature fluctuation was 3.62 °C. In winter, the maximum indoor temperature was 8.59 °C, the minimum temperature was 6.18 °C, and the average daily temperature fluctuation was 1.21 °C. An analysis was performed on the thermal insulation performance of rammed-earth buildings in an extremely high-temperature climate during summer, thermal insulation performance, the thermal-buffering capacity of walls in a low-temperature and high-humidity climate during winter, and thermal and humidity regulation of indoor environments provided by walls during summer and winter. The results showed that the rammed-earth buildings exhibited warmth in winter, coolness in summer, and a more stable and comfortable indoor environment.