Expenditure Survey Research Articles

Pengaruh Cita Rasa, Harga dan Kualitas Pelayanan terhadap Keputusan Pembelian

This study aims to analyze the effect of taste, price, and service quality on purchasing decisions for buy coffee products in Surakarta. This research is a survey of buy coffee consumers in Surakarta. This study used a sample of 100 people with this sampling technique using accidental sampling technique, which means that the sampling method is accidental (accidental) by taking cases or respondents who happen to be there or available somewhere in accordance with the research context. Data collection techniques using literature studies. The data analysis technique uses multiple linear regression analysis methods, t test, f test, and determination test. The results showed that taste affects the decision to buy coffee products, price affects the decision to buy coffee products, and service quality affects the decision to buy coffee products.

Effects of the German Minimum Wage on Wages and Household Income

Abstract This article examines the effects of the introduction of the statutory minimum wage on the distribution of individual income from wages, as well as gross and net means-weighted income of workers in Germany. For the first time, data from the Survey of Income and Consumption was used, in which incomes are recorded in great detail. Both descriptive findings and the results of Unconditional Quantile Regressions indicate that the incomes of workers in regions with a high level of minimum wage intervention experienced significant increases after the introduction of the minimum wage, ranging into the middle band of the income distribution. Accordingly, the minimum wage has positively influenced the incomes of a large number of employee households.

Consumer Financial Protection Versus Catastrophic Healthcare Expenditure in Zambia

ABSTRACTBackgroundOut‐of‐pocket (OOP) expenses for healthcare are regarded as catastrophic, especially if they account for a substantial amount of a poor household's effective income. This study looks at the frequency and severity of catastrophic healthcare expenditures (CHE) to evaluate the level of monetary safeguarding provided by the present healthcare system in Zambia.MethodsThe study relied on the 2014 Zambia Household Health Expenditure and Utilization Survey, which was carried out in 10 different provinces. The investigated population is divided into quintiles, which divide family units into five groups, each of which represents 20% of the population. The data were analyzed using descriptive statistics, analysis of variance, and pairwise comparisons among the quintiles.ResultsAt 5% level of significance, pairwise analyses of the average of OOP healthcare expenditures as a proportion of non‐food spending reveal that the quintiles have statistically different means. If 10% limit is employed, the concentration index was −0.41, whereas was −0.67. At a 10% limit, the adjusted headcount () is 0.37, and the adjusted overshoot () is 0.15%.ConclusionThe frequency and severity of CHE were negligible during the study period. However, the less fortunate are more susceptible compared to the wealthy to be subjected to the occurrence and severity of CHE. Therefore, policy changes ought to emphasize the protection of the poor and vulnerable to accomplish the goal of universal healthcare (UHC). Finally, research is suggested to include equity and quality in the use of healthcare services.

Association Between the Nutritional Quality of Food Purchases and Household Food at Home Expenditures in Mexico

BackgroundPoor-quality diets are a major risk factor for noncommunicable diseases. Few studies in Mexico have tested whether higher expenditures are needed to purchase high-quality food. ObjectiveThe objective of the study was to assess how dietary quality of food purchases was associated with household food at home expenditures. DesignThis study was a secondary analysis of cross-sectional data from the National Household Income and Expenditure Survey (EncuestaNacional de Ingresos y Gastos de los Hogares [ENIGH] 2018). Participants/settingThe study included 74 469 households with information on food and beverage purchases in Mexico in 2018. Main outcome measuresQuarterly household food at home expenditures by adult equivalent (AE) for all food groups that were scored with the Global Dietary Quality Score (GDQS) for food purchases expressed in dollars/quarterly/AE. Statistical analyses performedAdjusted generalized linear models were used to evaluate the association between GDQS for food purchases (expressed in tertiles: low, mid, and high) and quarterly food expenditures. The analyses were performed at the national level by place of residence and income quintile. ResultsAt the national level, the difference in food expenditures between the high- and the low-GDQS groups was +$13.85/AE. By place of residence, the difference between the high- and the low-GDQS groups was +$17.31/AE in urban and +$5.12/AE in rural areas. For income quintile 1 (lowest), there was a statistical difference of –$4.79/AE and +$43.25 for quintile 5 (highest). ConclusionsQuality of food purchases can be associated with higher or lower expenditures depending on the specific food purchased. High GDQS is associated with lower expenditures among the lowest-income households as they purchase less expensive options compared with high-income households.

Cash holding by consumers: The role of the perceived characteristics of money

AbstractThis study examined why consumers who typically pay electronically at points of sale still carry cash and explained the inertia of demand for cash by considering the additional (perceived by consumers) characteristics of cash. The research was motivated by the growing discussion on why cash, despite the increasing importance of e‐payments, remains a significant part of the demand for money. The study focused on psychological factors and consumers' perceptions of certain features of cash, which make it an attractive additional option for precautionary reasons, and therefore, explored beyond the typical discussion of money as a means of payment. The structural equation modeling based on data collected as part of a survey of Polish consumers was used to verify the hypotheses. It was revealed that cash becomes a reserve solution for consumers, which is kept “just in case” to expand the scope of personal freedom and flexibility in making payments and protect against various potential restrictions and threats related to e‐payments. Consumers' holding of cash as an additional option depends on three key factors: attitude toward cash, particularly the flexibility it offers, unusual purchasing situations, and perceived card or mobile payment risk, considered as a moderator. In the debate on the future of cash, the study supports the position that cash has a place in the modern payment system, although it plays a different role. Cash is a supportive backup solution. Eliminating cash significantly reduces consumer welfare.

The potential contributions of bouillon fortification to meeting micronutrient requirements among women and preschool children in Senegal: A modeling study using household consumption and expenditure survey data.

To reduce micronutrient deficiencies, Senegal mandates the fortification of refined oil with vitamin A and wheat flour with iron and folic acid. Expanding Senegal's large-scale food fortification programs to include fortified bouillon could help fill the remaining gaps in dietary micronutrient requirements. Using 7-day household food consumption data collected between 2018 and 2019, we assessed the potential contributions of bouillon fortified with vitamin A (40-250μg/g bouillon), folic acid (20-120μg/g), vitamin B12 (0.2-2μg/g), iron (0.6-5mg/g), and zinc (0.6-5mg/g) for meeting micronutrient requirements of women of reproductive age (WRA; 15-49 years old) and children (6-59 months old). Most households (90%) reported consuming bouillon, including poor and rural households. At modeled fortification levels, bouillon fortification reduced the national prevalence of inadequacy by up to ∼20 percentage points (pp) for vitamin A, 34 pp (WRA) and 20 pp (children) for folate, 20 pp for vitamin B12, 38 pp (WRA) and 30 pp (children) for zinc, and ∼8 pp for iron. Predicted reductions in inadequacy were generally larger among poor and rural populations, especially for vitamins A and B12. Our modeling suggests that bouillon fortification has the potential to substantially reduce dietary inadequacy of multiple micronutrients and could also help address inequities in dietary micronutrient inadequacies in Senegal.

Marketing mix analysis of JOSS organic rice based on consumer acceptance

Abstract The Special Region of Yogyakarta has the potential to develop organic rice, both from organic rice production and the organic rice market. JOSS Organic Rice is a superior organic rice product in the Special Region of Yogyakarta because it is a pilot project in the Kulon Progo Regency Government program. This research aims to analyze consumer preferences and marketing strategies based on the marketing mix for JOSS (Jatisarono Organik Sehat Sejahtera) Organic Rice market in Yogyakarta. Consumer preferences refer to people or groups’ personal likes, desires, and tendencies when they choose between various goods, services, or experiences. Marketing mix consists of four attributes, there are attributes product, price, place and promotion. Marketing mix analysis is carried out using descriptive analysis, using a combination of primary and secondary data analysis methods to identify factors that influence the analysis of each variable in the marketing mix. Primary data was obtained through direct surveys of consumers, while secondary data was obtained from previous research, regional statistical data and company data. The result of research shows that consumer preferences for JOSS organic rice are still dominant in product attributes and affordable price attributes. Based on marketing mix analysis, it shows that organic rice consumers in the DIY region prefer product attributes that have a bright white bright white color with total 36 consumers (76.6%) and rice which has a high level of rice integrity with total 44 consumers (93.6%). Place attributes of rice are easy to get in shops and supermarkets. Affordable price attributes and many price choices according to packaging weight. Organic rice is placed at the introductory stage in the product life cycle. It is hoped that the results of this research will provide important insights for JOSS Organic Rice producers and other organic rice business actors to pay more attention to the current condition of their products so they can implement more effective and sustainable marketing strategies to support growth. organic rice industry in the Special Region of Yogyakarta.

Innovation, Disruption and Consumer Harm in the Buy Now Pay Later Industry: An Empirical Study

‘Buy now pay later’ (‘BNPL’) has been described as ‘an Australian fintech growth story’, an innovative and disruptive financial product that has fundamentally changed the global market for consumer credit. Providers assert that BNPL promotes financial inclusion, allowing consumers to avoid the fees and interest associated with other, more expensive financial products. Yet critics maintain that BNPL is too readily accessible and that it can cause serious hardship, particularly for low income earners. This article is the first scholarly empirical study to focus on low income earners’ use of BNPL. It draws on a series of focus groups with consumer advocates and an online survey of consumers who have used BNPL, either alone or in conjunction with payday loans or pawn loans. Drawing on this data, the authors evaluate the Commonwealth Government’s current proposal to regulate BNPL more stringently, under the National Consumer Credit Protection Act 2009 (Cth).

The Influence of Green Awareness, Environmental Knowledge, Attitudes, And Subjective Norms, On The Purchase Intention Of Tote Bags As Environmentally Friendly Products

This study examines the relationship between environmental knowledge, product awareness, attitudes, subjective norms on consumer purchase intentions for tote bags as environmentally friendly products in Surabaya. The type of research used is quantitative research through a consumer survey approach. The sampling technique used was purposive sampling. Data collection is done by survey method through google form filled in by respondents. The research sample used was 150 respondents who had bought and used tote bag products in the Surabaya area. In this study, the test used in statistical analysis is hypothesis testing with PLS-SEM (Partial Least Square Structural Equation Modeling) software and WarpPLS 7.0. Based on the management results, (1) Environmental knowledge has a significant effect on Purchase Intention; (2) Product Awareness has a significant effect on Purchase Intention; (3) Attitude has a significant effect on Purchase Intention; and (4) Subjective Norms have no significant effect on Purchase Intention.

Kano 모델에 의한 굿즈 디자인 소비자 선호도 연구

Dunhuang goods are a medium for the inheritance and promotion. Cultural consumption has become an important activity to meet the needs of spiritual culture. The purpose of this study is to analyze the consumer needs for Dunhuang products using the Kano model, understand the current status of Dunhuang products, and provide optimization directions for product design. Literature and cases are analyzed to form a framework, and the Kano model is used to see the relationship between demand and purchase satisfaction with consumer surveys, and new designs are proposed with the help of generative AI to improve consumers' experience. The research shows that in the design and development of goods, cultural factors should be prioritized while reflecting consumer needs. According to the better-worse coefficient, regional characteristics, cultural codes, and practicality are the requirements that best meet consumer expectations. Through the analysis of the design of Dunhuang goods, this study suggests design directions according to consumer needs and provides scientific basis and reference.

SOCIAL EFFICIENCY OF SMALL AND MEDIUM-SIZED BUSINESSES IN THE CONTEXT OF SANCTIONS PRESSURE

The article examines the social effectiveness of small and medium-sized businesses in the context of economic sanctions. The analysis of the impact of sanctions on the operational activities of small and medium-sized businesses is carried out, as well as the change in their social role during the period of sanctions pressure is considered. The study examined entrepreneurs’ perception of economic sanctions and adaptation strategies. A consumer survey was conducted to assess the changing social role of small and medium-sized businesses before and after the imposition of sanctions. Data on the dynamics of employment in the small and medium-sized business sector have been collected and analyzed.

Study on the Impact of Packaging Design Elements and Perceived Value of Sugar-Free Tea Beverages on Consumer Purchasing Behavior

Purpose: This study aimed to assist brands in understanding market trends and consumer expectations accurately and guide targeted adjustments and innovations in the packaging design of sugar-free tea. Research design, data, and methodology: This study conducted an online survey of mainland Chinese consumers from May 5 to 14, 2024, collecting 412 valid responses. SPSS 26.0 and AMOS 23.0 were used for data analysis and structural equation modeling. Results: According to the study, among the packaging design elements and perceived value dimensions of sugar-free tea, information clarity, and cultural value were the most influential, while visual aesthetics and health value had the least impact. In addition, satisfaction was found to mediate the relationship between packaging design, perceived value, and purchasing behavior. Conclusions: Compared to the elegant and sophisticated designs, eco-friendly packaging that is clear in information and incorporates cultural elements, health concepts, and emotional factors significantly enhances consumer satisfaction, promoting purchasing behavior.

Economic hardship and the role of cost in childcare decisions: An exploratory study

The high cost of US childcare has become burdensome to most families with young children, yet little is known about how childcare costs shapes parental childcare decisions. This study addresses a critical gap in knowledge by examining how economic hardships shape parental childcare decisions, along with the individual and community characteristics associated with the influence of cost on childcare decisions. Guided by the accommodation model and family stress model, we used data from a statewide consumer survey in Iowa to conduct the first known study to examine associations between household constraints (i.e., economic hardships) and respondent reports that cost influenced their childcare decisions at least once in the previous year (i.e., systemic barriers to childcare). As hypothesized, each form of economic hardship was associated with increased odds of cost influencing childcare decisions. Our logistic regression demonstrated that every standard deviation increase in our financial stress scale resulted in a 110% increase in the odds of cost influence, while each additional experience of material hardship (out of 16) increased the odds of cost influence by 10%. Additionally, we identified demographic variations, with cost playing a more prominent role for people who were Hispanic/any race, unemployed, and were between the ages of 18- to 34-years old. Overall, findings demonstrate that economic hardships are constraints that, coupled with systemic barriers like cost, shape childcare decisions across demographic groups, communities, and income brackets. Findings also suggest the need for more public support to alleviate the costs of childcare among all families, such as expanding childcare subsidies or funding the provision of care, which may mitigate the risk of negative outcomes associated with economic hardship.

The Influence of Objective Financial Well-Being on Life Satisfaction

In recent years, the importance of financial well-being as the ultimate goal of financial education is still increasing throughout the world. Financial well-being refers to the ability to maintain the current and desired standard of living in the present and in the future together with financial freedom. We examine the relationship between the objective well-being (as captured by the liquidity ratio, the debt-to-asset ratio, the debt-to-income ratio) and self-assessment life satisfaction using Household Financial and Consumption Survey’s data (HFCS) from Slovakia in 2017 and 2021. We found a positive relationship for the liquid ratio and a negative relationship for the debt-to-asset ratio with the life satisfaction across the entire observation period. The negative debt-to-income ratio was confirmed only in 2021. Gender, age, education, financial literacy and employment status also had a significant impact on household’s life satisfaction.

Market development for an invasive fish species: Blue catfish in the Chesapeake Bay, US

This research investigated market development for invasive blue catfish from the Chesapeake Bay, US. A small number of interviews with seafood processors and a large online survey of seafood consumers in the US Mid-Atlantic and Southeast (n = 1010) were used to understand factors influencing demand. The survey included a choice experiment to elicit consumer preferences for blue catfish in comparison to substitute seafood products and tested the effects of providing various types of information. Processors noted broad industry concerns related to labor availability and input costs and felt that expansion of the blue catfish market depended upon increasing consumer awareness and product familiarity. Consumer surveys revealed only one-third of respondents had consumed wild-caught blue catfish, though another third indicated they would be willing to try it. In the choice experiment, providing information on production method and product origin were found to increase consumer demand across seafood products. For blue catfish, providing additional information increasing consumer product familiarity or detailing the harmful ecological effects also increased demand. Mean consumer willingness-to-pay for blue catfish was estimated to be $9.70/lb, but increased to $22/lb in an information-rich scenario. These findings suggest a large potential market for invasive blue catfish in the US Mid-Atlantic and Southeast, with demand dependent on consumer product familiarity.

Evaluating Japanese Milk and Export Promotion Strategies in Hong Kong: An Analysis based on Consumer Survey

Evaluating Japanese Milk and Export Promotion Strategies in Hong Kong: An Analysis based on Consumer Survey

Digital financial inclusion and household energy poverty: Evidence from China

This paper examines the impact of digital financial inclusion (DFI) on household energy poverty. We develop a simple theoretical model to explain the energy poverty alleviation effect of DFI. Using multidimensional household energy consumption survey data, we find that DFI reduces the incidence of household energy poverty by about 33.5 % and the intensity of energy poverty by 24.6 %, driven mainly by improvements in energy efficiency and an increase in household off-farm work, resulting in a stronger role in rural and low-income groups. However, the threshold model demonstrates that the Internet and digital tools are a prerequisite for this pro-poor energy effect to be realized. Notably, DFI, while exhibiting spatial spillover effects, exacerbate energy poverty in neighboring areas due to the siphoning effect.

ПЕРСПЕКТИВИ РЕАЛІЗАЦІЇ КОНЦЕПЦІЇ КОРПОРАТИВНОЇ СОЦІАЛЬНОЇ ВІДПОВІДАЛЬНОСТІ БІЗНЕСУ УКРАЇНИ В УМОВАХ ВОЄННОГО СТАНУ

This article analyzes corporate social responsibility (CSR) of businesses in Ukraine under martial law conditions. It explores the theoretical understanding and practical application of CSR in crisis situations, emphasizing the interaction of enterprises with society and their responsibility towards it. The aim of the research is to theoretically conceptualize corporate social responsibility of businesses and analyze the practical aspects of implementing the CSR concept by Ukrainian businesses during war. Research methods include the analysis of scientific literature, empirical methods, and content analysis of company websites, which allows for identifying and assessing the content of CSR initiatives. The results show that in wartime conditions, CSR takes on a more pragmatic and focused character, oriented towards supporting military efforts and infrastructure recovery, moving beyond conventional corporate reports and standards. The article defines CSR as an integral element of company management that integrates economic, ethical, ecological, and social standards into business development strategy on the basis of voluntariness and responsibility for the impact of actions on society and the environment, with the aim of ensuring sustainable development and the well-being of stakeholders. A comprehensive sociological survey of managers, employees, and consumers is proposed to determine the level of CSR in business as a whole, not just in large companies. Keywords: corporate social responsibility, martial law, social initiatives, community restoration, humanitarian demining.

In Healthy Pathways of Dietary Changes, a Very Rapid Reduction of Red Meat Is Possible, but Specific Diet Changes Are Required for Full Reduction—A Graph-Based Analysis

BackgroundAlthough reducing meat consumption is becoming increasingly popular in Western countries, such a transition to a sustainable diet may pose some nutritional risks. ObjectivesWe aim to analyze the pathways for reaching a low-meat healthy diet and the changes in other food categories needed to rapidly decrease total red meat consumption. MethodsWe used a recently developed method based on graph theory to represent all possible pathways of stepwise changes that avoid nutritional deficiencies toward a target healthy diet. Initial and target diets were defined as the daily consumption of 33 food groups. For each sex, 3 initial diets were taken from the French representative survey third individual and national study on food consumption survey as the mean observed diet and low (first quintile) and high (fifth quintile) meat consumption. Target diets were identified using multicriteria optimization to minimize the long-term health risk (HR) of chronic diseases while ensuring nutritional adequacy. The Dijkstra algorithm was used to identify the optimal pathways between the initial and target diets, with the aim of reducing meat consumption as quickly as possible and thus minimizing long-term HRs. ResultsUnprocessed red meat was easily minimized in the first steps of the pathways regardless of sex and initial level of meat consumption. However, processed meat could only be decreased later and required prior changes such as increases in fruit, vegetables, and oily fish. During total red meat minimization in females, securing adequate intakes of bioavailable iron had the most substantial impact on the other dietary changes needed. ConclusionsImmediate reduction of red meat consumption is possible on the pathway to a healthy diet that avoids any nutrient deficiency. However, early increases in fruit, vegetables, and fish are required before minimizing total red meat early in the diet.

Dissecting household carbon and energy inequality: A decade's insight into regional disparities and urban-rural dynamics in China

Substantial inequalities exist in carbon and energy footprints across households in China, due to variations in income and consumption patterns. Examining these inequalities and their driving factors amid the rapid economic and energy transition is crucial for making informed climate policies. Here, we investigate the variations and driving factors of household carbon and energy inequality across urban and rural areas and ten income groups in China during 2007–2017 by employing the environmentally extended multiregional input–output approach and national household consumption survey data. The results reveal that urban regions tend to exhibit higher carbon and energy footprints, coupled with greater inequality, compared to rural regions. The carbon and energy inequalities in the less developed provinces are mainly attributed to urban-rural differences, whereas in the more developed provinces, intra-urban differences play a dominant role. The carbon and energy inequality declined in China during 2007–2017. We argue that the reduction in carbon and energy inequality in China can be attributed to footprints increases in rural regions, a trend that should be carefully considered in future low carbon development policy formulation.