Concept Of Islamic Economics Research Articles

Penganggaran dan Pembiayaan Pendidikan yang Efektif dan Efisien

In several ways, the sharia accounting system is different from conventional accounting. However, there are axiomatic technical similarities between the two. By using descriptive qualitative methods, this research aims to provide the author with an understanding of accounting theory and practice in Islamic economics. The research results show that the perspective of accounting science in Islamic economic practice focuses on the use of an accounting system that is in accordance with sharia principles, which prioritizes truth, accuracy and fairness. Surah Al-Baqarah verse 282 emphasizes clear and accurate transaction recording, the use of honest writers, financial accountability, zakat, and transparency and fairness in accounting. The results of this research conclude that there are many ways to see the economic implications of Islam today. First, Islamic economics must adapt to technological changes because they have influenced the way people think and act. Second, the history of Islamic economics has changed in the modern era, and third, Islamic economics is now real and relevant with the development of digital technology. Fourth, the concept of Islamic economics is based on the Koran and Sunnah. Compared to Conventional Accounting: Sharia accounting systems differ from conventional accounting in several key aspects. However, there are axiomatic technical similarities between the two.

Peran Zakat dalam Perekonomian di Indonesia

This study aims to analyze the role of zakat in Indonesia's economy, particularly as a strategy for poverty alleviation. Zakat, as one of the instruments in Islamic economics, has significant potential to support economic and social development. Although zakat plays an important role in societal welfare, its realization and management still face various challenges. This study uses a qualitative method with a literature review approach, analyzing literature from various sources related to fiscal policy, zakat, and Islamic economic concepts. Through this research, it is hoped that a deep understanding of the effectiveness of zakat policies and their contribution to poverty alleviation in Indonesia can be obtained. The findings of this study are expected to provide recommendations for improving the optimization of zakat management in Indonesia.

Pemberdayaan Ekonomi Masyarakat Desa Bilebante Berbasis Desa Wisata Perspektif Ekonomi Syari’ah

This study explores the implementation of Islamic economic concepts in community empowerment at DWH Bilebante. Through a qualitative approach, the research identifies that DWH Bilebante integrates values such as divinity, prophethood, governance, justice, and accountability in their efforts to enhance economic and social well-being of the community. These concepts not only emphasize fairness in the distribution of resources and opportunities but also promote honesty, transparency, and responsibility in economic activities. The study demonstrates that this approach successfully creates a balanced environment between material gain and spiritual well-being, fostering economically and socially resilient communities.

Marketing Strategies Of Processed Cassava Businesses In Improving Community Welfare Islamic Economic Review (Case Study Of Cempedak Lobang Village)

This research aims to explore the Cassava Business Development Model in Improving Community Welfare with an Islamic Economic Approach in Cempedak Lobang Village. Descriptive qualitative methods and interviews were used to highlight the application of Islamic economic concepts which emphasize partnerships and sharing risks and benefits, strengthening inclusiveness and sustainable local economic development. The SWOT analysis highlights the strengths, weaknesses, opportunities, and threats related to developing a cassava business in Cempedak Lobang Village, including abundant natural resources, community involvement, lack of infrastructure, and market opportunities for organic cassava products. In addition, S-O (Strengths-Opportunities) Strategy is an approach that utilizes the internal strengths of an entity to pursue existing external opportunities. In the context of cassava business development in Cempedak Lobang Village, the S-O strategy can be applied to maximize the positive potential of the village and utilize it to take advantage of emerging opportunities. Threats may arise from market competition and climate change. By considering these factors, the cassava business development model in Cempedak Lobang Village can be improved to achieve better prosperity for the local community.

Application of Islamic Economic Concepts as a Role Model in Increasing the Wooden Furniture Business in Bengkalis

Application of Islamic Economic Concepts as a Role Model in Increasing the Wooden Furniture Business in Bengkalis

Critical Review of Islamic Economic Thoughts Based on the Perspective of Three Schools (Mazhab): Iqtishaduna, Mainstream, and Alternative-critical

Islamic economics is a science that combines economics with the principles of Shariah. The development of Islamic thought and economics started from the time of Rasulullah SAW, Sahabat until today. Regarding how the concept of Islamic economics is, three mazhabs have different views, namely: Iqtisaduna Mazhab, mainstream mazhabs, and critical alternative mazhabs. This article aims to understand the views of Islamic economics in all the three mazhabs mentioned above. The three mazhabs have different backgrounds in criticizing the concepts of socialist and capitalist economics. The Iqtishaduna mazhab was pioneered by Baqir al-Sadr, this mazhab chose to replace the economic term with ‘iqtishaduna’. Mainstream mazhabs approach Western economic thought with an open heart and mind, not necessarily rejecting it completely; therefore, there needs to be filtering and refinement of economic concepts; while the alternative-critical mazhab is a spirit of criticism that invitesnot only socialists and capitalists who are are criticized, but also Islamic economic thought should be criticized, because this mazhab argues that Islam must be true, but Islamic economics is not necessarily true. Keywords: Islamic economics, Iqtishaduna, mainstream, alternative-critical

A Refutation of a Mosque Serving as a Zakat and Economic Centre During Prophethood

A mosque is a sacred place designated for the exclusive use of the Muslim community. In accordance with Indonesian and Malaysian scholars, mosques during the time of Prophet Muhammad (peace be upon him) functioned as economic and zakat hubs. This appears to defy the prophetic teaching that prohibits any commercial activity from taking place in a mosque. Therefore, this research will investigate these claims. This study using genetic methodology and assess them based on historical methodology utilising hadith literature. The study’s findings contradict the belief that the mosque served as an economic and zakat distribution (charitable donations) hub during the time of Prophet Muhammad (peace be upon him). No evidence from hadith or Islamic historical perspective substantiates either of the arguments. The scholars have not found any indication of a report or hadith associating the mosque as a hub for zakat. As for the economy centre, a genetic method revealed that experts had cited a statement indicating that the mosque served as a hub for developing Islamic economic concepts and systems instead of a trading centre. According to several evidence from the hadith, a mosque is more correctly described as a social welfare centre.

Pendapat Bagi Hasil Tabungan IB Muaamalat Prim Terhadap Tingkat Kepuasan Nasabah

Sharia banking is basically a development of the concept of Islamic economics, especially in the financial sector, which was developed as a response from economic groups and Muslim banking practitioners in the form of accommodating pressure from various parties who want financial transaction services carried out in line with moral values ​​and principles. Islamic sharia. Based on the Basic Banking Law Number 7 of 1992, which was reaffirmed by the issuance of Republic of Indonesia Law Number 10 of 1998, the type of sharia banking is Bank Muamalat Indonesia (BMI). Based on Law no. 10 of 1998 concerning banking, what is meant by savings are deposits from which withdrawals can only be made according to certain agreed conditions. The profits obtained by savers with this scheme are in the form of prizes, the amount of which is in accordance with the policies of each Sharia Bank. Savers who want a higher investment can choose the iB Muamalat Prima savings type with a profit sharing scheme. The research focus includes: 1) What is the influence of IB Muamalat Prima savings on the level of customer satisfaction at BMI KCP Sumenep? 2) What influence does IB Muamalat Prima's savings have on the level of customer satisfaction at BMI KCP Sumenep? In this writing, research is used. This research uses a quantitative approach, where research with a quantitative approach is defined as research where the data is in the form of numbers, taken from the population or samples, data collection using research instruments and analysis using statistical techniques, and aims to test the hypotheses that have been determined. Meanwhile, the type of research used is causality research. This research uses a quantitative approach, namely using statistical data analysis, while its nature is causality, namely cause and effect between two variables using statistical techniques. This research comes to the conclusion 1) Partially, profit sharing income has a significant influence on the level of satisfaction of BMI Kcp customers. Sumenep, this is indicated by the significance value of the profit sharing income variable of 0.000 which is smaller than the α value (0.05). 2) profit sharing income has an influence on the level of satisfaction of BMI Kcp customers. Sumenep was 29.9%, while 70.1% was influenced by other variables outside this research.

Transformasi Paradigma Pembangunan Ekonomi: Membangun Masa Depan Berkelanjutan melalui Perspektif Ekonomi Syariah

This article illustrates a paradigm shift in economic development through the lens of Islamic Economics, with a specific focus on sustainable development. The background involves a profound understanding of global economic challenges and the necessity to construct a sustainable development foundation from the perspective of Islamic economic values. The research aims to analyze the contribution of Islamic Economics in addressing economic imbalances, poverty alleviation, and community empowerment. The research methodology entails an in-depth literature review and a critical analysis of existing development models. The findings of this study indicate that the implementation of Islamic Economic concepts has the potential to foster more inclusive and sustainable economic growth. Factors such as distributive justice, community participation, and environmental sustainability take center stage in shaping Shariah-based economic policies. In this context, the article also identifies innovations and best practices in applying Islamic Economic principles to economic development. The conclusion of this article summarizes that the transformation of the economic development paradigm through the Islamic Economics approach can create a robust foundation for sustainable development. The primary contributions lie in achieving economic justice, community empowerment, and environmental sustainability. Thus, this article makes a significant contribution by providing insights and a new direction for a more holistic and resilient approach to economic development.

Peran Kebijakan Fiskal Dalam Mengevaluasi Zakat Sebagai Upaya Menyikapi Kemiskinan Di Indonesia

This research aims to evaluate the role of zakat in reducing poverty levels in Indonesia with a focus on fiscal policy. Islam teaches that poverty stems from unequal access to basic needs, and zakat is considered a potential instrument in overcoming social and economic inequality. Even though the government has made efforts to overcome poverty, the poverty rate in Indonesia is still high. This research uses qualitative methods with a library research approach to analyze literature related to fiscal policy, zakat, and Islamic economic concepts. The research results show that zakat has a positive impact in reducing poverty, especially through providing business capital. However, implementing zakat in Indonesia requires an evaluation of fiscal policy, and low public trust in zakat institutions is an obstacle. Therefore, the role of supportive, transparent and efficient fiscal policies in zakat management is very important to increase the impact of zakat in alleviating poverty.

MAKNA “AL-IQTIṢÂD ” DAN KORELASINYA DENGAN EKONOMI KONTEMPORER (TELA’AH AYAT-AYAT EKONOMI)

Many communities still misconception the concept of Islamic economics. In fact, a significant portion of the Muslim population itself is somewhat unfamiliar with the terms associated with Islamic economics. The terms "Qaṣd" or "al-Iqtiṣâd," which form the basis for translating economics in Islam, remain a subject of debate among experts. The definition of "Qaṣd" or "al-Iqtiṣâd" serves as the foundation for the economic thought of scholars. The Islamic economic system is derived from the Qur'an, serving as the fundamental basis for Muslims. This research utilizes a qualitative descriptive approach, employing normative analysis and falling under the category of literature-based research. The study focuses on examining the fundamental meaning of economics in Islam and its correlation with contemporary economics. The results from data analysis and discussions indicate: 1) The meaning of "Qaṣd" or "al-Iqtiṣâd" in the Qur'an has four dimensions, namely simplicity, straightness, moderation (justice), and proximity (not too distant). 2) The concept of contemporary Islamic economics implies that the Islamic economic system is grounded in Sharia to construct the worldview of individuals, policies, and goals different from the dominating capitalist and sociological (communist) economic systems. 3) The correlation of the terms "Qaṣd" or "al-Iqtiṣâd" with contemporary economics is inherent in the Islamic economic system itself, which should ideally be ingrained in economic activities and be based on values or divine norms as the foundation for all aspects of life. When divine norms or values serve as the foundation, balance and prosperity in both the worldly and the hereafter can be achieved.

ISLAMIC ECONOMIC STRATEGY FACES GLOBAL RECESSION IN THE PERSPECTIVE OF DAKWAH

The threat of a global economic recession in 2023 is a concern for many countries, including Indonesia, which is affected by the continuing conflict between Ukraine and Russia. Food crises and budget deficits are serious problems in various countries today. The Financial Services Authority (OJK) reports that economic recessions generally occur when gross domestic product (GDP), unemployment rate, and economic growth decline for two consecutive quarters. In addition, inflation is inevitable, and central banks in various countries are also raising interest rates aggressively. All this resulted in major problems that would be difficult to overcome without the concept of Islamic economics. To understand the concept of Islamic economics, massive da'wah efforts by da'is are needed. They must continue to improve their understanding of Islam, both in terms of ubudiyah and muamalah. Their da'wah material is expected to be an inspiration and solution to overcome various problems faced by the people. The purpose of da'wah is to change people's attitudes and behavior for the better, both individually, family, and society, so that their way of thinking and way of life change for the better. In the economic context, the balance between supply and demand, the circulation of money as a medium of exchange, and the production activities of basic necessities are important keys. Islamic economic da'wah promotes this balance and promotes economic justice. The role of the Islamic economy is expected to be an intermediary in production activities, so that the real sector of the economy can run balanced and fair, even in the face of economic crisis or recession.

The Importance of Sharia Economy in Religious Moderation

Research is motivated by the emergence of economic actors when conducting transactions without paying attention to the principle of justice as religious believers. Thus arose the division of the religious ummah. In fact, in the Islamic economy, one of the attitudes that need to be developed in transactions is mutual respect or not discriminating between Muslims and non-Muslims. The author tries to conceptualize the importance of the sharia economy in religious moderation. Islamic economic principles, such as justice, Amanah, and mutual respect will be developed in peace. The problem raised in this study is how the basic concept of Islamic economics in building the lives of Muslims and non-Muslims. As well as the importance of the Islamic economy in religious moderation. Whether the Islamic economy is at odds with the application of religious moderation. The research method used in this scientific work is descriptive qualitative. The author tries to explain the importance of the Islamic economy in religious moderation. The approach used is phenomenology. Where the author himself experiences and feels how important the Islamic economy is in the concept of religious moderation. A number of results obtained by the author include how important the Islamic economy is in religious moderation. To create peace and tranquility respecting each other's fellow religious believers must be the basic foundation in everyday life. In carrying out economic activities, sharia concepts will not be complete without being accompanied by religious moderation. Both Muslims and non-Muslims must be aligned in carrying out economic activities. This is in line with the basic principles of Islamic religious teachings and the sunnah of the Prophet Muhammad SAW. The time of the great prophet Muhammad SAW also practiced mutual respect in trading. Prophet Muhammad SAW never forbade carrying out economic activities with non-Muslims. It signifies that Islam justifies religious moderation in the economy

ANALISIS PELAYANAN DAN HARGA TERHADAP KEPUASAN KONSUMEN PRODUK PANGAN BEKU PERSPEKTIF EKONOMI ISLAM DI DC FROZEN FOOD ROGOJAMPI BANYUWANGI

This research was conducted to answer the formulation of the problem: (1) How is the Analysis of Service Quality and Price in Achieving Consumer Satisfaction in Purchasing Frozen Food Products at DC Frozen Food.id Rogojampi Banyuwangi? (2) What is the review of the Islamic Economic Perspective on Service Quality and Price in Achieving Consumer Satisfaction in Purchasing Frozen Food Products at DC Frozen Food.id Rogojampi Banyuwangi? The method used in this research is qualitative research with descriptive research type. Data collection techniques used are interviews, observation, and documentation related to the formulation of the problem. The first conclusion, service determines consumer satisfaction. They are very happy when these employees are always friendly and responsive when consumers come who want to shop and buy frozen food products. Meanwhile, on the other hand, price is very decisive, because frozen food products tend to have affordable prices and according to their quality and benefits. Second, viewed from the perspective of Islamic Economics that is service quality, Islam views that DC Frozen Food.id Rogojampi in running its business has provided good service and is in accordance with the principles of Islamic Economics which is based on the Qur'an and hadith. And the price set by DC Frozen Food.id Rogojampi is in accordance with the concept of Islamic economics, namely the principle of justice. Like and like from both parties or willingness and there is no coercion and no one is harmed from both parties (dzolim). Meanwhile, setting prices is in accordance with the concept of Islamic economics.

Konsep Pembayaran Upah Jasa Pembajak Sawah di Desa Aek Bonban Kecamatan Aek Nabara Barumun Dalam Ekonomi Islam

Based on the results of research conducted that: (1) The concept in Islamic economics is something promised and paid by tenants as compensation or payment for the benefits they enjoy. In principle, anything that can be used as a medium of exchange in buying and selling may be used for payment in wages. In addition, wages must be something of value and permitted by syara' and the amount must be known. The amount of the prescribed wages is known by both parties, both in terms of rent and wages. An appropriate reward according to syara' is something of value and there is pleasure between the two parties. (2) The concept of Islamic economics regarding the payment system for rice field plowing services in Aek Bonban Village, Aek Nabara Barumun District, is in accordance with Islamic economic theory. The land owner gives the plowman's wages at the promised time. For every job of plowing a field, the owner of the field immediately gives his wages. There is a small portion that pays wages later or even after the harvest, but there is no intention to delay or prolong the payment of wages. Even so, this can be understood by both parties, because financially the owner of the rice field must be able to pay wages, and usually. this has been agreed before. because it has fulfilled the pillars and conditions of wages. where in the agreement made between the owner of the rice field and the rice farmer contains the amount of wages and the time of payment of the wages. So that there is no element of fraud in it that can harm either party.

PRAKTIK PERTANIAN PADI MENGGUNAKAN METODE BAGI HASIL DALAM PERSPEKTIF EKONOMI ISLAM

The practice of sharing agricultural products in Majasih Village, Sliyeg District, Indramayu Regency is known as "Sewan Sawah" in Islamic economics this activity is known as muzara'ah or mukhabarah. This profit-sharing practice contains elements of mutual help. Someone who owns land but does not have the opportunity to cultivate his land and on the other hand a cultivator has the ability and opportunity but does not have land to manage, so there needs to be cooperation between the two. The focus of this research is the practice of sharing agricultural produce or "Sewan Sawah" in Majasih Village, Sliyeg District, Indramayu Regency.
 This research method is a qualitative research with a normative approach. The data source for this research is primary data which the researchers obtained by interviewing land owners, sharecroppers and community leaders. For data processing and analysis techniques, namely data analysis by Miles and Huberman, namely data collection, data reduction, data presentation and drawing conclusions. While testing the data using data triangulation techniques and theoretical triangulation. The results of the study show that the practice of sharing agricultural products implemented by farming communities in Majasih Village, Sliyeg District, Indramayu Regency, is not contrary to the concept of Islamic economics, even though they make agreements and Karangwangikatan are not carried out in written form, this is influenced by a sense of shared trust and a sense of kinship as a form of social responsibility. In general, the agricultural profit-sharing system applied by the farming community of Majasih Village, Sliyeg District, Indramayu Regency, namely profit-sharing with a ratio of one-half to one-half and one-third to one-third, such a profit-sharing ratio was also practiced at the time of Rasulullah SAW.

DISKURSUS EKONOMI ISLAM IBNU TAIMIYAH

In addition to syumuliyah (perfect), Islam is a religion that includes harakiyah (dynamic). Islam is a religion that completes all previous beliefs so that it is called perfect, so that all aspects of life are regulated according to its provisions, both those that are aqidah or muamalah. It is known that in the rules of muamalah, Islam regulates in great detail various kinds of human behavior that interact with each other in meeting the needs of life in the world. Thus it guides the market and mechanisms that cover all its principles. In the Khazanah of Islamic Economic Thought, the scholar Ibn Taimiyah studied economics in depth. Including his views on markets, prices, justice, and various other economics. This research uses descriptive qualitative research where the researcher directly examines the books of Ibn Taimiyah and other supporting literature. In this study, researchers found several Islamic economic concepts, namely fair prices/in accordance with the provisions, market mechanisms, and price regulations. Where according to Ibn Taimiyah has several different explanations according to Islamic economic thought.Keywords: Islamic Economics, Ibn Taimiyah, Market Mechanism

In Search of Ummah Welfare Model: The Revitalisation of Sharia Economic Law in Indonesia

Sharia economic law in Indonesia has been revitalised through legal unification and codification to improve national economic development. In this context, the Sharia economy has become a guideline in every transaction. Therefore, people must understand the Islamic economic concept to create maslahah (goodness) in every aspect of life. Sharia economic law is not a new system, as it has been implemented since the era of the Prophet. However, there is a need for adjustment in the implementation of the Sharia economic law from time to time to enable it responding the current development. This study employs qualitative inquiry, using library research to analyse Sharia economic law's history and legal development. Legal documents used include state laws and regulations, the regulations of the Bank of Indonesia, the fatwa of DSN-MUI, and others. This paper argues that the revitalisation of the Sharia economic law in Indonesia is in line with the efforts made by the predominantly Muslim population to conserve and develop the system. This includes non-legalised and legalised implementation of the Sharia economic system, such as Sharia banking. Furthermore, the system does not contradict the value of Pancasila and the 1945 Constitution’s pillars of the Unitary State of the Republic of Indonesia. Sharia economic law, prioritising moral and religious principles, has proven to create maslahah and become a solution to the economic crisis. This was shown by the survival of Sharia banks during the 1998 economic crisis, maintaining the Sharia-standardised contract to create justice in society.

Review Of Cryptocurrency Based On Sharia Economic Law

<em>cryptocurrencies still often clash with applicable law, not least with sharia economic law because Indonesia has a majority Muslim population, so sharia review in the use of cryptocurrencies is essential, so in this case, the Indonesian Ulema Council issued an unlawful fatwa regarding the use of cryptocurrencies both as currency. or as a digital asset. This study aims to analyze and explain cryptocurrencies based on the provisions of Islamic economic law in their use in money or as digital assets, using normative juridical research methods. The results of this study found that the use of cryptocurrencies has two functions, namely as currency and digital investments, but the use of cryptocurrencies clashes with the concept of Islamic economics because cryptocurrency has elements of dharar, ghrara, and qimar, also the idea of money in cryptocurrency clashes with the concept of money in Islam.</em>

PRAGMATISME RASIONAL PERKEBUNAN INTI RAKYAT DENGAN MODEL MUDARABAH DALAM MENDUKUNG PENINGKATAN PENDAPATAN MASYARKAT DALAM PANDANGAN EKONOMI SYARIAH: PERKEBUNAN SAWIT


 
 
 
 Rational pragmatism in the context of smallholder plantation, especially in the palm oil industry, is highly relevant in enhancing community income through an Islamic economic approach. The Mudarabah model, an Islamic economic concept where capital is jointly managed between investors and entrepreneurs with profit-sharing, can serve as the foundation to support income growth in this sector. The application of Mudarabah principles allows small farmers or plantations to partner with core entities or investors. Farmers provide land and labor, while the core company supplies capital in the form of technology, seedlings, and technical guidance. The profit from the harvest is then shared as agreed upon, with the profit distribution based on previously agreed-upon proportions. This enables small farmers or plantations to gain access to capital, technology, and a broader market through partnerships with core companies. As a result, they can improve production yields and the quality of palm oil. The profits obtained from increased production will be shared between both parties according to the Mudarabah agreement. Beyond income enhancement, this approach also encourages risk-sharing between both parties. With mutually beneficial advantages, this model strengthens economic inclusion, empowers farmers, and supports Sharia-compliant economic principles without burdening them with high debt. With a pragmatic and rational approach underlying the Mudarabah model in the palm oil plantation, it can serve as a strong foundation to support fair and sustainable community income enhancement within the framework of Islamic economics.