A device called a heat exchanger is used to exchange heat transfer between two fluids with different temperatures. Because of its durability and ability to handle high-pressure application, the concentric double pipe heat exchangers are widely utilized for numerous industrial applications. To conserve pumping power energy, many researchers were involved in study of the nanoparticles to be embedded in the fluid, which will enrich the fluid thermal conductivity and surface area. This article demonstrates the flow characteristics and convective heat transfer of nanofluids containing 0.2, 0.4 and 0.6 of vol% TiO2 nanoparticles dispersed in water under turbulent conditions, which mainly can be used for cooling nuclear reactors applications. Reynolds numbers varying from 4000 to 18,000 are examined numerically. The convective heat transfer coefficient results of the nanofluid agree well against experimental data, which are slightly more than that of base water at 1.94%. The results of the numerical model showed that the convective heat transfer coefficient of nanofluids will increase when the Reynolds and volume fraction increases. By increasing the temperature of the annular hot water, the heat transfer rate will increase, showing no major impact to the convective heat transfer coefficient of nanofluids. A generalised solution predicting the convective heat transfer coefficient for extensive nanoparticle materials is proposed. The conclusion of the empirical equation is tested among published data and the results are highly congruent, confirming the strength of the gamma equation.