Commercial Banking Services Research Articles

Sterling Bancshares, Inc. (TX)

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)Sterling Bancshares is a bank holding company that provides commercial and retail banking to small‐ to mid‐sized businesses and consumers, mainly in the Houston, Dallas and San Antonio metropolitan areas through its full service banking centers. Co.'s commercial and consumer banking services include demand, savings and time deposits; commercial, real estate and consumer loans; merchant credit card services; letters of credit; and cash and asset management services. Co. also facilitates sales of brokerage, mutual fund, alternative financing and insurance products through third party vendors. As of Dec 31 2007, Co. had total assets of $4.54 billion and total deposits of $3.67 billion.

Wells Fargo & Co.

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Wells Fargo is a financial holding company that provides retail, commercial and corporate banking services through banking stores in 23 states. Co. also provides other financial services through subsidiaries engaged in various businesses, mainly: wholesale banking, mortgage banking, consumer finance, equipment leasing, agricultural finance, commercial finance, securities brokerage and investment banking, insurance agency and brokerage services, computer and data processing services, trust services, investment advisory services, mortgage‐backed securities servicing and venture capital investment. As of Dec 31 2007, Co. had assets of $575.44 billion and deposits of $344.46 billion.

Webster Financial Corp (Waterbury, Conn)

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Webster Financial, through its Webster Bank subsidiary and various non‐banking financial services subsidiaries, delivers financial services to individuals, families and businesses throughout southern New England and eastern New York State. Co. also offers equipment financing, commercial real estate lending, asset‐based lending, and insurance premium financing on a regional or national basis. Also, through Webster Bank, Co. provides commercial banking, retail banking, consumer financing, mortgage banking, trust and investment services through 181 banking offices, 343 automatic teller machines and its internet website As of Dec 31 2007, Co. had total assets of $17.20 billion.

1st Source Corp.

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)1st Source, through its subsidiary, 1st Source Bank and First National Bank, Valparaiso, provides commercial and consumer banking services, trust and investment management services, and insurance to individual and business clients through 83 banking center locations in 17 counties in Indiana and Michigan. Through its 1st Source Bank Specialty Finance Group subsidiary with 24 locations across the U.S., Co. provides financing services for new and used private and cargo aircraft, automobiles and light trucks for leasing and rental agencies, medium and heavy duty trucks, construction equipment, and environmental equipment. As of Dec 31 2007, Co. had total assets of $4.45 billion.

Valley National Bancorp

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Valley National Bancorp is a bank holding company. Co.'s principal subsidiary, Valley National Bank, provides a range of commercial and retail banking services, including: the acceptance of demand, savings and time deposits; extension of consumer, real estate, Small Business Administration loans and other commercial credits; equipment leasing; and personal and corporate trust, as well as pension and fiduciary services. In addition, Co. owns 100.0% of the voting shares of VNB Capital Trust I, through which it issued trust preferred securities. As of Dec 31 2007, Co. had total assets of $12.75 billion, and total deposits of $8.09 billion.

Cullen/Frost Bankers, Inc.

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Cullen/Frost Bankers is a financial holding company. Co., through its subsidiaries, provides commercial and consumer banking services, as well as trust and investment management, investment banking, insurance brokerage, leasing, asset‐based lending, treasury management and item processing services throughout various markets in Texas. Co. serves a range of industries including, among others, energy, manufacturing, services, construction, retail, telecommunications, healthcare, military and transportation. As of Dec 31 2007, Co. had consolidated total assets of $13.49 billion, and total deposits of $10.53 billion.

M & T Bank Corp

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)M&T Bank is a bank holding company. Through its M&T Bank and M&T Bank, National Association subsidiaries, Co. is engaged in providing individuals, corporations and other businesses, as well as institutions with commercial and retail banking services, including loans and deposits, trust, mortgage banking, asset management, insurance and other financial services. As of Dec 31 2007, M&T Bank had 704 banking offices located throughout New York State, Pennsylvania, Maryland, Delaware, New Jersey, Virginia, West Virginia and the District of Columbia, plus a branch in George Town, Cayman Islands. As of Dec 31, 2007, Co. had total assets of $64.88 billion and total deposits of $41.27 billion.

Chemical Financial Corp.

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)Chemical Financial is a financial holding company. Through its subsidiary bank, Chemical Bank, Co. provides various commercial banking services including, deposits, business and personal checking accounts, savings and individual retirement accounts, time deposit instruments, electronically accessed banking products, residential and commercial real estate financing, commercial lending, consumer financing, safe deposit box services, access to insurance products and corporate and personal trust and investment management services. As of Dec 31 2007, Co. had total assets of $3.75 billion, with 129 banking offices and two loan production offices in 31 counties across Michigan's lower Peninsula.

S.Y. Bancorp, Inc.

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)S.Y. Bancorp is a bank holding company with two subsidiaries, Stock Yards Bank & Trust Co. (the Bank) and S.Y. Bancorp Capital Trust I, a statutory business trust with no business operations. At Dec 31 2007, the Bank provided commercial banking services in the Louisville Metropolitan Statistical Area, Indianapolis and Cincinnati via 28 banking offices. In addition to traditional commercial and personal banking activities, the Bank provides trust and investment services, originates and sells single‐family residential mortgages, as well as provides securities brokerage services and life insurance products. At Dec 31 2007, Co. had total assets of $1.48 billion and deposits of $1.11 billion.

Wilmington Trust Corp. (DE)

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)Wilmington Trust is a financial holding company that is engaged as a relationship management company. Co.'s operations are comprised of three businesses: Regional Banking, which offers commercial banking services; Corporate Client Services, which serves institutional clients and provides trustee, agency, and administrative services in jurisdictions in the U.S., the Caribbean, and Europe with legal, tax, and creditor protections; and Wealth Advisory Services, which offers financial planning, investment counseling, asset management, fiduciary, trust, estate settlement, private banking, tax preparation, mutual fund, broker‐dealer, insurance, business management, and family office services.

Glacier Bancorp, Inc. (New)

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)Glacier Bancorp is a regional multi‐bank holding company providing commercial banking services from 94 banking offices in Montana, Idaho, Wyoming, Utah and Washington, as at Dec 31 2007. Co. is engaged in providing a range of banking products and services which include transaction and savings deposits, commercial, consumer, and real estate loans, mortgage origination services, and retail brokerage services. Co. serves individuals, small to medium‐sized businesses, community organizations and public entities. As of Dec 31 2007, Co. had total assets of $4.82 billion and total deposits of $3.18 billion.

Synovus Financial Corp.

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Synovus Financial is a registered bank‐holding company. Co. provides financial services including banking, financial management, insurance, mortgage and leasing services via 37 wholly‐owned bank subsidiaries in five southeastern states as of Dec 31 2007. Co.'s bank subsidiaries provide commercial banking services, including commercial, financial, agricultural and real estate loans, and retail banking services, including demand and savings deposits; making individual, consumer, installment and mortgage loans; safe deposit; leasing; automated banking; automated fund transfers; Internet based banking; and bank credit card services. As of Dec 31 2007, Co. had assets of about $33.00 billion.

Fulton Financial Corp. (PA)

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Fulton Financial is a multi‐bank financial holding company with 11 wholly owned banking subsidiaries: Fulton Bank, Swineford National Bank, Lafayette Ambassador Bank, FNB Bank N.A., Hagerstown Trust Company, Delaware National Bank, The Bank, The Peoples Bank of Elkton, Skylands Community Bank, Resource Bank and The Columbia Bank, as well as two financial services subsidiaries, Fulton Financial Advisors, N.A., and Fulton Insurance Services Group, Inc. Through its banking subsidiaries, Co. provides a range of retail and commercial banking services across central and eastern Pennsylvania, Delaware, Maryland, New Jersey and Virginia. As of Dec 31 2007, Co. had total assets of $15.92 billion.

Suffolk Bancorp

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Suffolk Bancorp is a bank holding company. Through its subsidiary, Suffolk County National Bank (the Bank), Co. provides banking services to its commercial and retail customers in Suffolk County, on Long Island, NY. The Bank provides a line of domestic, retail, and commercial banking services, and trust services. The Bank's primary lending area includes all of Suffolk County, NY, and a limited number of loans or loan‐participations in the adjacent markets of Nassau County and New York City. The Bank also serves as an indirect lender to the customers of several automobile dealers. As of Dec 31 2007, Co. had total assets of $1.47 billion and total deposits of $1.14 billion.

BancFirst Corp. (Oklahoma City, Okla)

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)BancFirst is a financial holding company. Co.'s subsidiary, BancFirst (the Bank), provides retail and commercial banking services that include: commercial, real estate, agricultural and consumer lending; depository and funds transfer services; collections; and retail brokerage services for individual and corporate customers. Co. also owns 100.0% common securities of BFC Capital Trust II, a Delaware Business Trust, 100.0% of Council Oak Partners LLC, an Oklahoma limited liability company engaging in investing activities, and 100.0% of Wilcox & Jones, Inc., an Oklahoma business corporation operating as an independent insurance agency. At Dec 31 2007, Co. had total assets of $3.74 billion.

Webster Financial Corp (Waterbury, Conn)

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Webster Financial, through its Webster Bank subsidiary and various non‐banking financial services subsidiaries, delivers financial services to individuals, families and businesses throughout southern New England and eastern New York State. Co. also offers equipment financing, commercial real estate lending, asset‐based lending, and insurance premium financing on a regional or national basis. Also, through Webster Bank, Co. provides commercial banking, retail banking, consumer financing, mortgage banking, trust and investment services through 181 banking offices, 343 automatic teller machines and its internet website As of Dec 31 2007, Co. had total assets of $17.20 billion.

Security Bank Corp

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)Security Bank is a bank holding company. Through its wholly‐owned subsidiaries, Security Bank of Bibb County, Security Bank of Houston County, Security Bank of Jones County, Security Bank of North Metro, Security Bank of North Fulton, and Security Bank of Gwinnett County (collectively known as the Banks), Co. is engaged in providing community banking services. The banks provide a range of retail and commercial banking products and services, as well as investment management and financial planning services through its wholly‐owned subsidiary, CFS Wealth Management. As of Dec 31 2007, Co. had total assets of about $2.83 billion and total deposits of approximately $2.30 billion.

Valley National Bancorp

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Valley National Bancorp is a bank holding company. Co.'s principal subsidiary, Valley National Bank, provides a range of commercial and retail banking services, including: the acceptance of demand, savings and time deposits; extension of consumer, real estate, Small Business Administration loans and other commercial credits; equipment leasing; and personal and corporate trust, as well as pension and fiduciary services. In addition, Co. owns 100.0% of the voting shares of VNB Capital Trust I, through which it issued trust preferred securities. As of Dec 31 2007, Co. had total assets of $12.75 billion, and total deposits of $8.09 billion.

Sterling Bancshares, Inc. (TX)

AbstractCommercial Banking (MIC: SIC: 6022 NAIC: 522110)Sterling Bancshares is a bank holding company that provides commercial and retail banking to small‐ to mid‐sized businesses and consumers, mainly in the Houston, Dallas and San Antonio metropolitan areas through its full service banking centers. Co.'s commercial and consumer banking services include demand, savings and time deposits; commercial, real estate and consumer loans; merchant credit card services; letters of credit; and cash and asset management services. Co. also facilitates sales of brokerage, mutual fund, alternative financing and insurance products through third party vendors. As of Dec 31 2007, Co. had total assets of $4.54 billion and total deposits of $3.67 billion.

Sandy Spring Bancorp

AbstractCommercial Banking (MIC: SIC: 6021 NAIC: 522110)Sandy Spring Bancorp is the holding company for Sandy Spring Bank and its principal subsidiaries, Sandy Spring Insurance Corporation, The Equipment Leasing Company, and West Financial Services, Inc. Co. focuses its lending and other services on businesses and consumers in the local market area. Through its subsidiaries, Co. provides a range of leasing, insurance, and investment management services. As of Dec 31 2007, Co. provided a range of commercial banking, retail banking and trust services through 42 community offices in Maryland and Virginia. As of Dec 31 2007, Co. had total assets of $3.04 billion and total deposits of $2.27 billion.