Case Study Of Bank Research Articles

Interpretable machine learning model for shear wave estimation in a carbonate reservoir using LightGBM and SHAP: a case study in the Amu Darya right bank

The shear wave velocity (Vs) is significant for quantitative seismic interpretation. Although numerous studies have proved the effectiveness of the machine learning method in estimating the Vs using well-logging parameters, the real-world application is still hindered because of the black-box nature of machine learning models. With the rapid development of the interpretable machine learning (ML) technique, the drawback of ML can be overcome by various interpretation methods. This study applies the Light Gradient Boosting Machine (LightGBM) to predict the Vs of a carbonate reservoir and uses the Shapley Additive Explanations (SHAP) to interpret the model. The application of ML in Vs estimation normally involves using conventional well-log data that are highly correlated with Vs to train the model. To expand the model’s applicability in wells that lack essential logs, such as the density and neutron logs, we introduce three geologically important features, temperature, pressure, and formation, into the model. The LightGBM model is tuned by the automatic hyperparameter optimization framework; the result is compared with the Xu-Payne rock physics model and four machine learning models tuned with the same process. The results show that the LightGBM model can fit the training data and provide accurate predictions in the test well. The model outperforms the rock physics model and other ML models in both accuracy and training time. The SHAP analysis provides a detailed explanation of the contribution of each input variable to the model and demonstrates the variation of feature contribution in different reservoir conditions. Moreover, the validity of the LightGBM model is further proved by the consistency of the deduced information from feature dependency with the geological understanding of the carbonate formation. The study demonstrates that the newly added features can effectively improve model performance, and the importance of the input feature is not necessarily related to its correlation with Vs

Pengaruh Inflasi dan Tingkat Suku Bunga terhadap Market Share dengan Dana Pihak Ketiga Sebagai Variabel Intervening pada Bank Syariah di Indonesia: Studi Kasus Bank Umum Syariah di Indonesia Periode 2017-2021

This study aims to analyze or determine the effect of inflation and interest rates on market share with third party funds as intervening variables in Islamic banks in Indonesia (Case Study of Islamic Commercial Banks for the 2017-2021 Period). The population used is all Islamic Commercial Banks in Indonesia and registered with the OJK for the 2017-2021 period. Using a saturated sample technique, namely monthly reports of Islamic Commercial Banks in Indonesia for the 2017-2021 period. The type of data used is secondary data. The data analysis technique used in this study using SPSS 20 consists of Descriptive Statistical Analysis, Classical Assumptions Test, Hypothesis, Multiple Regression Analysis, and Path Analysis Test. The results of this study indicate that: (1) Inflation has a negative effect on market share (2) Interest rates have an effect on market share. (3) Inflation has a significant effect on Market Share through Third Party Funds. (4) Interest rates have no effect on market share through DPK. (5) Inflation and interest rates have a positive and significant effect on market share simultaneously. (6) Inflation and interest rates have a significant effect on market share through third party funds.

Impact Digital Banking Development on the Business Efficiency: A Case Study of Commercial Banks in Vietnam

Objective: The article's goal is to explore the policy factors affecting the development of digital banking to improve the business efficiency of commercial banks and policy recommendations for developing digital banking services. Method: The study applied qualitative and quantitative approaches to process data through SPSS 20.0 and Amos software. The authors surveyed 750 staffs working for 25 commercial banks in Vietnam. This study used descriptive statistical tools, measuring scales with Cronbach's Alpha for structural equation modeling (SEM). Results: the article's value is to measure the policy factors affecting the development of digital banking to improve the business efficiency of commercial banks. From that,. The article's novelty has three key factors influencing the development of digital banking and business efficiency, with a significance of 1.0 percent. Conclusions: The Fourth Industrial Revolution substantially impacted all aspects of life, and the outbreak of the Covid-19 pandemic worldwide catalyzed the demand for services. The digital platform has been increasing rapidly. As one of the fields that soon caught up with the change of technology, banks quickly approached, changed their business models, organized business, and provided innovative products and services to bring about innovative products and services. Finally, the study's original is to support policymakers and managers of banks in developing digital banking.

A DESK REVIEW OF EMPLOYEE TRAINING ON ORGANIZATIONAL PRODUCTIVITY IN THE BANKING SECTOR

This study was done to examine the relationship between employee training and organizational productivity in the banking sector, a case study of Co-operative Bank, Githurai Branch. The study was guided by these four research objectives; examining the effect of employee induction on organizational productivity within the Co-operative Bank, Githurai Branch, Kenya, determining the effect of on-the-job training on organizational productivity within the Co-operative Bank Limited, Githurai Branch, Kenya, determining the effect of employee motivation on organizational productivity within the Co-operative Bank Limited, Githurai Branch, Kenya and examining the effect of employee job satisfaction on organizational productivity within the Co-operative Bank Limited, Githurai Branch, Kenya. A cross-sectional research survey was conducted. The target population consisted of employees working at the Co-operative Bank of Kenya Limited, Githurai Branch. I used Simple random sampling techniques. The size of the sample that was ascertained was 18 using the total sampling technique. The source of data that was used was Primary sources of data. A stratified random sampling was used to determine the sample size of the 18 respondents. The researcher performed Pearson's correlation and a regression test so as to determine the relationship between the variables under analysis. The data was analyzed with the use of the Statistical Package for Social Sciences (SPSS) software, 25th version. Descriptive statistics and inferential statistics were used to analyze quantitative data. Frequencies and percentages were employed to provide descriptive statistics. The findings were presented in tabular form. The outcome or other the results of the study helped in revealing whether the variables in the study statistically or positively correlated with organizational productivity. The study therefore recommends the banking sector to come up with suitable employee training practices that help in enhancing organizational productivity. Also, further research can be carried out so as to determine other variables that are aligned with employees’ training practices among the banking sector, organizations, and companies. Another similar study can be conducted aiming at the public sector for comparison purposes.<p> </p><p><strong> Article visualizations:</strong></p><p><img src="/-counters-/soc/0057/a.php" alt="Hit counter" /></p>

Examining the influence of motivation on employees' productivity: A case study of first bank of Nigeria Plc, Head Office, Lagos Nigeria

Motivation for a bank worker refers to the internal and external factors that drive an individual employed in a banking industry to engage in their work with enthusiasm, dedication, and a sense of purpose. It involves the underlying reasons and incentives that influence an employee to perform their job tasks effectively and contribute to the overall success of the bank. Motivated bank workers are more likely to be proactive, innovative, and productive, which can lead to enhanced customer service, increased efficiency, and better organizational performance. The study extensively explored the correlation between motivation and employees' performance, with a particular focus on the Head Office of First Bank of Nigeria Plc in Lagos. Employing a survey research design, the research involved a purposive sampling technique to carefully select a sample size of forty (40) participants. Data collection employed a well-structured questionnaire, and subsequent analysis encompassed the utilization of frequency tables, simple percentages, and the chi-square test. The outcomes derived from the analysis revealed a significant connection between motivational factors and employees' performance within the organizational context. Consequently, the study's recommendations underscored the importance of ensuring robust motivation for the workforce at First Bank. By implementing efficacious motivational strategies, the bank has the potential to elevate employee performance levels and cultivate a more productive and thriving work milieu.

DILEMMAS OF BANK ACTIVITIES UNDER ECONOMIC UNCERTAINTY – SELECTED EXAMPLES FROM THE POLISH MARKET DURING THE PANDEMIC PERIOD

The paper discusses the issue of identifying selected aspects of banking sector activity in Poland under conditions of economic uncertainty. In terms of time scope, the conditions of the pandemic were taken into account, including the years 2018-2020. In an attempt to identify the most important business dilemmas of banking, the case study of PKO BP bank has been selected for analysis. Based on its own research, it was noted that the year 2020, precisely because of the coronavirus pandemic, somehow forced sectoral changes in the financial enterprise management. The study verified the hypothesis that the bank’s overall financial performance is affected not only by management decisions, but also by external factors that are difficult to predict. Institutional decisions of the central bank and the government are also a consequence of macroeconomic uncertainty. It was noted that as a result of the National Bank of Poland’s monetary policy in 2020, the evaluated bank PKO BP reported, compared to 2019, a financial loss (almost -3.0 billion PLN), including: a decrease in general revenues (-9.05%), as well as a decrease in interest income due (-6.90%). Finally, based on the descriptive analysis and the discussion of the study results, the most important conclusions and recommendations were formulated.

Moral economy, performative materialism, and political rhetorics of sustainability accounting

Using the concepts of ‘moral economy’ and ‘performative materialism’ in a case study of a Sri Lankan bank that has received awards and commendations for its sustainability reports, this study explores and theorises moral contradictions of how sustainability is enacted in a corporate setting. Its specific empirical observation reveals how enacting sustainability involves four key elements: redefining corporate morality, mattering morality, objectifying morality through accountability, and valorising morality in a moral market. While attaching a new morality to corporate profits, these elements enable greenwashing to get institutionalised as a celebrated and rewarded business practice. This research contributes to critical accounting studies by empirically explaining how a new set of moral practices, objects, and markets are constructed in the name of sustainability reporting and by illustrating how the theoretical notions of moral economy and performative materialism can shed light on critiquing the ways sustainability reporting regimes are constructed.

Time Banking as an Alternative Social Movement: A Case Study of Time Banks in the United Kingdom

This research investigates dynamics of time banking as an alternative social movement against current conventional economic system. This research examines internal elements (motives, consolidation processes, and resource mobilizations) as well as external elements (campaign processes, social dynamics, and impacts) of Time Bank across United Kingdom. This research seeks to explain the dynamics of Time Bank as a multitude to become alternative for current conventional economy. This study uses case study approach, especially in United Kingdom. The method used in this study is qualitative method. Resource data obtained through interviews and literature studies. The research's purpose is: abstracting the dynamics of Time Bank across United Kingdom as a multitude, and then elucidates Time Bank's opportunities &; challenges for their future developments.

E-Banking Services by Commercial Banks in Nagpur District: A Comprehensive Analysis (2019-2022)

The advent of virtual generation has converted the banking sector globally, revolutionizing the way monetary offerings are brought to customers. This paper delves into the realm of e-banking services furnished by using commercial banks in Nagpur District, exploring the extent to which these institutions have embraced technological improvements to cater to the evolving wishes in their clients. The targets of this examine are to evaluate the impact of e-banking on both clients and banks, examine the demanding situations and risks related to digital banking, and examine the projects undertaken by means of industrial banks in Nagpur District to sell e-banking services. The paper examines the forms of e-banking offerings offered, which includes on line banking, mobile banking, ATM services, digital fund transfers, and e-wallets. It delves into the benefits of these offerings, including comfort, accessibility, value-effectiveness, and more desirable protection. Furthermore, the take a look at discusses the security measures implemented to protect consumer information and economic transactions within the virtual space. In reading the projects taken via business banks, the studies delve into the strategies employed to sell financial inclusion via e-banking, thereby reaching the unbanked and under banked populations. It investigates the efforts made to beautify monetary literacy and teach clients on making use of e-banking offerings successfully. Whilst e-banking brings forth severa blessings, the paper also acknowledges the challenges faced, consisting of protection threats, digital illiteracy, and connectivity issues in rural regions. The observe highlights the role of the Reserve bank of India (RBI) in regulating e-banking offerings and making sure compliance with facts protection necessities. Drawing upon case studies of prominent commercial banks in Nagpur District, the studies evaluate customer adoption charges, pride tiers, and the effect of e-banking on the banks' basic efficiency and profitability. In the long run, this paper gives a complete evaluation of e-banking services by commercial banks in Nagpur District, losing mild at the position of generation in remodeling the banking panorama. Via studying the successes and challenges faced by using those establishments, the look at provides treasured insights for policymakers, banks, and stakeholders in shaping the future of e-banking offerings within the place.

Decoupling Hand in Hand with Internationalisation: A Case Study of a Chinese Bank

Decoupling Hand in Hand with Internationalisation: A Case Study of a Chinese Bank

Role of Digitalization in Upgrading Bank Performance: A Case Study of HDFC Bank

Digitalization is the slang which is most commonly and frequently used. Now a days, in the banking industry, it has transformed the phase of paper based banking into digital banking by introducing digital platform of banking services like UPI, NEFT etc.. Digital world is simply termed as bits and bytes flowing in the network that made our life easier than ever. The digital platform provides all types of banking facilities to their customers by just a click away. The digital banking has helped to develop a sense of faithfulness and less human error. Through digitalization banks such as HDFC Bank provide a plethora of services, be it account opening, money transfer, online trading etc.. Thus the paper presents an analytical view of digitalization advancement in the bank and the performance of the bank after implementing digital services.

Is the Banking and Financial System Changing the Social and Political Global Dimension?

This paper aims to demonstrate how banking and financial centres, which are not formal political decision-makers, are gaining a growing and significant role in the social and political dimension. By focusing on the contemporary dominance of banks and financial centres, as opposed to an unduly narrow focus on their vital role in the interactions between nations, this study contributes to the much-needed conversation about the influence of non-State players in the social and political dimension. The case studies of banks involved in State and inter-State policy will be analysed using the theoretical framework presented in this thesis. The case study of PNB Paribas, which was allegedly involved in the Sudan war in 2002, by influencing political decision-makers and, as a result, changing political outcomes, will receive the majority of attention.

Breaking the glass ceiling: gender equality practices in a Japanese bank

PurposeThis study aims to explore the mechanism of the relationships between financial and non-financial outcomes and gender equality through a case study of a Japanese bank that has consistently pursued gender equality.Design/methodology/approachA single case study was adopted to explore the outcomes of promoting gender equality. Primary data were collected from 12 semi-structured interviews. Data were analysed by rereading and coding the interview responses coded to generate themes.FindingsThrough governance reform in Company A, women have been placed in top management positions and the number of female managers has increased, allowing frontline intentions to be reflected in decision-making. The increased number of female managers has led to a decrease in female turnover, men taking parental leave, improved training of female managers and the recruitment of excellent new graduates. The appropriate allocation of jobs to female managers and employees also meets customer needs and has led to increased sales. Finally, involvement of female employees in product development in male-dominated workplaces brings women’s experiences and perspectives to product development, resulting in the development of products that are favoured by customers.Originality/valueThis study determined the mechanism behind the relationships between financial and non-financial outcomes and gender equality, based on agency, upper echelons, resource dependence, institutional and social role theories. It also contributes to gender equality research methodology by providing compelling qualitative stories of gender equality outcomes to increase a company’s commitment to promoting gender equality.

Do income diversification and capital adequacy affect liquidity creation? A case study of commercial banks in Kenya

Do income diversification and capital adequacy affect liquidity creation? A case study of commercial banks in Kenya

THE BINDING FORCE OF FATWA: Case Study of Islamic Banks' Adherence to the Fatwa on Gifts in Fund Raising

THE BINDING FORCE OF FATWA: Case Study of Islamic Banks' Adherence to the Fatwa on Gifts in Fund Raising

Empowerment of commercial banks and its impact on organizational creativity: A case study of commercial banks in the northern region of Jordan

This study aims to determine the effect of managerial empowerment of commercial banks on organizational creativity. Data were gathered from employees of commercial banks in Jordan's northern area using questionnaire methodology. Statistical Package for the Social Sciences (SPSS) software was used to analyze the data. This study was conducted in the first quarter of 2022, which is a short period of time. As the study focuses on commercial banks in Jordan's northern area, it may be difficult to generalize the findings to non-commercial institutions. Additionally, senior and middle management staff from commercial banks were included in the study sample. The findings will provide investors and business owners with valuable and practical guidance for using management empowerment techniques in commercial banks to gain more organizational advantages. The results showed a statistically significant effect at the α ≤ 0.05 level of significance for administrative empowerment with the dimensions of delegation of authority, teamwork, shared information, freedom, and independence. In conclusion, managerial empowerment gives employees a better awareness of how to use the management's creative activities in the framework of achieving the specific benefits of managerial support.

Organizational Culture, Board of Management Commitment, and Effectiveness of Enterprise Risk Management: A Case Study of Commercial Banks in the Southeast of Vietnam

Organizational Culture, Board of Management Commitment, and Effectiveness of Enterprise Risk Management: A Case Study of Commercial Banks in the Southeast of Vietnam

Innovation and Change from A Multi-level Paradoxical Perspective in a Highly Formalized Organization

ABSTRACT In organizations, paradoxical tensions exist and can have an impact at each managerial level. Building upon a multi-level lens, this research aims to investigate the underlying paradoxical perceptions of innovation and change at different managerial levels in a Jordanian bank case study. Using a qualitative approach, ‘nuanced interpretations’ were explored, yielding fresh insights. The findings suggest the contradictions and complexities of external environmental changes, demonstrating that senior managers are constantly battling to manage change. Middle managers are split into two groups: those who value change and those who prefer traditional methods. While operational managers recognize the importance of change, it is not as critical as following rules and procedures. This study contributes to the concept of paradox theory by revealing contradictions throughout an organization’s hierarchy and adding to the body of knowledge on formalized organizations by identifying how contradictions emerge in practice. Further, it contributes to managerial practice by revealing how organizational contradictions and tensions stymie change and paves the way for future research. MAD statement This study aims to Make a Difference (MAD) by exploring the underlying paradoxical perceptions of change at various managerial levels, with an emphasis on perceived contradictions as part of organizational change. Building on evidence from a case study of a highly formalized organization. This study focuses on research investigating paradoxes and contradictions in change processes, which laid the groundwork for analyzing previously obscured organizational paradoxes and contradictions. To that purpose, this study shifts the basis of paradox and contradiction to the perspectives of participants, adding to managerial practice by illuminating how organizational contradictions can inhibit change.

Corporate Zakat in Perspective of Stakeholder Theory: A Case Study of Islamic Rural Banks

In Indonesia, potential sources of zakat are grouped into three parts: potential zakat from individual or family groups, potential zakat from companies/industry, and from the results of deposits of zakat funds stored in banks. This study analyzes corporate zakat from the stakeholder theory's perspective with primary and secondary data from Islamic rural banks in the Special Region of Yogyakarta. The data analysis used qualitative from interviews and quantitative descriptive approach from the company report. Conclusions are drawn by describing secondary data, which is deepened through interviews with the directors of Islamic rural banks and relating them to stakeholder theory. The results of this study indicate that corporate zakat is in line with stakeholder theory because it positively impacts the performance of Islamic rural banks in Yogyakarta. Meanwhile, the muamalah approach to corporate zakat law has opened space for ijtihad against zakat law. Another conclusion states that Islamic rural banks that run zakat will improve business performance because the social approach can maintain stronger business relationships.

Application of Business Technology in Management: A Case Study of Using Technology Innovation to Improve Business Operational Efficiency and Effectiveness

This research focuses on the application of business technology in management, specifically examining a case study of a conventional bank in Sukabumi. The objective of the study is to explore the use of technological innovation to increase the efficiency and effectiveness of business operations at the bank. The research methodology involves a comprehensive analysis of the technological innovations implemented, their impact on customer service and transaction processing, and the overall organizational performance. The findings reveal that the bank has successfully implemented online banking platforms, a mobile application, and advanced ATMs, resulting in improved customer service, streamlined transaction processing, and enhanced organizational performance. The study contributes to the existing literature by emphasizing the importance of technological innovation in the banking sector and providing recommendations for banks to optimize their technological investments.