Business Division Research Articles

Internal and External Factors in Developing Farmer Businesses in Pinrang Regency, South Sulawesi Province, Indonesia (Case Study)

This study aimed to identify external and internal factors in community businesses in Alitta Village. The study was conducted in Alitta Village, Mattiro Bulu District, Pinrang Regency in May 2024. The analysis used in this study was a SWOT analysis. The results of the study showed that internal factors are management, finance, human resources, facilities and infrastructure, and legal umbrella while external factors are technology, business partners, government, village potential, community participation and competitors. BUMDes development is carried out with a focus on three main aspects: improving the village economy, developing existing potential, and managing this potential to meet the needs of the local community. Meanwhile, the lack of human resources for BUMDes management, the difficulty of maintaining the agricultural machinery owned and the supply of raw material inputs that are not smooth. Efforts to overcome obstacles through strategy development can be an option to be implemented, namely Increasing product availability, recruiting new members to run each business division and opening independent outlets. Significant impact because gasoline is an important commodity needed by rural communities. Most farmers who rely heavily on water pumps to irrigate their agricultural land. Gasoline supply shortages cause delays and disruptions in the operation of such equipment, hampering agricultural productivity.

UAP Medical Business Division: Recruitment of a Senior Executive

UAP Medical Business Division: Recruitment of a Senior Executive

Implementasi Strategi Penanganan Pembiayaan Bermasalah di Bank Panin Dubai Syariah Surabaya

This study examines how the strategy for handling non-performing financing at Bank Panin Dubai Syariah KCU Surabaya. The analysis method used is qualitative descriptive using a case study approach. Data collection techniques include observation and interviews. The results of the study show that in handling problematic financing, there are two divisions involved in rescue and settlement efforts for customers who experience payment problems. The Business Division (front end) is responsible for rescuing customers who are experiencing payment problems with a delay of less than 90 days by offering strategies such as installment repayment, rescheduling, reconditioning, and restructuring. Meanwhile, if the customer is late in paying more than 90 days from the due date, the handling of the customer will be taken over by the Special Asset Management Division (back end) by taking actions such as total repayment, voluntary surrender, and auction.

Implementation of Employee Attendance with Face Recognition using Waterfall Method in Solo Technopark

In the Business and Technology Incubator Division at Solo Technopark, the existing attendance system presents significant challenges, requiring employees to physically commute to a centralized attendance machine. This process not only reduces work efficiency and productivity but also disrupts the daily workflow, particularly under unfavorable weather conditions or during peak hours. To address these issues, this research proposes the development of an attendance system based on facial recognition technology. This system enables employees to register their attendance directly from their desks using the camera on their laptops, thereby conserving time, reducing physical contact, and enhancing overall workplace hygiene. The system's development follows the Waterfall Method, which is structured into five key stages: communication, planning, modeling, construction, and deployment. Unified Modeling Language (UML) was employed to design the system, which was subsequently implemented for real-time monitoring and management. The findings demonstrate a marked improvement in employee efficiency and productivity, validating the system's effectiveness in a practical setting. The study underscores the potential of facial recognition technology to streamline operational processes and improve the working environment within modern organizations.

Management of Islamic Boarding Schools in Preparing Entrepreneurs at Sheikh Abdurrahman Shiddiq II Islamic Boarding School, Tembilahan, Riau, Indonesia

Entrepreneurship is all activities to create something that can be added value from an economic point of view. In Indonesia, there is a relatively small number of entrepreneurs compared to other nations. For this reason, the younger generation must develop the entrepreneurial sector to contributing to the nation's economic progress. So as students, they need to be prepared to confront the challenges of the era, by instilling entrepreneurial spirits in them so that they can become capital in adapting to the era of disruption. This research focuses on islamic boarding school management in preparing entrepreneurs, as well as the supporting and inhibiting factors at the Sheikh Abdurrahman Shiddiq II Islamic Boarding School on Pelajar Street Tembilahan Riau Indonesia. The purpose of this research is to determine islamic boarding school management practices in preparing entrepreneurs and determine the supporting and inhibiting factors. Data was gathered through observations, interviews, and documentation methods and was presented in a qualitative descriptive. Based on the research results, the following results were obtained: The management of preparing entrepreneurs at Sheikh Abdurrahman Shiddiq II Islamic Boarding School which includes planning, organizing, actuating, and controlling has been effective, but there are specific aspects requiring attention during the evaluation stage. There are four supporting factors include: 1) extensive land, 2) sufficient facilities and infrastructure, 3) enthusiasm from students, 4) and the presence of entrepreneurial role models in the islamic boarding school. There are three inhibiting factors are: 1) budget constraints, 2) lack of transparencyof the local government, 3) lack of harmony between the duties and responsibilities within the Islamic Boarding School Economic Business Division.

Efektifitas Job Satisfaction Dalam Meningkatkan Kinerja Karyawan Pada Divisi Business, Government Dan Enterprise Services PT Telkom Witel Medan

This study aims to analyse the effect of job satisfaction on employee performance at the Business, Government and Enterprise Services Division of PT Telkom Witel Medan. This is motivated by the decline in Telkom's performance as seen from the decline in Indihome Market Share in the last three years. In this case, employee performance can be influenced by many factors, one of which is job satisfaction. When doing their job, positive support directly or indirectly from the company has an impact on the work produced by individuals. So that in fulfilling the required quality, the company provides positive support to support employee satisfaction at work. This research uses a qualitative research method with a descriptive approach. The primary data collection of this research is by conducting interviews and direct observation at the BGES Division of PT Telkom Witel Medan. Then secondary data is obtained from related literature studies. The results showed that job satisfaction has a great influence on improving employee performance in the BGES Division of PT Telkom Witel Medan such as increasing productivity. The results also show that job satisfaction is very effective in influencing employee loyalty to the company.

기업분할 유형 선택에 관한 연구

This study analyzed the factors for selecting the type of corporate divestiture for companies listed on the KOSDAQ market in Korea. The factors that led to the selection of the types of corporate spin-offs, physical divisions, were based on the hypotheses of financial motivation and corporate focusing motivation. After selecting variables related to these two, univariate difference test and binomial logistic regression analysis were performed on the 145 companies that promoted corporate divestitures between 2011 and 2020. First, according to the univariate difference test, the debt ratio(DebtR), operating cash to asset ratio (OCFA), and operating cash flow to sales (OCFS), which are variables for verifying financial motivation, all show significant results, indicating a physical division. It was confirmed that it could be a motivation to promote. However, there was no difference between the two divestiture types in the Herfindahl index (Herfin) and the operating index (OPERD), which are variables for verifying the focusing motivation. Looking at the financial motivation variables in the logistic regression analysis, the debt ratio (DebtR), the operating cash to assets ratio (OCFA) and the operating cash flow to sales ratio (OCFS) showed significant results. eanwhile, among the focusing motivation variables, the Herfindahl index (Herfin) did not show significant results, and only the number of business division (OPERD) showed significant results. Looking at the univariate difference test and logistic regression analysis together, companies that promoted physical spin-off had smaller asset size but higher debt ratio (DebtR) than companies that promoted spin-offs. In addition, the operating cash to assets ratio (OCFA) and operating cash flow to sales (OCFS) ratio were also lower than those of companies that pursued spin-offs. Therefore, companies that have pursued physical division are likely to division for financial motivation reasons rather than corporate focusing motivation.

Analisis Penerapan Prinsip-Prinsip Ekonomi Islam Dalam Bisnis Retail Di Perusahaan PTPN IV Medan

PTPN IV Medan Company is a company operating in the plantation sector in Medan, Indonesia. As a company operating in the business sector, PTPN IV Medan also has a retail business division which is an important part of its operational activities. This research is the result of qualitative research by raising the problem of how to apply Islamic economic principles in the PTPN IV Medan company. This type of research method is qualitative research using a descriptive approach and library research. As for the data sources in this research, the primary data is interviews with related parties, namely employees who work at the PTPN IV Medan company, while the secondary data is data obtained through reports regarding the PTPN IV Medan Company. In this context, it is important to evaluate the extent to which this company applies Islamic economic principles in its retail business. This analysis can also provide insight into the effectiveness and success of implementing Islamic economic principles in the company's retail business.

ANALYSIS OF COST AND REVENUE : EMPIRICAL STUDY OF BUSINESS UNIT WAKAF ANISA BAKERY

The aim of this research was to examine the expenses and revenue of the Annisa Bakery Gontor Putri Campus 1 business division. A qualitative descriptive method was utilized, employing a case study approach at the Mantingan branch of the Annisa Bakery Business Unit located in Ngawi, East Java. Data was collected through financial records encompassing both costs and sales generated during a single production cycle. The findings of this study reveal that the average monthly revenue obtained by the Annisa Bakery business unit amounted to IDR 46,336,500, while the total expenses incurred by the business unit amounted to IDR 18,817,500. Moreover, the analysis indicates that the bread business conducted by the Annisa Bakery business unit is considered feasible, as the R/C ratio exceeds 1, with a value of 3.40.

Entrepreneurship Development of Women Farmers Luhur Lestari Group in RT 01 RW 02 Cipicung Village, Baleendah District, Bandung Regency

The main objective of the entrepreneurship development program at KWT Luhur Lestari is to utilize the potential of existing resources into productive activities that add value to the family economy. The first program was carried out by improving organic waste management, namely composting waste as well as urban farming with the organic tower garden (OTG) method. The second program was to improve culinary business skills in processing crops, especially cassava. So far, most of the crops are sold raw to collectors at low prices or processed into traditional foods. The method applied in implementing this community empowerment program is the participatory approach method, which means that partners are involved in every stage of the activity. The activities carried out are improving food processing skills, training in simple financial administration, and online marketing. Improvement of skills is done by the direct practice of making food so that the food has a good taste, is more interesting, creative, halal and thayyib (good for body health). This empowerment program has succeeded in increasing the entrepreneurship of “sublime sustainable” KWT members. KWT “sublime sustainable” has created a business division, whose members are active in entrepreneurship. Furthermore, assistance is carried out through discussions to overcome obstacles, evaluation of business activities, and food diversification. This empowerment has improved the family economy and KWT.
 Keywords: empowerment, OTG, entrepreneurship

Investment Feasibility Analysis of Container Depot for Sustainable Development: A Case Study on PT. Pelabuhan Indonesia (Persero)

This research aims to analyze the feasibility of container depot investment as a sustainable development objective on the independent variables for the revenue of PT. Pelabuhan Indonesia (Persero) as the dependent variable. The study utilizes secondary data obtained from the company. A descriptive quantitative method and business feasibility analysis technique are employed, considering legal, market and marketing, economic and environmental, technical, management, and financial aspects. The analysis includes Net Present Value (NPV), Internal Rate of Return (IRR), Payback Period (PP), and Profitability Index (PI). The research findings conclude that the feasibility analysis of the container depot contributes to the revenue of PT. Pelabuhan Indonesia (Persero) Regional Jawa. However, revenue sharing has minimal impact on the income of the Property Division and Miscellaneous Business Division compared to lease cooperation. The study suggests that the investment allocation through revenue sharing is more optimal and effective, provided the throughput remains stable. It highlights the importance of thorough analysis and stable market conditions for successful investment decisions in the container depot industry.
 Highlight:
 
 The feasibility analysis of container depot investment contributes to the revenue of PT. Pelabuhan Indonesia (Persero) Regional Jawa.
 Revenue sharing has minimal impact on the income of the Property Division and Miscellaneous Business Division compared to lease cooperation.
 The allocation of investment in the container depot can be more optimal and effective through revenue sharing, provided that the throughput conditions remain stable.
 
 Keyword:
 Investment, Container Depot, PT Pelabuhan Indonesia, Feasibility Analysis, Revenue Sharing.

Mastery of information technology and strengthening collaboration between editors and marketing: Local media strategies for surviving during Covid-19 pandemic

There was a global pandemic with the emergence of the Covid-19 virus from 2019 until 2022. The pandemic affected all aspects of life, including the press/media world. Media crews had been facing tough challenges during the midst of a pandemic situation. Journalists were required to do work in the field to produce quality content. The business division was required to continue to generate revenue for the company in order to produce quality journalistic works. On the other hand, they had to protect themselves from contracting the plague while carrying out their duties with all the challenges and risks. Since the arrival of the Covid-19 pandemic, local media revenue has continued to fall. Newspaper sales dwindled, advertising sales slumped, events could not run. While operational costs were not reduced but instead increased. Local media also had to struggle with their own strategies to survive. Mastery of information technology to strengthen collaboration between the editorial department and the marketing department was the key to succeed

Mekanisme Restrukturisasi Dalam Penyelesaian Pembiayaan Murabahah Bermasalah Pada Bank Sumut Syariah KC Medan Katamso

The purpose of this study is to understand the restructuring mechanism in solving problematic murabahah financing at Bank Sumut Syariah KC Medan Katamso. This research uses descriptive qualitative method. The source of the data obtained and used in this study was obtained directly at the research location at PT Bank Sumut Syariah KC Medan Katamso. This study uses primary data. In addition, in this study, raw data was also collected in the form of secondary data, such as evidence, documents or historical reports, documents, archives, whether published or not. The data collection that the writer did was through observation, interviews and document studies. Observations were made through direct observation at PT Bank Sumut Syariah KC Medan Katamso. Interviews were addressed directly to the Business or Marketing division of PT. Bank Sumut Syariah KC Medan Katamso according to the information needs by answering the questions raised by the author. Document research conducted by the author is in the form of written data or other documents needed by the author. After doing the research, it can be concluded that the North Sumatra Sharia KC Medan Katamso Bank in implementing the restructuring mechanism there are principles that must be followed in resolving problem financing contained in Bank Indonesia Regulations and can be said to be good. The principles applied by Bank Sumut Syariah KC Medan Katamso are in accordance with Bank Indonesia Regulation No. 13/9/PBI/2011 concerning amendments to Bank Indonesia Regulation Number 10/1/PBI/2008 concerning Financing Restructuring for Sharia Banks and UUS. Namely, rescheduling, reconditioning, and restructuring.

The somatosensory and visual systems adaptation times have a strong positive correlation.

CONNIE BURRIS, MARIA MARTINEZ, RAE MOORE, SARAH ZAMZOW, NATALIA OMELCHENKO-COMER, STEM and Business Division, WVNCC, Wheeling, WV, 26003. The somatosensory and visual systems adaptation times have a strong positive correlation. 
 Multiple studies demonstrated that all sensory systems adapt their sensitivity levels to improve their responsiveness to changes in corresponding stimulation and to accelerate following CNS processing. The study aimed to determine if the time of adaptation observed for the somatosensory system correlates with the adaptation time observed for the visual system. The data collection was performed on 2 male and 7 female healthy volunteers (the average age of those was 22.2+/-4.60, 8 right-handed and 1 left-handed) in a seated position. The adaptation time for the somatosensory system was estimated by recording the time of the perception loss after placing a 1 penny coin onto the dorsal hand surface. To evaluate the adaptation time for the visual system the subject was asked to stare at a small pastel color abstract image. The time of the perceived loss for the component of this image was recorded. The average adaptation time for somatosensory perception was 22.0+/-16.15 seconds ranging from 4 to 42 seconds. The average adaptation time for visual perception was 30.7+/-16.04 seconds ranging from 12 to 51 seconds. There was a statistically significant difference between the adaptation time for these modalities of the sensations as determined by paired T-test (t (8) = 3.1, p = .01). However, the correlation analysis demonstrated a strong positive correlation between values (r (8) = 0.86, p = .003). Our data indicate that the times of somatosensory and visual adaptation are strongly correlated. The finding of this study can be used for the development and improvement of neurobehavioral evaluation tests.

Improving Buyer-supplier Relationships: A Supplier's Perspective

Background: Literature review shows there are very few studies looking at the buyer-supplier relationship from the supplier’s perspective. Furthermore, the available studies are largely qualitative research. This gap in quantitative literature leads us to question which and to what extend certain variables influence the preferred customer status from a supplier’s viewpoint. Based on a qualitative literature review, nine variables should be considered in explaining preferred customer status. Objective: This study attempts to find quantitative scientific evidence for variables that can improve buyer-supplier relationships. Methods: The study utilises a supplier survey. Supplier contact details are extracts from the Enterprise Resource Planning software of two production sites within a business division of a large cap multinational healthcare company noted on the SIX Swiss Exchange. In total 2.737 online surveys were sent out and 319 answers received. These answers serve as data to build a multiple linear regression model. Results: The results indicate that the variables explain 41% of the variance (R2adj) of preferred customer status. Our research supports the idea that preferred customer status is significantly influenced by financial attractiveness, corporate social responsibility (CSR), and proximity. The findings suggest that both financial attractiveness and CSR have a positive partial effect on preferred customer status that is diminishing as the independent variables keep increasing, while the positive effect from proximity on preferred customer status is linear. Conclusion: Buyers should be aware of the significance that these three variables hold on their preferred customer status, from a supplier’s viewpoint. Buyers should carefully consider the potential effects of their decisions regarding the generation of sufficient and steady cash flow at the supplier, the risk of an undersized CSR policy, and the value of proximity in a supply chain.

The Influence of Compensation, Flexible Working Arrangement and Organizational Culture on Organizational Performance With Employee Engagement Mediation in Business Division of A Telco Company in Indonesia

The study aims to analyze the factors that will affect organizational performance. Those factors include compensation, flexible working arrangement (FWA), organizational culture and employee engagement. This study will examine the effect of compensation, FWA and organizational culture on employee engagement. Moreover, it will analyze how employee engagement mediates the effect of compensation, FWA and organizational culture on organizational performance. The population in this study accounted for 115 permanent employees in the Business Division of a telecommunication company in Indonesia. The sample consisted of 90 employees using the Slovin formula calculation. The sampling technique used in this study is a simple random sampling technique. The sample was chosen randomly without regard to strata in the population. The research method used is quantitative explanatory with SEM-PLS. According to the analysis of the study, the result has proved that: compensation, FWA and organizational culture have positive and significant effects on employee engagement; compensation, organizational culture and employee engagement have positive and significant effects on organizational performance; FWA has no significant effect on organizational performance; Employee engagement mediates the effects of compensation, FWA and organizational culture on organizational performance.

IMPLEMENTASI PERANGKAT PREDICTIVE DIALING SYSTEM DAMPAKNYA TERHADAP KINERJA TIM FRONTEND PADA UNIT COLLECTION, BNI CARD CENTER

This research is to know how much impact the implementation of the PDS device on team Frontend performance, Collection Unit, BNI Card Center, Card Business Center Bandung. On the other hand, a credit card as a form of unsecured loans bad credit has the potential to give birth. BNI Bank as one of the credit card issuer bank has a Collection unit on the Card Business division of one of its tasks to restore the company's assets that minimize the number of Net-Performing Loans (NPL). To support these tasks, the BNI Card Center management implements Predictive Dialing System (PDS) device.
 In conducting this research, the author uses descriptive research methods Quantitative Analysis. To measure the quality factor of Predictive Dialing System was used Functionality, Usability, Reliability, Performance, and Supportability factor. And to measure Frontend team performance used Kept Account and Kept Payment factor. The Data processing statistics used SPSS 15 for Windows. 
 The Implementation of PDS devices has given a providing impact or effect of 62.1 percent on Frontend team performance, Collection unit, BNI Card Center, Card Business Center Bandung. Based on test results above proved that the implementation of the PDS has a significant impact in increasing the Frontend team performance. The better implementation of the PDS is expected to improve Frontend team performance on Collection unit, BNI Card Center, Card Business Center Bandung, nor vice versa.

Clustering Pelanggan Menggunakan Algoritma K-Means Clustering di 7 MCC (Industry) Credit Card PT Bank CIMB Niaga, Tbk.

Electronics & gadgets, hotels, hospitals, groceries and F&B are the 5 biggest transaction usage at PT Bank CIMB Niaga, Tbk. which focuses on shopping activities using a credit card. The number of customer visits fluctuates so much that it is difficult to determine customer interest in buying a product. The purpose of this study is to identify the characteristics, product categories and merchants in the top 5 MCC (Industry) at PT Bank CIMB Niaga, Tbk. using the K-Means Clustering algorithm. There are three variables, namely customer characteristics, product categories, and merchants. Data processing is assisted by the SPSS V.25 application. Loyal Electronics & Gadgets customers are cluster 2. In addition, hotels also have loyal customers in cluster 6. Loyal Hospital customers are cluster 5. PT Bank CIMB Niaga, Tbk. (Card Business) is the 4th Book Bank in Indonesia which in the Usage Partnership Card Business Division focuses on shopping activities in various industries. The number of customer transactions is very fluctuating, making it difficult to determine customer interest in buying a product. The purpose of this research is to identify the characteristics, product categories and merchants in the top 5 transactions of CIMB Niaga credit card users in Indonesia using the K-Means Clustering algorithm. This article discusses how the grounded theory method is applied in a qualitative research. Qualitative research using the grounded theory method starts from data to achieve a theory and not starting from theory or to test a theory, so that in grounded theory research it is necessary to have various procedures or steps that are systematic and well planned. The qualitative research procedure using the grounded theory method consists of several stages, namely: a) the problem formulation stage, 2) the theoretical study application stage (if necessary), 3) the data collection and sampling stage, 4) the data analysis stage, and 5) the conclusion stage or report writing. However, the five stages of grounded theory research occur simultaneously. Researchers observe, collect and organize data and form theories from data at the same time. One of the important techniques in grounded theory research is the process of constant comparison in which each data is compared with all other data one by one. Data can be collected through interviews, observation, recording, or a combination of these methods. The quality of grounded theory research is largely determined by these steps which are carried out properly, correctly, and disciplined.

Practice of Participatory Budgeting at the Corporate Foundation

Budget participation in the organization is intended to have a positive effect on control and motivation in achieving goals and public accountability. However, budget participation also sometimes does not work well due to several obstacles, such as miscommunication, lack of commitment, and low motivation to perform. Foundation as a non-profit oriented organization has a unique situation in terms of performance. Performance that is identical to profit oriented applied to non-profit organization certainly has its own phenomenon. Whether a corporate foundation performing better than foundation in general by implementing a participatory budgeting is very interesting to explore. The purpose of this study is to explore the implementation and evaluation of participatory budgeting, particularly in the education sector, at foundation owned by company. This research approach is qualitative with case study on a Company Foundation K. The company foundation is the unit of analysis of this research. The informants involved were teachers, company staff from the Business and Support Division, the Education Office, and staff of foundation from the Education Division. The results of the study indicate that the success of implementation participatory budgeting is influenced by internal schools, such as principals and teachers and external schools, such as regulations from the company and the Education Office/government. The biggest challenge is the inconsistency in the implementation that is different from the planning. Changes in policies and changes in implementation procedures, both internally and externally, affect the staff’s motivation and responsibility for implementing the budget. Thus, the performance of budget absorption, especially at the education sector, has not been optimal can be improved by developing participatory budgeting practices that are transparent, participatory, and accountable. Keywords: Participatory Budget Implementation, Participatory Budget Evaluation, Corporate Foundation, Non-Profit Oriented, Budget Performance .

Intervensi Ruang Redaksi Media Televisi Lokal Metro News Jateng-DIY

The newsroom is a place to control news in a mass media. From that room, the editor-in-chief and the editors become important controls to direct the journalists. All editorial crews work with a journalistic code of ethics that is inherent in the profession as a journalist so that it provides various limitations, let alone interferes with independence at work. This study tries to explore the newsroom (newsroom) of Central Java-DIY Metro TV when producing news programs and the various interventions they face. This study uses media political economy theory in a critical paradigm, this study focuses on the structuration process that occurs in the Metro TV newsroom, Central Java-DIY. This study uses an intrinsic case study in a descriptive-qualitative approach. The results showed that there were internal and external interventions in the newsroom. Internal intervention comes from the media business division and external intervention comes from sources within the local government. The editors take measurable actions to respond to all these interventions.