Accurate monitoring of steel plate coating thickness is crucial in construction quality control and durability assessments. To address this challenge, this study introduces a terahertz time-domain reflection spectroscopy based on a BP neural network model to achieve a quantitative visualization characterization of coating thickness. The BP neural network eliminates the inherent dependence of terahertz reflection spectroscopy on the refractive index value in thickness calculation. This trained BP neural network model effectively establishes a functional relationship between signal feature parameters and the corresponding thickness values. Additionally, the proposed model can innovatively measure different coating materials' refractive indexes, revealing the corresponding values for the black paint, white paint, epoxy resin, and rubber as 2.212, 1.967, 1.924, and 2.185, respectively. The experimental results demonstrate the trained BP neural network model possesses remarkable accuracy in predicting coating thickness within the scanning area, achieving a precision level exceeding 96%. This method enables the visualization of coating thickness and the extraction of thickness characterization values. Furthermore, using the thickness imaging results as a reference, the method can accurately identify the thickness abnormalities across the scanning area, locating the position and size of potential defects such as internal scratches and foreign object defects. This innovative approach offers a superior means of monitoring and assessing the thickness distribution quality of the steel plate coating layer materials.