Behavior State Research Articles

Pseudospin topological behavior and topological edge states in a two-dimensional photonic crystal composed of Si rods in a triangular lattice

In this work we propose a two-dimensional topological photonic system of Si rods, whose unit cell is composed of six artificial atoms located on the sites of a triangular lattice. By perturbing the original lattice, by alternately increasing (type A) and shrinking (type B) the radius of the rods, we find edge modes that are highly localized at the interface between the type A and type B photonic crystals. The proposed structure is robust against complex defects and allows transmission of the propagating electromagnetic waves without any reflection. The interface edge modes present a typical behavior corresponding to that of a topological insulator. More specifically, the edge mode presents a pseudospin topological behavior. Our numerical results show the robustness, originating from the topological protection, of this mode against defects, disorder, and reflection. Also, the localization at the interface state permits the confinement of the light, where the interface behaves as a waveguide for the propagation of electromagnetic waves. The geometric perturbation considered here can easily be implemented using nanolithography.

Action status and willingness to change health-promoting behaviors during the COVID-19 pandemic among elementary school children: a study based on Prochaska’s stages of behavior change theory (TTM)

Background & aim:COVID-19 pandemic has significant effects on lifestyle and health-promoting behaviors and adolescence is a very critical period due to the importance of identity formation and individual behaviors. Therefore, the aim of this study was to determine the status of health- promoting behaviors in the sixth grade male students attending elementary schools in Ardabil city based on Prochaska ‘s stages of behavior change (TTM).Materials & methods:This analytical cross-sectional study was conducted on the 619 sixth grade male students attending elementary schools during 2021. The data were collected using two instruments (a researcher-made questionnaire and Health Promoting Lifestyle Profile-II (HPLP-II) questionnaire). The data were analyzed using SPSS version 22 and one-way analysis of variance.Results:The majority of students in physical activity and healthy eating behaviors were in the pre-contemplation stage, 29.6% (183 people) and 33.1% (205 people), respectively. All dimensions of health-promoting behaviors were observed to have a significant relationship with the stages of Prochaska’s theory behavior change in students, their decision-making balance and self-efficacy scores (P < 0.001).Conclusion:The health of students is under serious threat due to the poor state of health-promoting behaviors and the weak desire to change behavior. By planning in educating the students, significant changes can be made in changing their behavior and improving their health.

Parallel movement planning is achieved via an optimal preparatory state in motor cortex.

How do patterns of neural activity in the motor cortex contribute to the planning of a movement? A recent theory developed for single movements proposes that the motor cortex acts as a dynamical system whose initial state is optimized during the preparatory phase of the movement. This theory makes important yet untested predictions about preparatory dynamics in more complex behavioral settings. Here, we analyze preparatory activity in non-human primates planning not one but two movements simultaneously. As predicted by the theory, we find that parallel planning is achieved by adjusting preparatory activity within an optimal subspace to an intermediate state reflecting a trade-off between the two movements. The theory quantitatively accounts for the relationship between this intermediate state and fluctuations in the animals' behavior down at the trial level. These results uncover a simple mechanism for planning multiple movements in parallel and further point to motor planning as a controlled dynamical process.

Application of artificial synapse based on all-inorganic perovskite memristor in neuromorphic computing

Artificial synapse inspired by the biological brain has great potential in the field of neuromorphic computing and artificial intelligence. The memristor is an ideal artificial synaptic device with fast operation and good tolerance. Here, we have prepared a memristor device with Au/CsPbBr3/ITO structure. The memristor device exhibits resistance switching behavior, the high and low resistance states no obvious decline after 400 switching times. The memristor device is stimulated by voltage pulses to simulate biological synaptic plasticity, such as long-term potentiation, long-term depression, pair-pulse facilitation, short-term depression, and short-term potentiation. The transformation from short-term memory to long-term memory is achieved by changing the stimulation frequency. In addition, a convolutional neural network was constructed to train/recognize MNIST handwritten data sets; a distinguished recognition accuracy of ∼96.7% on the digital image was obtained in 100 epochs, which is more accurate than other memristor-based neural networks. These results show that the memristor device based on CsPbBr3 has immense potential in the neuromorphic computing system.

Ethics and Welfare in invertebrates: a stepping-stone to research and animal production

Introduction: Even though only a few species are considered to be dangerous, pests or vectors, the majority of invertebrates produce a feeling of aversion in humans. This has contributed to the delay in the development of ethical considerations as regards this group in contrast with vertebrates, with the exception of cephalopods. &#x0D; Objective: In the present study, we provide an overview of the current situation on animal ethics and welfare in order to contribute to the development of a framework for ensuring invertebrate welfare. &#x0D; Methods: Today, animal welfare is multidisciplinary in nature to a very high degree as it includes ethology, physiology, pathology, biochemistry, genetics, immunology, nutrition, cognitive-neural, veterinary medicine, and ethics. Animal welfare is a complex concept, difficult to achieve successfully from one perspective. &#x0D; Results: As a consequence, we propose to include the five domains (nutrition, environment, health, behaviour and mental state) along with the three conceptions (basic health and functioning, affective state and natural living), as well as the 5R Principle (Replace, Reduction, Refinement, Respect and Responsibility) in seeking to achieve a comprehensive welfare state. &#x0D; Conclusions: We consider that in both research and animal production, the individual and collective ethical concerns coexist and, in fact, the main moral concern to account for is the collective one and that, within that collective view, the individual moral concern should be applied with responsibility and respect for the individual. Finally, we propose a practical example of invertebrate welfare production in sea urchin aquaculture with the aim of including animal production of invertebrates in this important discussion.

Study of Different Personalised Dietary Plans on Eating Behaviour, Body Image and Mood in Young Female Professional Handball Players: A Randomised Controlled Trial.

Low energy availability may precede or be caused by cognitive disturbances in professional athletes. Related psychological problems include disordered eating patterns, body shape preoccupation, depression or anxiety. The objective of this research was to evaluate the effects of different personalised dietary plans on psychological factors in young professional female handball players with low energy availability. This 12-week randomised clinical trial involved 21 female players aged 22 ± 4 years, 172.0 ± 5.4 cm and 68.4 ± 6.7 kg divided into three groups (FD: free diet; MD: Mediterranean diet; HAD: high antioxidant diet). Eating behaviour (Eating Attitude Test, EAT-26: diet, bulimia and oral control subscales), body image (Body Shape Questionnaire, BSQ) and mood state (Profile of Mode State, POMS: tension, vigour, anger, depression, fatigue) were assessed. All participants showed low energy availability (<30 kcal/lean mass per day). The different plans showed no significant differences between them but significant differences over time within groups for the variables: body image, Tension, Vigour and Depression (p < 0.05). Eating behaviour improved slightly but did not show statistically significant changes. Following an adequate nutritional planning for athletes seems to improve the mood and body perception of young female handball players. A longer intervention period is required to assess the differences between diets and improvement of other parameters.

Optimum reinforcement ratio of axially loaded reinforced concrete-filled square steel tube column

For the purpose of clarifying the influencing mechanisms of the longitudinal reinforcement on loading performances of Reinforced Concrete-Filled Square Steel Tube (R-CFSST) short columns under axial load, experimental and numerical studies were performed. Setting the longitudinal reinforcement ratio as parameter, ten R-CFSSTs with five different ratios and three Concrete-Filled Square Steel Tube (CFSST) specimens for comparison were fabricated and tested. Based on the test, the influencing law of longitudinal reinforcement on failure, loading behavior, stiffness, peak load, composite efficiency, ductility and stress state of steel tube of R-CFSSTs were theoretically investigated. A novel material model and simulation method for concrete core was proposed and verified against the test, and thereafter 32 model specimens with four wall-thicknesses of steel tube coupling with eight reinforcement ratios were simulated. The strength prediction equations from ANSI/AISC A360–16, Eurocode 4 and AS/NZS 5100.6 and GB 50936–2014 were studied, modified and compared each other, and based on the test and simulation results, novel equations were proposed and validated against the experiment. The results demonstrate followings: longitudinal reinforcement significantly impacts the behavior of R-CFSSTs as the steel tube does, and thus it is recommended to configure reinforcements in CFSST for the improved performances; proper ratios of longitudinal reinforcement enable the R-CFSSTs to acquire better balance between performance and construction cost, and a range for the optimum ratios is recommended between 1.0% and 3.2%, regardless of wall-thickness of steel tube; the proposed equations are recommended for more accurate and stable prediction of load bearing capacity of R-CFSSTs.

Structural behavior and soil arching state of underground corrugated steel utility tunnel

Underground corrugated steel utility tunnel (UCSUT) is an optional alternative to traditional concrete utility tunnel. However, the structural mechanical behavior and surrounding soil arching state of UCSUT, as a typical flexible structure, depend on the soil-structure interaction between the structure body and surrounding soil, and are not clear currently. Thus, a case study on a real multi-compartment UCSUT project was reported in this paper. The field test and finite element simulation using ABAQUS software were conducted to investigate the mechanical behavior of the pipe-arched main compartment of the UCSUT. After that, the equilibrium equations were established based on the plane strain theoretical model to present the forces' balance of UCSUT and then an algorithm to convert the internal forces into external interface pressure was proposed. Based on the results from the field test and finite element simulation as well as the algorithm mentioned above, the soil arching state around the structure body was also analyzed. The results show that the UCSUT coordinates the external soil load through its own deformation, which in turn affects the surrounding soil arching state. After the soil covers the crown, the soil arching state outside the crown transitions from “negative” to “positive”. The horizontal arching factor near the spring line always greater than the coefficient of earth pressure at-rest, showing a “passive arching state”. In addition, the bending moment is closely related to the structural deformation as well, while the axial force is mainly affected by the cover height above the crown.

Linking Impulsivity to Activity Levels in Pre-Supplementary Motor Area during Sequential Gambling.

Impulsivity refers to the tendency to act prematurely or without forethought, and excessive impulsivity is a key problem in many neuropsychiatric disorders. Since the pre-supplementary motor area (pre-SMA) has been implicated in inhibitory control, this region may also contribute to impulsivity. Here, we examined whether functional recruitment of pre-SMA may contribute to risky choice behavior (state impulsivity) during sequential gambling and its relation to self-reported trait impulsivity. To this end, we performed task-based functional MRI (fMRI) after low-frequency (1 Hz) repetitive transcranial magnetic stimulation (rTMS) of the pre-SMA. We expected low-frequency rTMS to modulate task-related engagement of the pre-SMA and, hereby, tune the tendency to make risky choices. Twenty-four healthy volunteers (12 females; age range, 19-52 years) received real or sham-rTMS on separate days in counterbalanced order. Thereafter, participants performed a sequential gambling task with concurrently increasing stakes and risk during whole-brain fMRI. In the sham-rTMS session, self-reported trait impulsivity scaled positively with state impulsivity (riskier choice behavior) during gambling. The higher the trait impulsivity, the lower was the task-related increase in pre-SMA activity with increasingly risky choices. Following real-rTMS, low-impulsivity participants increased their preference for risky choices, while the opposite was true for high-impulsivity participants, resulting in an overall decoupling of trait impulsivity and state impulsivity during gambling. This rTMS-induced behavioral shift was mirrored in the rTMS-induced change in pre-SMA activation. These results provide converging evidence for a causal link between the level of task-related pre-SMA activity and the propensity for impulsive risk-taking behavior in the context of sequential gambling.SIGNIFICANCE STATEMENT Impulsivity is a personal trait characterized by a tendency to act prematurely or without forethought, and excessive impulsivity is a key problem in many neuropsychiatric disorders. Here we provide evidence that the pre-supplementary motor area (pre-SMA) is causally involved in implementing general impulsive tendencies (trait impulsivity) into actual behavior (state impulsivity). Participants' self-reported impulsivity levels (trait impulsivity) were reflected in their choice behavior (state impulsivity) when involved in a sequential gambling task. This relationship was uncoupled after perturbing the pre-SMA with repetitive transcranial stimulation (rTMS). This effect was contingent on trait impulsivity and was echoed in rTMS-induced changes in pre-SMA activity. Pre-SMA is key in translating trait impulsivity into behavior, possibly by integrating prefrontal goals with corticostriatal motor control.

Correlation between the Electrochemical Durability of Pt/C Catalysts and the Surface Functional Groups of the Support Carbon

Herein, we report the effects of the catalyst support surface chemical/physical state of commercially available high-surface-area carbons on the electrochemical performance of Pt/C electrocatalysts synthesized using carbons as the support for platinum nanoparticles (Pt-NPs). A series of Pt/C electrocatalysts were synthesized through a microwave-assisted polyol process. The support carbons and the Pt/C catalysts were characterized for their structural characteristics including crystallinity, microstructure (morphology and particle size distribution), physical surface area, porosity, thermal behavior, and surface chemical state. Evaluation of the electrocatalytic performances and durability parameters of the Pt/C catalysts was performed through cyclic voltammetry and an accelerated stress test (AST). The results showed that the support carbons have similar physical properties except for the amounts and types of oxygen-containing surface functional groups. The Pt/C catalysts supported on the carbon with a higher surface oxygen content were found more durable during the AST, as compared to their corresponding counterparts supported on the carbon with a lower surface oxygen content. This was attributed to the presence of oxygen functional groups that may function as the active sites for the nucleation of new Pt-NPs, hence inhibiting Ostwald ripening to some extent. This study provides valuable catalyst support selection criteria and synthesis parameters at different pressures.

The effectiveness of motivational interviewing among dentists. systematic review

Aim. 1) To study the development of emotional burnout syndrome among dentists of different genders, ages, seniority and place of work, and different specializations. 2) Analyze the effectiveness of motivational interviewing (MI) among dentists with symptoms of emotional burnout. 3) To study the influence of MI on the behavior and psycho-emotional state of dentists, on the development of emotional burnout syndrome, empathy and job satisfaction.Materials and Methods. Studying the relevance of "motivational interviewing" in PubMed and Web of Science databases. Evaluation of the effectiveness of MI in medical practice among dentists with symptoms of emotional burnout. Modification of the professional burnout questionnaire in accordance with the specifics of the professional duties of dentists and the manifestations of burnout. A questionnaire was conducted to determine the development of professional burnout syndrome among dentists.Results. In this study, we conducted a questionnaire among 135 dentists, taking as a sample the Questionnaire of emotional burnout K. Maslach and S. Jackson. Based on this model, the "Areas of Worklife Survey" and the "General Health Questionnaire" (General Health Questionnaire GHQ-12) were constructed and modified. The questionnaire showed that among dentists, pediatric dentists suffer from a large percentage of the development of burnout (75%), followed by dental therapists (65%), universal dentists (44%), dental surgeons (38%), orthopedic dentists (35%), dentists and orthodontists (30%). The presence of signs of burnout requires corrective action such as the method of motivational interviewing. We have developed methodological recommendations for individual training with the use of MI for dentists of various specialties with emotional burnout syndrome. The results of the study show that the percentage of dentists with burnout after training with MI becomes 3% less.Conclusions. Timely preventive and corrective measures reduce the negative impact of the burnout syndrome on the personality of a professional. Motivational interviewing is useful for strengthening motivation to change behavior in dentists working with patients who have various behavioral problems.

Suppression characteristics of multi-layer metal wire mesh on premixed methane-air flame propagation

Metal wire mesh is widely used in the energy industry for its excellent protective properties as a fire stopping and explosion isolating material. In this study, the suppression characteristics of different layers of metal mesh on the dynamic behavior of premixed methane-air flame propagation were studied experimentally. A high-speed photographic schlieren system was used to photograph the explosion process to capture the changes in the microstructure of the flame, and high-frequency pressure sensors and micro-thermocouple measurements were used to capture the flame explosion pressure and temperature. The experimental results show that the suppression effectiveness of wire mesh is a reflection of the coupling of explosive flame propagation behavior and combustion state in the pipe. Increasing the number of mesh layers and mesh density can destroy the microstructure of the premixed methane-air flame front and hinder the progress of flame propagation. Increasing the number of wire mesh layers will delay the peak time of premixed flame propagation speed and reduce the peak speed values of flame propagation. Wire mesh has a pronounced attenuation effect on premixed flame temperature and explosion overpressure. The maximum flame temperature attenuation rate is 34.99%–60.95%, and the maximum explosion overpressure attenuation rate is 33.70%–74.02%. And the suppression effect is greatly enhanced as the increase of mesh layers.

Rehabilitation of Children and Adolescents with Deviant Behavior and Neurosis-Like Pseudoneurasthenic States of Residual Organic Genesis

The article presents the content and modes of treatment and rehabilitation of children and adolescents with related neuropsychiatric disorders accompanied by behavioral abnormalities. The complexity and ambiguity of solving this problem by many researchers, as well as the tendency to deepen the understanding of the content, means and methods of rehabilitation of children and adolescents in various directions related to school and social and labor maladjustment, risk factors for various forms of behavioral disorders, were noted. The general trend is to develop and carry out for this contingent of sick children and adolescents not only effective drug therapy, but also special measures for their sufficient social adaptation in the future. On the basis of methodological and organizational principles, which include partnership, comprehensiveness of influence, the unity of psychosocial and biological methods of influence, the sequence of rehabilitation measures, the implementation of a systemic approach to the rehabilitation of children and adolescents with deviant behavior and neurotic-like pseudoneurasthenic states of residual organic genesis is revealed. On the basis of the results of the examination and the identification of the causes of the formation of behavioral disorders of 576 children and adolescents aged 7 to 17 years, developed and tested medically differentiated rehabilitation regimens are given, the effectiveness of which is confirmed by the final examinations and the 1-3-year catamnesis of 438 children and adolescents or 76.0 % of the total number who received a full course of restorative therapy and correction of behavioral disorders. It was concluded that the results of restorative therapy and correction of behavioral disorders of children and adolescents with deviant behavior and neurotic-like pseudoneurasthenic states of residual organic genesis require further stabilization of positive premorbid traits in family relationships. In this regard, it is important to further correct the communication difficulties of adolescents in social and psychological training for the formation of self-regulation skills in establishing and maintaining positive relationships with peers and significant adults.

Investigation of dynamic behavior and stress-strain state of soil dams taking into account physically Non-linear properties of soils

The article presents the results of a study of the dynamic behavior and stress-strain state of the Rezaksay soil dam taking into account the physically nonlinear properties of soils, in a flat setting. A mathematical model developed for the study of earth dams is presented. based on the Lagrange variational equation using the d'Alembert principle. As a computing device, the finite element method is used in the work. At the same time, it was determined that the stress-strain state and dynamic behavior of a soil dam significantly depend on the physical and mechanical properties of soils, the commensurability of the geometric dimensions, and theslope coefficients of the dam thrust prisms.

Movement behaviour of endangered white sturgeon Acipenser transmontanus responds to changing environmental conditions below a dam

Acoustic telemetry allows for fine-scale, or positional, tracking of fish in localised environments, and advancement in analytical techniques allows for quantifiable patterns in fish movement and behaviour. White sturgeon Acipenser transmontanus in the regulated Upper Columbia River are listed as endangered in Canada due to their considerable decline over the last century. An improved understanding of where, when, and why white sturgeon move in relation to river regulation is important for species recovery. A VEMCO Positioning System was used to collect the positions of white sturgeon in critical habitats immediately downstream of a dam on the Upper Columbia River over a 1 yr period. We applied hidden Markov models and generalised linear mixed models to (1) identify ecologically meaningful movement behaviours within the positions dataset; and (2) investigate the relationships between movement behaviour and biological (sex) and environmental (e.g. discharge, temperature, habitat) factors. Two behaviour states were identified: ‘residential’, characterised by short movements with less frequent turns, and ‘exploratory’, characterised by longer movements with more frequent turns. Water temperature largely influenced the mean weekly probability of a behaviour state, while discharge influenced the spatial distribution of movement behaviours. Changes in movement patterns were also apparent across seasons, with a higher occurrence of residential behaviour in the winter and spring and exploratory behaviour in the summer and fall. Results will help inform species recovery measures, such as overall flow management and optimization of operations to reduce impacts of river regulation.

Clinical application of acupuncture-moxibustion for the treatment of spirit based on approximate entropy of electrooculogram signal

According to the theory of acupuncture-moxibustion for the treatment of spirit, starting from the relationship between eye movement and spirit, the application of electrooculogram (EOG) signal acquisition and analysis technology for the clinical treatment of spirit by acupuncture-moxibustion is discussed. Based on the nonlinear dynamic characteristics of EOG signals, it is proposed to apply the approximate entropy algorithm to extract the EOG signal characteristics in autism spectrum disorder children under different behavior states, which could realize the preliminary exploration of the correlation between EOG signals and cognitive activities. This could provide a possibility to objectively reflect the patient' s current mental state, and could be used as a potential method to grasp spirit in clinical acupuncture- moxibustion treatment. Furthermore, considering the characteristics of acupoint stimulation on the body surface, the EOG signal acquisition and analysis technology could further be combined with biofeedback technology, and a new idea for clinical acupuncture-moxibustion to treat spirit guided by biofeedback of EOG is proposed.

The Subjectivity of the Verb “至于”

In modern Chinese, the verb “至于” (zhì yú) exhibits prominent subjective language characteristics. Apart from indicating degree, the verb differs semantically from other words in the semantic field of “degree” by emphasizing unexpected outcomes from a subjective point of view. The subjectivity of the speaker’s perspective, emotions and expressions of “I think” and attitudes of disapproval towards the other’s behavior are conveyed. The subjectivity of the selection of sentence structure, such as hypothetical sentences, interrogative sentences and negative sentences is also observed. Furthermore, the subjectivity of the combination with modal particles is shown, where affirmative forms are often paired with the particle “吗” (ma), while negative forms are paired with the particle “吧” (ba). The subjective attitudes of behavior states are also expressed, with behavior state words exhibiting attitudes of “要” or “不要” from a subjective point of view.

Modern educational trends in the maritime industry

The paper reveals the potential and importance of training specialists in the field of maritime and river navigation. The trends of the modern educational process applicable to educational institutions of the maritime and river transport industry are considered. The trends of psychophysiological health and behavior among students of educational institutions of the transport industry are considered, the analysis of available studies on the state of psychophysiological health and behavior of officers of the merchant and navy is also carried out. The research revealed data on important changes and positive trends in the development of the modern educational system applicable to educational institutions of the transport industry, studied the issues of compliance of students' preparation for the difficulties of future professional activity, as well as the impact of the lack of proper attention to the psychophysiological health of ship and ship crews on their personal qualities. The ways of preventing harm to the psychophysiological health of students of institutions of the marine industry are considered. The conclusion is made that the identified trends are applicable to the industry leader of the GMU named after Adm. F.F. Ushakov.

ФІНАНСОВА ПОВЕДІНКА ДОМОГОСПОДАРСТВ УКРАЇНИ В УМОВАХ ВІЙСЬКОВОЇ АГРЕСІЇ ТА ЇЇ ВПЛИВ НА ФОРМУВАННЯ ДОВГОСТРОКОВИХ ТРЕНДІВ ПІСЛЯВОЄННОГО РОЗВИТКУ

The article analyzes the financial behavior of households in Ukraine in the conditions of an unstable socio-economic situation caused by military aggression on the part of Russia. Special attention is paid to highlighting the problem of saving behavior, considering that the savings of the population is the internal financial potential of the economy, which has become more relevant in the current conditions. The dynamics of aggregate incomes, the dynamics and structure of aggregate expenditures, growth rates, and the specific weight of household savings in 2013–2021 were analyzed. The dependence of the financial behavior of households in 2022 on the assessment of the level of well-being, the index of consumer sentiment, the index of the current situation and the index of economic expectations was determined. A number of problems that prevent the attraction of household savings into the economy of Ukraine are outlined, and the main ways to overcome them are proposed. The essence of the financial behavior of households has been clarified, the dynamics of savings in their incomes have been analyzed and, on this basis, the modern trends of changes in such behavior and the possibility of increasing the level of savings through the prism of their relationship and role as a financial source of post-war recovery have been identified. The information obtained as a result of surveys of households regarding the level of their well-being was analyzed for the further assessment of the financial behavior of households in Ukraine at the current stage. Operational information about the mood in society, consumer preferences and saving behavior of the population is provided. The problems that prevent the effective formation of financial resources of households and their investment in the country's economy are outlined. The state of financial behavior of households is analyzed in the context of outlined problems related to attracting household savings to the economy of Ukraine, and the most priority directions for overcoming them are given. There are ways to optimize certain aspects of the financial behavior of households and to direct it to the harmonization and positive dynamics of private and national interests.

ГОСУДАРСТВЕННАЯ ИНФОРМАЦИОННАЯ ПОЛИТИКА В ЗЕРКАЛЕ ФИНАНСОВОГО ПОВЕДЕНИЯ НАСЕЛЕНИЯ РФ

The article, based on an analysis of the state and peculiarities of financial behavior of citizens of the Russian Federation, attempted to determine the degree of influence on these processes of the state information policy and propose some legislative initiatives that can positively affect the level of confidence of citizens in the financial system. The analysis made it possible to conclude that the population of Russia as a whole adheres to conservative and restrained financial strategies. The authors attribute to the main reasons for this phenomenon the insufficient development of the financial services market in the field of working with private investors, due to the lack of financial consulting institutions. To improve the efficiency of regulation of financial behavior, as well as to stabilize it, the work proposed legislative initiatives aimed at creating a trusting environment in the state, increasing the interest and awareness of the population about various financial instruments, as well as increasing the level of rational financial activity of the population and preventing risky behavior of citizens.