ГОСУДАРСТВЕННАЯ ИНФОРМАЦИОННАЯ ПОЛИТИКА В ЗЕРКАЛЕ ФИНАНСОВОГО ПОВЕДЕНИЯ НАСЕЛЕНИЯ РФ

Abstract

The article, based on an analysis of the state and peculiarities of financial behavior of citizens of the Russian Federation, attempted to determine the degree of influence on these processes of the state information policy and propose some legislative initiatives that can positively affect the level of confidence of citizens in the financial system. The analysis made it possible to conclude that the population of Russia as a whole adheres to conservative and restrained financial strategies. The authors attribute to the main reasons for this phenomenon the insufficient development of the financial services market in the field of working with private investors, due to the lack of financial consulting institutions. To improve the efficiency of regulation of financial behavior, as well as to stabilize it, the work proposed legislative initiatives aimed at creating a trusting environment in the state, increasing the interest and awareness of the population about various financial instruments, as well as increasing the level of rational financial activity of the population and preventing risky behavior of citizens.