Our study looked into what people know about mutual funds and SIPs and how they feel about investing in them. We asked questions and talked to different people to find out what they think. We found that some people know a lot about these investments, while others don't know much. People's feelings about investing in mutual funds and SIPs varied, too. Some liked the idea because it can help grow their money, while others were worried about losing money or found it too complicated. We also found that many people don't invest because they don't understand or are afraid of the risks involved. To help more people invest, we suggest making information easier to understand and helping people feel more comfortable with investing. Our study gives important insights for anyone trying to make investing easier and more accessible to everyone. In conclusion, our study sheds light on the different perspectives people have on mutual funds and SIPs. It highlights the importance of breaking down barriers to investing and making financial opportunities more inclusive for all. By addressing these challenges, we can empower more people to take control of their financial futures and make informed decisions about their money. Key Word: Mutual Funds, SIPs, Investments, Financial Opportunities.