The present study aims to evaluate the impact of adding the Ni50Mn37Sn10Cu3 alloy to a Ni0.1Zn0.9O ceramic matrix on structural, morphological, magnetic, thermoresistive, and thermoelectric properties. The Ni0.1Zn0.9O system was obtained through the combustion reaction method. The microcomposite (Ni0.1Zn0.9O)1-x (Ni50Mn37Sn10Cu3)x, where x = 0, 2.5, 5, 10, 20, and 40, was successfully with sintering at 1223K. The microcomposite samples exhibited a good linear relationship between the logarithm of electrical resistivity (lnρ) and the reciprocal of absolute temperature (1000/T) at 300K–360K. The values of the constants A, B, and C are characteristic of NTC behavior, and their curves closely approximate the experimental data. The resistivity ρ305, and the coefficients β, α, and SF obtained from the thermistors are approximately 0.12 MΩcm to 7.28 MΩcm, 5026 K–8436 K, 0.017 K-1 to 0.024 K-1, and 1.03 to 1.4, respectively. The magnetic properties of the samples increased as the alloy addition content increased, with values ranging from 51.7 to 63 for Hc, 0.03 to 1.34 for Ms, and 2∙10−4 to 0.13 for Mr. The values of the band gap remained in the range of 2.23–2.77 eV. The magnetic, thermoelectric, and thermoresistive characteristics can be adjusted to the desired value by altering the content of Ni50Mn37Sn10Cu3 in the Ni0.1Zn0.9O matrix. The results demonstrate the potential of the studied system for NTC performance materials, with magnetic and thermoelectric properties. There is significant potential for the development of new microcomposite materials, but it also opens up new research perspectives in the field, especially related to microcomposites containing Heusler alloys.