This research focuses on addressing the challenges of rule generation in complex decision-making systems by proposing a scalable and adaptive fuzzy grid partitioning approach. Traditional rule generation methods often struggle to handle large datasets and dynamic environments, leading to decreased accuracy and computational inefficiencies. In this study, we present a novel approach that integrates scalable and adaptive techniques to enhance the accuracy, efficiency, and interpretability of rule-based frameworks. The scalable fuzzy grid partitioning algorithm efficiently partitions the attribute space, allowing for the generation of rules in decision-making systems with a large number of data points. By incorporating data parallelization and dimensionality reduction techniques, the approach mitigates computational complexity while maintaining rule generation accuracy. Furthermore, the adaptive fuzzy grid partitioning algorithm dynamically adjusts the partitioning structure based on changing conditions, capturing evolving patterns and ensuring the relevancy and reliability of the generated rules over time. The generated rules are evaluated using fuzzy rule evaluation functions, which consider the degree of membership in the corresponding fuzzy grid cells. This evaluation process ranks and selects the rules based on their firing strengths, providing an interpretable decision-making framework for complex systems. The approach enhances the interpretability of the generated rules by capturing the uncertainties and complexities inherent in decision-making processes. To validate the effectiveness of the proposed approach, we conducted experiments using a credit risk assessment case example. The results demonstrate improved accuracy and efficiency compared to traditional rule generation methods. The generated rules offer transparency and insight into the factors influencing credit risk assessments, enabling informed decision-making. However, this research has some limitations, including potential dataset dependencies, the choice of fuzzy membership functions, computational complexity, and the need for further evaluation metrics and real-world implementation considerations. Future research should focus on addressing these limitations and exploring the applicability of the proposed approach in diverse domains. In conclusion, the scalable and adaptive fuzzy grid partitioning approach presented in this research offers a promising solution to the challenges of rule generation in complex decision-making systems. By addressing scalability, adaptability, and interpretability, this approach enhances the accuracy and efficiency of rule-based frameworks, paving the way for more effective decision support systems in various domains.