Small Business Activity Research Articles

FACTORS THAT INFLUENCE DEMAND FOR SHARIA FINANCING ON CHANGES IN MSME INCOME IN SUMBAWA DISTRICT

This research aims to determine the factors that influence the demand for sharia financing on increasing MSME income in Sumbawa District (case study of customers of Bank Syariah Indonesia, Sumbawa Regency Branch). The research results are: first, the impact of Bank Syariah Indonesia's sharia system in Sumbawa District shows a significant influence on changes in income of micro, small and medium enterprises (0.000 < 0.05). The factor that causes this is that small and medium micro business actors in Sumbawa District realize that the sharia system will always bring blessings to every business they undertake. Second, the effect of promotion on changes in income of micro, small and medium enterprises in Sumbawa District in the case of Bank Syariah Indonesia in Sumbawa District did not have a significant impact (0.571 > 0.05). The cause of this is that micro, small and medium business actors in Sumbawa District cannot access the internet, in fact the internet network in some places for small, micro and medium business actors is not yet accessible, where promotion of financing products is mostly done online. Third, the influence of trust in Bank Syariah Indonesia, Sumbawa District Branch, has a positive impact on changes in the income of micro, small and medium enterprises (0.006 < 0.05). The factor that causes this is that micro, small and medium enterprises already believe in the systems and products offered by Bank Syariah Indonesia, Sumbawa District Branch, so that the bank and micro, small and medium enterprises are always on time in repaying their loans every month. Fourth, the influence of facilities and services on demand for sharia financing at Bank Syariah Indonesia Sumbawa District Branch for micro, small and medium enterprises does not have a significant impact (0.909 > 0.05). The factor that causes this is the lack of supporting capacity of human resources.

SOSIALISASI PENERAPAN AKUNTANSI INDUSTRI KECIL MENENGAH (IKM) YANG MEMANFAATKAN SUMBERDAYA LINGKUNGAN DI PULAU TIDUNG SEBAGAI PROSPEK BISNIS

This dedication is based on observations that show that the application of accounting practices can play an important role in the success or failure of a business. On Tidung Island, there are many small and medium industrial business actors (IKM) who depend on natural resources, especially the fisheries sector, for their survival and livelihood and produce fishery products which are sold in local markets and support the rapidly growing tourism sector, but the application of accounting for SMEs is still weak, even though this application is an effective solution for developing a sustainable business model. To answer this, socialization was held on the application of accounting for small and medium industries (IKM) which utilizes environmental resources on Tidung Island as a business prospect using socialization methods and discussion forums so that solutions to problems can be found such as increasing understanding of Accounting for SME participants on Tidung Island, understanding and being able to practicing basic technology for SME entrepreneurs to utilize the tools that are available and showing the positive impact of implementing accounting on business and environmental sustainability, and how this can support long-term business resilience.

PENDAMPINGAN SERTIFIKASI HALAL KERUPUK RAMBAK KULIT DUSUN CEGOKAN DESA WONOLELO KABUPATEN BANTUL

Assistance for halal certification for Micro Small Businesses of Wonolelo Bantul leather rambak crackers has been carried out in order to support the acceleration of halal product guarantees as mandated by Law No. 33 of 2014. Micro and small business actors (MSEs) are the largest producers of food and beverage products that are subject to mandatory halal because of the increasing number of MSE commodities. The assistance method is carried out by providing socialization and education carried out in groups and individually, followed by discussion and interpretation of the identification results during the assistance process. The results of the assistance obtained that10 business actors in Cegokan, Wonolelo Bantul who were assisted to obtain halal certificates generally met the criteria for halal product processes in accordance with the provisions of the SJPH (Halal Product Guarantee System). Business actors have understood and followed the provisions in applying for halal certification. However, rambak cracker products still have difficulty getting raw materials from halal-certified slaughterhouses. The supply of raw materials is temporarily obtained from collectors, making it relatively difficult to follow the principle of tracebelity.

Strategi Peningkatan Laba Penjualan Melalui Pelatihan Penyusunan Harga Pokok Jual Di Paguyuban Ternak Rakyat Indonesia Desa Buluharjo Kabupaten Magetan

Some small and medium business actors, especially breeders in the Indonesian People's Livestock Association, Buluharjo Village, Plaosan District, Magetan Regency, do not understand how to prepare the cost of goods sold for their livestock business so that the selling price is determined only by considering market prices, resulting in relatively minimal income. when compared with financial and non-financial expenses. They do not realize that many costs have been incurred but have not been taken into account, so even though the selling price is quite high and in accordance with market value, it has not been able to fully cover operational expenses. To provide a solution to this problem, it is necessary to have Training on the Preparation of Cost of Goods Sold as a Consideration for Setting Selling Prices in Maximizing Sales Profits at the Indonesian People's Livestock Association, Buluharjo Village, Plaosan District, Magetan Regency so that livestock business actors can be more effective in calculating their financial management. The training method carried out with Lecture-style training (Lecture) can be a very valuable resource for communicating the necessary information quickly and the Independent Self-study method, this method is expected to be able to train oneself by studying the material that has been given . In addition, this method was chosen because it took into account the distance and time constraints of the presenters and training participants, so that participants were given a simple report format in preparing cost of goods sold. In organizing activities, participants actively ask questions and discuss the conditions and limitations in the preparation of Cost of Goods Sold until the training is complete

IMPLEMENTASI JEJARING BISNIS STRATEGIS DALAM RANGKA MENINGKATKAN KEGIATAN EKSPOR SEKTOR BISNIS MIKRO DI JAWA TENGAH

Developing business networks in international markets by carrying out export activities can encourage the acceleration of the country's economy, which is currently being assisted by the FTA Center from the Indonesian Ministry of Trade. The aim of the FTA Center is to provide a public service to micro and small business actors in terms of carrying out export activities by providing assistance regarding export procedures. Thus, the FTA Center plays an important role in developing international business networks to promote or be able to increase export numbers in Indonesia. This type of research is descriptive with a qualitative approach. The research results show that there has been an increase in the number of exporters with a total of 42 times from micro business actors using export assistance service facilities. From the results of this research, the FTA Center, especially in Semarang City, has succeeded in carrying out its role as a partner for MSMEs by becoming an international business network in implementing free trade agreements. Thus, to improve the work achievements of the Semarang FTA Center, an approach using social media is needed to provide outreach services related to free trade agreements.
 
 Keywords: Business Network, Free Trade Agreement, FTA Center

Penerapan Sistem Point Of Sale Berbasis Android Untuk Peningkatan Kinerja Usaha

Micro, Small and Medium Enterprises in Presidential Decree No. 99 of 1988 are small-scale people's economic activities with business fields that are mostly small business activities. However, in MSMEs, there are several types of obstacles including data collection of stock of goods, transaction reports and financial statements that are not effective and efficient. Therefore, researchers want to change the way store management uses modern methods by designing a point of sale system as an android-based platform for MSMEs Established Stores. Point of Sales systems help various retail businesses make buying and selling transactions quickly, safely, and systematically. POS also includes modern cash registers commonly used in some stores or businesses. The design of this system uses technology from Firebase, namely the Realtime Database feature. The result of this study is an android-based point of sale application. Point of sale applications can simplify the management process at Established Stores. This can be seen from the system testing with the blackbox method which gets good results and all functions run well

Identify Factors in Increasing the Income of Micro, Small and Medium Enterprises (MSMEs) in Padang City

Micro, Small and Medium Enterprises (MSMEs) are the largest segment for national economic actors. MSME players can help the government reduce the number of unemployed people. So in Indonesia, micro, small and medium enterprises are often associated with government efforts to reduce unemployment, fight poverty, and equalize income. This research aims to identify the factors that influence the income of MSMEs in the city of Padang. The research design used in this research is causative research to identify factors that influence the income of micro, small and medium businesses in the city of Padang, where the research subjects used a purposive sampling approach with a margin of error of 5% so that the number of samples of micro and small business actors who have been and Having carried out digital promotions, the target was 385 respondents as measured by distributing a Likert scale questionnaire. Data analysis uses validity, reliability, classical assumption tests, multiple regression tests, F-tests and t-tests. The results of data analysis show that the role of government, capital, entrepreneurial competence and length of business have a significant effect, both partially and significantly, on MSME income.

RECONSTRUCTION OF EMPOWERMENT-BASED MARKETING PERFORMANCE RECOVERY FOR MICRO AND SMALL BUSINESSES IN INDONESIA

The Covid-19 pandemic has made most economic sectors, especially micro and small enterprises, stagnant and even bankrupt. This situation is what makes micro and small business enterprises change their sales strategy through digitalization schemes. The Covid-19 pandemic has indirectly prompted new changes in Indonesia's business style. Social media and marketplaces can become a new concept to make it easier for micro and small business actors to get more comprehensive marketing access. This study aims to initiate an ideal digital marketing adoption model for micro and small enterprise to restore economic conditions to their original state. The research method is an exploratory qualitative approach using primary data obtained from observations and interviews. The sampling technique used purposive sampling with the criteria of the sources being micro and small business actors assisted by the Department of Cooperatives and SMEs of Semarang, Surakarta, Grobogan, Pemalang, Purworejo. The flow of research analysis is data collection, data reduction, data presentation, and concluding. The results of this study indicate two alternative solution models, including training and startup development and training and scaleup development. The urgency of this research allows the government to carry out single submission online program management to minimize errors and monitor program progress. This solution model is expected to be a role model based on ta'awun (mutual relations) for other provincial governments in empowering micro and small business actors to become more optimal based on appropriate technology.

Financial Management Model and Increasing the Independence of UMKM in Ponorogo

Small, Micro and medium business activities are currently experiencing good development, especially in the food and beverage sector. Therefore, MSMEs must also be able to manage finances by preparing good financial reports. Financial management and reporting in MSMEs is still not widely used. This is because MSMEs feel that their daily money turnover can be predicted. However, without recording and separating personal assets from his business, an entrepreneur cannot control his business properly. The mixing of personal interests with business can increase risks to business sustainability and continuity. The independence of small, micro and medium enterprises today is the ability to run their business only by relying on their own capital. Soft loan capital is very rarely obtained because financial management has not been carried out, so even simple financial reports are not available. Business independence of course needs to be accompanied by the ability of MSMEs to manage their finances.

TRENDS IN EXPANDING THE GEOGRAPHY OF TRADE AND ECONOMIC ACTIVITY AS THE BASIS OF TECHNOLOGICAL SOVEREIGNTY

Bringing business (products or services) to international markets reveals the potential for revenue and profit growth of companies. Statistical data confirm the fact that in modern conditions, the level of involvement in the export activities of Russian small and medium-sized businesses is insignificant. This is often due to the lack of experience and knowledge on the basics of foreign economic activity among owners and business leaders. Entrepreneurs, even successfully developing their business in the Russian market, as a rule, have little idea of the criteria for choosing a country for export, the procedure for selecting a foreign partner, the specifics of all procedures for bringing business to international markets. The Russian government is taking significant steps to support business in this direction. Today, thanks to the improvement of legislation, as well as consulting and marketing support from the state, the procedures for entering the international markets of domestic producers have been significantly simplified. Taking into account the analysis of indicators characterizing global trends in foreign trade activity, the article offers various methodological approaches to determining the geography of trade and economic activity in the conditions of the formation of Russian business.

Government Policy on Licensing for the Development of Micro, Small and Medium Enterprises (MSMEs) as an Effort to Accelerate the Realization of the Goals of a Welfare State

According to Republic of Indonesia Presidential Regulation Number 98 of 2014 concerning Licensing for Micro and Small Enterprises, it states that to encourage regional economic growth, empowerment for MSME actors is needed. This empowerment is carried out by simply granting permits to micro and small business actors. Micro, Small and Medium Enterprises (MSMEs) need protection because of the various limitations and constraints they have including licensing issues, while on the other hand micro, small and medium enterprises (MSMEs) are currently making a very large contribution to Indonesia's economic growth and are the largest contributor to the country's gross domestic product. The benefits of issuing these permits are business legality, ease of obtaining capital, access to business assistance from the government, and empowerment from the government. Government policies in terms of easy granting of permits for the development of MSMEs can accelerate the goals of the welfare state.

Различия в инновационном поведении субъектов малого и крупного бизнеса

The authors of the article studied the specifics of innovative behavior of enterprises depending on their size. This specificity was determined in accordance with the following areas of the company’s activities: personnel policy, search for sources of financing, search for market niches, production of innovative products (determined by the nature of the innovations produced and the level of innovative mobility), search for partners and contractors, placement of financial responsibility centers. In preparing the article, a system analysis methodology was used, based on a set of theoretical and empirical research methods, the key of which is the case-study method, based on the results of content analysis, as well as expert interviews and a questionnaire survey. The analysis showed that the qualitative results of the activities of small and medium-sized innovative businesses often have a greater impact on the economic development of the region than large ones. The results obtained during the study have both scientific and practical significance. At the level of regional authorities, understanding the specifics of the innovative behavior of entrepreneurial firms is important from the point of view of determining measures of state support for innovatively active enterprises.

АКТУАЛЬНЫЕ ПРОБЛЕМЫ ЦИФРОВОЙ ТРАНСФОРМАЦИИ МАЛОГО И СРЕДНЕГО БИЗНЕСА

The article examines the interpretations of the concepts of “digitalization” and “digital transformation”; analyzes the activities of small and medium-sized businesses in Russia and the Donetsk People’s Republic in digital transformation; identifies the main digital trends of past and present periods; substantiates the problems hindering the development of digital trends and the transformation of small and medium-sized businesses in modern conditions.

Информационная система как возможность оптимизации деятельности предприятия малого бизнеса

The article considers the information system (IS) as a tool for improving the activities of small and medium-sized businesses and the problems faced at the initial stage of the IP life cycle within the enterprise.

СТРУКТУРНЫЙ АНАЛИЗ МАЛОГО И СРЕДНЕГО ПРЕДПРИНИМАТЕЛЬСТВАВ РОССИЙСКОЙ ФЕДЕРАЦИИ

In the article, based on the results of continuous observations of the activities of small and medium-sized businesses in 2015 and 2020, a structural analysis of changes in the main indicators of the development of the studied sector of the economy is carried out. As part of the structural analysis of the number of employees, sectoral and regional shifts have been identified, as well as positive trends in the employment structure, which should be consolidated, taking into account the limiting nature of labor resources.

Improvement of Ukraines innovation policy based on the experience of Poland

The strategic and program documents that defined the goals and tasks for the activation of innovative development of Poland since joining the EU were analyzed. The content of institutional reforms to ensure the effectiveness of the innovation strategy and directions for improving the financial mechanism for supporting innovatively active enterprises and stimulating the innovative activity of small and medium-sized businesses in Poland are considered. A comparative analysis of the indicators of research and innovation activity of Ukraine and Poland for 2016–2022 was conducted. The positive dynamics of indicators of the financial and personnel components of research and development activity, the growth of the effectiveness of innovation activity in Poland in recent years were revealed. Based on the analysis, a conclusion was made about the effectiveness of the state innovation policy of Poland, in particular in terms of the application of fiscal instruments and the implementation of the mechanism for expanding cooperation between research organizations and entrepreneurs. The study of the dynamics of the main indicators of scientific research and innovation activity of Ukraine showed that during the studied period there was a significant decrease in the level of financing of scientific research, a reduction in personnel potential and a decrease in the competitiveness of domestic enterprises on foreign markets of high-tech products. The expediency of implementing the Polish experience in Ukraine for improving the state innovation policy based on the introduction of measures to stimulate the innovative activity of enterprises, improving the financial and information support of scientific research and innovation activities is substantiated. Based on the Polish experience, it is proposed to introduce in Ukraine a mixed system of financial support for innovative enterprises, which includes subsidies, tax discounts, technological credits, grants for research and innovation. The importance of applying organizational and informational measures for the formation of innovative thinking of entrepreneurs, expansion of cooperation of enterprises with research centers and commercialization of research results is substantiated.

Інноваційні підходи до підтримки та розвитку малого і середнього бізнесу в регіонах України

The aim of this article is to study innovative approaches to the support and development of small and medium-sized enterprises (SMEs) in the regions of Ukraine. The development of SMEs is a prerequisite for the realization of Ukraine’s economic and innovative potential. An analysis and a generalization of scientific works of many scientists considering the integration of innovative instruments into the activities of small and medium-sized businesses have been carried out. The main aspects of the influence of small and medium-sized enterprises on the development of the country are systematized. Small and medium-sized businesses in Ukraine are a instrument for creating new jobs and self-realization of citizens, reducing unemployment, developing innovative business methods, influencing competition, saturating the market for goods, services and labor, and are the basis for the development of the national economy. It is determined that a perspective innovative way to stimulate the development of Ukrainian SMEs is the organization of an ecosystem of their support. Social, resource and cognitive factors motivate SMEs to participate in the ecosystem. By participating in the ecosystem, SMEs benefit from networking, collaboration, communication and information sharing. These include various factors related to social interactions between ecosystem participants that contribute to business growth and development. Other factors include access to resources, formal and informal support, and market access. Finally, cognitive factors are related to the goals and values shared by the participants in the ecosystem. Another important instrument is business incubation. The current status of business incubation in the policy of supporting SMEs should be recognized as the initial stage in the development of a distinctive local economy. In addition, start-ups are becoming increasingly important, especially given the need to implement modern, profitable and innovative projects in the form of innovative SMEs. To stimulate venture capital investments at the national level, it is proposed to intensify efforts to create favorable conditions for generating business ideas and turning them into innovations in demand by the investment community. In the future, it is recommended to consider the issue of attracting innovative technologies in the post-war reconstruction of the economy.

Using the Arima model to forecast the share of railways in the industry

The relevance of the studied topic is related to the statistical study of the contribution of using the Arima model to forecast the share of railways in the industry to the socio-economic development of the country, the analysis of the dynamics of their economic growth, and the need to develop and evaluate the most appropriate economic-mathematical models for managing the type of activity. Taking into account that various econometric models can be used in the analysis of problems related to small business activity, we found it necessary to use some of these models. The purpose of the study is to model the share of small business in the industry and develop forecast parameters. Using the Arima model to forecast the share of railways in the industry and private entrepreneurship activities were chosen as the object of research. The scientific works of the republican and foreign economists, as well as the data of the republican and regional statistical offices serve as a source of information. The expected result of the research is to reveal the modern laws of the studied economic processes, to justify their situation using the ARIMA model. As a result of the conducted research, the forecast parameters related to the share of small business in the industry until 2028 were determined.

Impact of Social Media on Sales Activities of Small Businesses in Hyderabad

Abstract: Social media can be a powerful tool to help businesses in any size to reach their sales targets. This study attempts to investigate the impact of social media on sales activities using a quantitative approach to obtain a profound view of this phenomenon. An online questionnaire was distributed to the listed small businesses in Hyderabad, Telangana State, India via their emails. Data were collected from small businesses through self-administered questionnaire. 197 participants were accomplished. Descriptive and inferential statistics are applied to the measured variables under study. Brand Awareness, Sales Transactions, Sales Revenue, Engagement Tool, Customer Relations and Product/Service Improvement are used as determinants of Sales Activities in this study. Confirmatory Factor Analysis, Discriminant Validity and Hypothesis testing are used in the practical analysis to examine the impact of social media on the determinants of sales activities. The results show that social media has a positive significant impact on the all involved variables (constructs) i.e., Brand Awareness, Sales Transactions, Sales Revenue, Engagement Tool, Customer Relations and Product/Service Improvement. Apparently, small businesses should focus on social media to incorporate sales performance into their marketing tactics.

ОСОБЕННОСТИ МАЛЫХ И СРЕДНИХ ФОРМ ПРЕДПРИНИМАТЕЛЬСТКОЙ ДЕЯТЕЛЬНОСТИ В СФЕРЕ ТОРГОВЛИ НА ПРИМЕРЕ РЕСПУБЛИКИ ТАТАРСТАН

One of the most economically developed regions of Russia is the Republic of Tatarstan. It is no coincidence that support for entrepreneurial activity is designated as one of the priority tasks of the regional Government. In 2014, the project “Business and Power: A Frank Conversation” was launched in the Republic. Business representatives now have at their disposal an effective platform for discussing and solving pressing problems. All voiced opinions are recorded, and decisions made become the subject of control by the office of the Authorized Representative for the Protection of the Rights of Entrepreneurs under the President of the Republic of Tajikistan. Object of study: activities of small and medium-sized businesses in the Republic of Tatarstan in the field of trade and entrepreneurial activity. Purpose of the study: features of the activities of small and medium-sized forms of entrepreneurial activity that implement trade and economic relations using the example of Tatarstan. Research methods: thought experiment, analysis, abstraction, synthesis, modeling, comparison, comparison and specification. Novelty of the research. In this article, the author proposes measures to improve the export potential of the Russian Federation economy through the development of exports of enterprises and organizations of small and medium-sized businesses. This activity should take into account the industry specifics of business entities of the Republic of Tatarstan in the field of trade relations and individualize the assistance provided.