ObjectiveInsurance for fisheries ensures the stability of fishing areas and stabilizes fishermen's lives. This research, derived from a numerical examination of 374 documents on China's fishery insurance policies, delves into the emphasis and limitations of current policies, offering guidance for developing and refining future fishery insurance strategies for both China and the globe. MethodsThe research develops a 3D analytical model encompassing policy instruments, directions, and stakeholders, examining how China's fishery insurance policies are distributed and utilized via classification of policy tools, coding of text content, statistical analysis, and complex interactions. ResultsRegarding policy instruments, those based on environmental considerations were the most commonly employed, while those based on demand were the least utilized. In terms of policy direction, it is biased towards supporting strategies such as organizing and implementing work and optimizing insurance operation mechanism. In terms of policy stakeholders, it is mostly reflected in the characteristics of policy implementation under the leadership of the government, while the initiative and participation of fishermen, fishery management organizations and insurance management institutions is not high enough. ConclusionGoing forward, both China and the global community ought to focus on these three aspects when developing fishery insurance policies. First, it's essential to broaden the impact of policy instruments that are based on demand and supply. Second, refine the policy tool guidance measures based on policy direction. Third, it is necessary to stimulate the vitality of policy-driven multi-agent participation.