THE STABILITY OF REGIONAL FINANCIAL AND CREDIT INSTITUTIONS AS A FACTOR IN THE ECONOMIC SECURITY OF THE CITY OF MOSCOW

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Introduction. The economic security of regions in the Russian Federation is the basis of national security. It is necessary to conduct a comprehensive study of the mechanism for ensuring the stability of regional fi nancial and credit institutions as a factor in the economic security of the region, as well as to determine the stability and sustainability of this mechanism against various risks and threats. Methodology. As initial information for the analysis of the fi nancial and credit system of Moscow, we used information on the socio-economic situation of Moscow for 2019-2021, presented on the Mosstat portal; information about the largest banks and non-state pension funds of Moscow, presented by the fi nancial portal Banki.ru. In addition, in order to analyze the risks of banking and pension activities, information from the Russian rating agency Expert RA was used. Results. The assessment of the level of development and stability of the fi nancial and credit system of Moscow was carried out. We identified and assessed the risks of the system of fi nancial and credit institutions in Moscow. Problem areas in the activities of fi nancial and credit institutions and proposals for solving problem situations were indicated. Conclusions. The study showed that the fi nancial and credit institutions of Moscow have a significant impact on the level and pace of socio-economic development of the region and the country as a whole, provide the economy and the social sphere with the necessary fi nancial resources and provide various fi nancial services to local organizations and the population. However, the emerging problem situations and risks of the fi nancial and credit system undermine the stability of regional institutions in terms of the economic security of Moscow. Market, political, credit and investment risks have to be studied for reducing their performance. Furthermore, the paper highlights the most significant problems in the development of the banking sector and the stability of regional fi nancial and credit institutions and offers proposals for their solution. In conclusion, the main threats to the economic security of the region from fi nancial and credit institutions are identified.