Abstract
This study was conducted to determine the factors that affect banking profitability. The number of samples used in this study were 14 conventional banks listed on the Indonesia Stock Exchange (IDX). The sample selection technique used is purposive sampling. The data analysis used is panel data regression analysis with the help of EViews 9 software. Based on the research results partially show that the Operating Expenses Operating Income (BOPO) and Loan to a loan-to-deposit ratio (LDR) variables have a negative and significant effect on profitability (ROA). Variables that do not affect profitability are Capital Adequacy Ratio (CAR), and NonPerforming Loan Ratio (NPL).
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