Abstract
The purpose of this research is to identify the impact of non-performing loans (NPL), loan to deposit ratio (LDR), and operational income operating costs (BOPO) on return on assets (ROA) in corporate banking. This research was conducted on banking sector corporations registered with the Financial Services Authority (OJK) in the 2017-2021 period. Purposive sampling was used as a sampling method involving 64 sample issuers. Quantitative data and secondary data used in research. Observation and documentation studies are used as collection techniques. Multiple linear regression analysis was used as a data analysis technique. The research results indicate that simultaneously, return on assets (ROA) is significantly influenced by non-performing loans (NPL), loan to deposit ratio (LDR) and operational income operating costs (BOPO). Partially, return on assets (ROA) is significantly negatively affected by non-performing loans (NPL) and operating income operating costs (BOPO), on the other hand, return on assets (ROA) is significantly influenced positively by the loan to deposit ratio (LDR).
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
