Non-Performing Assets in Public and Private Sector Banks in India (2008-2013)

Abstract

The study is based on the NPA value of public & private banks in India. The value of nonperforming assets effects the reputation of a bank. NPAs reflect the performance of different banks. If a bank has a large number of nonperforming assets, it means that bank is not working well. The main purpose of this paper is to find out the actual value of NPA in India from 2008-13. It is clear the value of NPA in small industries and agriculture in India. The paper also shows the value of NPA in small scale industries and agriculture sector. The value of NPA is increasing in every year. NPA reflects the value of profit and show the level of management of every private sector and public sector banks in India. NPA has become the main problem for Indian economy. The high NPA value effect the bank’s reputation and growth. As we know that the Indian banks are facing lot of financial problems but it is happen because of the high value of NPA. Most of the NPA value is coming from public sector banks in India that effect the profitability. So to improve the value of profitability the Banks will have to take some suitable steps.