Abstract

Banks play a very important role in any Financial System. It is the backbone of the Indian Financial System. The Rising NPA’s of the Banks in India for the last 5 years has really posed a threat to the Indian financial system. Recently Standard & Poor Global Rating agency has expected the NPA’s of Indian banks to remain elevated at 11.5 %. NPA helps to measure the Performance of any bank. It is quite evident that the Recent Covid Pandemic has badly hit not only India but the entire world to a greater extent. The Public and Private sector banks in India both have been adversely affected by the Rising NPA. Through this research, it has been observed that Public sector banks are more adversely affected than Private sector banks. My Study Focus on the Trend & Differences in the Non-Performing Assets of the Selected Indian Public and Private Sector Banks.

Highlights

  • The Indian Banking sector plays a very important role in the Indian Financial system

  • RESEARCH METHODOLOGY As per the literature review it has been observed that the present study mainly focus on non-performing asset (NPA) comparison of Public sector banks and Private sector banks

  • Lending more to the Growing Sectors in the economy. The study makes it clear that all the above Private& Public Sector banks are facing the problem of NPAs

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Summary

Introduction

The Indian Banking sector plays a very important role in the Indian Financial system. It acts as a link between lender and borrower. Banking in India has played a very important role to develop the saving habits among the masses. It helped to channelize the savings of the people into investment. In the past three decades Indian banking has outperformed and helped to develop the financial system in the country. Indian banking system has witnessed many revolutionary changes, for e.g. Nationalization of 14 major Private Banks in the year 1969. The Banking sector in India currently consist https://www.cribfb.com/journal/index.php/ijfb

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