Abstract

This article analyses the problems and constraints faced by the matured n SHG members in Vellore district in Tamil Nadu. The researcher collected responses from 450 women respondents from two blocks in Vellore district in Tamil Nadu and the study concludes that rotation of leaders, lack of cooperation and family member criticism are the major problems experiences by the matured SHGs which will be a lesson to the newly formed SHGs. Discriminant analysis was used in analysing the data collected from the women respondents. The study will be helpful to the Self Help Promoting Institutions (SHPI) rural development practitioners and NGOs to ensure that these problems do not recur or and in evolving an efficient mechanism to handle the issues.

Highlights

  • The governments - both federal and in a number of states - have been encouraged with the success of the SHG and micro-finance as a strategic asset oriented approach and extend its scope and investments

  • The analysis was further attempted at each of the problems to understand whether any significant differences are evident across the groups in discriminating

  • The discriminant model concludes that there exists a significant difference between the set of variables between the groups formed earlier and recently formed groups; the old groups faced more problems than the recently formedgroups and rotation of leaders, lack of cooperation among the members and family member criticism are the major problems contributing to this significant difference

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Summary

Introduction

The governments - both federal and in a number of states - have been encouraged with the success of the SHG and micro-finance as a strategic asset oriented approach and extend its scope and investments. For any strategic approach to be sustainable , it is always profitable to track the deficiencies-constraints and problems faced on the way and cause corrections; they may be at policy level and during implementation. Even family members may not like women going out frequently for group activities or taking up new occupation [other than the one followed by the family men]; they may sometimes criticize and may not extend necessary support to the women. Sometimes those who are not connected to the group or family may create problems

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