Abstract
This study aims to measure the level of financial literacy of lecturers in Palembang. The method of analysis in this research is descriptive analysis. The number of respondents in this study were 153 respondents. Data collection techniques used survey techniques with questionnaires. Financial literacy index is determined through four stages: (1) Grouping of financial literacy variables in 2 groups, namely basic financial literacy and advanced financial literacy, (2) giving score 1 for correct answer and 0 for other answer that is unknow, wrong answer and refused to answer, (3) Calculate the weight of each variable by using simple weight, (4) Calculate index of financial literacy. The results showed that on average the basic financial literacy of lecturers in Palembang was included in the moderate category, while the average advanced financial literacy was in the low category. The level of financial literacy or Financial Literacy Index as a whole including the low category. Distribution of basic financial literacy based on gender and age average dominant in high category reverse dominant advanced financial literacy distribution in low category.
Highlights
This study aims to measure the level of financial literacy of lecturers in Palembang
The results showed that on average the basic financial literacy of lecturers in Palembang was included in the moderate category, while the average advanced financial literacy was in the low category
Analisis personal financial literacy dan financial behavior mahasiswa strata I fakultas ekonomi Universitas Sumatera Utara., dari https://jurnal.usu
Summary
Temuan dalam penelitian ini menunjukkan mahasiswa dari program studi non-bisnis, perempuan, junior, usia dibawah 30 tahun, dan pengalaman kerja sedikit diasosiasikan dengan tingkat personal financial literacy yang rendah, dan cenderung memiliki opini dan keputusan keuangan yang salah. Penelitian yang dilakukan Nidar dan Bestari (2012) pada mahasiswa Universitas Pajajaran menunjukkan rata –rata skor literasi keuangan mahasiswa Pajajaran 42,1% dan termasuk kategori rendah, konten pertanyaan dalam penelitian ini meliputi empat konsep (Houston, 2010) yakni : mengukur literasi keuangan menggunakan pertanyaan dari empat concept meliputi: Basic concepts, Borrowing concepts, Saving/Investing concepts, dan Protection concepts. Metode analisis data adalah statistik deskriptif dan uji ANOVA, daftar pertanyaan dalam penelitian ini jika dilihat dari konten pertanyaan menurut Houston (2010) menggunakan pertanyaan dari empat concept meliputi: Basic concepts, Borrowing concepts, Saving/Investing concepts, dan Protection concepts, temuan dalam penelitian ini tingkat literasi keuangan mahasiswa adalah 48,91% berada dalam kategori rendah.
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