Integrated Financial Supervision Research under the Big Data of Bank and Insurance

Abstract

Recently, the mixed operation is a trend. We would develop a new model to solve the problems for the out-dated integrated financial supervision. After analyzing the finance in the era of Big Data, we combed the logical structure of the traditional separated supervision mode with model diagrams. Studying academic journals, we summarized characteristics and found the mechanism of the integrated financial supervision. Accordingly, we designed a process model of the financial integrated function supervision. All the work was under the guidance of macro, micro and comprehensive equilibrium analysis of Comprehensive Economics. We still established the model’s structure framework to demonstrate the innovation–the two-way coordination of institutional supervision and functional supervision, and the matrix supervision structure. Our model will guide the process of integrated financial supervision, maintain the stability of the financial market, and reduce the financial supervision risk and other existing problems.