Abstract
This paper examines the effect of credit risk management on private and public sector banks in India. Credit risk occurs when customers default or fail to comply with their obligation to service debt, triggering a total or partial loss. The primary cause of credit risk is poor credit risk management. When banks manage their risk better, they will get advantage to increase their performance (return). For this purpose researcher has taken one dependent return on asset (ROA) and two independent variables capital adequacy ratio (CAR) and non-performing assets (NPAs). The ROA is performance indicator. The CAR and NPAs is credit risk management indicator. Researcher has applied two way regression model.
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callMore From: International Journal of Academic Research in Business and Social Sciences
Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
