Abstract
Uncertainty over the junior doctor and consultant contracts is causing problems for doctors applying for mortgages. Financial rules introduced in April 2014 mean that lenders now seek hard evidence of future income before approving mortgage applications. But, with the dispute over junior doctors’ contract arrangements still ongoing, doctors in training are facing challenges providing evidence for their earnings after August 2015. The BMA has previously warned that proposed changes to the junior doctors’ contract in England could make it more difficult for doctors to pay their mortgages. Kitty Mohan, former co-chair of the BMA junior doctors …
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