Abstract
On the basis of generalization of scientific publications, literature and a number of economic definitions, the conceptual foundations of building a state policy on the effective use of investment opportunities of households are revealed. The place of the state for the functioning of households is substantiated, and the principles, criteria and main factors of monetary and fiscal policy that influence the process of forming the use of investment opportunities of households are determined. The main components of financial trust, such as the economic component, the information component, the participation effect, and independent control, are investigated. The directions in which the state policy should be implemented to support the formation and use of investment resources of households are proposed. A model of the investment potential of the economy is formulated.
Published Version
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