Abstract
The present study was made to investigate the pattern and extent of availability, accessibility and economics of pledge loan against Warehouse receipts by Agricultural produce market committee's (APMCs) and commercial banks in Hyderabad-Karnataka region during the year 2011–2012. The study results revealed that Bidar and Raichur shown better growth rate with respect to number of beneficiaries and amount received from the commercial bank against warehouse receipt. However, it was interesting to note that the average number of beneficiaries and amount received was observed more in case of Koppal district followed by Gulbarga. In case of APMC financing against the warehouse receipt as evident from Sindhanur market performed better in case of number of farmers and amount covered under pledge loan scheme. The study suggest that there is an inevitable need for creating awareness among farming community about the significance of warehouse receipts which can act as weapon and also as collateral security for minimizing the risk of selling agriculture produce for distress sale after immediate harvestthis can be regulated only through strengthening APMCs activities.
Published Version
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