Abstract

Dairy buffalo entrepreneurship is a livelihood strategy or employment generator in the Philippines. Factors affecting the access of loan programs for capitalization is not yet explored and studied in Nueva Ecija; hence this study.Data were gathered through secondary sources and Key Informant Interview. Document analysis was employed in this study to explain the current status of ANYO’s implementation, factors that could hinder or motivate the access of dairy carabao entrepreneurs on the ANYO, assess possible recommendations, best practices and policies to enhance the implementation of ANYO. Based on findings of the study, Action Plan and Project that will address identified factors that could limit or motivate the capability to access loans for dairy buffalo entrepreneurs was proposed. Findings showed that the approval of endorsed loan application from PCC as an intervention to facilitate easier access, posted high loan release rate of 79% (38 out of 48). The remaining 21% (10 out of 48) of loan applications, either pending or dis-approved, demonstrated that there is still room for improvement for the program to have more impact in reaching the remaining 858 or 95% of the total dairy entrepreneurs in Nueva Ecija. This study recommends strategies to formalize and enhance the collaboration of PCC and NRBSL through a Memorandum of Agreement (MOA), to support the marginalized dairy buffalo entrepreneurs.

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