Abstract
China’s small and micro enterprises have always had the typical characteristics of “five, six, seven, eight, nine,” which are important supports to expand employment and improve people’s livelihood. However, the current proportion of these enterprises in obtaining bank loans does not commensurate with the proportion of small, medium, and micro enterprises in the total economic aggregate. The financing dilemma of small and micro enterprises still exists. In consideration of the financing status of small and micro enterprises, this study analyzes the constraints of small and micro enterprises in financing, such as the difficulty in mortgage, difficulty in obtaining loans, and difficulty in guaranteeing. This study sorts out Taizhou’s practical experience and links its operation mechanism of “two platforms, one fund, and one index.” Finally, by learning from its successful experience, how to utilize the environment and the trend of big data will be further discussed, so as to form a scalable and sustainable financing method and path. This will provide a reference for improving the financing environment of small and micro enterprises.
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.