A ESCASSEZ DE EDUCAÇÃO FINANCEIRA NO SISTEMA EDUCACIONAL BRASILEIRO

Abstract

The current economic situation is increasingly demanding individuals have financial knowledge and skills in order to maintain financial stabilit. However, on the other hand, currently, two out of every three people in the world are considered financially illiterate. This means that while the scenario requires more and more from people, they are reaching adulthood without the necessary basic knowledge. This situation is no different in Brazil. In this context, the need for financial education in the educational system is notable, so that by addressing this issue with individuals from childhood, we can have better-prepared adults in the future. The overall objective of the research project was to address financial education at the elemntary, middle, and higher education levels, as in Brazil, as well as worldwide, the financial education indices reflect a reality where the marjority of individuals lack control over their finances. The methodoly was based on exploratory research with a qualitative approach, and data collection was conducted through the Scientific Periodicals Electronic Library - SPELL database. Finally, the study identified that to change Brazil’s reality regarding financial education indices,it is necessary to incorporate the topic into the curriculum of schools and universities and address the subject with all layers of the population, including both youth and adults.