ОСОБЛИВОСТІ РОЗВИТКУ ТА ФУНКЦІОНУВАННЯ МАЛОГО ТА СЕРЕДНЬОГО БІЗНЕСУ В УМОВАХ ІНТЕНСИФІКАЦІЇ ГЛОБАЛІЗАЦІЙНИХ ПРОЦЕСІВ

Abstract

The article considers the essence and evolution of small and medium enterprises, identifies the levels and mechanisms of support for small and medium enterprises, explores the tools to support small and medium enterprises, substantiates institutional measures to ensure the priority of support for small and medium enterprises. It is investigated that in many developed countries the main purpose of supporting small and medium enterprises is not to directly subsidize enterprises or provide them with financial resources, but to create favorable conditions for comfortable functioning of small and medium enterprises and facilitate access of small and medium enterprises to borrowed resources (primarily through the implementation of warranty programs). In the countries with the most developed level of small and medium-sized enterprises, regulatory practices are minimized: the system of regulation of small and medium-sized enterprises is simplified and the norms imposed on small and medium-sized businesses, both in the manufacturing and trade sectors, are revised. It is substantiated that support for small and medium-sized businesses in Europe is provided at the regional, national and supranational levels. The policy of supporting entrepreneurship in Europe is implemented through the activities of states and through special programs implemented under the auspices of the EU. At the state level, business support in many European countries is carried out through the development and implementation of targeted programs of financial, economic, personnel, technical, information assistance to small and medium-sized businesses. Most states create special reserves to support small and medium-sized businesses through subsidies, soft loans, grants, and so on. Along with creating favorable conditions for the functioning of small and medium-sized businesses, the state develops special support programs aimed at ensuring equal development of all regions. All EU countries help small and medium-sized businesses to access sources of funding, using a variety of levers. In particular, some countries, such as the Netherlands, provide loan guarantees.