Стратегічні імперативи функціонування банків державного сектору на повоєнному етапі

Abstract

Introduction. The issue of the role of state-owned banks in modern conditions is attracting more and more attention. In Ukraine, the share of the state-owned banks segment makes up more than half of the banking services market. Accordingly, the synthesis of existing experience and the development of approaches to the use of the potential of state banks in the interests of supporting the development of the economy in crisis conditions is an urgent scientific task for Ukraine. Problem Statement. The role and place of state banks in ensuring economic development in conditions of exogenous challenges. Purpose. To determine the peculiarities of the work of banks with state participation in the capital in Ukraine and to provide recommendations for increasing the efficiency of using their potential in war conditions and at the stage of post-war economic recovery. Methods. The work uses the methods of theoretical generalization, systematic, comparative and economic analysis, systematization, logical generalization, analytical presentation, and synthesis. Results. In accordance with foreign experience, it has been confirmed that in the conditions of wartime challenges, state banks play an important stabilizing role in ensuring the stability of the financial market. During the war, Ukrainian state banks were able not only to ensure uninterrupted provision of financial services and payment and settlement operations, but also to support the implementation of state credit programs. The segment of state banks plays an important role in the financial support of the state's fiscal policy. Such a role of state-owned banks in Ukraine will most likely remain at the stage of post-war economic recovery. Conclusions. In accordance with the acquired advantages and experience of pre-war activities, the forces of state banking institutions should be concentrated in the key areas of supporting the functioning of the economy in wartime conditions within the framework of defined state policy tasks. At the same time, the strategy of their activities needs to be adjusted with increased specialization in accordance with the strategic directions of economic recovery.