By study on underlying coal and strata pressure-relief principle and the gas extraction technique under upper protective layer mining, we obtain the stress change and distribution law of underlying coal-rock mass. We analyze the deformation law and fracture development characteristics of underlying coal-rock mass movement. With mining proceeding ahead, the total floor coal and rock experiences compression deformation first, then expansion deformation and re-compaction of the continuous periodic destruction. Based on different development characteristics and status of underlying coal-rock mass, the underlying coal-rock mass under an effect of upper protective layer mining was divided into the floor heave fracture zone and the floor heave deformation zone in this paper. The permeability coefficient of change law of underlying the coal seam as follows: the original value-small decreasing-increasing greatly-reducing-stability at last. The field test for upper protective layer mining of Zhang-ji coal mine of Huainan shows that the effect of pressure relief of protected seam is very good. So it eliminates the risk of gas outburst, ensuring safety mining of the protected seam. The research has an important significance for safety and efficient production under similar exploitation conditions of low-permeability with high gas and outburst risk coal seam.